Mosaik Partners
Mosaik Partners is a San Francisco-based venture capital firm founded in 2013 that invests in early-stage B2B fintech companies at late seed and Series A stages across payments, capital markets tech, regtech, AI, financial SaaS, and banktech sectors.
- Company typePrivate
- Founded2013
- HeadquartersSan Francisco, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Mosaik Partners does
Mosaik Partners is a San Francisco-based venture capital firm founded in 2013 that invests exclusively in early-stage B2B fintech companies. The firm is organized as a California limited partnership (Mosaik Partners LP) with fewer than 10 employees, headquartered at 555 California Street in San Francisco. Mosaik targets experienced founders building companies in payments, capital markets technology, regtech, big data/AI, financial SaaS, and banktech, typically entering at late seed or Series A and reserving capital for follow-on investments. Its active portfolio comprises 11 companies including MagicCube (payment security), Sigma360 (AI risk intelligence), KOR (trade reporting), Boost Payment Solutions (B2B payments), Point Predictive (ML for lending), Cassini (derivatives analytics), vWise (defined contribution), Azimuth GRC (compliance automation), PeerNova (data quality), PatientPay (patient billing), and Payouts Network (payout infrastructure), with additional exits including CashStar, Nonstop, nVoicePay, Payveris, Qwil, Sole, Unscrambl, and Zeguro.
The firm's competitive position rests on a four-person leadership team with deep fintech operating and advisory backgrounds: Managing Partners Howard Mergelkamp (formerly BlackRock Corporate Ventures, Merrill Lynch, Wachtell, Cravath), E. Miles Kilburn (operator and board member for 12+ fintech companies), and Eric Varney (former Head of FinTech Investment Banking at Mizuho, plus UBS, Macquarie, Stifel, Capital One), together with Partner John Katzenmeyer (senior fintech banking at Macquarie, Stifel, UBS, Banc of America Securities). This talent base supports proprietary deal sourcing from alumni networks at top investment banks and law firms.
Mosaik's revenue model is that of a traditional early-stage venture capital firm: capital commitments from limited partners into one or more Mosaik funds, deployment into portfolio companies via preferred-equity rounds, and returns generated through exits (M&A or IPO) and distributions. The firm operates a Carta-based investor portal for fund investors and distributes portfolio news and updates through its website (mosaikpartners.com), LinkedIn, and periodic email updates. Its go-to-market is direct: investment bankers-turned-investors source founders through senior-level industry relationships, then syndicate with co-investors such as Macquarie Capital Venture Capital, Moderne Ventures, Napier Park Financial Partners, Invictus Growth Partners, Bold Capital, Verifone, and most recently e& capital from the UAE.
Mosaik Partners firmographics
Firmographics- Name
- Mosaik Partners
- Legal name
- Mosaik Partners LP
- Website
- https://mosaikpartners.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mosaik Partners is a San Francisco-based venture capital firm founded in 2013 that invests in early-stage B2B fintech companies at late seed and Series A stages across payments, capital markets tech, regtech, AI, financial SaaS, and banktech sectors.
- Ownership category
- akta.pro rank
Mosaik Partners industry classification
Industry- Product category
- Venture Capital
- NAICS
- All Other Financial Investment Activities (52399)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Sector-Focused Venture Capital (Vertical Specialists) (FSANAAAD)
Keywords
Where Mosaik Partners is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Mosaik Partners business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Investment Returns / Capital Gains: As a venture capital firm, Mosaik Partners generates returns through equity investments in portfolio companies. They provide capital to build next-generation financial technology businesses and actively partner with experienced founders. Revenue is derived from exits, IPOs, and distributions from successful portfolio companies.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Mosaik Partners product offering
Product offeringCore offering
Mosaik Partners is a venture capital firm that provides early-stage capital (typically late seed and Series A) to experienced founders building B2B fintech companies. The firm combines investment capital with domain and operating expertise, plus a deep industry network, to help high-growth companies develop innovative financial technologies. It maintains a hands-on approach with portfolio companies and reserves capital for follow-on investments.
Product overview
Mosaik Partners is a venture capital firm focused on investing in enterprise financial technology businesses. The firm does not develop its own products or services; rather, it provides capital and strategic partnership to portfolio companies building B2B fintech solutions. Mosaik Partners' portfolio includes companies across various fintech sectors including payments (Boost Payment Solutions, Payouts Network), compliance and risk intelligence (Sigma360, Azimuth GRC, KOR), security (MagicCube), data quality (PeerNova, Cassini), fraud prevention (Point Predictive), and wealth tech (vWise, PatientPay).
Differentiator
Problem solved
Functional benefit
Products and services
- Early-stage venture capital investments
Quantifiable outcome
- Superior returns for investors, entrepreneurs and companies through long-term partnerships
Companies that use Mosaik Partners
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
Mosaik Partners technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Mosaik Partners partnerships and signals
Strategic signalScale indicators2 records
Recent moves6 records
Expansion highlights5 records
Mosaik Partners competitors and assessment
Company assessmentBroad incumbents
- Citi Ventures: Corporate venture capital arm of Citigroup investing in fintech and adjacent categories. Comparable as a strategic fintech investor but operates as a CVC inside a global bank rather than as a boutique specialist.
- Bain Capital Ventures: Multi-stage generalist VC with a dedicated fintech practice. Comparable because it actively invests in B2B fintech at similar stages, but as a much larger, diversified firm it is a broad incumbent rather than a direct specialist peer.
- Santander InnoVentures: Corporate venture capital arm of Santander investing globally in fintech. Comparable as a fintech-active investor with similar B2B orientation, but is a CVC backed by a global bank rather than an independent specialist.
Direct peers
- Ribbit Capital: Palo Alto-based fintech-focused VC investing across financial services infrastructure. Direct peer as a fintech-only specialist investing at seed and Series A stages.
- Nyca Partners: New York-based fintech-focused VC investing across payments, lending, and capital markets. Comparable as a vertical fintech specialist with similar B2B orientation and stage focus.
- Clocktower Ventures: Santa Monica-based fintech-focused early-stage VC. Direct comparable as a boutique fintech specialist operating with similar fund size and stage focus.
- QED Investors: Alexandria, VA-based fintech-focused early-stage VC investing exclusively in financial services companies. Direct comparable as a pure-play fintech specialist backing founders attacking B2B financial services pain points.
- Fin Capital: San Francisco-based fintech-focused early-stage VC investing across B2B financial infrastructure. Direct peer in geography, stage, and fintech-only thesis.
- Anthemis: London-based fintech-focused early-stage VC investing across embedded finance, insurtech, and capital markets. Directly comparable as a fintech vertical specialist with a similar thesis on financial services digitization.
- IA Capital Group: Specialty insurance and fintech-focused early-stage investor. Comparable as a fintech vertical specialist with a similar B2B orientation and stage focus, though more heavily weighted toward insurtech.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Mosaik Partners social profiles
Digital presenceMosaik Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mosaik Partners leadership team
Management profileNumber of profiles
Profiles4 records
Mosaik Partners funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mosaik Partners M&A and investment
M&A and investmentM&A
Investments38 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mosaik Partners
What does Mosaik Partners do?
Mosaik Partners is a venture capital firm that provides early-stage capital (typically late seed and Series A) to experienced founders building B2B fintech companies. The firm combines investment capital with domain and operating expertise, plus a deep industry network, to help high-growth companies develop innovative financial technologies. It maintains a hands-on approach with portfolio companies and reserves capital for follow-on investments.
Is Mosaik Partners a public or private company?
Mosaik Partners is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Mosaik Partners founded?
Mosaik Partners was founded in 2013. It employs 1 to 10 people.
Where is Mosaik Partners based?
Mosaik Partners is headquartered in San Francisco, United States, in the North America region.
How does Mosaik Partners make money?
One revenue line is on record: investment Returns / Capital Gains.
Who are Mosaik Partners's main competitors?
Broad incumbents on record are Citi Ventures, Bain Capital Ventures and Santander InnoVentures. Direct peers are Ribbit Capital, Nyca Partners, Clocktower Ventures, QED Investors, Fin Capital, Anthemis and IA Capital Group.
Does Mosaik Partners have an API?
No public API is recorded for Mosaik Partners.
What industry is Mosaik Partners in?
Mosaik Partners's product category is Venture Capital. Its primary akta.pro industry code is FSANAAAD, Sector-Focused Venture Capital (Vertical Specialists). Its NAICS code is 52399 and its SIC code is 6282.