InvestBay
InvestBay is a Czech blockchain-based crowdfunding platform that enables retail investors to acquire fractional ownership of vacation and resort real estate via tokenized shares held in per-property SPVs, with minimum investments from 2,500 CZK across 7 destinations in Europe, Africa, and Indonesia.
- Company typePrivate
- Founded2023
- HeadquartersPraha, Czechia
- Headcount1–10
- GTM typeB2C
- OfferingServices
What InvestBay does
InvestBay (legal entity BIT & BLOCK VENTURE s.r.o., operating as InvestBay s.r.o.) is a Prague-based Czech fintech/proptech company that operates a blockchain-based tokenization platform enabling fractional ownership of vacation and resort real estate. Through the platform, retail investors purchase digital tokens that represent shares of specific properties held within per-property Special Purpose Vehicles (SPVs), with minimum investments starting at 2,500 CZK (approximately 100 EUR). Properties are managed by established hospitality operators via partnerships, including Wyndham Hotels & Resorts in Mallorca and Tenerife, IDILIQ in Spain, and Cross Hotels & Resorts (part of SONO Group) in Bali. The platform targets Czech and broader European retail investors, offering dual return streams from short-term rental yields and exit-driven capital appreciation, with investment horizons typically of 5–7 years and target annual returns of 8–10% p.a.
The core product is the InvestBay Investment Platform accessible via portal.investbay.com and localized in 10 languages (CS, EN, PL, SK, DE, ES, IT, UK, FR, PT), which provides online registration, KYC verification, investor onboarding, property browsing, and bank-transfer funding. Reported scale metrics include 6,500+ registered investors, 14 funded projects, approximately EUR 2.2M (~24M CZK) in cumulative investments, and operations across 7 destinations in Czech Republic, Slovakia, Croatia, Spain, Cape Verde, and Indonesia. Monetization is fee-based, with acquisition, management, and administration fees embedded in the total investment cost of each project; investors additionally receive distributions from rental income and from capital gains on property sale.
Go-to-market is product-led and direct-to-consumer: the company relies on content marketing, SEO, a 35+ article blog, an interactive investment calculator, and earned PR (CzechCrunch, Ekonom, Seznam zprávy, Wired CZ, Fintree, TradeCZ.cz). Distribution is exclusively online via the self-serve portal with no intermediaries. The company has raised approximately 10M CZK in angel funding (August 2023) and an additional 6M CZK seed round (April 2024) from MoroSystems and APF Venture Capital, with stated use of funds for technology development, market positioning in the Czech Republic, and MiCA regulatory compliance. Management includes founder and CEO Daniel Rajnoch and co-founder Andrew Thompson (27+ years of institutional real estate experience across Cushman & Wakefield, Colliers, and MRICS).
InvestBay firmographics
Firmographics- Name
- InvestBay
- Legal name
- InvestBay s.r.o.
- Website
- https://investbay.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- InvestBay is a Czech blockchain-based crowdfunding platform that enables retail investors to acquire fractional ownership of vacation and resort real estate via tokenized shares held in per-property SPVs, with minimum investments from 2,500 CZK across 7 destinations in Europe, Africa, and Indonesia.
- Ownership category
- akta.pro rank
InvestBay industry classification
Industry- Product category
- Fractional Real Estate Investment / Real Estate Crowdfunding
- NAICS
- Miscellaneous Intermediation (52391), Other Financial Vehicles (52599)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)
- akta.pro secondary industries
- Unit Registry & Transfer Agency for Alternatives (Private Funds, SPVs, Closed-End) (FSAAAMAK), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH)
Keywords
Where InvestBay is headquartered
LocationHeadquarters
- HQ city
- Praha
- HQ country
- Czechia
- HQ region
- Europe
Offices1 record
Markets served
InvestBay business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Others, Infrastructure
Revenue model
- Investment Management Fees: Platform charges fees for property acquisition, management, and ongoing administration of investment properties. Fees are built into the total investment cost calculations shown to investors.
- Rental Income Distribution: Investors receive regular rental income proportional to their ownership share. Platform distributes proceeds from short-term rentals of managed resort properties.
- Capital Gains from Property Sales: When properties are sold after the investment horizon (typically 5-7 years), investors receive their share of capital appreciation.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Minimum investment entry point from 2,500 CZK (100 EUR) |
| Outcome Based/ Performance | Multi-year contract | Target annual returns of 8-10% per annum |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels6 records
InvestBay product offering
Product offeringCore offering
InvestBay runs a tokenized fractional-ownership investment platform that enables individuals to purchase digital shares (tokens) of vacation and resort properties from 2,500 CZK (100 EUR) minimum. Each property is held under a dedicated Special Purpose Vehicle (SPV), with investors receiving rental income distributions during a multi-year hold and a share of capital appreciation upon exit. The platform handles property acquisition, professional management via partners such as Wyndham and Cross Hotels, and final disposition on behalf of co-owners.
Product overview
InvestBay is a single-platform crowd-owning service for fractional real estate investment. Its core product is the InvestBay Investment Platform, which allows users to purchase tokenized shares in vacation properties across Czech Republic, Spain, Croatia, and other international destinations, generating dual income from short-term rental yields and capital gains upon property exit. The platform is available in multiple languages (CS, EN, PL, SK, DE, ES, IT, UK, FR, PT).
Differentiator
Problem solved
Functional benefit
Products and services
- InvestBay Investment Platform Self-service digital platform that lets retail investors purchase tokenized fractional shares of vacation and resort properties from 2,500 CZK (100 EUR), with each property held under a dedicated SPV. Users register, complete an investor questionnaire, browse detailed property analyses, model returns in an investment calculator, and fund via bank transfer; income is delivered through rental distributions during a typical 5-7 year hold plus a share of capital appreciation at exit.
Quantifiable outcome
- 6,500+ registered investors on platform
- +5 more outcomes
Companies that use InvestBay
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
InvestBay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
InvestBay partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered flagship, core and minor.
- Wyndham Hotels & ResortsflagshipInternational hotel brand managing resort properties on Mallorca (Wyndham Portocolom Mallorca) and Tenerife (Wyndham Residences Golf del Sur). Wyndham branding provides credibility and guaranteed rental yields through professional management.
- IDILIQcoreResort operator partner collaborating with Wyndham on property management. Provides hospitality operations expertise for vacation properties, enabling guaranteed yields and professional management.
- Cross Hotels & Resorts (SONO Group)coreInternational hotel operator managing Bali properties (Element Residence Bali, Azoria Living, Azoria Suluban Beach Resort). Part of SONO Group with over 2 billion USD in capital assets. Operates under Cross Collection brand.
- MastercardminorPayment infrastructure partner enabling card payments. Listed in platform's partner logos section alongside fintech association memberships.
- Česká Fintech Asociace (Czech Fintech Association)minorIndustry association membership providing networking, regulatory guidance, and industry credibility. Listed as partner on platform website.
- ČSOB Start ItminorAccelerator/incubator program partnership providing startup support and potential investor network access. Listed as partner on platform.
- FinTech Hub CEEminorCentral and Eastern European fintech hub partnership providing ecosystem access and industry networking. Listed as partner.
- Tatum Blockchain AcceleratorcoreBlockchain-focused accelerator program (jointly run by Tatum development platform and StartupYard) that selected InvestBay in its inaugural cohort in 2023. Provides mentorship, resources, and blockchain technology expertise.
- IAEngine (International Association of Engineers) - Fintech MemberminorProfessional association membership demonstrating industry participation. Listed as fintech member.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
InvestBay competitors and assessment
Company assessmentDirect peers
- Investown: Czech fintech offering fractional real estate investment to retail investors. Explicitly named alongside InvestBay in third-party Czech reviews as a like-for-like alternative in the Czech micro-investment market, with very similar low-ticket property exposure.
- RealT: US-based platform that issues tokenized shares of individual rental properties on-chain. Direct analogue on the blockchain/tokenization dimension of InvestBay's value proposition, with tokenized ownership of single assets rather than SPV equity.
- Bricksave: UK-based fractional real estate investment platform targeting retail investors with pooled ownership of income-producing assets. Shares InvestBay's core premise of small-ticket property ownership with rental yield plus capital appreciation.
- Fingood: Czech investment platform frequently bundled with InvestBay by Czech financial commentators as a competing destination for retail capital. Overlaps in retail investor base and alternative-asset positioning in the Czech market.
- CrowdEstate: Slovenia-headquartered European real estate crowdfunding platform that intermediates fractional property exposure for retail investors. Comparable in business model (online platform, property-by-property investment) and in geographic footprint across CEE and EU markets.
Broad incumbents
- EstateGuru: Pan-European real estate crowdfunding marketplace operating across multiple CEE and EU jurisdictions. Larger and more established than InvestBay; analogous in offering short-term real estate-backed investment opportunities to retail and semi-professional investors.
- Wealth Migrate: Global real estate investment platform offering fractional property exposure across multiple continents. Overlaps with InvestBay in cross-border resort/residential property offerings targeted at retail investors seeking geographic diversification.
Regional players
- Crowdberry: CEE (Slovak/Czech) equity and real estate crowdfunding platform serving institutional and accredited investors in Central Europe. Comparable in targeting Czech and Slovak retail investor demand for alternative assets with regulated structure.
Emerging players
- Lofty AI: US tokenized real estate platform offering fractional ownership of rental properties via blockchain. Comparable on the technology axis (tokenized fractional ownership) and the value proposition axis (small-ticket entry into income-producing real estate).
- Blocksquare: Slovenia-based real estate tokenization infrastructure provider enabling white-label fractional property platforms. Adjacent to InvestBay because Blocksquare powers competing tokenized RE platforms; comparable as a tokenization-first real estate operator in CEE.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
InvestBay social profiles
Digital presenceInvestBay financial estimates
Financial estimateRevenue estimate
Valuation estimate
InvestBay leadership team
Management profileNumber of profiles
Profiles1 record
InvestBay funding detail
Funding detailFunding overview
Funding rounds4 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
InvestBay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about InvestBay
What does InvestBay do?
InvestBay runs a tokenized fractional-ownership investment platform that enables individuals to purchase digital shares (tokens) of vacation and resort properties from 2,500 CZK (100 EUR) minimum. Each property is held under a dedicated Special Purpose Vehicle (SPV), with investors receiving rental income distributions during a multi-year hold and a share of capital appreciation upon exit. The platform handles property acquisition, professional management via partners such as Wyndham and Cross Hotels, and final disposition on behalf of co-owners.
Is InvestBay a public or private company?
InvestBay is a private company. It is classified as venture growth investor backed and is currently operating.
When was InvestBay founded?
InvestBay was founded in 2023. It employs 1 to 10 people.
Where is InvestBay based?
InvestBay is headquartered in Praha, Czechia, in the Europe region.
How does InvestBay make money?
Three revenue lines are on record. Investment Management Fees are the primary driver. The others are rental Income Distribution and capital Gains from Property Sales.
Who are InvestBay's main competitors?
Direct peers on record are Investown, RealT, Bricksave, Fingood and CrowdEstate. Broad incumbents are EstateGuru and Wealth Migrate. Crowdberry is listed as a regional player. Emerging players are Lofty AI and Blocksquare.
Does InvestBay have an API?
No public API is recorded for InvestBay.
What industry is InvestBay in?
InvestBay's product category is Fractional Real Estate Investment / Real Estate Crowdfunding. Its primary akta.pro industry code is FSAAAAAI, Execution-Only / Self-Directed Investing Platforms, with a secondary code of FSAAAMAK, Unit Registry & Transfer Agency for Alternatives (Private Funds, SPVs, Closed-End). Its NAICS code is 52391 and its SIC code is 6211.