What Klaros Group does

Klaros Group is a boutique financial services advisory firm founded in 2019 and headquartered in Walnut Creek, California, with a presence in New York. The firm provides advisory, investment, talent, data, analytical, and strategic support to financial services innovators across five horizontal client segments: fintechs, sponsor banks, embedded finance providers, new payment rails, and financial innovation investors. Its service portfolio is organized into four branded business lines: Klaros Advisors (regulatory applications, bank charter strategy, U.S. market entrance, stablecoin issuer strategy, BaaS partnership risk, BSA/AML compliance, enforcement action response, and board advisory), Klaros Capital (capital strategies and investment support), Klaros Talent (recruiting and coaching), and Klarify360 (a standalone data and analytics platform for regulatory and enforcement-action intelligence at klarify360.com). The firm is differentiated primarily by its team composition — a bench of former senior regulators from the OCC, FDIC, and Federal Reserve, alongside operators from PayPal, eBay, Oracle, and major law firms.

The firm's core technology is the Klarify360 data and analytics platform, while the broader practice is a professional services operation whose proprietary value derives from regulator-pedigree personnel, deep practice expertise in bank charter applications (ILC, MALPB, SPDI, national bank) and the GENIUS Act stablecoin framework, and a content engine (Klaros Blog, Klaros Insights newsletter, podcast appearances, conference speaking, and Bloomberg-cited commentary). Notable engagements include advising Nubank (NYSE:NU) on its application for a national bank charter with the OCC, and advising Compound Labs through the first-ever S&P Global credit ratings assigned to an institutional DeFi offering (B- for Compound Prime, LLC).

Klaros operates a sales-led, relationship-based go-to-market supported by thought-leadership content marketing, direct business development with founders, CEOs, and board directors, and inbound inquiries from companies seeking regulatory guidance. Revenue is generated through professional service fees on a project-based or retainer basis, with pricing not publicly disclosed. The firm is privately held (Klaros Group LLC, a USA-domiciled LLC) with no disclosed funding rounds, no parent company, and is led by partners including co-founders Konrad Alt, Brian Graham, Michele Alt, and Adam Shapiro.

Name

Klaros Group

Legal name

Klaros Group LLC

Website

https://klaros.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Klaros Group is a boutique financial services advisory firm founded in 2019 that helps fintechs, sponsor banks, embedded finance providers, and new payment rails navigate bank charter applications, stablecoin regulation, BaaS risk, and compliance. It operates four business lines (Klaros Advisors, Klaros Capital, Klaros Talent, and the Klarify360 data platform) and is differentiated by a team of former OCC, FDIC, and Federal Reserve regulators.

Ownership category

akta.pro rank

Product category

Financial Services Advisory & Consulting

NAICS

Management, Scientific, and Technical Consulting Services (5416), Portfolio Management and Investment Advice (523940), Other Scientific and Technical Consulting Services (54169)

SIC

Services-Management Consulting Services (8742), Investment Advice (6282)

akta.pro primary industry

Compliance Technology, GRC Platforms & Controls Automation Advisory (BPAHAFAO)

akta.pro secondary industries

KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB), Compliance, GRC Workflow & Audit Automation Platforms (HDAEAHAL)

Keywords

• Financial services advisory
• Banking regulatory consulting
• Bank charter advisory
• Fintech compliance consulting
• Stablecoin regulatory strategy

Headquarters

HQ city

Walnut Creek

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Advisory and Consulting Services: Klaros Group provides advisory services to financial services companies seeking bank charters, regulatory approvals, and strategic guidance. Revenue is generated through professional service fees, likely project-based engagements or retainer arrangements with clients pursuing regulatory applications, bank building, compliance programs, and strategic initiatives.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Klaros Group is a boutique advisory firm that provides consulting, investment, talent, data, analytical, and strategic services to financial services innovators. Its core work covers bank charter applications and business plans, bank strategy and design, sponsor bank (BaaS) partnership advisory, U.S. market entrance for foreign fintechs, stablecoin issuer strategy and operations, BSA/AML/financial crimes compliance, and enforcement action compliance, supported by a proprietary data and analytics platform called Klarify360.

Product overview

Klaros Group is a boutique financial services advisory, investment, talent, data, and strategic consulting firm. The company operates primarily as a service-based consultancy rather than a software product company. Its core offerings include Klaros Advisors (regulatory advisory, bank strategy, stablecoin strategy, compliance services), Klaros Capital (investment services), Klaros Talent (recruiting and coaching), and Klarify360 (a data and analytics platform providing regulatory insights and enforcement action tracking). The portfolio is organized around helping financial innovators and incumbents navigate regulatory requirements, obtain banking licenses, and achieve business goals while meeting regulatory expectations.

Differentiator

Problem solved

Functional benefit

Brands

• KLARIFY: Data and analytics platform for financial services insights

Products and services

• Klaros Advisors Comprehensive advisory services covering bank strategy and design, regulatory applications and business plans, U.S. market entrance for foreign fintechs, sponsor bank partnerships, bank building and scaling, new business lines/products/services, stablecoin issuer strategy and operations, compliance/BSA/AML/financial crimes, and enforcement action compliance. Designed for fintechs, sponsor banks, embedded finance providers, new payment rails, and financial innovation investors.
• Klaros Capital Investment arm of Klaros Group that provides capital strategies and investment support to financial services innovators, with a defined approach, team, and portfolio of investments.
• Klaros Talent Talent recruiting and coaching services for the financial services industry, supporting clients in identifying and developing leadership and specialized talent.
• Klarify360 A data and analysis platform providing industry and regulatory insights, enforcement action tracking, and analytical support for financial services innovation. It supports Klaros's advisory work and is available to financial services innovators seeking regulatory and competitive intelligence.

Named customers2 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered notable.

• Compound LabsnotableStrategic or Co-development PartnerKlaros advised Compound Labs throughout the first-ever credit rating process for an institutional DeFi offering. Klaros helped Compound achieve the milestone of obtaining B- credit ratings from S&P Global Ratings for Compound Prime, LLC and its unsecured senior debt securities.
• NubanknotableStrategic or Co-development PartnerKlaros worked with Nubank (NYSE:NU), one of the world's largest digital financial services platforms, on their application for a national bank charter with the Office of the Comptroller of the Currency (OCC).
• CyencenotableStrategic or Co-development PartnerKlaros partnered with Cyence (now part of Guidewire Software) to analyze partner banks' and fintechs' potential information security exposures. The partnership combined Klaros' financial services expertise with Cyence's cyber-risk intelligence and analytics capabilities.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Capco: Global financial services management and technology consultancy with a dedicated U.S. banking and capital markets practice. Overlaps with Klaros on bank strategy, regulatory transformation, and fintech advisory for sponsor banks.
• Stout: Global advisory firm with a financial services regulatory and compliance practice serving banks, fintechs, and investors. Comparable in offering bank strategy, regulatory advisory, and enforcement response work.
• FS Vector: Specialist regulatory advisory firm serving fintechs and banks on licensing, BSA/AML, and compliance program design. Closely comparable boutique model to Klaros, focused on the same fintech regulatory niche.
• Promontory Financial Group (IBM Consulting): Promontory is the most direct competitor — a premier regulatory and risk advisory firm serving banks and fintechs, acquired by IBM. It competes head-to-head with Klaros on bank charter work, BaaS risk management, and regulatory remediation engagements.
• Chartwell Compliance: Boutique compliance consultancy focused on financial services BSA/AML, regulatory compliance, and fintech oversight — directly comparable to Klaros's Compliance/BSA/AML and sponsor bank risk management practices.

Broad incumbents

• Wolters Kluwer Compliance Solutions: Established compliance technology and advisory provider for banks and fintechs. Overlaps with Klaros in BSA/AML, regulatory change management, and compliance program support, though delivered primarily as software and managed services.
• Accenture (Financial Services): Global consulting leader with a large banking practice spanning regulatory compliance, core modernization, and fintech partnerships. Acts as a broader incumbent option when fintech clients require scaled delivery.
• Deloitte (Banking & Capital Markets / Risk & Regulatory): One of the largest financial services advisory practices globally, with deep regulatory, risk, and compliance capabilities. Competes with Klaros on enterprise fintech and bank engagements as a scaled alternative.

Emerging players

• FinReg Solutions: Boutique financial services regulatory advisory firm serving community banks, fintechs, and crypto firms on licensing, compliance, and BSA/AML. Closely comparable emerging peer in the same fintech regulatory niche.
• Patel Law Group: Specialty financial services law firm focused on fintech, banking, and digital assets regulatory matters. Comparable in advising fintechs on licensing, charter strategy, and bank-fintech partnerships.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/klaros-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Klaros Group