Uniborn
Uniborn is a Tallinn-based investment neobank and mobile-first syndication platform that uses AI-powered workflows to structure and administer SPVs, enabling angels, family offices, UHNWIs, and institutions to co-invest in growth-stage tech companies via Estonian and Delaware vehicles.
- Company typePrivate
- Founded2023
- HeadquartersTallin, Estonia
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Uniborn does
Uniborn O\u00dc (trade name Uniborn) is an investment neobank and community-led syndication platform headquartered in Tallinn, Estonia, founded in 2023 by Dmitry Samoylovskikh. The company operates a mobile-first platform that structures, executes, and administers co-investments in growth-stage technology companies through Special Purpose Vehicles, supporting both Estonian O\u00dc (Loan Notes) and Delaware Series LLC (Units) structures, with end-to-end handling of SPV setup, KYC/KYB verification via Sumsub, document generation, banking, and regulatory filing.
The product surface centers on Cartels, virtual private investment clubs that aggregate angels, family offices, UHNWIs, and institutional investors, plus deal-level SPVs managed by Deal Leads. Since launch, Uniborn has closed more than 50 deals, arranged 30+ SPVs in its first full year, and built an investor network exceeding 1,000 participants, with mandate allocation sizes up to $150m. The company reports 40% faster average deal cycle versus industry benchmarks, 15-minute deal setup, 5-minute KYC, and 2-48 hour SPV creation entirely from the mobile app.
The business model is transaction-fee based: a 2% admin fee on total amount raised per SPV (subject to a EUR 3,000 minimum) and a 1% secondary transfer fee (capped at EUR 1,000). Uniborn is FIU-licensed in Estonia (license FIU000420) and GDPR-compliant. The company bootstrapped from near cash-exhaustion in 2024 to profitability by mid-2024, grew revenue roughly 50x over the subsequent 18 months, and targets at least 3x year-over-year growth in 2026 while serving named counterparties including Rapyd, Finom, Refurbed, Salmon, Plata, Upgrade, and Gonka AI.
Uniborn firmographics
Firmographics- Name
- Uniborn
- Legal name
- Uniborn OÜ
- Website
- https://uniborn.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Uniborn is a Tallinn-based investment neobank and mobile-first syndication platform that uses AI-powered workflows to structure and administer SPVs, enabling angels, family offices, UHNWIs, and institutions to co-invest in growth-stage tech companies via Estonian and Delaware vehicles.
- Ownership category
- akta.pro rank
Uniborn industry classification
Industry- Product category
- Private Market Investment Syndication Platform
- NAICS
- Other Financial Vehicles (52599), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Underbanked/Financial Inclusion Neobanks (FSABAFAJ)
Keywords
Where Uniborn is headquartered
LocationHeadquarters
- HQ city
- Tallin
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
Uniborn business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Syndication Admin Fee: 2% admin fee charged on the total investment amount raised for each deal, applied to each investor. Subject to a minimum of 3,000 EUR per deal.
- Secondary Transfer Fee: 1% fee on the transaction amount for transfers of interest within an SPV, subject to a minimum of 250 EUR and a maximum of 1,000 EUR. Uniborn's role is solely administrative.
- Deal Lead Carry/One-off Fees: Deal Leads may apply carry and/or one-off fees for deals they lead, which is separate from Uniborn's platform fee.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Syndication Fee — 2% of raised amount |
| Transaction based/ take rate | Pay-as-you-go | Secondary Transfer Fee — 1% of transaction amount |
| Freemium | Pay-as-you-go | Platform Access — Free |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Uniborn product offering
Product offeringCore offering
Uniborn is an investment neobank and community-led syndication platform that runs AI-powered primary rounds and secondary transactions in private markets. It automates Special Purpose Vehicle (SPV) setup (Estonian OÜ and Delaware Series LLC), KYC/KYB, document generation, banking, and regulatory filing via a mobile-first app, supported by Cartels (private investor clubs) and a network of 1,000+ institutional and private investors. By 2025 it expanded into mandates for growth-stage tech companies and placements alongside family offices, VC, and PE funds.
Product overview
Uniborn is an investment neobank and community-led syndication platform for private market investments. The platform operates as a mobile-first product combining proprietary AI, infrastructure, and networks to power primary rounds and secondary transactions for tech companies. Core offerings include Cartels (private investment clubs for deal collaboration), the Syndication Platform (for sourcing and executing startup investments), and SPV structures (both Estonian LLC and Delaware LP). The platform provides end-to-end deal execution including SPV setup, document generation, KYC/KYB processing, and banking. Additional offerings include educational content through the Journal and a Handbook knowledge base. Uniborn also facilitates institutional-scale transactions including mandates for growth-stage companies and co-investment with family offices, VC/PE funds.
Differentiator
Problem solved
Functional benefit
Products and services
- Uniborn Syndication Platform Mobile and web application that automates SPV setup (Estonian OÜ Loan Notes or Delaware Series LP Units), KYC/KYB, document generation, banking, and regulatory filing for syndicated startup investments. Built for Deal Leads, angel investors, family offices, and institutional co-investors.
- Cartels (Private Investment Clubs) Virtual investment clubs where Cartel Admins and members share, vote, and collaborate on private market deals; Deal Leads circulate opportunities through their Cartels for collective due diligence and co-investment.
- Estonian SPV (OÜ) Setup & Administration End-to-end setup and lifetime administration of an Estonian limited liability company (OÜ) used as a non-operating SPV for a single deal, with Loan Notes as debt securities and variable interest tied to target asset returns; non-Estonian-tax-resident investors pay no Estonian tax.
- Delaware SPV (Series LLC) Setup & Administration Setup and administration of Delaware Series LLC SPVs in partnership form, with investors joining as limited partners holding underlying target assets in a tax-transparent structure; can be launched in minutes and supports both equity and crypto allocations.
- Primary & Secondary Placement Services (Investment Neobank Mandates) Mandate-based facilitation of primary capital raises and secondary transactions for growth-stage tech companies, with allocation sizes up to $150m, leveraging the Uniborn institutional investor network and full SPV infrastructure.
- Secondary Transfer Administration Administrative processing of transfers of investor interests within Uniborn-managed SPVs, charged at 1% of the transaction amount (min EUR 250, max EUR 1,000).
Quantifiable outcome
- 40% faster deal cycle vs. industry average
- +2 more outcomes
Companies that use Uniborn
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Uniborn technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature4 records
Uniborn partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Sumsub (Sumsub Tech LTD)coreUniborn's KYC partner for identity verification and compliance processing. Sumsub handles the KYC (know-your-customer) information as part of the platform's onboarding and deal execution workflow.
- OpenAI (OpenAI Ireland Ltd)coreData processing partner engaged by Uniborn for processing personal data, supporting the AI-powered platform capabilities and infrastructure.
Scale indicators8 records
Recent moves8 records
Expansion highlights6 records
Uniborn competitors and assessment
Company assessmentDirect peers
- SeedInvest: SeedInvest is a regulated equity crowdfunding and syndication platform focused on startup and growth-stage private placements, competing with Uniborn for primary deal flow.
- Wefunder: Wefunder operates a community-driven private investment platform supporting SPVs and syndications for early and growth-stage startups, mirroring Uniborn's community-led co-investment model.
- MicroVentures: MicroVentures operates a private market investment platform with SPV-based syndications and secondary transfers, directly comparable to Uniborn's 2% syndication and 1% secondary fee model.
- AngelList: AngelList operates Roll Up Vehicles (syndication SPVs) and a private investor network, directly competing with Uniborn's Cartels and SPV syndication platform for angel-led deal flow.
- OurCrowd: OurCrowd is an equity crowdfunding and syndication platform that uses SPVs to aggregate investor capital into venture deals, directly comparable to Uniborn's primary syndication business.
- Republic: Republic runs a community-led private investment platform with SPV tooling, retail-accessible syndicates, and secondary markets, comparable to Uniborn's Cartels and investor network model.
Broad incumbents
- iCapital Network: iCapital is a large fintech platform powering private market and alternative investment access for advisors, family offices, and UHNWIs — overlapping with Uniborn's institutional placement and family office motion.
- Carta: Carta is the dominant cap table and private market infrastructure provider, offering SPV creation, fund administration, and secondary transfers — overlapping with Uniborn's full-stack SPV lifecycle management.
Regional players
- Crowdcube: Crowdcube is a UK/EU-focused equity crowdfunding and private investment platform with SPV tooling, comparable to Uniborn but primarily serving European retail investors rather than UHNWI syndicates.
Emerging players
- Jarsy: Jarsy is an emerging mobile-first fractional private investment platform offering SPV-based access to startups for retail and accredited investors, comparable to Uniborn's mobile-first syndication approach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Uniborn social profiles
Digital presenceUniborn compliance and trust
Trust signalCompliance2 records
Uniborn financial estimates
Financial estimateRevenue estimate
Valuation estimate
Uniborn leadership team
Management profileNumber of profiles
Profiles4 records
Uniborn funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Uniborn M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Uniborn
What does Uniborn do?
Uniborn is an investment neobank and community-led syndication platform that runs AI-powered primary rounds and secondary transactions in private markets. It automates Special Purpose Vehicle (SPV) setup (Estonian OÜ and Delaware Series LLC), KYC/KYB, document generation, banking, and regulatory filing via a mobile-first app, supported by Cartels (private investor clubs) and a network of 1,000+ institutional and private investors. By 2025 it expanded into mandates for growth-stage tech companies and placements alongside family offices, VC, and PE funds.
Is Uniborn a public or private company?
Uniborn is a private company. It is classified as venture growth investor backed and is currently operating.
When was Uniborn founded?
Uniborn was founded in 2023. It employs 1 to 10 people.
Where is Uniborn based?
Uniborn is headquartered in Tallin, Estonia, in the Europe region.
How does Uniborn make money?
Three revenue lines are on record. Syndication Admin Fee is the primary driver. The others are secondary Transfer Fee and deal Lead Carry/One-off Fees.
Who are Uniborn's main competitors?
Direct peers on record are SeedInvest, Wefunder, MicroVentures, AngelList, OurCrowd and Republic. Broad incumbents are iCapital Network and Carta. Crowdcube is listed as a regional player. Jarsy is listed as an emerging player.
Does Uniborn have an API?
No public API is recorded for Uniborn.
What industry is Uniborn in?
Uniborn's product category is Private Market Investment Syndication Platform. Its primary akta.pro industry code is FSABAFAJ, Underbanked/Financial Inclusion Neobanks. Its NAICS code is 52599 and its SIC code is 6211.