Habitat for Humanity of Jacksonville

What Habitat for Humanity of Jacksonville does

First Coast Habitat for Humanity (formerly Habitat for Humanity of Jacksonville, also previously operating as HabiJax and Nassau Habitat) is a 501(c)(3) nonprofit founded in 1988 that provides affordable homeownership opportunities to low-income families across Duval, Nassau, and Baker Counties in Northeast Florida. Its core product is the Homeownership Program, which builds and sells homes to partner families using 0% interest mortgages, with eligibility determined by income thresholds, demonstrated housing need, and willingness to contribute sweat equity alongside financial literacy training. As of 2025, approximately 2,400 families have partnered with the organization to achieve homeownership since its founding.

The organization operates a portfolio of mission-aligned services rather than a technology platform. Its primary revenue and capital streams include monetary donations (one-time, monthly, IRA, stock/bond, legacy giving), the First Coast ReStore retail storefront at 5800 Beach Blvd in Jacksonville (the #1 ReStore in Florida by revenue, selling donated home improvement materials and furniture), Cars for Homes vehicle donations, land donations, and institutional investment capital from partners such as Northern Trust ($2.6M in 2023, $4M in 2026) transacted via securities backed by 0% interest mortgages. Distribution is community-led and volunteer-driven: prospective homeowners engage via a website application portal or Walk In Wednesdays (weekly no-appointment intake at the Home Office), while volunteers participate directly on build sites and donors engage through events such as Tees Fore Keys, Chip It Forward, and Homebuyer Boot Camp.

The organization merged HabiJax and Nassau Habitat in 2025 under the unified First Coast Habitat for Humanity brand, consolidating tri-county operations. It maintains 11–50 employees across three physical locations (Home Office in Jacksonville, Nassau County Office in Fernandina Beach, and the ReStore), has earned Charity Navigator's Four-Star Rating and Candid's Platinum Seal of Transparency, and has been repeatedly recognized as "Best Homebuilder" by the Best of Bold City community awards.

Name

Habitat for Humanity of Jacksonville

Legal name

First Coast Habitat for Humanity

Website

https://habijax.org

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Short description

First Coast Habitat for Humanity (formerly Habitat for Humanity of Jacksonville) is a Northeast Florida 501(c)(3) nonprofit founded in 1988 that builds and sells affordable homes to low-income families in Duval, Nassau, and Baker Counties using 0% interest mortgages, volunteer labor, and the #1 ReStore in Florida by revenue.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

New Housing For-Sale Builders (236117), New Single-Family Housing Construction (except For-Sale Builders) (236115)

SIC

Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing & First-Time Buyer Brokerage (BPAJAAAD)

Keywords

• Affordable housing programs
• Homeownership financing
• Volunteer home building
• Donated goods retail
• Community housing nonprofit

Headquarters

HQ city

Jacksonville

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Marketing or Sales, Technology or R&D

Revenue model

1. Monetary Donations: Individuals and organizations make financial contributions through one-time gifts, monthly giving programs, retirement account donations, stock/bond donations, and legacy giving. These donations fund construction of affordable homes.
2. ReStore Retail Sales: The First Coast ReStore sells donated home improvement materials, furniture, and building supplies to the public at discounted prices. The #1 ReStore in Florida by revenue, generating funds for the organization's homebuilding mission.
3. Cars for Homes (Vehicle Donations): Donors can contribute vehicles, which are either sold or auctioned to generate revenue for the organization.
4. Financial Investment Capital: Institutional investors (e.g., Northern Trust) provide investment capital (e.g., $2.6M in 2023, $4M in 2026) through transactions involving securities backed by 0% interest mortgages, supporting affordable housing initiatives.
5. Land Donations: Individuals and organizations donate or sell land to the organization, which is then used for affordable housing construction.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

First Coast Habitat for Humanity builds and sells affordable single-family homes to eligible partner families in Duval, Nassau, and Baker Counties (Northeast Florida) through 0% interest mortgages paired with sweat-equity requirements and financial literacy education. It also operates the First Coast ReStore, a home improvement retail superstore selling donated furniture and building materials to the public, and engages community members through volunteer programs, donation channels (monetary, vehicles, land, stock, IRA, legacy), and homeownership education workshops.

Product overview

First Coast Habitat for Humanity operates as a non-profit housing organization offering a unified set of services focused on affordable homeownership. The core offerings include the Homeownership Program (which builds and sells homes with 0% interest mortgages to families in need), the ReStore (a retail superstore selling donated home improvement materials), and various support services including Walk In Wednesdays consultations, Homebuyer Boot Camp, and volunteer coordination. The organization spans Duval, Nassau, and Baker Counties in Northeast Florida, having served approximately 2,400 families through its partnership programs.

Differentiator

Problem solved

Functional benefit

Brands

• ReStore: Home improvement superstore selling donated building materials and home goods; recognized as #1 ReStore in Florida by revenue

Products and services

• Homeownership Program Builds and sells affordable single-family homes to eligible partner families in Duval, Nassau, and Baker Counties through 0% interest mortgages, with applicants required to meet income thresholds, demonstrate housing need, contribute sweat equity, and complete homeownership education.
• First Coast ReStore Home improvement retail superstore at 5800 Beach Blvd in Jacksonville that sells donated furniture, building materials, and home goods to the public at discounted prices; also accepts donations of in-kind items. Revenue funds the homebuilding mission.
• Walk In Wednesdays Free weekly drop-in consultation service where prospective homeowners can speak with First Coast Habitat staff or start a homeownership application without an appointment, held at the Home Office (40 E Adams St, Jacksonville).
• Homebuyer Boot Camp Educational workshop preparing prospective homeowners for the home buying process, delivered at the Jessie Ball duPont Center as part of the homeownership readiness curriculum.
• Hicks Prep Club (Student Engagement / Scholarships) Student engagement and scholarship program supporting educational opportunities for youth in the First Coast Habitat service area.

Quantifiable outcome

• 2,400 families have achieved homeownership through the organization since 1988
• +2 more outcomes

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators7 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Habitat for Humanity International: Global parent network of which First Coast Habitat is an affiliate. Directly comparable mission (affordable homeownership, volunteer builds, 0% interest mortgages, ReStore retail) but operates at global/national scale rather than single regional market.
• Enterprise Community Partners: National nonprofit that finances and develops affordable housing across the U.S. Operates in the same mission space (affordable homeownership and rental) but at a much larger scale and with a broader capital-markets platform than a single Habitat affiliate.
• NeighborWorks America: National network of ~250 affordable housing and community development nonprofits. Highly comparable model (affordable homeownership counseling, rehab, foreclosure prevention) but operates as a national umbrella rather than a single regional builder.
• Local Initiatives Support Corporation (LISC): National CDFI that finances affordable housing and community development in underserved markets, including Jacksonville. Comparable mission (affordable housing production in low-income communities) but operates primarily as a capital provider rather than a direct homebuilder.

Direct peers

• Atlanta Habitat for Humanity: Large regional Habitat affiliate serving the Atlanta metro with the same affordable homeownership model, 0% interest mortgages, volunteer build sites, and ReStore retail. Closest functional peer in scale and program mix.
• Miami Habitat for Humanity: Florida-based Habitat affiliate operating the same affordable homeownership, sweat-equity, and ReStore model in a different Florida metro. Useful peer for state-level operating benchmarks and ReStore performance comparisons.
• Beaches Habitat for Humanity: Neighboring Habitat affiliate explicitly linked from First Coast's website serving the Jacksonville Beaches area. Operates an identical affordable homeownership model and is the most direct geographic substitute for First Coast's service area.
• Habitat for Humanity of St. Johns County: Adjacent NE Florida Habitat affiliate referenced on First Coast's website. Direct geographic peer with the same mission, homeowner partnership program, and ReStore retail model.
• Clay Habitat for Humanity: Adjacent NE Florida Habitat affiliate explicitly listed as a peer on First Coast's service-area page. Runs the same affordable homeownership model and competes for the same regional donor and volunteer pool.
• Habitat for Humanity of Hillsborough County: Another large Florida Habitat affiliate with multiple ReStore locations and a substantial affordable homeownership program. Comparable operating model, donor mix, and reliance on volunteer labor and institutional capital.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubevimeo.com/firstcoasthabitat
• Facebookfacebook.com/firstcoasthabitat
• LinkedInlinkedin.com/company/firstcoasthabitat
• Instagraminstagram.com/firstcoasthabitat
• Xx.com/habijax

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habitat for Humanity of Jacksonville