SmartAngels.fr
- Company typePrivate
- Founded2013
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
SmartAngels.fr firmographics
Firmographics- Name
- SmartAngels.fr
- Legal name
- SOWEFUND SAS
- Website
- https://sowefund.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
SmartAngels.fr industry classification
Industry- Product category
- Equity Crowdfunding Platform
- NAICS
- Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)
- akta.pro secondary industry
- Goal-Based & Micro-Investing Platforms (Round-ups, Fractional) (FSAGAEAG)
Keywords
Where SmartAngels.fr is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
SmartAngels.fr business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Platform Fees - Investors (Entry & Payment): Charged to investors upon subscription. For holding-based investments: 1%–5% of total investment amount, covering Lemon Way payment services and pre-closing activities. For direct investments: 5% of invested amount, covering complexity, legal structuring, shareholder agreement negotiation, and regulatory compliance.
- Accompaniment & Follow-up Fee: 5% of total investment amount charged to holding investors for participation follow-up, regular reporting production, and exit process management. Included in the subscription bulletin amount.
- Holding Functioning Costs: 2% of total investment amount deducted to cover holding operating costs (legal counsel, evaluators, domain experts, banking, accounting). Held as a provision and returned partially or in full if unused at end of investment.
- Carried Interest (Performance Fee): 19.5% of total investment amount as carried interest (via ADP shares in the SPV). Applies to capital gains, dividends, or liquidation bonuses after returning investors' capital contributions.
- Startup Listing & Commission Fees: Startups pay EUR 15,000–20,000 for listing on the platform, plus a success commission of up to 9% of amounts raised (billed as a fixed fee HT upon successful campaign). Annual follow-up fee of EUR 2,500 + EUR 5 per investor per year for holding administration (minimum EUR 5,000 total).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Investor Entry & Payment Fee (Holding) |
| Transaction based/ take rate | Pay-as-you-go | Investor Entry Fee (Direct Investment) |
| Transaction based/ take rate | Multi-year contract | Accompaniment & Follow-up Fee |
| Transaction based/ take rate | Multi-year contract | Holding Functioning Costs |
| Outcome Based/ Performance | Pay-as-you-go | Carried Interest (Performance Fee) |
| One time/ perpetual license | Pay-as-you-go | Startup Listing Fee |
| Transaction based/ take rate | Pay-as-you-go | Startup Commission on Raised Capital |
| Subscription | Annual | Startup Annual Follow-up Fee |
Go-to-market motion4 records
Distribution channels3 records
Marketing channels7 records
SmartAngels.fr product offering
Product offeringCore offering
Sowefund (SmartAngels.fr) operates a regulated equity crowdfunding and co-investment platform that enables retail investors to invest alongside professional business angels and institutional funds in curated French tech and impact startups. The platform provides due diligence, holding/SPV structures, electronic signatures, payment processing via Lemon Way, and tax-optimized investment wrappers (IR/JEI up to 50% reduction, PEA-PME, 150-0 B Ter). It also offers Smart Allocation, a dedicated digital workspace for wealth management advisors (CGPs), and due diligence plus fundraising support services for startups raising capital.
Product overview
Sowefund operates as a crowdfunding and co-investment platform for French tech and impact startups. The core product is the investment marketplace where users can browse and invest in curated startup opportunities. Smart Allocation is an advisor-facing module for wealth management professionals that provides pre-configured investment allocations with tax optimization features (IR 50%, PEA-PME 17.2% flat tax reduction, 150-0 B Ter deferral). The platform also offers fundraising support services for entrepreneurs seeking capital, including due diligence, campaign preparation, and post-closing follow-up.
Differentiator
Problem solved
Functional benefit
Brands
- Smart Allocation: A wealth management product line offering tax-optimized investment allocations (IR, JEI, PEA-PEA PME) for wealth management advisors and their clients.
Products and services
- Sowefund Platform A regulated equity crowdfunding and co-investment platform that enables retail investors to invest alongside professional business angels and institutional funds in curated French tech and impact startups. Includes KYC/KYB onboarding, project browsing, electronic signature of legal documents, payment processing via Lemon Way, and tax-optimized investment wrappers (IR/JEI, PEA-PME, 150-0 B Ter).
- Smart Allocation A dedicated digital workspace for wealth management advisors (Conseillers en Gestion de Patrimoine / CGPs) to allocate client capital across pre-structured French tax wrappers (IR/JEI up to 50% income tax reduction, PEA-PME at 17.2% flat tax, 150-0 B Ter capital gains deferral). Includes a 100% online process, real-time portfolio tracking, and a dedicated partner manager.
- Fundraising & Due Diligence Support Services A service offering for French tech and impact startups (Seed to Series A) covering project evaluation, due diligence, campaign structuring, fundraising collection, closing, and post-raise follow-up support. Includes holding/SPV administration, ongoing investor relations, and reporting production.
Quantifiable outcome
- 160,000+ investors on the platform
- +6 more outcomes
Companies that use SmartAngels.fr
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
SmartAngels.fr technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature4 records
SmartAngels.fr partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Lemon WaycoreLemon Way is Sowefund's payment service provider (PSPP agent). Sowefund is registered as an agent of Lemon Way (ACPR no. 16568) for payment account opening and management. Handles investor fund transfers, KYC, and payment processing. Based at 8 Rue du Sentier, 75002 Paris.
- Cryptolog / UniversigncoreCryptolog/Universign provides electronic signature and digital signature solutions for Sowefund, enabling legally compliant signing of investment contracts and shareholder agreements. Processes KYC documents and investment-related legal acts.
- OVHcoreOVH is the web hosting provider for Sowefund's platform. SAS au capital de EUR 10,000,000; RCS Roubaix - Tourcoing 424 761 419 00045. Servers ensure platform availability and performance for the investor community.
- AMF (Autorité des Marchés Financiers)coreSowefund is officially registered as a PSFP (Prestataire de Services de Financement Participatif) with the AMF under registration number FP-2023-9. The AMF provides regulatory oversight, investor protection frameworks, and dispute resolution (mediator of the AMF).
- France AngelsminorSowefund is a member of France Angels, the national federation of Business Angels in France, providing credibility and network access within the angel investment community.
- Finance InnovationminorSowefund is supported by Finance Innovation, a competitiveness cluster for financial innovation, enhancing credibility and access to the French financial ecosystem.
- La French TechminorSowefund is supported by La French Tech, the French Tech mission, positioning the platform as part of France's national startup ecosystem strategy.
- ACPR (Autorité de Contrôle Prudentiel et de Résolution)coreSowefund is registered as an agent of Lemon Way (ACPR no. 16568) under ACPR oversight for payment services. The ACPR supervises banking and payment institutions in France.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
SmartAngels.fr competitors and assessment
Company assessmentDirect peers
- Anaxago: French equity and real-estate crowdfunding platform serving retail investors with curated startup and SME deals; directly competes with Sowefund for French tech fundraising campaigns and investor mind-share.
- Wiseed: Toulouse-based equity crowdfunding platform focusing on French startups and SMEs; competes head-to-head with Sowefund for the same retail-investor segment and tax-wrapper-oriented deals.
- Tudigo: French participatory investment platform covering equity and bond crowdfunding for startups and SMEs; comparable GTV profile, investor base, and AMF PSFP regulatory status to Sowefund.
- October: European lending and private-debt platform active in France; comparable AMF-regulated intermediation model serving SMEs, though focused on debt rather than equity crowdfunding like Sowefund.
Regional players
- Companisto: Germany-headquartered equity crowdfunding platform with a similar co-investment model and venture-track deal selection; regional peer with comparable retail-investor proposition but serving DACH markets.
Broad incumbents
- Seedrs: UK-based equity crowdfunding incumbent (now part of Republic Europe) with a broad European footprint; operates a comparable retail-investor marketplace for startup equity though at significantly larger scale than Sowefund.
- Crowdcube: UK equity crowdfunding leader with FCA-regulated retail-investor marketplace; broader portfolio and pan-European deal flow make it a larger-scale adjacent incumbent versus Sowefund's France-only focus.
- Republic: US-headquartered retail private-markets platform covering startup equity, crypto and revenue-share deals; broader incumbent that has expanded into Europe (via Seedrs acquisition) and competes conceptually for cross-border retail PE access.
- AngelList: US-based private-markets platform serving funds, syndicates and rolling funds; operates at much larger scale and primarily serves professional/lead investors rather than Sowefund's retail audience, but addresses the same private-equity access theme.
Emerging players
- Fundimmo: French real-estate crowdfunding platform operating under AMF regulation; uses a comparable retail-investor intermediary model but targets property rather than equity, illustrating adjacent AMF-regulated competition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
SmartAngels.fr social profiles
Digital presenceSmartAngels.fr compliance and trust
Trust signalCompliance5 records
SmartAngels.fr financial estimates
Financial estimateRevenue estimate
Valuation estimate
SmartAngels.fr leadership team
Management profileNumber of profiles
Profiles12 records
SmartAngels.fr subsidiaries and ownership
Company hierarchySubsidiaries1 record
SmartAngels.fr funding detail
Funding detailFunding overview
Funding rounds2 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SmartAngels.fr M&A and investment
M&A and investmentM&A
Investments5 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SmartAngels.fr
What does SmartAngels.fr do?
Sowefund (SmartAngels.fr) operates a regulated equity crowdfunding and co-investment platform that enables retail investors to invest alongside professional business angels and institutional funds in curated French tech and impact startups. The platform provides due diligence, holding/SPV structures, electronic signatures, payment processing via Lemon Way, and tax-optimized investment wrappers (IR/JEI up to 50% reduction, PEA-PME, 150-0 B Ter). It also offers Smart Allocation, a dedicated digital workspace for wealth management advisors (CGPs), and due diligence plus fundraising support services for startups raising capital.
Is SmartAngels.fr a public or private company?
SmartAngels.fr is a private company. It is classified as venture growth investor backed and is currently operating.
When was SmartAngels.fr founded?
SmartAngels.fr was founded in 2013. It employs 11 to 50 people.
Where is SmartAngels.fr based?
SmartAngels.fr is headquartered in Paris, France, in the Europe region.
How does SmartAngels.fr make money?
Five revenue lines are on record. Platform Fees - Investors (Entry & Payment) is the primary driver. The others are accompaniment & Follow-up Fee, holding Functioning Costs, carried Interest (Performance Fee) and startup Listing & Commission Fees.
Who are SmartAngels.fr's main competitors?
Direct peers on record are Anaxago, Wiseed, Tudigo and October. Companisto is listed as a regional player. Broad incumbents are Seedrs, Crowdcube, Republic and AngelList. Fundimmo is listed as an emerging player.
Does SmartAngels.fr have an API?
No public API is recorded for SmartAngels.fr.
What industry is SmartAngels.fr in?
SmartAngels.fr's product category is Equity Crowdfunding Platform. Its primary akta.pro industry code is FSAAAAAI, Execution-Only / Self-Directed Investing Platforms, with a secondary code of FSAGAEAG, Goal-Based & Micro-Investing Platforms (Round-ups, Fractional). Its NAICS code is 523940 and its SIC code is 6211.