What ZIGRAM does

ZIGRAM is a private RegTech company, founded in 2018 and headquartered in Gurugram, India, that builds an integrated Anti-Money Laundering (AML) and financial crime compliance platform targeting banks, fintechs, crypto/digital asset service providers, capital markets firms, and digital finance/payment companies across 38+ countries. The platform is structured as a four-layer stack: a proprietary Data Assets layer (sanctions, PEPs, adverse media, country watchlists, ESG, crypto entities, high-risk entities, emerging threats), an Intelligence layer (AI/ML, rules engine, dashboards, scoring), an Applications layer (PreScreening.io for name screening, Transact Comply for transaction monitoring, Entity Hero for customer risk rating, DueDiliger for due diligence reports), and a Support layer (reporting, customer support, OAuth 2.0 API integration). Supporting modules include ZiZi (document interaction), SATOC (adverse press coverage), Dragnet Alpha (news monitoring), Doss Engine (link caching), and Data Asset Builder.

The company operates an enterprise SaaS revenue model with annual subscriptions, custom quote-based pricing, and direct enterprise field sales supported by a regional partner channel in emerging markets. The company is led by co-founders Abhishek Bali (CEO) and Rahul Pagare (CFO), employs 251–500 people, and operates from offices in Gurugram, Mumbai, Bengaluru, Singapore, Dubai, and Kathmandu. No external institutional funding rounds have been disclosed, suggesting the company is bootstrapped or founder-capitalized.

ZIGRAM holds ISO 27001:2022, SOC 2 Type 2, and GDPR compliance, is registered with the Dubai International Financial Centre, and has been recognized among LinkedIn India Top Startups in 2020, 2024, and 2025 and Growjo's Top 10,000 Fastest-Growing Companies. Recent strategic activity (October 2025 – June 2026) has centered on partnership-driven expansion in Nepal and the Philippines, multi-product release cadence (four product lines shipping multiple versions in 2026), and integration of third-party generative AI models (Claude, ChatGPT, Gemini) into adverse press coverage and case investigation workflows.

Name

ZIGRAM

Legal name

ZIGRAM Data Technologies Private Limited

Website

https://zigram.tech

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

251–500 employees

Short description

ZIGRAM is a Gurugram-based RegTech company founded in 2018 that provides an integrated AML and financial crime compliance platform — including name screening, transaction monitoring, and customer risk rating — to banks, fintechs, crypto firms, and capital markets players across 38+ countries.

Ownership category

akta.pro rank

Product category

Regulatory Technology (RegTech) - AML and Financial Crime Compliance Software

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

AML/CFT & Financial Crime Compliance (FSAFAOAD)

akta.pro secondary industries

Sanctions, PEP & Watchlist Screening (name matching, adverse media) (FSAGAFAD), AML/CTF Transaction Monitoring & Case Management (FSAGAFAC), Third-Party/Vendor Risk & Due Diligence (TPRM, continuous monitoring) (FSAGAFAJ)

Keywords

• AML compliance software
• Transaction monitoring
• Sanctions screening
• Regtech data assets
• Customer risk rating

Headquarters

HQ city

Gurugram

HQ country

India

HQ region

Asia

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. SaaS/Software Platform Access: Subscription-based access to ZIGRAM's integrated RegTech platform and applications including PreScreening.io, Transact Comply, Entity Hero, DueDiliger, and other risk management tools. Revenue generated through recurring platform licensing with tiered access to different modules and features.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

ZIGRAM sells an integrated RegTech software platform for AML, fraud, and financial crime compliance. Its core applications cover the full compliance lifecycle: name screening against global sanctions/PEPs/watchlists (PreScreening.io), real-time transaction monitoring (Transact Comply), customer risk rating and KYC (Entity Hero), and due diligence reports (DueDiliger). The platform is sold to banks, fintechs, crypto exchanges, capital markets firms, and digital payment providers via enterprise subscriptions with API-first integration.

Product overview

ZIGRAM offers a comprehensive Risk Application Ecosystem built on an Integrated RegTech Stack featuring proprietary data assets, cutting-edge applications, AI/ML analytics, and managed services. The platform comprises core products (PreScreening.io for name screening, Transact Comply for transaction monitoring, Entity Hero for entity risk management, and DueDiliger for due diligence reports), supporting modules (ZiZi document interaction, SATOC adverse press coverage, Dragnet Alpha news monitoring, Doss Engine link caching, Data Asset Builder), and specialized data modules (Country Watchlists, Sanctions Shield, ESG Watch, Crypto Entities, High-Risk Entities, Emerging Threats). The ecosystem connects via API integrations and webhooks, enabling seamless data exchange between screening, monitoring, and risk assessment workflows for AML and financial crime compliance.

Differentiator

Problem solved

Functional benefit

Products and services

• PreScreening.io Name screening platform providing quick scan capabilities to identify customer and third-party risks against global sanctions, PEPs, adverse media, and watchlists. Features configurable thresholds (Low/Medium/High), fuzzy name matching with match scores, batch upload support, Rules Engine V2 with audit capabilities, AI-powered investigation recommendations, and OAuth 2.0 API integration. Used by banks, fintechs, crypto exchanges, and capital markets firms for AML onboarding and ongoing screening.
• Transact Comply Transaction monitoring platform that monitors customer transactions and payment screening risks in real time. Detects suspicious activity using flexible scenarios and a comprehensive rule library covering 90+ Capital Markets rules (market abuse, mule accounts, structuring, trading anomalies). Supports rule-based whitelisting, case scoring, webhook-based third-party integration, India Finnet 2.0 and Philippines 2024 regulatory reporting, and adverse press coverage checks in investigation workflow. Used by banks, fintechs, and capital markets firms for AML transaction monitoring and regulatory reporting.
• Entity Hero Entity risk management platform providing systematic risk assessment for customers with configurable Customer Risk Rating (CRR) scoring, KYC data fields for individual and organization onboarding, project-level dropdown configuration, and integration with PreScreening.io and Transact Comply for comprehensive risk evaluation. Supports dynamic CRR recalibration, pagination for Entity and Case Manager, and full data parameter integration with PreScreening.io.
• DueDiliger Due diligence report platform providing research-driven reports to identify potential red flags for customer onboarding and ongoing monitoring. Supports regulatory compliance requirements for enhanced due diligence (EDD) and ongoing monitoring of high-risk customers and third parties.
• ZiZi Document interaction solution enabling users to interact with and process documents for compliance workflows. Provides document management capabilities within the AML ecosystem for compliance teams handling KYC documents, reports, and case files.
• SATOC Adverse Press Coverage (APC) solution providing sustainable access to online content for screening entities against negative news and media sources. Supports investigation workflows for AML compliance teams.
• Dragnet Alpha Intelligent online content monitoring application for enterprises, providing news monitoring and vendor risk assessment capabilities. Analyzes online content for compliance and risk signals.
• Doss Engine Link caching solution at scale for data assets and news sources, enabling efficient storage and retrieval of compliance-related web content and reference data.
• Data Asset Builder Data asset management tool for building and maintaining proprietary watchlists, risk data, and compliance datasets. Supports API integration for data access.
• Country Watchlists Jurisdiction-specific watchlist data covering multiple countries including India, Indonesia, Philippines, Australia, UK, USA, Canada, Singapore, South Africa, and others for localized compliance screening.
• Sanctions Shield Comprehensive sanctions screening data covering global sanctions lists including UN, OFAC, EU, UK, Canada, Australia sanctions for counter-terrorism and proliferation financing compliance.
• ESG Watch Environmental, Social, and Governance risk monitoring data for compliance screening and due diligence on ESG-related risks and controversies.
• Crypto Entities Cryptocurrency and digital asset entity data for compliance screening of crypto businesses, exchanges, and related entities against regulatory requirements.
• High-Risk Entities High-risk entity database for enhanced due diligence screening, including debarred entities, defaulters, and other elevated-risk parties.
• Emerging Threats Emerging threat intelligence data for proactive risk management and early warning on new financial crime risks and regulatory concerns.

Quantifiable outcome

• Supports AML compliance for Nepal's efforts to exit the FATF Grey List through partnerships with AMNIL Technologies, Inficare, and PSPAN
• +1 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability9 records

Feature7 records

Partnerships

Four partnerships are on record, tiered core.

• AMNIL TechnologiescoreTechnology or Integration · 9 June 2026Strategic partnership with AMNIL Technologies to deploy ZIGRAM's AML and Financial Crime Compliance solutions across Nepal's financial ecosystem. AMNIL Technologies serves as ZIGRAM's on-ground technology partner handling infrastructure setup, deployment, and technical implementation for banking, payments, lending, and related sectors. Initiative aims to enhance AML effectiveness in Nepal and support the country's efforts to exit the FATF Grey List.
• Bastion Inc.coreTechnology or Integration · 10 December 2025Strategic alliance with Bastion Inc., a local digital infrastructure and cybersecurity provider in the Philippines. The alliance deploys ZIGRAM's compliance technology via Bastion's data centers to address increasing digital transaction volumes and regulatory requirements in the Philippines, marking ZIGRAM's expansion into the Philippine market.
• InficarecoreTechnology or Integration · 21 November 2025Partnership with Nepal-based fintech provider Inficare to integrate ZIGRAM's AML name screening solution, PreScreening.io, into Inficare's compliance framework. Collaboration aims to enhance AML compliance and efficiency for over 150 financial institutions in Nepal, South Asia, and Southeast Asia through integrated name screening capabilities.
• Payment Service Providers Association of Nepal (PSPAN)coreStrategic or Co-development Partner · 9 October 2025Partnership with PSPAN to improve AML compliance in Nepal's digital payments sector. Collaboration enables PSPAN members to adopt ZIGRAM's AML RegTech Stack, supporting Nepal's efforts to comply with international AML standards and exit the FATF grey list.

Scale indicators4 records

Recent moves4 records

Expansion highlights6 records

Direct peers

• ComplyAdvantage: London-based AML and financial crime risk detection platform offering name screening, transaction monitoring, and customer risk scoring as SaaS. Competes with ZIGRAM across the same AML lifecycle, particularly for fintechs and challenger banks seeking cloud-native alternatives to legacy RegTech suites.
• Chainalysis: Blockchain analytics and compliance platform for crypto exchanges, financial institutions, and regulators. Directly comparable to ZIGRAM's Crypto Entities data module and crypto customer segment, addressing transaction monitoring and sanctions screening for digital assets.
• Sumsub: Identity verification, KYC/AML, and fraud prevention platform serving fintechs, crypto, and digital asset businesses globally. Competes with ZIGRAM's PreScreening.io and Entity Hero offerings, with strong overlap in fintech and emerging-market customer segments.
• Jumio: AI-driven identity verification and KYC/AML platform used by banks, fintechs, and crypto exchanges. Comparable to ZIGRAM's onboarding and screening workflow, particularly for digital-first financial institutions.
• Elliptic: Crypto-native AML and blockchain analytics platform offering transaction monitoring and sanctions screening for digital asset businesses. Directly comparable to ZIGRAM's crypto compliance capabilities for exchanges and digital asset service providers.

Broad incumbents

• NICE Actimize: Established enterprise RegTech vendor offering AML, transaction monitoring, trade surveillance, and entity risk management to large global banks and capital markets firms. Competes with ZIGRAM's full stack but primarily at the Tier 1 bank tier and as part of a much broader financial-crime portfolio.
• Refinitiv (LSEG) World-Check: Industry-standard KYC/sanctions screening data and risk intelligence offering within the London Stock Exchange Group. Overlaps directly with ZIGRAM's PreScreening.io and country watchlist modules and is the incumbent benchmark for compliance screening data.
• LexisNexis Risk Solutions: Large-scale data and analytics provider for AML, KYC, fraud detection, and entity risk. Competes with ZIGRAM's screening and risk-scoring capabilities, particularly for U.S. and European financial institutions, as part of a broader risk and identity portfolio.
• Moody's Analytics (Bureau van Dijk, Orbis): Global provider of entity data, KYC, and counterparty risk solutions for financial institutions. Comparable to ZIGRAM's DueDiliger due diligence and entity risk offerings, particularly at the enterprise/corporate banking tier.

Emerging players

• Veriff: Identity verification and AML compliance provider with strong presence in fintech and crypto. Overlaps with ZIGRAM's KYC and screening modules but is more focused on biometric/document verification than full AML lifecycle management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ZigramT

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ZIGRAM