LegitScript
LegitScript is a Portland-based compliance and merchant risk management company that combines AI and 100+ expert analysts to help payment companies, banks, platforms, and healthcare merchants detect fraud, monitor transactions, and meet regulatory requirements across 100+ countries.
- Company typePrivate
- Founded2007
- HeadquartersPortland, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What LegitScript does
LegitScript is a Portland, Oregon-based compliance and merchant risk management company founded in 2007 that serves payment companies, financial institutions, digital platforms, and healthcare merchants. The company's core products are organized into three solution lines: Merchant Risk Solutions (onboarding, continuous monitoring, transaction laundering detection, MCC detection, content scanning, KYB verification, and merchant URL identification), Platform Risk Solutions (ad monitoring for search engines and social platforms, plus marketplace monitoring for e-commerce), and Industry Intelligence Solutions (intel reports, data lookups, and risk advisory retainers). It also runs certification programs for healthcare, addiction treatment, and CBD merchants that enable those businesses to advertise on Google, Meta, Microsoft, LinkedIn, and TikTok and to process payments under card-network high-risk merchant rules.
The platform combines proprietary machine learning models, AI-powered crawling (including the Fluxguard website change detection engine developed with the US Air Force), and a human-in-the-loop review process staffed by 100+ investigative analysts who validate automated findings. The underlying database covers millions of websites, billions of data points, 250,000+ healthcare product classifications, and regulatory intelligence from 100+ countries and 175+ regulatory bodies. LegitScript is one of a small number of registered Mastercard Merchant Monitoring Program providers and holds Visa, Google, Meta, and other platform endorsements that function as regulatory entry barriers.
Revenue is generated primarily through recurring subscriptions: merchant risk monitoring subscriptions, healthcare merchant certification fees, platform risk solutions for ad/marketplace monitoring, and annual retainer advisory services. Pricing is not publicly disclosed; the company runs a freemium pilot (5 free merchant risk scans) and quote-based enterprise contracts, supported by an API with webhooks and a self-serve certification portal. LegitScript is privately held under LegitScript LLC, with private equity backing from TJC and two wholly-owned acquired subsidiaries (Fluxguard, 2023; Kompliant, 2025).
LegitScript firmographics
Firmographics- Name
- LegitScript
- Legal name
- LegitScript LLC
- Website
- https://legitscript.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- LegitScript is a Portland-based compliance and merchant risk management company that combines AI and 100+ expert analysts to help payment companies, banks, platforms, and healthcare merchants detect fraud, monitor transactions, and meet regulatory requirements across 100+ countries.
- Ownership category
- akta.pro rank
LegitScript industry classification
Industry- Product category
- Merchant Risk and Compliance Software
- NAICS
- Investigation and Personal Background Check Services (561611), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Merchant & Payment Facilitator (PayFac) Underwriting / KYB (FSAMAMAJ)
- akta.pro secondary industries
- KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB), Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), KYC/KYB, Identity Verification & Customer Due Diligence (FSAFAOAE)
Keywords
Where LegitScript is headquartered
LocationHeadquarters
- HQ city
- Portland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
LegitScript business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Merchant Risk Monitoring Subscription: Recurring subscription services for merchant monitoring, transaction laundering detection, and portfolio risk management. Provided as part of Mastercard MMP compliance requirements.
- Healthcare Merchant Certification: Certification services for healthcare businesses, pharmacies, addiction treatment centers, and CBD companies to enable advertising and payment processing permissions.
- Platform Risk Solutions: Ad monitoring and marketplace monitoring services for platforms such as Google, Meta, Microsoft, TikTok, and LinkedIn to identify violative content.
- Industry Intelligence Products: Intel reports, data lookups, and risk & policy advisory services providing regulatory intelligence and expert advisory hours.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | One-time | Free Merchant Risk Scan Pilot |
| Subscription | Annual | Risk & Policy Advisory Annual Retainer |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels9 records
LegitScript product offering
Product offeringCore offering
LegitScript provides AI-powered merchant risk monitoring, transaction laundering detection, and KYB verification for payment companies, banks, and payment facilitators. It also runs certification programs for healthcare, addiction treatment, and CBD merchants, enabling them to advertise on Google, Meta, Microsoft, TikTok, and LinkedIn and to process payments through Visa and Mastercard-compliant channels. The platform combines proprietary machine learning with 100+ expert investigative analysts to scan millions of websites and billions of data points across 60+ high-risk verticals and 100+ countries.
Product overview
LegitScript operates as a unified AI-powered compliance and merchant risk management platform offering both Merchant Risk Solutions and Platform Risk Solutions. The core Merchant Risk Solutions include Merchant Onboarding and Merchant Monitoring modules, with sub-products for MCC Detection, Content Scan, Merchant Match, KYB Checks, and Merchant URL ID. The Platform Risk Solutions encompass Ad Monitoring and Marketplace Monitoring. The portfolio also includes Industry Intelligence Solutions (Intel Reports, Data Lookups, Risk & Policy Advisory) and the acquired Fluxguard brand for website change detection. In October 2025, LegitScript acquired Kompliant, a compliance orchestration platform for financial services, to build a unified AI-driven platform combining risk intelligence with compliance workflow automation. The company also offers certification programs for Healthcare, Addiction Treatment, and CBD merchants, enabling them to advertise on major platforms and process payments.
Differentiator
Problem solved
Functional benefit
Brands
- Fluxguard: AI-powered website change detection platform for regulatory compliance, competitive intelligence, defacement monitoring, and brand safety.
Products and services
- Merchant Onboarding AI-powered merchant risk assessment solution for payment service providers, ISOs, and sponsor banks that accelerates merchant approvals with rapid risk detection, content scanning, MCC detection, and KYB verification.
- Merchant Monitoring Continuous merchant portfolio monitoring that scans website content for violations across 60+ high-risk verticals in 100+ countries and 18 languages, with real-time transaction laundering detection. Authorized Mastercard Merchant Monitoring Program (MMP) provider.
- Transaction Laundering Detection Expert analyst-driven investigation and confirmation of transaction laundering schemes using nearly two decades of historical merchant data to identify complex fraud patterns.
- MCC Detection AI-powered merchant category code (MCC) assignment and recommendation engine that identifies correct MCCs in 30 seconds to prevent misclassification and reduce compliance penalties.
- Merchant URL Identification Merchant website URL identification service that enriches merchant datasets with accurate URLs reviewed by expert analysts to reduce risk exposure and optimize monitoring.
- Healthcare Merchant Certification Certification program for pharmacies, telemedicine providers, and healthcare merchants recognized by Visa, Mastercard, Google, Meta, Microsoft, and other platforms to enable advertising and payment processing permissions.
- Addiction Treatment Certification Certification enabling drug and alcohol addiction treatment providers to advertise on Google, Microsoft, and Meta platforms.
- CBD Certification Certification enabling CBD product merchants to advertise on Google, Microsoft, and Facebook platforms and to process payments.
- Ad Monitoring Solution for search engines and social platforms that identifies and flags violative paid advertisements across the web to enable swift removal and reduce risk exposure.
- Marketplace Monitoring Detects prohibited or risky product listings on e-commerce marketplaces to protect platforms and maintain safe buyer experiences.
- Intel Reports Forward-looking regulatory intelligence reports on emerging high-risk products and trends, helping marketplaces, ad platforms, and payments companies anticipate threats.
- Data Lookups Real-time access to LegitScript's database of 250,000+ healthcare product classifications and regulatory information from 100+ countries.
- Risk and Policy Advisory Annual retainer offering specialized research and advisory hours for Risk, Compliance, Policy, and Trust & Safety teams across 60+ high-risk verticals.
- Fluxguard Website Change Detection AI-powered website change detection platform used for regulatory compliance, competitive intelligence, defacement monitoring, privacy compliance, and brand safety. Developed in partnership with the US Air Force.
- Kompliant Compliance Platform Compliance orchestration platform for banks and financial services providers that automates underwriting and compliance workflows across the merchant lifecycle.
- Automated KYB Checks Automated KYB verification service consolidating global business registration confirmation across 120+ countries, US TIN verification with IRS records, and sanctions screening into a single structured view.
Quantifiable outcome
- 137% year-over-year growth in Enterprise Certification program
- +5 more outcomes
Companies that use LegitScript
Customer profileNamed customers15 records
Segments8 records
Ideal customer profiles5 records
LegitScript technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability6 records
Feature6 records
LegitScript partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- GooglecoreLegitScript expanded its partnership with Google to certify pharmacies in India and telemedicine providers in New Zealand, enabling these businesses to advertise on Google Ads upon meeting certification standards. This supports the growing online pharmacy and telehealth markets.
- KompliantcoreKompliant was acquired by LegitScript in October 2025. It is a compliance orchestration platform for banks and financial services providers. The acquisition aims to unite AI-driven risk monitoring with comprehensive compliance workflow automation to improve efficiency, reduce onboarding time, and enable scalable growth across the merchant lifecycle.
- FluxguardcoreFluxguard was acquired by LegitScript in July 2023. It is an AI-powered website change detection tool that monitors websites for regulatory compliance, competitive intelligence, defacement monitoring, and brand safety. The acquisition enhanced LegitScript's website monitoring capabilities.
- Meta (Facebook)coreMeta recognizes LegitScript certification for healthcare businesses, addiction treatment, and CBD companies that want to advertise on Facebook and Instagram. LegitScript is a trusted certification provider for Meta's advertising policies.
- MicrosoftcoreMicrosoft recognizes LegitScript certification for healthcare and CBD advertisers wanting to advertise on Microsoft Advertising (Bing). Part of the trusted certification ecosystem.
- LinkedIncoreLinkedIn recognizes LegitScript certification for telemedicine providers and healthcare businesses that want to advertise on the platform. Part of the trusted certification network.
- TikTokcoreTikTok recognizes LegitScript certification for healthcare merchants and telemedicine providers advertising on the platform. Part of LegitScript's platform certification network.
- MastercardcoreLegitScript is a registered Mastercard Merchant Monitoring Program (MMP) provider - one of the few companies authorized to deliver persistent merchant monitoring and transaction laundering detection at scale for Mastercard.
- VisacoreVisa officially recognizes LegitScript for providing certification for card-not-present pharmacy merchants and telemedicine providers. LegitScript certification helps merchants comply with Visa high-risk merchant requirements.
- AmazonminorAmazon uses LegitScript for marketplace monitoring to identify prohibited or risky product listings and protect the platform's brand.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
LegitScript competitors and assessment
Company assessmentBroad incumbents
- Verifi (Visa): Visa-owned transaction and merchant risk solutions provider, including chargeback and dispute management. Direct functional overlap with LegitScript's merchant monitoring and transaction laundering detection, and uniquely positioned to threaten LegitScript's card network relationship.
- Ekata (Mastercard): Mastercard-owned identity verification and risk data provider, covering KYB and digital identity. Directly comparable to LegitScript's KYB and merchant risk data products, with deep card network integration.
Direct peers
- Riskified: Public e-commerce fraud and chargeback prevention platform serving merchants and payment processors. Highly comparable in targeting PSPs/payfacs with AI-powered risk decisioning for online merchants.
- Alloy: Identity decisioning platform for banks and fintechs covering KYC, KYB, AML, and fraud. Comparable API-first product surface and enterprise customer base.
- Sift: Digital trust and safety SaaS platform using AI to detect fraud and abuse. Comparable in serving payments, e-commerce, and marketplace customers with risk-scoring models.
- Signifyd: Commerce protection platform focused on fraud and abuse for online merchants and marketplaces. Comparable buyer persona (merchants, acquirers) and product surface area (transaction risk, merchant risk).
- Middesk: KYB-focused identity and business verification platform for fintechs and banks. Most direct pure-play competitor to LegitScript's KYB Checks product, with strong overlap in underwriting and onboarding workflows.
- Feedzai: RiskOps platform for financial crime detection covering fraud, AML, and compliance for banks and PSPs. Comparable in serving large banks and payment processors with AI-native risk models.
- Persona: Identity verification and KYC/KYB infrastructure provider serving fintechs, marketplaces, and platforms. Comparable in flexible API-first identity and business verification products.
- ComplyAdvantage: AML, KYC, and sanctions screening platform serving financial institutions and fintechs. Comparable in regulatory compliance data and customer base in payments and banking.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
LegitScript social profiles
Digital presenceLegitScript compliance and trust
Trust signalCompliance2 records
LegitScript financial estimates
Financial estimateRevenue estimate
Valuation estimate
LegitScript leadership team
Management profileNumber of profiles
Profiles5 records
LegitScript subsidiaries and ownership
Company hierarchySubsidiaries2 records
LegitScript funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LegitScript M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LegitScript
What does LegitScript do?
LegitScript provides AI-powered merchant risk monitoring, transaction laundering detection, and KYB verification for payment companies, banks, and payment facilitators. It also runs certification programs for healthcare, addiction treatment, and CBD merchants, enabling them to advertise on Google, Meta, Microsoft, TikTok, and LinkedIn and to process payments through Visa and Mastercard-compliant channels. The platform combines proprietary machine learning with 100+ expert investigative analysts to scan millions of websites and billions of data points across 60+ high-risk verticals and 100+ countries.
Is LegitScript a public or private company?
LegitScript is a private company. It is classified as private equity controlled and is currently operating.
When was LegitScript founded?
LegitScript was founded in 2007. It employs 101 to 250 people.
Where is LegitScript based?
LegitScript is headquartered in Portland, United States, in the North America region.
How does LegitScript make money?
Four revenue lines are on record. Merchant Risk Monitoring Subscription is the primary driver. The others are healthcare Merchant Certification, platform Risk Solutions and industry Intelligence Products.
Who are LegitScript's main competitors?
Broad incumbents on record are Verifi (Visa) and Ekata (Mastercard). Direct peers are Riskified, Alloy, Sift, Signifyd, Middesk, Feedzai, Persona and ComplyAdvantage.
Does LegitScript have an API?
Yes. LegitScript offers a secure API with webhooks for integration within customer workflows. The API enables modular access to merchant onboarding solutions including Content Scan, Merchant Match, MCC Detection, and KYB Checks. Results are delivered via API with webhooks for automated actioning. The API is complemented by a user-friendly web portal interface, giving customers flexibility in how they submit requests and receive results.
What industry is LegitScript in?
LegitScript's product category is Merchant Risk and Compliance Software. Its primary akta.pro industry code is FSAMAMAJ, Merchant & Payment Facilitator (PayFac) Underwriting / KYB, with a secondary code of FSAGAFAB, KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening). Its NAICS code is 561611 and its SIC code is 6199.