Vom
- Company typePrivate
- Founded2023
- HeadquartersBelo Horizonte, Brazil
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Vom does
Vom is a B2B SaaS company founded in 2023 that operates a decision engine platform for credit risk management at financial institutions. The platform, branded 'Vom | Decision Engine,' enables credit leaders and risk strategy teams to change, test, improve, and launch credit decisions in hours rather than weeks, with real-time data integration and audit-ready compliance controls. Vom positions itself as a horizontal platform consolidating multiple credit decision use cases into a single system, addressing pain points around slow strategy iteration loops, disconnected data, regulatory bottlenecks, and manual compliance reviews.
The company generates revenue through subscription-based SaaS licensing of the platform, targeting enterprise and mid-market financial institutions via a consultative, demo-driven sales motion. Its go-to-market combines direct outreach, demo booking CTAs (bit.ly/vom-meet), LinkedIn presence, and WhatsApp direct contact (+1 323 614 0404). Vom is headquartered in Belo Horizonte, Brazil, operates with 1-10 employees, and has raised approximately $323,612 across two funding rounds (January 2024 and May 2025), with SkyDeck Berkeley participating in the most recent round. The company is branded as 'Claude Code for automated decisions,' indicating integration with third-party AI capabilities rather than proprietary model development.
Vom firmographics
Firmographics- Name
- Vom
- Website
- https://vomdecision.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Vom industry classification
Industry- Product category
- Credit Risk Decisioning Software
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
- akta.pro secondary industries
- Treasury, Cash Management & Liquidity (SME) (FSAGAJAG), Invoicing, Billing & Accounts Receivable Automation (FSAGAJAC)
Keywords
Where Vom is headquartered
LocationHeadquarters
- HQ city
- Belo Horizonte
- HQ country
- Brazil
- HQ region
- Latin America
Markets served
Vom business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- SaaS Platform Subscription: Vom operates as a B2B SaaS company providing a decision platform for credit risk strategies. The platform enables credit leaders to manage, test, and deploy risk strategies quickly. Revenue is generated through subscription-based licensing of the platform, likely with enterprise contracts targeting financial institutions and credit teams.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Vom product offering
Product offeringCore offering
Vom sells a B2B SaaS decision engine platform that enables credit leaders and risk strategy teams at financial institutions to change, test, improve, and launch credit decisions in hours rather than weeks. The platform integrates real-time data, enforces compliance and audit controls, and supports rapid iteration of risk strategies without requiring involvement from technology teams. Revenue is generated through enterprise subscription licensing of the platform, with pricing provided via custom demo-led sales conversations.
Product overview
Vom offers a single unified decision platform for credit risk management, branded as the "Vom | Decision Engine." The platform consolidates multiple use cases into one system, enabling credit leaders to rapidly adapt risk strategies, integrate real-time data, maintain compliance, and continuously test and optimize decision workflows without relying on technical teams.
Differentiator
Problem solved
Functional benefit
Products and services
- Vom | Decision Engine A unified decision platform for credit risk management that enables credit leaders and risk strategy teams to change, test, improve, and launch credit decisions in hours rather than weeks. It includes real-time data integration, compliance and policy controls, and audit-ready documentation, and is intended for credit leaders, risk strategy teams, and policy executives at financial institutions.
Quantifiable outcome
- Strategy updates and launches reduced from weeks to hours
Companies that use Vom
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles1 record
Vom technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Vom partnerships and signals
Strategic signalRecent moves4 records
Expansion highlights4 records
Vom competitors and assessment
Company assessmentDirect peers
- Taktile: Taktile is a decision engine platform purpose-built for credit and risk teams at financial institutions to author, test, and deploy decisioning flows quickly. It is the closest direct competitor to Vom in both product category (credit decisioning) and target buyer (credit/risk leaders).
- Provenir: Provenir provides a unified risk analytics and decisioning platform for credit, fraud, and onboarding across lending and financial services. It competes head-to-head with Vom in enabling faster, data-driven credit policy changes at FIs.
Emerging players
- Zest AI: Zest AI builds AI-driven credit underwriting software for lenders, helping them approve more borrowers using alternative data and machine learning. It overlaps Vom on the credit risk decisioning use case but with a heavier AI/ML underwriting focus.
- Scienaptic AI: Scienaptic AI offers an AI-powered credit decisioning platform used by lenders and credit unions for underwriting and portfolio management. It competes with Vom on automating and accelerating credit risk decisions at financial institutions.
- Mambu: Mambu is a cloud-native core banking and lending platform that includes configurable decisioning for loan origination. It overlaps Vom's credit policy iteration use case as part of a broader lending platform play.
Broad incumbents
- FICO: FICO is the incumbent in credit scoring and decisioning, offering enterprise decisioning tools (FICO Platform, Origination Manager) widely deployed at banks and lenders. It is a broad incumbent competitor in the same credit decisioning category Vom targets.
- Experian: Experian combines consumer and business credit data with decisioning and analytics tools for lenders. It serves the same credit/risk buyer persona as Vom but at significantly greater scale and with embedded data assets.
- Equifax: Equifax provides credit information and decisioning solutions (e.g., InterConnect, DataX) to financial institutions. It is an incumbent competitor in credit risk data and decisioning workflows where Vom operates.
- nCino: nCino offers a cloud banking platform with credit decisioning, onboarding, and risk workflows used by banks and credit unions. It is a broad incumbent competing for the same credit/risk operating budget Vom targets.
Others
- Datameer: Datameer provides a cloud data analytics platform used by financial institutions for risk and compliance analytics. It is adjacent to Vom — overlapping on the data integration and analytics layer feeding credit decisions rather than competing on the decisioning UI directly.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Vom social profiles
Digital presenceVom financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vom leadership team
Management profileNumber of profiles
Vom funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vom M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vom
What does Vom do?
Vom sells a B2B SaaS decision engine platform that enables credit leaders and risk strategy teams at financial institutions to change, test, improve, and launch credit decisions in hours rather than weeks. The platform integrates real-time data, enforces compliance and audit controls, and supports rapid iteration of risk strategies without requiring involvement from technology teams. Revenue is generated through enterprise subscription licensing of the platform, with pricing provided via custom demo-led sales conversations.
Is Vom a public or private company?
Vom is a private company. It is classified as venture growth investor backed and is currently operating.
When was Vom founded?
Vom was founded in 2023. It employs 11 to 50 people.
Where is Vom based?
Vom is headquartered in Belo Horizonte, Brazil, in the Latin America region.
How does Vom make money?
One revenue line is on record: saaS Platform Subscription.
Who are Vom's main competitors?
Direct peers on record are Taktile and Provenir. Emerging players are Zest AI, Scienaptic AI and Mambu. Broad incumbents are FICO, Experian, Equifax and nCino. Datameer is listed as an others.
Does Vom have an API?
No public API is recorded for Vom.
What industry is Vom in?
Vom's product category is Credit Risk Decisioning Software. Its primary akta.pro industry code is FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning), with a secondary code of FSAGAJAG, Treasury, Cash Management & Liquidity (SME). Its NAICS code is 522 and its SIC code is 6159.