What CCD does

CCD Business Development Corporation is a private non-profit Oregon corporation founded in 1971, designated by the U.S. Economic Development Administration as the federally recognized Economic Development District for Coos, Curry, and Douglas counties. The organization is SBA-certified as a Certified Development Company (CDC), which gives it exclusive standing to originate SBA 504 loans in its service area — long-term, fixed-rate financing (up to $5 million, or $5.5 million for manufacturers and energy efficiency projects) structured as 50% bank, 40% CDC debenture, and 10% borrower equity for commercial real estate, construction, and major equipment. Through the Unity Lending collaboration with Lane Council of Governments, Oregon Cascades West Council of Governments, and Mid-Willamette Valley Council of Governments, CCD extends SBA 504 origination across most of Oregon. Headquartered in Coos Bay with offices in Roseburg and Gold Beach, the organization operates with approximately nine staff.

Beyond SBA 504, CCD administers multiple complementary programs. The Technical Assistance Program provides up to 40 hours of paid consulting per business, funded by USDA RBDG, Local Initiatives Support Corporation, and the Judith Ann Mogan Foundation. The organization administers grant pass-throughs including a $3 million Emergency Small Business and Microenterprise Grant Program funded by Business Oregon CDBG, a separate $300,000 CDBG-CV program for Curry County, and an EDA CARES Act-funded 24-month Economic Recovery Initiative delivered with South Coast Development Council. Additional offerings include the OBDF loan program, a Revolving Loan Fund, the Microenterprise Assistance Services Program (with the City of Roseburg), a Women In Business networking group, mentoring, and community/economic development technical assistance for municipalities, special districts, and non-profits.

The revenue model is multi-stream: CDC servicing fees regulated by the Code of Federal Regulations plus interest income on the 40% CDC debenture tranche; grant administration overhead on federal and state pass-throughs; technical assistance contracts funded by USDA and foundations; and fees on the OBDF loan and Revolving Loan Fund. Go-to-market is direct and relationship-driven — small business borrowers come via the website, lender referrals (banks, credit unions, savings and loans), Unity Lending partner councils, and community events. Revenue is not publicly disclosed.

Name

CCD

Legal name

CCD Business Development Corporation

Website

https://ccdbusiness.org

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

CCD Business Development Corporation is a non-profit Oregon corporation and SBA Certified Development Company serving Coos, Curry, and Douglas counties, providing SBA 504 loans, grant administration, and technical assistance to small businesses, municipalities, and non-profits.

Ownership category

akta.pro rank

Product category

Community Development Financial Services

NAICS

Grantmaking and Giving Services (81321)

SIC

Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

akta.pro secondary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

Keywords

• SBA 504 loans
• Small business lending
• Economic development
• Community development financing
• Technical assistance services

Headquarters

HQ city

Roseburg

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. SBA 504 Loan Program: CCD provides SBA 504 loans through the Certified Development Company structure. Revenue is generated through CDC fees set by the Code of Federal Regulations to cover loan servicing costs, as well as interest income on the 40% CDC portion of the loan. SBA fees (approximately 2.67% of SBA portion) and bank fees are financed into the project.
2. Technical Assistance Services: Technical assistance funded through USDA RBDG, Local Initiatives Support Corporation, and Judith Ann Mogan Foundation. Services provided at no or low cost to small businesses for management, accounting, marketing, finance, and operations consulting.
3. Grant Program Administration: Administration of grant programs such as the $3 million Emergency Small Business and Microenterprise Grant Program funded through Business Oregon CDBG funds. Grants to small businesses range from $2,500-$30,000.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

CCD Business Development Corporation is a federally recognized Economic Development District and SBA-certified Certified Development Company (CDC) serving Coos, Curry, and Douglas counties in Oregon. It provides SBA 504 long-term fixed-rate loans of up to $5 million for commercial real estate and major equipment, along with the Revolving Loan Fund Program, OBDF loans, and a COVID-19 loan program. It also administers federal and state grant programs, delivers paid technical assistance/consulting to small businesses, and offers community and economic development support to municipalities and non-profits.

Product overview

CCD Business Development Corporation is a federally recognized Economic Development District serving Coos, Curry, and Douglas counties in Oregon. The organization operates as a Certified Development Company (CDC) providing SBA 504 loan programs alongside a portfolio of lending, grant, and technical assistance services. The core offerings include SBA 504 loans through the Unity Lending collaborative network, various grant programs (Emergency Small Business & Microenterprise Grants, CDBG-CV grants), the Technical Assistance Program for business consulting, Women In Business networking, Microenterprise Assistance, and Economic Recovery Initiative support. The portfolio is structured around small business financial support (loans and grants) combined with capacity-building services (technical assistance, mentoring, and community development) to encourage economic diversification and growth in the region.

Differentiator

Problem solved

Functional benefit

Brands

• Unity Lending: SBA 504 loan program collaboration between CCD and partner councils serving coastal and valley communities in Oregon.

Products and services

• SBA 504 Loan Program Long-term, fixed-rate financing of up to $5 million (up to $5.5 million for manufacturers or energy efficiency projects) for major fixed assets that promote business growth and job creation. Operated through Certified Development Companies as SBA's community-based nonprofit partners, with a structure of 50% bank financing, 40% CDC financing, and 10% borrower equity.
• Unity Lending SBA 504 A collaborative lending program between CCD Business Development Corporation, Lane Council of Governments, Oregon Cascades West Council of Governments, and Mid-Willamette Valley Council of Governments providing SBA 504 loans to small businesses throughout Oregon.
• Technical Assistance Program Provides small businesses and non-profit organizations up to 40 hours of paid technical assistance, connecting them with consultants for management, accounting, marketing, finance, and operations assistance at no or low cost.
• Women In Business Program A networking group for women in business in Coos, Curry, and Douglas Counties providing support, resources, and networking opportunities through monthly meetings with expert speakers and presentations.
• Emergency Small Business & Microenterprise Grant Program A grant program funded by Business Oregon CDBG to help small businesses (up to $30,000) and microenterprises (up to $10,000) remain solvent and retain or create low- and moderate-income jobs in response to COVID-19 pandemic economic impact.
• CDBG-CV Curry Emergency Small Business & Microenterprise Grant Program A $300,000 grant program funded with federal CDBG-CARES Act funding for Curry County businesses affected by COVID-19, administered in partnership with CCD Business Development Corporation.
• Revolving Loan Fund Program Provides alternative lending options for small businesses in the region with flexible terms for business growth and expansion.
• OBDF Loan Oregon Business Development Fund loan program providing financing options for small businesses in the region.
• Microenterprise Assistance Services Program Program for microenterprises (businesses with five or fewer employees) providing classroom training in business planning, budgeting, marketing plans, financial statements, and access to markets, implemented through the City of Roseburg CDBG partnership.
• Economic Recovery Initiative A 24-month project focused on regional economic recovery in response to the COVID-19 pandemic, bringing resources to Coos, Curry, and Douglas Counties and creating a long-term resiliency plan.
• Community Development Department Services Provides assistance to governments and municipalities for infrastructure projects including sewer, water, wastewater, libraries, and Head Starts, plus project development financing.
• Economic Development Department Services Provides technical assistance, project development, grant/project application writing, and grant/project administration services to agencies in the CCD region.
• Mentoring Programs Business mentoring services connecting small business owners with experienced advisors for guidance and support.
• CCD COVID-19 Loan Program Specialized loan program designed to provide financial assistance to businesses affected by the COVID-19 pandemic.

Quantifiable outcome

• Up to $5 million in SBA 504 financing for major fixed assets
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and major.

• Lane Council of Governments (LCOG)coreStrategic or Co-development PartnerUnity Lending collaboration providing SBA 504 loans to small businesses in Lane County and throughout Oregon. Contact: Dan Betschart, Program Manager, 541-682-3359, [email protected]
• Oregon Cascades West Council of Governments (OCWCOG)coreStrategic or Co-development PartnerUnity Lending collaboration providing SBA 504 loans serving Linn, Benton, and Lincoln Counties. Contact: Didi Aho, Loan Officer, 541-812-1920, [email protected]
• Mid-Willamette Valley Council of Governments (MWVCOG)coreStrategic or Co-development PartnerUnity Lending collaboration providing SBA 504 loans serving Polk, Yamhill, Marion, and Rural Clackamas. Contact: Jeff Hilderbrand, Loan Program Manager, 503-540-1613, [email protected]
• Small Business Administration (SBA)coreStrategic or Co-development PartnerCCD is a Certified Development Company (CDC) certified by SBA to offer the SBA 504 Loan Program. SBA enables growing businesses to secure long-term, fixed-rate financing for commercial industrial real estate and major machinery and equipment.
• City of RoseburgcoreStrategic or Co-development PartnerPartnership to create and implement Microenterprise Assistance Services Program funded through Community Development Block Grant Program for businesses in Coos, Curry and Douglas Counties.
• South Coast Development Council, Inc (SCDCinc)majorStrategic or Co-development PartnerContracted partner for Economic Recovery Initiative to assist with coastal areas of Coos, Curry, and Douglas County region. Contact: Shaun Gibbs, [email protected], 541-808-7774

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/ccdbusiness
• Instagraminstagram.com/ccdbusinessdevelopment

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CCD