Fundimmo
Fundimmo is a Paris-based real estate crowdfunding platform that connects French property developers and traders with individual and professional investors for short-term debt investments, offering a €1,000 minimum ticket and 9-12% target gross returns over 6-36 months.
- Company typePrivate
- Founded2015
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Fundimmo does
Fundimmo is a Paris-based real estate crowdfunding platform founded in 2015 that connects property developers, traders, and rehabilitation sponsors with individual and professional investors for short-term debt and equity investments in French real estate projects. Investors participate with a minimum ticket of €1,000 per project, targeting gross returns of 9-12% over durations of 6 to 36 months (20-month average). The platform has funded 478 projects totaling €341.9M in cumulative investments, with a portfolio heavily weighted to residential real estate (63%) and claims a zero default rate to date. Fundimmo is a wholly-owned subsidiary of ATLAND Group, a publicly-listed (Euronext Paris, ISIN: FR0013455482) real estate group operating across the full value chain, which provides deal flow and capital stability. The company is headquartered at 121 avenue de Malakoff, Paris (121 avenue de Malakoff, 75116 Paris), and operates with 11-50 employees.
The platform is built on third-party infrastructure: MangoPay SA (a Luxembourg-licensed e-money issuer) provides the investor wallet and payment processing, and DocuSign provides legally binding electronic signature for subscription forms. Product features include a self-serve investor dashboard, project browsing, wallet funding (via bank card up to €3,000 per transaction or unlimited bank transfer), and portfolio monitoring with automated repayment flows. The underwriting process is a proprietary 5-stage methodology with a 30-point control checklist reviewed by an independent Advisory Committee of real estate professionals. Fundimmo holds AMF PSFP accreditation (FP-2023-18, granted October 25, 2023) under EU Regulation 2020/1503, and its offerings are eligible for PEA-PME tax wrappers since the 2019 PACTE law.
Fundimmo generates revenue exclusively from commissions charged to project issuers, with no fees to investors. Distribution runs through two parallel channels: a 100% digital direct-to-consumer self-serve platform for individual investors, and a B2B partner channel targeting French wealth management advisors (CGPs), family offices, and investment funds via a dedicated partner portal (partenaires.fundimmo.com) that offers exclusive operations up to €5M per project. Geographic reach is France-only, with active operations across six macro-regions (Île-de-France, PACA, AURA, Sud Ouest / Grand Est, Nord / Centre VDL / BFC, and Pays de la Loire / Bretagne / Normandie). Marketing is multi-channel: an owned blog, organic social, PR coverage in French financial media (Les Echos, Le Figaro, TF1, Business Immo, Challenges), and a CGP referral network.
Fundimmo firmographics
Firmographics- Name
- Fundimmo
- Legal name
- Fundimmo, société par actions simplifiée
- Website
- https://fundimmo.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fundimmo is a Paris-based real estate crowdfunding platform that connects French property developers and traders with individual and professional investors for short-term debt investments, offering a €1,000 minimum ticket and 9-12% target gross returns over 6-36 months.
- Ownership category
- akta.pro rank
Fundimmo industry classification
Industry- Product category
- Real Estate Crowdfunding
- NAICS
- Other Investment Pools and Funds (5259), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Loan Brokers (6163)
- akta.pro primary industry
- Project Finance Capital Raising Intermediation (FSAEALAJ)
Keywords
Where Fundimmo is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Fundimmo business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Commission from Project Issuers: Fundimmo charges a commission to real estate project operators (developers and property traders) who raise funds through the platform. The commission is a percentage of the total amount effectively collected through the platform, plus VAT where applicable. This is payable on the day funds are transferred to the project company. Additional ongoing fees may be charged for project monitoring until full investor repayment.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | No fees for investors — Fundimmo earns commission exclusively from project issuers |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Fundimmo product offering
Product offeringCore offering
Fundimmo operates a digital crowdfunding platform exclusively dedicated to real estate, connecting individual investors with property developers and traders (opérateurs immobiliers). The platform enables fractional investment in real estate debt instruments (bonds and shares) issued by project companies, with minimum tickets of 1,000€, terms of 6-36 months, and target gross returns of 9-12%. The company is regulated as a Prestataire de Services de Financement Participatif (PSFP) under EU Regulation 2020/1503 and earns commissions from project issuers rather than charging investors.
Product overview
Fundimmo operates as a real estate crowdfunding platform offering a single integrated product for financing real estate operations. The core platform connects investors with property developers and traders through debt instruments (primarily bonds, with some share offerings). The offering includes the main investor-facing platform for account management, investment selection, and portfolio tracking, plus a dedicated partner portal for wealth management professionals. Key financing categories include property development, property trading, rehabilitation, and transformation projects. The platform is built on MangoPay for payment processing and DocuSign for electronic document signing. Investors can invest from 1,000 EUR per project with expected gross yields between 8-12% over 6-36 month terms.
Differentiator
Problem solved
Functional benefit
Products and services
- Fundimmo Real Estate Crowdfunding Platform Core investor-facing digital platform that enables individuals and legal entities to register, complete their investor profile, fund a wallet, browse curated real estate projects, and subscribe to debt instruments (bonds and shares) issued by property developers and traders. Minimum investment is 1,000€ per project, with terms of 6-36 months and target gross returns of 9-12%. Full digital onboarding, electronic signature via DocuSign, and payment processing via MangoPay.
- Fundimmo Partner Portal Dedicated 100% digitized B2B platform for wealth management advisors (CGP - Conseillers en Gestion de Patrimoine), family offices, and investment funds to access exclusive real estate crowdfunding projects, monitor client portfolios in real-time, and facilitate digital subscription and signature on behalf of their clients. Offers access to operations up to 5M€ per project, a dedicated partner team, and a fully digitized subscription process.
- Project Selection and Due Diligence Service for Real Estate Issuers Service for property developers, property traders (marchands de biens), and other real estate operators to access short-term debt financing (6-36 months) through bond or equity instruments issued on the platform. Includes commercial pre-qualification, internal pre-committee review, independent Advisory Committee approval with 30 control points, contract preparation, and fund collection. Funded categories include property promotion, property trading, rehabilitation, and transformation projects.
Quantifiable outcome
- 478 projects funded with 341.9 M€ invested and 9.4% average gross return
- +3 more outcomes
Companies that use Fundimmo
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles4 records
Fundimmo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature4 records
Fundimmo partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- MangoPay SAcoreMangoPay SA is a licensed e-money issuer authorized by the Luxembourg Financial Sector Regulator (CSSF) under number 3812. Fundimmo acts as MangoPay's agent to provide payment services to platform users. MangoPay provides the investor wallet infrastructure used for crediting and debiting funds, and manages fund transfers between investors and project issuers. Users can fund wallets via bank card (up to 3,000€/transaction) or bank transfer (unlimited).
- DocuSigncoreDocuSign provides the electronic signature infrastructure used for legally binding subscription forms and contractual documentation on the Fundimmo platform. All investment subscription bulletins are signed electronically via DocuSign, which guarantees the link between each signature and the underlying contracts.
- Aether Financial Services (AFS)minorAFS is designated as Fundimmo's fallback service provider in case of Fundimmo's default. Under applicable regulation, AFS steps in as an extinctive management services provider to handle ongoing investor obligations. Costs and services provided by AFS are specified in each project's contractual documentation.
- Financement Participatif FranceminorFundimmo is a member of Financement Participatif France, the French crowdfunding industry association, which promotes standards and best practices among French participatory financing platforms.
Scale indicators8 records
Recent moves5 records
Expansion highlights5 records
Fundimmo competitors and assessment
Company assessmentDirect peers
- Anaxago: Anaxago is a French crowdfunding platform focused on real estate and innovation, placing both equity and debt instruments with private investors and offering a partner offering for wealth advisors — a directly comparable regulated PSFP peer.
- October (formerly Lendix): October is a European SME and real-estate crowdlending platform operating across France and neighboring markets, with a comparable digital onboarding flow and B2B partner distribution — overlapping in debt origination but broader than real estate.
- Lendosphere: Lendosphere is a French crowdfunding platform dedicated to environmental and real estate projects, registered as an IFP and placing bonds with private investors — directly comparable in business model and regulatory posture.
- Wiseed: Wiseed is a leading French real estate crowdfunding platform offering similar short-term (12–36 month) debt investments in property development and trader projects, licensed as an IPS under French regulation and targeting both retail investors and wealth advisors (CGP).
- ClubFunding: ClubFunding operates a French real-estate and corporate crowdfunding platform placing senior and mezzanine debt with investors, with a comparable issuer-commission model and a strong CGP partner network.
- Homunity: Homunity is a French real estate crowdfunding specialist focused on co-investment alongside developers in new-build residential projects, offering similar 9–12% targeted yields and a self-serve retail platform.
Emerging players
- Companial: Companial is a newer French real-estate investment platform offering fractional access to property assets — emerging peer with overlapping investor base but distinct product structure (fractional ownership vs. short-term debt).
- PretUp: PretUp is a French consumer and real-estate crowdlending platform. It overlaps partially in retail-investor digital lending flows but is consumer-loan-weighted relative to Fundimmo's pure real-estate focus.
- Bolden: Bolden is a French real-estate crowdfunding and co-investment platform focused on atypical and value-add projects, sharing Fundimmo's retail-investor digital subscription model with a more project-niche orientation.
Broad incumbents
- Fundrise: Fundrise is the largest US real-estate crowdfunding platform, offering diversified portfolios of equity and debt real-estate instruments to retail investors at low minimums — comparable product/category leader but geographically distinct and at much greater scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Fundimmo social profiles
Digital presenceFundimmo compliance and trust
Trust signalCompliance2 records
Fundimmo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fundimmo leadership team
Management profileNumber of profiles
Profiles5 records
Fundimmo funding detail
Funding detailFunding overview
Funding rounds1 record
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fundimmo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fundimmo
What does Fundimmo do?
Fundimmo operates a digital crowdfunding platform exclusively dedicated to real estate, connecting individual investors with property developers and traders (opérateurs immobiliers). The platform enables fractional investment in real estate debt instruments (bonds and shares) issued by project companies, with minimum tickets of 1,000€, terms of 6-36 months, and target gross returns of 9-12%. The company is regulated as a Prestataire de Services de Financement Participatif (PSFP) under EU Regulation 2020/1503 and earns commissions from project issuers rather than charging investors.
Is Fundimmo a public or private company?
Fundimmo is a private company. It is classified as corporate owned and is currently operating.
When was Fundimmo founded?
Fundimmo was founded in 2015. It employs 11 to 50 people.
Where is Fundimmo based?
Fundimmo is headquartered in Paris, France, in the Europe region.
How does Fundimmo make money?
One revenue line is on record: commission from Project Issuers.
Who are Fundimmo's main competitors?
Direct peers on record are Anaxago, October (formerly Lendix), Lendosphere, Wiseed, ClubFunding and Homunity. Emerging players are Companial, PretUp and Bolden. Fundrise is listed as a broad incumbent.
Does Fundimmo have an API?
No public API is recorded for Fundimmo.
What industry is Fundimmo in?
Fundimmo's product category is Real Estate Crowdfunding. Its primary akta.pro industry code is FSAEALAJ, Project Finance Capital Raising Intermediation. Its NAICS code is 5259 and its SIC code is 6211.