Native 360 Loan Fund
Native360 Loan Fund is a certified Native Community Development Financial Institution providing affordable credit, capital, technical assistance, and online business development resources to Native American entrepreneurs and small business owners across Nebraska, Iowa, South Dakota, and Kansas.
- Company typePrivate
- Founded2009
- HeadquartersGrand Island, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Native 360 Loan Fund does
Native360 Loan Fund Inc. is a certified Native Community Development Financial Institution (CDFI) headquartered in Grand Island, Nebraska, that provides affordable credit, capital, technical assistance, and related programs to Native American entrepreneurs, families, and citizens. Founded in 2009, the organization primarily serves members of all tribes in Nebraska, Iowa, and southeast South Dakota, with the service area expanded to include Kansas in 2023. Leadership is concentrated in Executive Director Pete Upton, who also serves as Board Chairman of the national Native CDFI Network; the team includes eight small business coaches delivering one-on-one technical assistance alongside administrative staff, implying a total headcount in the 11-50 range.
The organization operates two core credit products—Consumer Loans and Commercial Loans—targeting Native American borrowers who often cannot access conventional financing. These credit products are layered with the Initiate Prosperity online business development platform, built in partnership with Northern Initiatives and offering 24/7 access to more than 100 interactive tools, templates, videos, and coaching resources. Adjacent offerings include the Financial Peace University personal-finance curriculum, the Launch Box Native Small Business Workshop series, the Native American Entrepreneurial Empowerment Workshop (delivered via RedWind Group), and a Native Artist Professional Development program that uses First People's Fund's Native-artist curriculum and a supplementary AI-literacy module.
Native360's revenue mechanics rest on two pillars: (1) interest and fees from its loan portfolio to Native American small businesses, and (2) institutional grants and philanthropic funding—notably a $1.5 million Wells Fargo grant awarded August 31, 2023, a $175,000 Google #GICNebraska grant awarded in 2020, and a $2.23 million U.S. Treasury CDFI Fund award dated April 10, 2023, plus supplemental funding from USDA, SBA Office of Native American Affairs, and Northwest Area Foundation. Distribution is direct and community-led: tribal outreach, in-person workshops at venues such as the Hard Rock Hotel & Casino in Sioux City and tribal locations across multiple states, one-on-one coaching, and digital channels including YouTube testimonials and the native360.org website. Pricing details are not publicly disclosed, but loan products are designed to be affordable with favorable terms for Native American borrowers who would not qualify for conventional financing.
Native 360 Loan Fund firmographics
Firmographics- Name
- Native 360 Loan Fund
- Legal name
- Native360 Loan Fund Inc.
- Website
- https://native360.org
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Native360 Loan Fund is a certified Native Community Development Financial Institution providing affordable credit, capital, technical assistance, and online business development resources to Native American entrepreneurs and small business owners across Nebraska, Iowa, South Dakota, and Kansas.
- Ownership category
- akta.pro rank
Native 360 Loan Fund industry classification
Industry- Product category
- Community Development Financial Services
- NAICS
- Grantmaking and Giving Services (81321), Educational Support Services (61171), Educational Services (611)
- SIC
- Savings Institution, Federally Chartered (6035), Federal & Federally-Sponsored Credit Agencies (6111)
- akta.pro primary industry
- Community Development Credit Unions (CDCUs) (FSABAEAC)
Keywords
Where Native 360 Loan Fund is headquartered
LocationHeadquarters
- HQ city
- Grand Island
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Native 360 Loan Fund business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Loan Portfolio Revenue: Native360 generates revenue through interest and fees on loans provided to Native American entrepreneurs and small business owners for business expansion, equipment purchases, and working capital.
- Grants and Philanthropic Funding: The organization receives significant grant funding from corporate partners (Wells Fargo $1.5M grant, Google $175,000 grant), government sources (USDA, SBA), and foundations for lending programs, scholarships, and training initiatives.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Affordable lending products for Native American entrepreneurs |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
Native 360 Loan Fund product offering
Product offeringCore offering
Native 360 Loan Fund is a certified Native Community Development Financial Institution (CDFI) that provides affordable consumer and commercial loans, technical assistance, and business development training to Native American entrepreneurs, small business owners, families, and citizens across Nebraska, Iowa, southeast South Dakota, and Kansas. The organization delivers its services through direct lending, one-on-one business coaching, the Initiate Prosperity online learning platform, and in-person workshops such as the Native American Entrepreneurial Empowerment Workshop and Native Artist Professional Development training.
Product overview
Native 360 Loan Fund operates as a certified Native Community Development Financial Institution (CDFI) offering a comprehensive suite of financial products and services for Native American communities. The core offerings include Consumer Loans and Commercial Loans for individuals and businesses in Nebraska, Iowa, and southeast South Dakota. These are complemented by the Initiate Prosperity platform - an online business development platform with over 100 interactive tools, templates, videos, and coaching resources available 24/7. Additional support services include Financial Peace University (money management courses), Launch Box and Native American Entrepreneurial Empowerment Workshops (business training programs), Native Artist Professional Development training, Marketing Academy, and one-on-one technical assistance with eight dedicated business coaches. Together, these products form an integrated ecosystem supporting Native entrepreneurs from startup through growth stages.
Differentiator
Problem solved
Functional benefit
Brands
- Initiate Prosperity: An online business development platform providing over 100 interactive tools, templates, videos, and guides to help Native entrepreneurs grow their businesses.
Products and services
- Consumer Loans
- Commercial Loans
- Initiate Prosperity Online Business Development Platform
- Launch Box Native Small Business Workshop
- Native American Entrepreneurial Empowerment Workshop
- Native Artist Professional Development Training
- Marketing Academy
- Technical Assistance and Business Coaching
Quantifiable outcome
- Added eight jobs to the Bloomfield community through Stingers One Stop expansion
- +2 more outcomes
Companies that use Native 360 Loan Fund
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
Native 360 Loan Fund technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature1 record
Native 360 Loan Fund partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and supporting.
- Northern InitiativescoreNorthern Initiatives designed the Initiate Prosperity online business development platform used by Native360 to deliver training and resources to entrepreneurs 24/7.
- First People's FundcoreFirst People's Fund, a nonprofit that developed a detailed business development curriculum specifically for Native artists, partners with Native360 to conduct Native Artist Professional Development training.
- RedWind GroupcoreRedWind Group partners with Native360 to deliver Native American Entrepreneurial Empowerment Workshops, providing comprehensive business training curriculum.
- University of NebraskasupportingCollaborates with Native360 and Wells Fargo to award educational scholarships to Native American students in the Great Plains.
- NeighborWorks AmericasupportingNeighborWorks America selected Pete Upton for the Achieving Excellence Program at Harvard Kennedy School and provides leadership development support.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Native 360 Loan Fund competitors and assessment
Company assessmentBroad incumbents
- Oweesta Corporation: A leading Native CDFI intermediary that provides capital, training, and capacity building to Native CDFIs across the country. Broader incumbent in the same Native CDFI ecosystem — many of Native360's peer CDFIs receive funding through Oweesta, making it both a partner and an ecosystem-level comparable.
- DreamSpring: A nonprofit CDFI providing small business loans and business coaching to underserved entrepreneurs, including Native American business owners, across the Southwest and beyond. Comparable business model (small-dollar lending + TA), though broader and not Native-specialized.
- NeighborWorks America: A national network of community development nonprofits providing affordable housing, lending, and community-building services. Comparable as a federally-supported community development intermediary, with overlap in capacity-building grants and leadership development programs (Native360's Executive Director is a NeighborWorks alumni).
- Kiva: A global nonprofit crowdfunding platform providing 0% interest loans to underserved entrepreneurs, including a U.S. small business lending program that overlaps with CDFI mission. Comparable in serving thin-file borrowers, though with a fundamentally different funding model (P2P rather than CDFI grants).
Direct peers
- Mazaska Owecaso Otipi Financial: A certified Native CDFI serving the Pine Ridge Reservation with consumer and small business lending plus financial education. Closely comparable to Native360 in community-rooted CDFI model, small-dollar loan products, and embedded technical assistance.
- Four Directions Community Development Corporation: A Native CDFI serving Native American communities across the Northern Plains with small business lending, technical assistance, and financial capability programs. Direct peer to Native360 in geography (overlapping Great Plains service area), target borrower, and product offering.
- Lakota Funds: A certified Native CDFI based on the Pine Ridge Reservation in South Dakota providing small business loans, housing loans, and financial education to Lakota and other Native entrepreneurs. Closely comparable to Native360 in mission (Native-focused lending plus TA), product mix, and CDFI funding model.
- Wind River Development Fund: A certified Native CDFI on the Wind River Reservation serving Eastern Shoshone and Northern Arapaho entrepreneurs with business loans and training. Comparable to Native360 as a tribally-rooted CDFI offering small-dollar lending plus wraparound business development support.
- Native Community Capital: A Native CDFI providing small business loans and technical assistance to Native entrepreneurs across multiple states. Direct competitor in the same federally-certified Native CDFI category with similar target borrower and lending products.
Emerging players
- NDN Collective: A national Native-led organization providing grantmaking, capacity building, and community development funding to Indigenous communities, including economic empowerment initiatives. Comparable in mission focus on Native economic self-determination, though operating primarily through grantmaking rather than direct lending.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Native 360 Loan Fund social profiles
Digital presenceNative 360 Loan Fund compliance and trust
Trust signalCompliance1 record
Native 360 Loan Fund financial estimates
Financial estimateRevenue estimate
Valuation estimate
Native 360 Loan Fund leadership team
Management profileNumber of profiles
Profiles3 records
Native 360 Loan Fund funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Native 360 Loan Fund M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Native 360 Loan Fund
What does Native 360 Loan Fund do?
Native 360 Loan Fund is a certified Native Community Development Financial Institution (CDFI) that provides affordable consumer and commercial loans, technical assistance, and business development training to Native American entrepreneurs, small business owners, families, and citizens across Nebraska, Iowa, southeast South Dakota, and Kansas. The organization delivers its services through direct lending, one-on-one business coaching, the Initiate Prosperity online learning platform, and in-person workshops such as the Native American Entrepreneurial Empowerment Workshop and Native Artist Professional Development training.
Is Native 360 Loan Fund a public or private company?
Native 360 Loan Fund is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Native 360 Loan Fund founded?
Native 360 Loan Fund was founded in 2009. It employs 11 to 50 people.
Where is Native 360 Loan Fund based?
Native 360 Loan Fund is headquartered in Grand Island, United States, in the North America region.
How does Native 360 Loan Fund make money?
Two revenue lines are on record. Loan Portfolio Revenue is the primary driver. The others are grants and Philanthropic Funding.
Who are Native 360 Loan Fund's main competitors?
Broad incumbents on record are Oweesta Corporation, DreamSpring, NeighborWorks America and Kiva. Direct peers are Mazaska Owecaso Otipi Financial, Four Directions Community Development Corporation, Lakota Funds, Wind River Development Fund and Native Community Capital. NDN Collective is listed as an emerging player.
Does Native 360 Loan Fund have an API?
No public API is recorded for Native 360 Loan Fund.
What industry is Native 360 Loan Fund in?
Native 360 Loan Fund's product category is Community Development Financial Services. Its primary akta.pro industry code is FSABAEAC, Community Development Credit Unions (CDCUs). Its NAICS code is 81321 and its SIC code is 6035.