What Inoxico does

Inoxico is a South Africa-based credit bureau and commercial data provider focused on African businesses, registered with the National Credit Regulator under license NCRCB17 and compliant with the POPI Act. The company has been sourcing and verifying business data across Africa for over 25 years and reports partnerships with more than 400 clients, including credit information providers (Creditreform, Dun & Bradstreet), insurance and trade credit firms (Allianz, Atradius), logistics (Expeditors), and mobility (Avis). Its core offerings are Credit Risk Reports (assessments of African businesses' financial health and creditworthiness), Custom Credit Applications (automated credit decisioning workflows), and Data Integration Services that deliver the same data via APIs and data feeds for real-time client use.

The underlying technology is a proprietary platform developed in South Africa and integrated with available data sources across the African continent, with reach into remote markets via a partnership-driven sourcing network. Distribution is enterprise-led, combining direct sales ("Request a Demo"), inside-sales email/phone contact, and API/data-feed integrations that allow clients to embed African credit intelligence into their own systems. Inoxico monetizes through subscription/recurring engagements for credit reports and custom credit applications, and usage-based pricing for API and data feed integrations; pricing is not publicly disclosed.

The company is privately held, headquartered in Centurion, South Africa, and operates with a headcount in the 11–50 range. It raised a ~$670,375 round from Vumela Fund in March 2021. Leadership consists of founder and CEO Dominique Pitot de la Beaujardiere. Ownership, cap-table, and revenue figures are not disclosed.

Name

Inoxico

Legal name

Inoxico

Website

https://inoxico.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Inoxico is a South African credit bureau that sources and analyses commercial data on African businesses, serving financial services firms, manufacturers, automotive companies, and international clients via credit risk reports, custom credit applications, and API-based data integration services.

Ownership category

akta.pro rank

Product category

Credit Risk Intelligence / Business Information Services

NAICS

Credit Bureaus (561450), Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Alternative / Non-Traditional Credit Data Providers (FSAKAKAB), Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE), Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Credit risk intelligence
• Business credit reports
• Commercial data analytics
• Credit bureau services
• API data integration

Headquarters

HQ city

Centurion

HQ country

South Africa

HQ region

Africa

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Credit Risk Reports & Custom Credit Applications: Recurring/transactional revenue from credit risk reports and custom credit applications provided to credit providers across Africa; 400+ clients served with 25+ years of experience indicates likely subscription or contracted engagements.
2. Data Integration / API & Data Feeds: Revenue from clients integrating Inoxico credit data into their own systems via APIs and data feeds for real-time updates; likely subscription or usage-based pricing.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Inoxico is a registered South African credit bureau that sources, verifies, and analyses commercial data on businesses across Africa. It sells credit risk reports, custom credit application workflows, and data integration services (via APIs and data feeds) to financial services firms, manufacturers, automotive companies, and other credit providers so they can assess the creditworthiness of African counterparties and vet suppliers.

Product overview

Inoxico offers a unified credit risk intelligence platform that combines three core offerings: Custom Credit Applications for automated credit decision workflows, Credit Risk Reports for assessing the financial health and creditworthiness of African businesses, and Data Integration Services that deliver real-time credit data into client systems via APIs and data feeds. The platform, developed in South Africa, is integrated with data sources across the African continent and is positioned as a single solution combining these three modules to support credit providers, financial services firms, manufacturers, and automotive companies in managing credit risk and vetting suppliers.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Risk Reports

Quantifiable outcome

• Over 25 years of experience in African business data sourcing and verification
• +2 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• National Credit Regulator (NCR)coreOthersInoxico is a registered credit bureau operating under NCR license (NCRCB17). The NCR regulates the South African credit bureau industry and is referenced on the Inoxico website footer with a hyperlink.
• Credit Bureau Association (CBA)coreOthersInoxico is a member of the Credit Bureau Association, the South African industry body for credit bureaus. The CBA logo and hyperlink appear on the Inoxico website footer.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Creditsafe: Global B2B credit bureau and business information provider with multi-country coverage. Comparable to Inoxico because it sells credit reports, integrates via API, and serves enterprise credit decisioning — but operates across many regions, not focused solely on Africa.
• Dun & Bradstreet: The world's largest commercial data and credit bureau, with an established global PAYDEX/data network. Comparable to Inoxico in product (business credit reports, data feeds) and in serving African credit decisions; notably also listed as an Inoxico client, indicating a partner/distributor relationship.
• TransUnion Africa: Major global credit bureau with significant South African and broader African operations offering consumer and business credit information. Comparable to Inoxico as a regulated credit bureau serving South African and pan-African lenders, though at much larger scale and with broader consumer credit focus.
• Experian Africa: Global information services group with established South African and African business credit bureaus. Comparable to Inoxico in providing business credit reports, data integration, and analytics to African lenders and enterprises, but with global scale and broader consumer credit capabilities.
• CRIF: Italy-based global credit bureau and business information group with operations across multiple continents including Africa. Comparable to Inoxico in offering credit reports, decisioning systems, and data integration to financial institutions in emerging markets.
• Creditinfo: Iceland-headquartered credit bureau operator with presence in multiple emerging markets including parts of Africa. Comparable to Inoxico in providing credit information, scoring, and decision-support solutions to lenders in developing credit markets.

Direct peers

• Compuscan: South African credit bureau and decisioning analytics provider serving lenders and retailers with consumer and commercial credit data. Directly comparable to Inoxico as a fellow South African registered credit bureau serving African credit decisioning, with overlapping customer base among financial institutions.
• Xpert Decision Systems (XDS): South African credit bureau and decision analytics company focused on the South African and broader African market. Directly comparable to Inoxico as a registered credit bureau providing credit reports, decisioning, and data integration to African lenders and businesses.

Regional players

• Atradius: Global trade credit insurer that also provides business credit intelligence as part of its underwriting. Comparable to Inoxico as a named client and data partner that uses and distributes African commercial credit information; competes partially at the buyer level for African business intelligence budgets.
• Creditreform: Germany-headquartered international credit bureau association with presence across many countries. Comparable to Inoxico as a named client/reseller using Inoxico African data to serve its own customers — overlapping in the buyer-of-African-credit-data value chain.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/inoxico
• Xx.com/InoxicoSA

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Inoxico