Arundel Community Development Services

What Arundel Community Development Services does

Arundel Community Development Services, Inc. (ACDS) is a nonprofit corporation founded in 1993 by Anne Arundel County, Maryland, to administer affordable housing and community development programs on behalf of county residents. The organization functions as the county's designated quasi-governmental fiscal agent for federal HUD entitlement funds (CDBG, HOME, ESG, HOPWA, Continuum of Care), Maryland Department of Housing and Community Development pass-throughs, and county-level sources including Video Lottery Terminal proceeds ($18M budget), Community Support Grants, Local Development Council grants, Affordable Housing Trust Funds, and the Community Reinvestment and Repair Commission (cannabis sales tax). ACDS also acts as a direct service provider, operating homeownership counseling, mortgage assistance (soft second mortgages up to $50,000), foreclosure prevention, eviction prevention, property rehabilitation and repair, accessibility modifications, the Moving Home program for voucher holders, financial empowerment services, and the Moderately Priced Dwelling Unit program.

The organization's revenue model is grant-funded with all services provided free to eligible low-to-moderate-income residents. Operating headcount is 11–50 employees based in Annapolis. ACDS has stewarded development and retention of over 3,000 affordable rental units, provided credit and budget counseling to over 6,000 first-time homebuyers, helped 650+ households purchase homes, assisted 2,000+ households in avoiding eviction during the pandemic, and stewards 130+ annual grants to community nonprofits. Strategic positioning rests on the organization's exclusive designation by Anne Arundel County to perform consolidated planning, CAPER reporting, and Continuum of Care governance functions — a structural role that has been continuously held since 1993 and is not subject to competitive tender. Current signature project is the $15.7M Severn Center (27,000 sq ft intergenerational facility) where ACDS serves as developer and which is co-located with a County Senior Activity Center and Boys & Girls Club. Leadership transitioned from founding Executive Director Kathleen Koch (1993–2021) to Erin Karpewicz (January 2022). There is no underlying technology platform; the organization is a services-and-grant-administration nonprofit with a public website (acdsinc.org), social media presence, and partner network.

Name

Arundel Community Development Services

Legal name

Arundel Community Development Services, Inc.

Website

https://acdsinc.org

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

ACDS is a 1993-founded nonprofit designated by Anne Arundel County, Maryland to administer federal, state, and county housing and community development funds, while directly providing free homeownership counseling, foreclosure and eviction prevention, and affordable housing programs to low-to-moderate-income county residents.

Ownership category

akta.pro rank

Product category

Affordable Housing & Community Development Services

NAICS

Administration of Housing Programs (925110), Community Housing Services (62422), Administration of Urban Planning and Community and Rural Development (92512)

SIC

Services-Social Services (8300)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industries

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Housing & Neighborhood Services (Local Housing Programs) (BPAIACAJ)

Keywords

• Affordable housing services
• Community development programs
• Housing counseling
• Grant administration services
• Homelessness prevention programs

Headquarters

HQ city

Annapolis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Federal Government Grants: Administering federal housing and community development funds from HUD including CDBG, HOME, ESG, HOPWA, and Continuum of Care programs for Anne Arundel County.
2. State Government Funding: Maryland Department of Housing and Community Development funding including State CDBG funds and Homelessness Solutions Program grants.
3. County Government Funding: Administering county funds including Video Lottery Terminal budget ($18 million), Community Support Grants, Local Development Council grants, and Affordable Housing Trust Funds.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Arundel Community Development Services (ACDS) is a nonprofit corporation that administers and directly delivers affordable housing and community development services to Anne Arundel County, Maryland residents. Its offerings include housing counseling, mortgage assistance, foreclosure and eviction prevention, property rehabilitation and repair, accessibility modifications, affordable rental housing management, and grant administration for federal (HUD), state, and county community development funds.

Product overview

Arundel Community Development Services (ACDS) is a nonprofit corporation offering a comprehensive suite of affordable housing and community development programs. The organization operates multiple interconnected service lines: housing counseling and financial assistance programs (Homeownership Counseling, Mortgage Assistance, Foreclosure Prevention), property development and rehabilitation services (Property Rehabilitation, Property Repair, Accessibility Modifications), rental and eviction prevention support (Eviction Prevention Program, Moving Home Program), and grant administration (Community Reinvestment and Repair Commission Grants, Public Service Grants, Continuum of Care Grants, Community Support Grants). The portfolio includes signature projects like The Severn Center and specialized initiatives such as the Ardath M. Cade Scholarship Fund for professional development. These programs work together to serve low- to moderate-income households and underserved communities in Anne Arundel County, Maryland.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeownership Counseling Program Provides free one-on-one housing counseling to help Anne Arundel County residents understand the home buying process, improve credit, and achieve homeownership goals. Targets prospective first-time homebuyers.
• Mortgage Assistance Program Offers soft second mortgages up to $50,000 to qualified first-time homebuyers in Anne Arundel County to assist with down payments and closing costs.
• Eviction Prevention Program Provides rental and utility assistance to income-eligible renters in Anne Arundel County facing eviction, originally launched in response to COVID-19 related job or income loss.
• Foreclosure Prevention Program Free counseling service for Anne Arundel County homeowners struggling to stay current on their mortgages and at risk of foreclosure.
• Property Rehabilitation Program Provides low-cost, forgivable loans and construction management to help low- and moderate-income homeowners in Anne Arundel County make property repairs and improvements.
• Property Repair Program Assists Anne Arundel County homeowners with critical repairs to maintain housing safety and habitability.
• Accessibility Modifications Program Provides home modifications to help Anne Arundel County homeowners with disabilities access and remain safely in their homes.
• Moving Home Program Offers tenant-based rental assistance and case management to help Anne Arundel County individuals and families improve income and transition off housing vouchers.
• Community Reinvestment and Repair Commission (CRRC) Grants Administers grants funded by cannabis sales tax revenue to community-based organizations serving low- to moderate-income households in Anne Arundel County.
• Public Service Grants Federal public service grants administered by ACDS and awarded to nonprofit organizations serving low/moderate income residents of Anne Arundel County.
• Continuum of Care (CoC) Grants Homeless service grants administered by ACDS supporting housing programs and services for individuals experiencing homelessness in Anne Arundel County.
• Community Support Grants County-funded grants administered by ACDS to community-based nonprofit organizations to increase their impact and operate more efficiently in Anne Arundel County.
• Moderately Priced Dwelling Unit (MPDU) Program Manages affordable housing units required in new residential developments in Anne Arundel County under the MPDU program.
• Financial Empowerment Services Provides financial literacy and counseling services to help Anne Arundel County residents achieve economic self-sufficiency.
• The Severn Center A 27,000 square foot intergenerational community center developed by ACDS featuring a County Senior Activity Center, Boys & Girls Club, and community space.
• Ardath M. Cade Scholarship Fund Provides professional development funding to emerging leaders in the housing and community development field.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

15 partnerships are on record, tiered core, major and minor.

• Anne Arundel County GovernmentcoreStrategic or Co-development PartnerACDS was created by Anne Arundel County to provide affordable housing and community development services. The county is the primary funder and partner, with ACDS operating under contract to administer federal, state, and local housing and community development funds.
• U.S. Department of Housing and Urban Development (HUD)coreStrategic or Co-development PartnerPrimary federal funder through CDBG, HOME, ESG, HOPWA, and Continuum of Care programs. ACDS administers these funds on behalf of Anne Arundel County.
• Maryland Department of Housing and Community DevelopmentcoreStrategic or Co-development PartnerState-level partner providing funding through programs including State CDBG and Homelessness Solutions Program. ACDS receives and administers state funds for county housing initiatives.
• Arundel House of HopemajorImplementation/ SI/ Consulting PartnerKey homeless services partner operating emergency shelter and supportive housing programs. Receives HSP and CoC funding through ACDS.
• Anne Arundel County Community Action AgencymajorImplementation/ SI/ Consulting PartnerCommunity action partner providing empowerment programs and homelessness prevention services. Receives funding through ACDS-administered grants.
• Housing Commission of Anne Arundel CountymajorImplementation/ SI/ Consulting PartnerPublic housing authority partner working on affordable housing development and transitional housing projects like Heritage at Madison Park.
• Anne Arundel Workforce Development CorporationmajorImplementation/ SI/ Consulting PartnerWorkforce development partner providing employment services and connecting residents to job training. Collaborates on community events and employment opportunities.
• Homes for AmericamajorImplementation/ SI/ Consulting PartnerNonprofit housing developer partner specializing in affordable rental housing. ACDS provides loan packaging assistance and counseling for residents in lease-to-own programs.
• Kingdom KaremajorImplementation/ SI/ Consulting PartnerNonprofit childcare and family support organization. ACDS provided $216,844 in LDC and Community Support Grant funds to develop their Family Support Center.
• Sarah's HousemajorImplementation/ SI/ Consulting PartnerEmergency shelter and supportive services provider for homeless families. Receives HSP funding through ACDS ($185,560) and staff training through AMC Scholarships.
• Civil JusticemajorImplementation/ SI/ Consulting PartnerLegal services partner administering the Renter Eviction Avoidance Program (REAP) for HACA residents facing eviction.
• Annapolis Maritime MuseumminorImplementation/ SI/ Consulting PartnerCultural institution receiving LDC grant funds ($13,072) for oyster education programs serving Meade Middle School students.
• Boys & Girls Clubs of Annapolis & Anne Arundel CountymajorImplementation/ SI/ Consulting PartnerYouth services partner co-located at the Severn Center facility. ACDS serves as project developer for the $15.7 million center.
• Local Development CouncilcoreStrategic or Co-development PartnerAdvisory body for Video Lottery Terminal funds from Live! Casino. ACDS manages the $18 million VLT budget on behalf of the county and LDC.
• Arts Council of Anne Arundel CountyminorImplementation/ SI/ Consulting PartnerArts advocacy partner collaborating on public art projects for the Severn Center.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Baltimore County Department of Housing and Community Development: Adjacent Maryland county housing agency running parallel CDBG/HOME and first-time homebuyer programs. Direct functional analogue at the county-government level in a neighboring jurisdiction.
• Maryland Department of Housing and Community Development: State agency that funds ACDS and other local administrators of State CDBG and Homelessness Solutions Program dollars. Direct counterparty and structural peer as a state-level housing program administrator.

Direct peers

• Homes for America: Nonprofit affordable rental housing developer based in Maryland that partners with ACDS on lease-to-own and rental developments. Directly comparable as an affordable housing nonprofit operating in the same region.
• Habitat for Humanity of the Chesapeake: Regional Habitat affiliate that builds affordable homes and offers homeownership pathways in the same Maryland geography as ACDS, with overlapping homebuyer counseling and down payment assistance activities.
• Housing Authority of the City of Annapolis (HACA): Local public housing authority operating in Anne Arundel County, partnering with ACDS to administer programs like REAP for at-risk residents. Directly comparable in geographic mission and tenant/Housing Choice Voucher population overlap.
• Anne Arundel County Community Action Agency: County-affiliated anti-poverty agency providing homelessness prevention, case management, and empowerment services in the same geography, funded in part by ACDS-administered grants. Closest programmatic peer for residents served.

Broad incumbents

• NeighborWorks America: National network of housing counseling and community development nonprofits offering homeownership counseling, foreclosure prevention, and rental housing services directly comparable to ACDS's housing counseling program.
• Enterprise Community Partners: Large national nonprofit that develops and preserves affordable housing and administers federal housing programs similar to ACDS, but at a much larger multi-state scale. Closest macro analogue in mission and federal program administration.
• Local Initiatives Support Corporation (LISC): National community development financial institution that invests in affordable housing and administers HUD-aligned programs, including subgranting to local nonprofit partners. Operates a similar place-based community development intermediary model to ACDS.

Emerging players

• Reinvestment Partners: Community development financial institution that combines housing counseling, foreclosure prevention, and healthy food access; comparable as a place-based nonprofit intermediary model administering federal dollars for resident services.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/ACDSinc
• YouTubeyoutube.com/watch?v=KV-qFJQIw2w&feature=youtu.be
• Facebookfacebook.com/Arundel-County-Development-Services-1021545441232654
• Instagraminstagram.com/acdsinc
• LinkedInlinkedin.com/company/arundel-community-development

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arundel Community Development Services