SPOKK

Name

SPOKK

Website

https://spokk.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

SPOKK is a Ukrainian-founded mobile-app startup developing microinsurance engagement tools for digital-native consumers, simplifying policyholder interaction with insurers via a unified mobile interface distributed through app stores.

Ownership category

akta.pro rank

Product category

InsurTech Mobile Software

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Digital Distribution & Comparison Platforms (Aggregators/Marketplaces) (FSAGAGAA)

akta.pro secondary industry

Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD)

Keywords

• Mobile insurance app
• Insurance engagement software
• Microinsurance platform
• Digital insurance claims
• Insurtech mobile solutions

Headquarters

HQ city

Hartford

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Mobile App Services: Revenue model not explicitly disclosed in available sources. As a mobile app targeting insurance engagement, potential revenue streams could include premium app subscriptions, transaction fees for insurance interactions, or B2B licensing to insurance companies.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

SPOKK offers a mobile application that simplifies and streamlines engagement between policyholders and insurance companies. The app provides a unified mobile interface for managing insurance interactions, including claims submission, policy inquiries, and communication with insurers, targeted at digital-native consumers seeking simpler microinsurance experiences.

Differentiator

Problem solved

Functional benefit

Products and services

• SPOKK Mobile App A mobile application designed to simplify engagement between policyholders and insurance companies, streamlining communication and claims processes for individual insurance consumers (digital natives).

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators1 record

Direct peers

• Next Insurance: Next Insurance is a digital-native insurtech providing tailored coverage to SMBs and individuals through a fully online, mobile-friendly experience. SPOKK's mobile-first distribution thesis for underserved segments overlaps with Next's digital-first go-to-market.
• Root Insurance: Root is a mobile-first auto insurer that prioritizes a streamlined, app-based experience and targets consumers frustrated by traditional carriers. SPOKK shares Root's mobile-first, simplification-driven DNA in the insurance engagement space.
• Lemonade: Lemonade is a publicly-traded, mobile-first insurance carrier targeting digital-native consumers with simplified UX and claims automation. SPOKK's positioning on mobile-first insurance engagement for younger users closely mirrors Lemonade's playbook at a much earlier stage.
• BIMA: BIMA is a leading provider of mobile-delivered microinsurance and health services to emerging-market consumers. SPOKK's positioning on "simple and affordable microinsurance for digital natives" is directly adjacent to BIMA's mobile microinsurance model.
• MicroEnsure (now Inshur): MicroEnsure was a pioneer in mobile microinsurance distribution serving low-income and emerging consumer segments. SPOKK's microinsurance-for-digital-natives framing places it in the same mobile microinsurance distribution category.

Regional players

• Singlife: Singlife is a digital-first life insurer in Singapore offering mobile-accessible microinsurance and savings products to young digital consumers. SPOKK's "simple and affordable microinsurance for digital natives" mirrors Singlife's mobile-led approach in a different geography.

Emerging players

• Jetty: Jetty is a mobile-first insurtech targeting renters and digital-native consumers with embedded, simplified insurance products. SPOKK's mobile microinsurance focus aligns with Jetty's embedded, mobile-first distribution to younger consumers.
• Trov: Trov was a mobile-first on-demand insurance platform focused on simplifying policy engagement for digital consumers. Its rise-and-fall is a directly comparable trajectory to SPOKK's mobile insurance engagement thesis and serves as a relevant cautionary comparable.
• Ethos Life: Ethos is a digital life insurer that simplifies online life insurance purchasing for digital-native consumers. SPOKK's mobile-first simplification of insurance engagement for younger audiences parallels Ethos's tech-driven consumer experience.
• Brolly: Brolly is/was a UK insurtech focused on simplifying insurance management through a consumer app, helping users organise policies and engage carriers. SPOKK matches Brolly's app-based insurance engagement/wallet positioning for a different geography.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SPOKK