SA HEOH
- Company typePrivate
- Founded2013
- HeadquartersParis, France
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
SA HEOH firmographics
Firmographics- Name
- SA HEOH
- Legal name
- HeoH
- Website
- https://heoh.net
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
SA HEOH industry classification
Industry- Product category
- Charitable Payment Processing Platform
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
- akta.pro secondary industry
- Direct Debit / ACH Collections & Recurring Billing (FSAMAGAE)
Keywords
Where SA HEOH is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
SA HEOH business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales
Revenue model
- Transaction/Payment Processing Fees: HeoH generates revenue through transaction fees on donations and payments processed through their platform. The platform is used by merchants who collect donations on payment terminals, with funds centrally tracked and reversed to beneficiaries.
- Terminal and Kiosk Solutions: Sale or rental of donation kiosks, generous terminals, and collection baskets to merchants, associations, and enterprises for in-person donation collection.
- Online Donation Platform: E-commerce platforms integrate HeoH's online donation solution, allowing customers to add donations during checkout, with HeoH handling payment processing and compliance.
- Crowdfunding Platform Services: Custom crowdfunding websites developed for associations, endowment funds, and foundations, providing technical infrastructure for fundraising campaigns.
- Open Payment Transport Solutions: Custom-built payment solutions for transport network operators, including back-office systems for ticket management and transaction accounting.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Donation on payment terminal - free for merchants |
| Transaction based/ take rate | Pay-as-you-go | Online donation integration |
| Other | Multi-year contract | Open Payment for transport operators |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels8 records
SA HEOH product offering
Product offeringCore offering
SA HEOH (HeoH) is a French fintech operating as an ACPR-licensed Payment Institution that builds and operates a multi-channel payment platform dedicated to generosity. The company delivers donation, tip, crowdfunding and open-loop transit payment solutions integrated with payment terminals (Ingenico, Worldline, Verifone, PAX, Nepting) and the banking networks of BNP Paribas, BPCE, Crédit Mutuel and CIC.
Product overview
HeoH is a French fintech that operates a multi-channel, multi-modal, centralized payment platform with bank-grade security, specifically designed for generosity and donation collection. The platform comprises 7 core solutions: (1) Donation on Payment Terminal and Online Donation for point-of-sale/digital giving, (2) Donation Kiosks and Generous Terminals for physical collection, (3) Collection Basket for places of worship, (4) Crowdfunding Website for project-based fundraising, (5) Chatbot for virtual donation assistance, and (6) Open Payment for transport ticketing. A seventh solution, Pourboire (tipping), enables tips on payment terminals. The platform is backed by a Payment Institution licensed by ACPR (Banque de France) and includes a Deontology Committee that validates all beneficiary associations.
Differentiator
Problem solved
Functional benefit
Brands
- Pourboire HeoH: Tip on payment terminal solution launched in partnership with BNP Paribas
- GoodTransaction
- Borne HeoH
Products and services
- Don sur terminal de paiement
Quantifiable outcome
- 66% of 2019 ticket sales achieved within 6 months in Rouen Open Payment deployment
- +3 more outcomes
Companies that use SA HEOH
Customer profileNamed customers9 records
Segments6 records
Ideal customer profiles4 records
SA HEOH technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
SA HEOH partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core and minor.
- BNP ParibascorePartnership with BNP Paribas to launch tip payment solution on payment terminals. BNP Paribas is a key banking partner prescribing HeoH solutions to merchants.
- BPCE Group (Banque Populaire, Caisse d'Épargne)coreMajor French banking group prescribing HeoH donation and payment solutions to their merchant and corporate clients through Banque Populaire and Caisse d'Épargne brands.
- Crédit MutuelcoreFrench banking group prescribing HeoH solutions to their customer base.
- CICcoreFrench banking group prescribing HeoH solutions to their customer base.
- WorldlinecoreIndustrial partner providing payment terminal hardware where HeoH payment solutions are integrated.
- IngenicocoreIndustrial partner providing payment terminal hardware where HeoH payment solutions are integrated.
- VerifonecoreIndustrial partner providing payment terminal hardware where HeoH payment solutions are integrated.
- PAXcoreIndustrial partner providing payment terminal hardware where HeoH payment solutions are integrated.
- NeptingcoreAnnounced integration of HeoH tip payment solution into their terminal solution. Active partnership for tip on payment terminal functionality.
- TransdevcoreTransport operator partnership for Open Payment solution deployment in Rouen metropolitan area. Co-built custom solution with back-office systems for transport ticketing and payment reimbursement.
- ACPR (Banque de France)coreRegulatory approval and oversight by ACPR (Autorité de Contrôle Prudentiel et de Résolution), the Banque de France body responsible for surveillance and control of payment, credit, and insurance activities in France.
- ChorusminorFrench government payment system for public sector transactions. HeoH is certified/compatible with Chorus for payment processing.
- VisacorePayment network certification enabling card payments through HeoH platform.
- CB (Cartes Bancaires)coreFrench card payment network certification enabling CB card payments through HeoH platform.
- Ministère de la CultureminorPrescribing partner for cultural sector organizations.
- SylqminorPrescribing partner for HeoH solutions.
- JDC (Jeux DiCrit')minorPrescribing partner for HeoH solutions.
- AVEMminorPrescribing partner for HeoH solutions.
- Monétik AlizésminorPrescribing partner for HeoH solutions.
- LCLminorFrench banking group prescribing HeoH solutions.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
SA HEOH competitors and assessment
Company assessmentBroad incumbents
- Stripe: Global payment infrastructure platform that could power donation flows for associations; a much larger incumbent against which HeoH competes for online donation and crowdfunding volumes.
- PayPlug: French payment gateway serving SMBs and e-commerce merchants; already integrated with HeoH (Payplug partnership) and competes as a broader payment infrastructure provider adjacent to HeoH's online donation flows.
- GoFundMe: Global fundraising platform serving individual, charity and community campaigns; competes with HeoH's crowdfunding and online donation solutions at a global scale.
- Worldline: Major European payment terminal manufacturer and acquirer — both a HeoH integration partner and a potential broader-competitor for end-to-end payment processing including donations and Open Payment.
- Cubic Transportation: Global provider of transit ticketing and Open Payment solutions for public transport authorities — directly comparable to HeoH's Open Payment offering deployed with Transdev in Rouen.
Direct peers
- MicroDon: Direct French competitor operating charity round-up (micro-donation) programs at merchant point of sale, including payment terminal integrations — directly overlaps with HeoH's donation-on-terminal offering.
- GiveXpert: French platform providing donation and crowdfunding sites for non-profits — HeoH lists GiveXpert as a partner for crowdfunding site development, indicating direct category overlap with HeoH's Crowdfunding product.
- Ulule: Leading French crowdfunding platform serving associations and solidarity projects; competes with HeoH's crowdfunding website solution and operates in the same generosity/fundraising vertical in France.
- KissKissBankBank: Major French crowdfunding and reward-based fundraising platform owned by Ulule/La Banque Postale; competes with HeoH's crowdfunding offering for non-profit and project-based fundraising.
- HelloAsso: France's largest non-profit donation and ticketing platform serving associations; directly competes with HeoH's donation collection solutions for the French association market.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
SA HEOH social profiles
Digital presenceSA HEOH compliance and trust
Trust signalCompliance1 record
SA HEOH financial estimates
Financial estimateRevenue estimate
Valuation estimate
SA HEOH leadership team
Management profileNumber of profiles
Profiles1 record
SA HEOH funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SA HEOH M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SA HEOH
What does SA HEOH do?
SA HEOH (HeoH) is a French fintech operating as an ACPR-licensed Payment Institution that builds and operates a multi-channel payment platform dedicated to generosity. The company delivers donation, tip, crowdfunding and open-loop transit payment solutions integrated with payment terminals (Ingenico, Worldline, Verifone, PAX, Nepting) and the banking networks of BNP Paribas, BPCE, Crédit Mutuel and CIC.
Is SA HEOH a public or private company?
SA HEOH is a private company. It is classified as venture growth investor backed and is currently operating.
When was SA HEOH founded?
SA HEOH was founded in 2013. It employs 1 to 10 people.
Where is SA HEOH based?
SA HEOH is headquartered in Paris, France, in the Europe region.
How does SA HEOH make money?
Five revenue lines are on record. Transaction/Payment Processing Fees are the primary driver. The others are terminal and Kiosk Solutions, online Donation Platform, crowdfunding Platform Services and open Payment Transport Solutions.
Who are SA HEOH's main competitors?
Broad incumbents on record are Stripe, PayPlug, GoFundMe, Worldline and Cubic Transportation. Direct peers are MicroDon, GiveXpert, Ulule, KissKissBankBank and HelloAsso.
Does SA HEOH have an API?
No public API is recorded for SA HEOH.
What industry is SA HEOH in?
SA HEOH's product category is Charitable Payment Processing Platform. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure, with a secondary code of FSAMAGAE, Direct Debit / ACH Collections & Recurring Billing. Its SIC code is 6199.