Ginih
Ginih is a Honduras-based Banking SaaS provider whose Cloud Connect and Automation Studio platform links enterprise ERP systems with bank core infrastructure to automate receivables, reconciliation, and ERP sync for banks and large enterprises across Latin America and Spain.
- Company typePrivate
- Founded2020
- HeadquartersMadrid, Spain
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Ginih does
Ginih is a private Banking-as-a-Service software company founded in 2020 and headquartered in Tegucigalpa, Honduras, with additional offices in San Pedro Sula and Madrid. The company builds Ginih Business Cloud, a SaaS platform that connects enterprise resource planning systems (SAP, Oracle, QuickBooks, Microsoft Dynamics) and customer relationship management systems to banking core infrastructure through standard host-to-host and SWIFT MT940/942 protocols. The platform is composed of two integrated products: Cloud Connect, which acts as a single integration layer replacing multiple point-to-point bank and ERP connections, and Automation Studio, an AI-branded visual workflow builder that lets customers design accounts-receivable flows spanning WhatsApp notifications, payment collection, ERP recording, and automated bank reconciliation.
Ginih's stated value proposition targets Latin American and Spanish banks, acquirers, issuers, and large enterprises by compressing the time-to-cash cycle. The company reports measurable customer outcomes including a 70% reduction in reconciliation time (from three days to under four hours), a 40% reduction in payment delinquency, and a 30% reduction in operational costs, achieved within 90 days of deployment. Implementation timelines are tiered from one to eight weeks depending on ERP and multi-bank complexity, and the platform operates under PCI-DSS-aligned security practices through its payment processors.
The go-to-market model combines consultative direct sales to enterprise and financial-institution buyers with an API-first path that allows technical customers to self-serve integration. Revenue is generated through multi-year subscription contracts priced by implementation complexity and transaction volume, with no public pricing disclosed. As of the Caricaco Summit 2026 ranking, Ginih was reported among Central American startups in the $3 million to $10 million revenue band; the company raised $1,250,000 from Innogen Capital in 2024 and is led by CEO Roger Valladares.
Ginih firmographics
Firmographics- Name
- Ginih
- Legal name
- Ginih
- Website
- https://ginih.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Ginih is a Honduras-based Banking SaaS provider whose Cloud Connect and Automation Studio platform links enterprise ERP systems with bank core infrastructure to automate receivables, reconciliation, and ERP sync for banks and large enterprises across Latin America and Spain.
- Ownership category
- akta.pro rank
Ginih industry classification
Industry- Product category
- Banking SaaS / Financial Automation Software
- NAICS
- Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512), Custom Computer Programming Services (541511), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)
- SIC
- Services-Computer Integrated Systems Design (7373), Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)
- akta.pro primary industry
- Integration-Centric Low-Code (Workflow + iPaaS) (HDAEAKAC)
- akta.pro secondary industries
- iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG), Enterprise Work Management & Collaborative Workflow Platforms (HDAEAHAI), Cloud Managed Services (Operations, Monitoring, Patching) (BPAEACAF), Corporate Cash Management & Treasury ACH (FSAMAGAG)
Keywords
Where Ginih is headquartered
LocationHeadquarters
- HQ city
- Madrid
- HQ country
- Spain
- HQ region
- Europe
Offices3 records
Markets served
Ginih business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Banking SaaS Subscription: SaaS platform subscription for banking integration and financial automation services. Pricing based on implementation complexity and transaction volume. Multi-tier model based on ERP integration complexity: Basic (no ERP) 1-2 weeks, With ERP 2-4 weeks, Complex (multi-bank) 4-8 weeks. Revenue is recurring from subscription fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Basic - No ERP integration |
| Subscription | Multi-year contract | Standard - With ERP integration |
| Subscription | Multi-year contract | Complex - Multi-bank setup |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Ginih product offering
Product offeringCore offering
Ginih Business Cloud is a Banking SaaS platform that connects enterprises' ERP, CRM and HRS/payroll systems with banking core services (H2H, SWIFT MT940/942, Acquiring) through a single integration layer called Cloud Connect. Its AI-powered Automation Studio lets customers design custom accounts-receivable workflows—Notify (WhatsApp), Collect (Visa/payments), Record (ERP), Reconcile (MT940/942)—to automate collections, reconciliation and ERP synchronization, reducing reconciliation time from 3 days to under 4 hours.
Product overview
Ginih Business Cloud is a Banking SaaS platform consisting of two integrated products: (1) Cloud Connect serves as the core integration layer connecting enterprise systems (ERP, CRM, HRS/Payroll) with banking services (Acquiring, H2H, SWIFT) through a single connection; (2) Automation Studio, powered by AI, enables businesses to design custom workflows for accounts receivable automation including payment notifications, collections, ERP recording, and bank reconciliation. The platform delivers measurable results within 90 days: 70% reduction in reconciliation time, 40% reduction in delinquency, and 30% reduction in operational costs.
Differentiator
Problem solved
Functional benefit
Products and services
- Ginih Business Cloud Unified Banking SaaS platform that connects enterprises with banking services in a single layer, providing automated receivables management, bank reconciliation and financial reporting through one integration, reducing time-to-cash from days to hours. Targets banks, enterprises, acquirers and issuers in Latin America and Spain.
- Ginih Cloud Connect Integration layer that connects enterprise systems (ERP, CRM, HRS/payroll) with banking services (Acquiring, H2H, SWIFT) through a single contract and connection, eliminating the need for multiple banking integrations and reducing time-to-cash.
- Automation Studio AI-powered visual workflow builder for accounts receivable automation. Allows businesses to design custom collection workflows with steps for notification (e.g. WhatsApp), payment collection, ERP recording and reconciliation, connected to WhatsApp, banks and ERP systems.
Quantifiable outcome
- 70% reduction in reconciliation time (from 3 days to under 4 hours)
- +4 more outcomes
Companies that use Ginih
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
Ginih technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability3 records
Feature4 records
Ginih partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- BanpaísminorBanpaís is a banking customer of Ginih, using the platform to accelerate cash flow for their operations. Listed as a customer/partner in the 'Bancos y empresas' section of the website. This represents a banking integration partnership where Ginih connects to Banpaís's core banking systems.
- SAPcoreSAP is a core integration partner. Ginih's Cloud Connect and Automation Studio include native connectors for SAP ERP systems, enabling seamless synchronization of financial data, accounts receivable, and payment records between SAP and banking systems.
- OraclecoreOracle is a core integration partner. Ginih's platform includes integration connectors for Oracle ERP systems, enabling automated synchronization of financial data and reconciliation with banking systems.
- QuickBookscoreQuickBooks integration is a standard feature of Ginih's platform. The company provides connectors for QuickBooks to enable accounting synchronization and automated reconciliation.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Ginih competitors and assessment
Company assessmentEmerging players
- Celero: Embedded payments and financial connectivity provider for SaaS platforms, with ERP/banking reconciliation capabilities similar in spirit to Ginih's Cloud Connect. Comparable niche in fintech/enterprise integration.
- Yapily: European open-banking API platform providing bank connectivity for account information and payments initiation. Comparable use cases to Ginih's H2H/SWIFT reconciliation and payment-collection flows, focused on Europe.
Direct peers
- Belvo: LatAm-focused open banking and financial API platform connecting banks, ERPs, and fintechs. Most direct competitor to Ginih in the LatAm banking-data and payments-integration layer, with broader geographic reach.
Broad incumbents
- Boomi: Established cloud-based iPaaS with extensive ERP, finance, and banking connectors, plus low-code workflow design. Directly comparable technology stack to Ginih's integration-plus-automation positioning.
- Workato: Enterprise automation/iPaaS platform with deep ERP, finance, and banking connectors and a low-code workflow builder (Automation Studio analogue). Competes with Ginih for the same workflow-automation buyer in mid-market and enterprise.
- Plaid: Financial data connectivity and bank-linking platform powering account verification, balance, and transaction data flows. Overlaps with Ginih's bank-to-ERP reconciliation and cash-visibility use cases, primarily in the US/Europe today.
- MuleSoft (Salesforce): Enterprise iPaaS leader within the Salesforce ecosystem, offering API-led connectivity between ERPs (SAP, Oracle, NetSuite), banking systems, and CRM. Competes with Ginih at the high end of the integration layer for large enterprises.
- Tray.io: Low-code iPaaS and workflow automation platform with strong ERP/SaaS integrations. Competes for the integration and workflow orchestration layer where Ginih positions Automation Studio and Cloud Connect.
Regional players
- Conta Azul: Brazilian SMB-focused financial management and banking integration SaaS. Comparable regional fintech SaaS targeting SMB/mid-market financial automation, though focused on Brazil rather than Central America.
- Tribal Credit: LatAm-focused B2B payments and corporate card platform serving SMBs and mid-market in Mexico and other LatAm markets. Adjacent competitor for enterprise cash-flow and payments automation in the same regional customer base as Ginih.
Market position
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Ginih social profiles
Digital presenceGinih compliance and trust
Trust signalCompliance1 record
Ginih financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ginih leadership team
Management profileNumber of profiles
Profiles1 record
Ginih funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ginih M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ginih
What does Ginih do?
Ginih Business Cloud is a Banking SaaS platform that connects enterprises' ERP, CRM and HRS/payroll systems with banking core services (H2H, SWIFT MT940/942, Acquiring) through a single integration layer called Cloud Connect. Its AI-powered Automation Studio lets customers design custom accounts-receivable workflows—Notify (WhatsApp), Collect (Visa/payments), Record (ERP), Reconcile (MT940/942)—to automate collections, reconciliation and ERP synchronization, reducing reconciliation time from 3 days to under 4 hours.
Is Ginih a public or private company?
Ginih is a private company. It is classified as venture growth investor backed and is currently operating.
When was Ginih founded?
Ginih was founded in 2020. It employs 1 to 10 people.
Where is Ginih based?
Ginih is headquartered in Madrid, Spain, in the Europe region.
How does Ginih make money?
One revenue line is on record: banking SaaS Subscription.
Who are Ginih's main competitors?
Emerging players on record are Celero and Yapily. Belvo is listed as a direct peer. Broad incumbents are Boomi, Workato, Plaid, MuleSoft (Salesforce) and Tray.io. Regional players are Conta Azul and Tribal Credit.
Does Ginih have an API?
Yes. REST API for custom integrations with SAP, Oracle, Microsoft Dynamics, QuickBooks, and other systems. Enables businesses to connect their ERP, CRM, and other business systems to Ginih's Banking SaaS platform for automated receivables management, payment collections, account reconciliation, and financial reporting. Developer documentation is at ginih.com.
What industry is Ginih in?
Ginih's product category is Banking SaaS / Financial Automation Software. Its primary akta.pro industry code is HDAEAKAC, Integration-Centric Low-Code (Workflow + iPaaS), with a secondary code of HDAEAHAG, iBPMS (Intelligent BPM Suites) & Process Automation Suites. Its NAICS code is 54151 and its SIC code is 7373.