Swiver

Name

Swiver

Legal name

Swiver Invest

Website

https://swiver.io

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Business Management Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Computer Processing & Data Preparation (7374)

akta.pro industry

PRIMARYFSAGAAAI

SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations)

Financial & Insurance/Financial Technology (Fintech)/Digital Banking & Neobanking Platforms

Keywords

• Cloud invoicing software
• Business management platform
• Electronic invoicing Tunisia
• Inventory management software
• Small business accounting

Headquarters

HQ city

Tunis

HQ country

Tunisia

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription Plans: Annual subscription-based revenue from multiple pricing tiers (Free, Economique, Premium, VIP lifetime). Customers pay annually with prices ranging from free to TND 7000 for lifetime access.
2. Referral/Affiliate Program: Commission earned when users successfully refer new customers to the platform (80 DT per successful conversion)

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Swiver is a cloud-based SaaS platform that provides online invoicing and integrated business management for small businesses and auto-entrepreneurs in Tunisia. The platform combines sales, purchases, inventory, point-of-sale, treasury management, and reporting into a single system, with built-in compliance for Tunisian fiscal regulations including XML-TEIF electronic invoicing via TTN integration. It is accessible via web and mobile with offline capability and supports Arabic and French languages.

Product overview

Swiver is a cloud-based SaaS platform for invoicing and business management targeting TPE and PME in Tunisia. The platform offers a unified system combining a core invoicing product with multiple integrated modules including sales management, purchase management, inventory control, POS, treasury management, and reporting dashboards. The product portfolio includes tiered subscription plans (Lite free, Economy at TND 450/year, Premium at TND 600/year, and VIP lifetime at TND 7000), along with free standalone tools such as an invoice generator, IRPP calculator, payroll slip generator, and withholding tax certificate generator. The platform also supports electronic invoice signing in compliance with Tunisian regulations through TTN integration.

Differentiator

Problem solved

Functional benefit

Products and services

• Swiver SaaS Platform Cloud-based SaaS platform for invoicing and commercial management targeting TPE and PME in Tunisia, offering integrated features for sales, purchases, inventory, POS, treasury, and reporting with Tunisian fiscal compliance.
• Electronic Invoice Generator (Générateur de facture et devis gratuit)

Quantifiable outcome

• Reduces time spent on purchase and sales invoices by 60-75%
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature10 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Ooredoo TunisiacoreStrategic or Co-development Partner · 1 January 2020Ooredoo Tunisia, a major telecommunications operator, partnered with Swiver to offer integrated solutions for entrepreneurs and small businesses in Tunisia.
• Attijari BankminorGTM or Marketing PartnerAttijari Bank, a major Tunisian bank, has provided support to Swiver as part of startup ecosystem development.
• CAG (Compagnie Auxiliaire Générale)minorGTM or Marketing PartnerCAG provides business support services and has supported Swiver's ecosystem.
• Konnect (Financial Services)coreStrategic or Co-development PartnerKonnect provides free business checking accounts for Swiver auto-entrepreneur users, enabling seamless financial management for small businesses.
• TTN (Tunisie Trade Network)coreTechnology or IntegrationTTN manages electronic invoice certification in Tunisia. Swiver integrates with TTN's XML-TEIF format for mandatory electronic invoicing compliance.
• Express FmminorGTM or Marketing PartnerExpress Fm radio station has covered Swiver as part of startup ecosystem and entrepreneurship content.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• FreshBooks: FreshBooks is a cloud invoicing and accounting platform built for freelancers, consultants, and small service businesses. It is highly comparable to Swiver's free Economique/auto-entrepreneur plans in target user and invoicing workflow.
• Xero: Xero is a cloud accounting platform for small businesses offering invoicing, bank reconciliation, and financial reporting. It addresses the same SMB core workflow that Swiver targets, with stronger global brand recognition.
• Odoo: Odoo is a global open-source ERP and business management suite covering invoicing, inventory, POS, accounting, and CRM. It is the primary international competitor explicitly referenced by Swiver for SMB/TPE/PME in the same product category.
• Sellsy: Sellsy is a French SMB SaaS combining invoicing, CRM, marketing automation, and customer management. It addresses a comparable Franco/Francophone SMB customer profile and product bundle as Swiver.
• Wave Accounting: Wave offers free invoicing, accounting, and receipt scanning for very small businesses and freelancers. It competes with Swiver's free Lite plan and similar freemium GTM targeting under-served SMBs.
• Zoho (Books / One): Zoho offers a cloud suite including Zoho Books (invoicing, expenses, banking, inventory) targeted at SMBs. It competes directly in the same horizontal SaaS business management category as Swiver.

Emerging players

• Expensya: Expensya is a Tunisia-born SaaS for expense management and financial automation, now part of PwC France. It is comparable as a Tunisian-originated SMB fintech SaaS serving MENA and Europe with adjacent workflow automation.

Broad incumbents

• QuickBooks (Intuit): QuickBooks is the dominant global SMB accounting and invoicing platform. It is explicitly referenced by Swiver as a pricing benchmark and serves the same auto-entrepreneur and small business segment with cloud invoicing and tax features.
• Sage: Sage is a long-standing SMB accounting and payroll software incumbent. Its product breadth (accounting, payroll, HR) overlaps with Swiver's invoicing, treasury, and payroll slip tools for the same customer profile.

Regional players

• Konnect Networks: Konnect is a Tunisian fintech offering free business checking accounts and is an existing Swiver partner providing financial services to auto-entrepreneurs. It serves the same Tunisian SMB customer base with an adjacent fintech offering.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@swiver4400
• Facebookfacebook.com/swiver.io
• LinkedInlinkedin.com/company/solution-swiver
• Instagraminstagram.com/swiver.io
• Xx.com/swiverapp

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Swiver