Vivox AI
Vivox AI develops atomic AI agents that automate AML screening, KYB/KYC onboarding, sanctions and adverse media monitoring, and due diligence for regulated financial institutions and SME-focused platforms across 100+ countries.
- Company typePrivate
- Founded2025
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Vivox AI does
Vivox AI is a London-based RegTech company (legal entity Digital Intelligent Solutions Ltd, registered in England and Wales) that develops 'atomic' AI agents for financial crime compliance operations. The platform is built on large language models fine-tuned for compliance workflows, with a modular Atomic AI Agent Architecture that delivers explainable, auditable agents for AML screening, KYB/KYC onboarding, sanctions and PEP alert reviews, adverse media monitoring, corporate registry analysis across 150+ jurisdictions, UBO investigations, and narrative report writing. Its flagship product, 'Rachel,' operates as a digital AI compliance analyst running 24/7 with human-in-the-loop feedback, supported by a governed self-learning layer that enables continuous improvement through supervised analyst input.
The company's primary customers are regulated financial institutions—banks, payment providers, fintechs, crypto platforms, and businesses serving SME clients—with named enterprise logos including TransferMate, Revolut, Osome, Altery, Telf AG, Ecompay, and Nebeus. Distribution is via a direct enterprise sales motion with proof-of-concept deployments and quote-based pricing, complemented by presence at industry events such as Money20/20 Europe 2026 and NextGen Payments & RegTech Forum. The platform is deployed across 100+ countries and holds ISO 27001, ISO 27017, ISO 42001, SOC 2 Type 2, and GDPR certifications, with regulatory alignment positioned to FCA, EU AI Act, and global standards including FINMA, OCC, US-FDIC, MFSA, VASP, SAEC, and U.S. Treasury.
Vivox AI raised a £1.3 million pre-seed round in March 2026 (following an earlier Startup Wise Guys investment in November 2024) from a syndicate that includes Axel Weber, Dan Cobley, senior Barclays executives, the Onfido co-founder, Startup Wise Guys, and Venture Together. The company was founded in 2025 and operates with 11-50 employees from its London headquarters, with recognition including RegTech100 2026 and FinCrimeTech50 2026.
Vivox AI firmographics
Firmographics- Name
- Vivox AI
- Legal name
- Digital Intelligent Solutions Ltd
- Website
- https://vivox.ai
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Vivox AI develops atomic AI agents that automate AML screening, KYB/KYC onboarding, sanctions and adverse media monitoring, and due diligence for regulated financial institutions and SME-focused platforms across 100+ countries.
- Ownership category
- akta.pro rank
Vivox AI industry classification
Industry- Product category
- RegTech Compliance Software
- NAICS
- Investment Banking and Securities Intermediation (523150)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- AI Governance, Risk & Compliance (GRC) Platforms (HDAAAMAA)
- akta.pro secondary industries
- Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE), Responsible AI, Security & Privacy Platforms (Safety, Guardrails, PII) (HDAEANAG), Audit, Explainability & Accountability Tooling (traceability, reporting) (HDAAAKAL), Responsible AI, AI Governance & Compliance Services (BPAEAHAJ)
Keywords
Where Vivox AI is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Vivox AI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- AI Platform/SaaS Subscription: Subscription-based access to the Vivox AI compliance platform with AI agents for AML, KYB/KYC, and financial crime compliance operations. The platform is deployed across enterprise customers and likely operates on a per-seat or tiered subscription model based on usage volume and agent capabilities.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels7 records
Vivox AI product offering
Product offeringCore offering
Vivox AI develops and sells the Rachel AI Compliance Analyst, an enterprise SaaS platform of regulator-ready atomic AI agents that automate manual, repetitive financial crime compliance tasks for regulated financial institutions. The platform automates AML, KYB/KYC onboarding, sanctions and PEP screening, adverse media monitoring, UBO investigations, and narrative reporting with full audit trails and human-in-the-loop oversight.
Product overview
Vivox AI is a technology company offering a unified AI-powered compliance platform for financial crime compliance operations. The portfolio consists of the modular Atomic AI Agent Architecture as the underlying platform, with the AI Compliance Analyst (Rachel) as the primary product interface. Supporting modules include the KYB Automation Platform, Screening AI for false positive reduction, and Intelligent Business Due Diligence. The platform is designed for regulated financial institutions, targeting AML, KYB/KYC, sanctions screening, and due diligence workflows across 100+ countries.
Differentiator
Problem solved
Functional benefit
Products and services
- Rachel (AI Compliance Analyst)
Quantifiable outcome
- Reduces compliance case processing times from approximately six hours to around 30 minutes
- +6 more outcomes
Companies that use Vivox AI
Customer profileNamed customers7 records
Segments3 records
Ideal customer profiles2 records
Vivox AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability8 records
Feature7 records
Vivox AI partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- OsomecoreSingapore-based fintech serving 27,000+ SMEs across Asia. Partnership deployed Vivox AI's KYB automation platform, achieving 90% onboarding accuracy boost, 90% false positive reduction, and 30% analyst capacity increase. Global rollout across Asia markets.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
Vivox AI competitors and assessment
Company assessmentBroad incumbents
- Featurespace: Established UK-based provider of adaptive behavioral analytics for fraud and AML, serving tier-1 banks and payment processors globally. Larger and broader portfolio than Vivox but overlapping capability in AI-driven transaction and AML alert automation for regulated financial institutions.
- NICE Actimize: Established enterprise vendor of AML, KYC, sanctions and fraud solutions used by most global tier-1 banks. A broad incumbent rather than a direct niche competitor, but its roadmap increasingly layers AI into compliance workflows that overlap with Vivox's atomic-agent proposition.
Direct peers
- ComplyAdvantage: UK-headquartered AI-native platform for AML, KYC, sanctions screening and transaction monitoring. Direct competitor to Vivox AI: both sell explainable, AI-driven financial crime compliance tools into regulated banks, fintechs, and payment providers, with overlapping use cases in KYB onboarding, sanctions screening, and adverse media monitoring.
- Onfido: London-based identity verification and KYC platform that also counts as a strategic investor in Vivox AI's pre-seed round. Highly comparable on the customer due diligence / onboarding workflow and serves many of the same regulated customers (banks, fintechs, payment providers) that Vivox targets.
- Lucinity: Iceland-headquartered AML compliance platform that markets an AI Compliance Analyst ("Michael") — a near-direct analogue to Vivox's "Rachel" AI Compliance Analyst. Competes head-to-head in AI-augmented AML investigations, case management, and regulatory reporting for financial institutions.
- Silent Eight: Singapore-founded AI platform for sanctions, PEP and adverse media screening, name/transaction screening alert resolution, and AML investigations. Closely matches Vivox on the alert-resolution and explainability narrative for regulated financial institutions.
- Napier AI: UK-based AML and financial crime compliance platform combining rules-based screening with AI-enhanced analytics for transaction monitoring, customer screening, and case management. Directly comparable target customer (regulated financial institutions) and overlapping AI-augmented compliance positioning.
- Flagright: AI-native AML compliance and transaction monitoring platform purpose-built for fintechs and digital banks. Highly comparable on offering (KYB, sanctions screening, transaction monitoring) and on the fintech-segment focus that underpins Vivox's Osome and TransferMate deployments.
- Resistant AI: Document fraud detection and AI for AML/KYC identity workflows, focused on synthetic identity and document tampering detection. Overlaps with Vivox on KYC onboarding and risk-based due diligence for financial institutions, with a complementary AI/security posture.
- Hummingbird RegTech: US-based RegTech platform providing AI-powered compliance workflows, regulatory examination management, and AML/KYC automation. Comparable on AI-augmented regulatory workflows and overlap with Vivox's audit-trail / explainability focus for compliance teams.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights7 records
Customer concentration
Vivox AI social profiles
Digital presenceVivox AI compliance and trust
Trust signalCompliance5 records
Vivox AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vivox AI leadership team
Management profileNumber of profiles
Profiles1 record
Vivox AI funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vivox AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vivox AI
What does Vivox AI do?
Vivox AI develops and sells the Rachel AI Compliance Analyst, an enterprise SaaS platform of regulator-ready atomic AI agents that automate manual, repetitive financial crime compliance tasks for regulated financial institutions. The platform automates AML, KYB/KYC onboarding, sanctions and PEP screening, adverse media monitoring, UBO investigations, and narrative reporting with full audit trails and human-in-the-loop oversight.
Is Vivox AI a public or private company?
Vivox AI is a private company. It is classified as venture growth investor backed and is currently operating.
When was Vivox AI founded?
Vivox AI was founded in 2025. It employs 1 to 10 people.
Where is Vivox AI based?
Vivox AI is headquartered in London, United Kingdom, in the Europe region.
How does Vivox AI make money?
One revenue line is on record: AI Platform/SaaS Subscription.
Who are Vivox AI's main competitors?
Broad incumbents on record are Featurespace and NICE Actimize. Direct peers are ComplyAdvantage, Onfido, Lucinity, Silent Eight, Napier AI, Flagright, Resistant AI and Hummingbird RegTech.
Does Vivox AI have an API?
No public API is recorded for Vivox AI.
What industry is Vivox AI in?
Vivox AI's product category is RegTech Compliance Software. Its primary akta.pro industry code is HDAAAMAA, AI Governance, Risk & Compliance (GRC) Platforms, with a secondary code of HDAEANAE, Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies). Its NAICS code is 523150 and its SIC code is 7373.