Captio

What Captio does

Captio is a Spain-headquartered expense management software company founded in 2012 in L'Hospitalet de Llobregat (Barcelona area). It was built to enable companies and their employees improved control over business expenses and the discovery of new savings opportunities. Captio was subsequently integrated into the broader Emburse platform, where Captio now appears as a previously known brand name; the consolidated entity operates as a unified spend management provider.

Through the Emburse platform that absorbed Captio, the company delivers end-to-end coverage across Expense, Travel, Invoice, AP Automation, and Cards, globally localized for 100+ countries. The technology stack is anchored by Emburse AI, a purpose-built, finance-first AI engine handling receipt scanning (computer vision), natural language processing for categorization across 39+ categories, anomaly detection, and predictive spend analytics. The portfolio includes enterprise and mid-market expense management tiers, mobile-first travel management (Emburse Go), invoice management, virtual corporate cards, and add-on modules for compliance (Assurance), hotel reshopping (Reshop), audit (AI Audit, Travel Audit), and analytics (Analytics Pro).

The business operates on a SaaS subscription model with quote-based enterprise pricing (not publicly disclosed). Go-to-market combines enterprise field sales for large organizations with self-serve mobile distribution via the Emburse Spend app, supported by an integration marketplace, Emburse Academy training, and a customer advocacy program (Champions). Enterprise customers span automotive (Toyota, General Motors), technology (Databricks, Microsoft, Garmin), food/agriculture (General Mills), legal (Duane Morris), and other verticals. Captio raised approximately $4.79M across five funding rounds from 2013 to 2017, backed by Spanish and European investors including Kibo Ventures, Sabadell Venture Capital, Bankinter, Telegraph Hill Capital, and VenturCap.

Name

Captio

Legal name

Emburse, Inc.

Website

https://captio.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Captio is a Spanish-founded expense management software company (est. 2012) that enables enterprises to control business expenses and identify savings opportunities. Now integrated into the Emburse platform, it serves enterprise finance teams and business travelers globally across 100+ countries.

Ownership category

akta.pro rank

Product category

Expense Management Software

NAICS

Software Publishers (513210)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Expense Management & Reimbursements Administration (BPACAIAH)

akta.pro secondary industry

Mid/Back Office & Accounting (ERP, Billing, Reconciliation, Reporting) (THALAGAA)

Keywords

• Expense management software
• Corporate expense tracking
• Receipt capture mobile
• Travel expense reporting
• Business spend control

Headquarters

HQ city

Barcelona

HQ country

Spain

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Software Subscriptions: SaaS-based travel and expense management platform offered through subscription pricing. Solutions include Expense Enterprise, Expense Professional, Invoice Enterprise, Invoice Professional, and various add-on modules like Analytics Pro and AI Audit.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Captio provides a cloud-based expense management platform that lets corporate employees capture, submit, and approve business expenses from a mobile app while giving finance and controllers automated policy enforcement, reporting, and analytics. The platform integrates with corporate cards, ERPs, and accounting systems to streamline reimbursement, multi-currency expense handling, and VAT/tax compliance for businesses operating across multiple jurisdictions.

Product overview

Emburse is a unified spend management platform offering end-to-end coverage across Expense, Travel, Invoice, AP Automation, and Cards. The portfolio includes two core expense management tiers (Expense Enterprise for large organizations and Expense Professional for mid-market, formerly Certify), dedicated travel management (Emburse Go mobile app), invoice management solutions (Invoice Enterprise and Invoice Professional), and specialized add-on modules including Assurance (AI compliance), Cards (virtual corporate cards), Reshop (hotel rebooking), Analytics Pro, AI Audit, and Travel Audit. All solutions are powered by Emburse AI, a purpose-built finance-first AI platform, and are globally localized for 100+ countries.

Differentiator

Problem solved

Functional benefit

Brands

• Emburse Expense Enterprise: Enterprise-level expense management solution
• Emburse Expense Professional
• Emburse Assurance
• Emburse Cards
• Emburse Invoice Enterprise
• Emburse Invoice Professional
• Emburse Reshop
• Emburse Go
• Emburse AI
• Emburse Audit
• Emburse Analytics
• Analytics Pro
• Emburse Travel Audit
• Emburse Champions

Products and services

• Captio Expense Management Platform Cloud-based corporate expense management software that lets employees capture, submit, and track business expenses (including travel, meals, mileage, and entertainment) via mobile apps and gives finance/HR teams automated approval workflows, policy enforcement, reporting, and ERP/accounting integration. Designed for mid-market and enterprise finance teams operating across multiple countries and currencies.
• Captio Mobile Receipt Capture App (iOS/Android) Native mobile application for employees to photograph, scan, and submit paper receipts, automatically extracting merchant, date, amount, and tax/VAT data via OCR. Targeted at corporate employees who incur business expenses and need a fast way to comply with company expense policy from any location.
• Captio VAT / Multi-Currency Tax Compliance Module Integrated tax and currency compliance capability that reconciles expenses across multiple European jurisdictions, supports local VAT/tax recovery, and prepares tax-compliant expense data for finance and accounting teams. Designed for multinational and multi-jurisdiction corporates that need automated VAT handling across EU member states.
• Captio ERP / Accounting Integrations Pre-built integrations that sync approved expense data from Captio into corporate ERP and accounting systems (SAP, Oracle, Sage, QuickBooks, etc.), eliminating manual re-entry and accelerating month-end close. Built for finance and IT teams at mid-market and enterprise companies.

Quantifiable outcome

• Reduced Average Booking Rates (ABRs) through automated, passive savings
• +2 more outcomes

Named customers12 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability8 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and minor.

• G2 CrowdcoreGTM or Marketing PartnerG2 Crowd is a peer review platform that recognizes Emburse among its Top 50 Best Products for Finance. This partnership provides third-party validation and credibility through user reviews and ratings, supporting Emburse's marketing and customer acquisition efforts.
• TrustRadiuscoreGTM or Marketing PartnerTrustRadius is a B2B product review platform that awards Emburse its Most Loved Award based on customer satisfaction reviews. This partnership enhances Emburse's credibility and supports demand generation through verified peer reviews.
• Money.comminorGTM or Marketing PartnerMoney.com, a personal finance publication, recognized Emburse Professional (formerly Certify) as one of the Best Business Expense Trackers of 2023, providing editorial credibility and media coverage.
• Harvard Business ReviewcoreGTM or Marketing PartnerHarvard Business Review Analytic Services produced a research report on how Emburse enables finance teams to become data-driven business leaders, providing thought leadership credibility and executive-level visibility.
• ISO 27001 Certification Body (Bakertilly Certifications LLC)coreTechnology or IntegrationBakertilly Certifications LLC provides ISO 27001 and ISO 42001 certifications for Emburse's information security management and AI systems, validating the platform's security and compliance standards.
• Apple App StorecoreChannel Partner/ Reseller/ DistributorEmburse was the first expense app in the Apple App Store, distributing its mobile expense management application through Apple's platform. This partnership enables direct access to iOS users and validates Emburse's mobile-first approach.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Expensify: Direct competitor offering receipt scanning, automatic categorization, and expense report management for businesses of all sizes, with similar SaaS subscription pricing and card partnerships. Closely comparable product functionality and target SMB/mid-market buyer.
• Rydoo: European-headquartered expense management and travel booking platform, directly comparable in geography, product scope and target mid-market/enterprise buyer. Closest geographic peer given Captio's Spanish origin.
• Spendesk: European spend management platform combining prepaid cards, expense management, and AP automation for SMB and mid-market. Direct competitor in the same European market with overlapping product modules (cards, expense, invoice).
• Zoho Expense: Cloud-based expense management solution part of the broader Zoho productivity suite, offering receipt scanning, policy controls and multi-currency support at typically lower price points. Comparable feature set targeting similar business customer segments.
• Pleo: European business spending platform combining company cards with expense management and bookkeeping automation. Closely comparable European-headquartered peer with overlapping card-plus-expense product proposition.

Broad incumbents

• SAP Concur: Incumbent enterprise T&E platform embedded in SAP's ERP ecosystem, serving the largest global enterprises with travel booking, expense reporting and invoice management. Same core category and customer base as Emburse/Captio, but with broader portfolio and deeper enterprise distribution.
• Coupa: Broad business spend management (BSM) platform encompassing travel, expense, invoice and procurement. Operates as a larger incumbent portfolio player overlapping with Emburse's expense, invoice and analytics modules.

Emerging players

• Ramp: Fast-growing US corporate card and spend management platform with aggressive pricing and free software model. Targets the same finance-team buyer with cards plus expense/accounting automation, currently pressuring incumbent T&E pricing.
• Brex: Corporate card and spend management platform serving startups through enterprises. Overlaps in cards, expense management and AP automation, with a similar product breadth across expense, bill pay and travel.
• Airbase: All-in-one spend management platform combining corporate cards, AP automation, expense management and procurement. Directly competes for the same mid-market and enterprise finance-team buyer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Captioapp
• YouTubeyoutube.com/channel/UCXAK_opRNScOFADAhgPHcCA
• Facebookfacebook.com/408458045855868
• LinkedInlinkedin.com/company/2562817
• Instagraminstagram.com/emburse/?hl=en

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds5 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Captio