What Cotality does

Cotality is a property intelligence platform and the operating brand of CoreLogic, Inc., delivering data, analytics, valuation, fraud detection, and workflow software to financial institutions, insurers, government agencies, real estate professionals, and restoration firms. The platform combines structured property data on 153 million residential properties and 99.99% of U.S. properties with proprietary analytics, automated valuation models covering 112 million properties, and a proprietary CoreAI engine that powers fraud notification, roof condition assessment, and listing compliance. Cotality distributes through enterprise direct sales, country-specific sites across the U.S., U.K., Australia, New Zealand, and Canada, and listings on the Databricks, Google Cloud, and Snowflake marketplaces, plus an API-first Model Context Protocol (MCP) Server targeting AI-agent workflows.

The product portfolio spans Listing Management (Matrix, MLS-Touch, Trestle), Loan Origination (AutomatIQ Borrower, Credco, LoanSafe, Flood Determinations), Property Valuation (Total Home Value X, Marshall & Swift, Home Price Index), Loan Servicing (DigitalTax suite, Commercial Tax Solutions, Property Tax Deferral), Portfolio Monitoring and Fraud (Loan Quality Debt Monitoring, Real Estate Fraud Notification), Underwriting (Roof Conditions Insights, UnderwritingCenter), Claims Management (Dispatch, Estimate, Inspect, Scope, Validate, Workspace), and Climate Risk Analytics with 30-year forward forecasting. Cotality monetizes primarily through annual enterprise subscriptions with custom quote-based pricing, supplemented by cloud marketplace consumption fees and professional services for custom implementations. The company serves 9 of the top 10 U.S. credit unions, California county recorders, and has multi-product integrations with ICE Mortgage Technology's Encompass platform.

Cotality is owned by CoreLogic, Inc., which was taken private in 2023 by Stone Point Capital and partners and rebranded to Cotality in 2024. Operating subsidiaries include Symbility Solutions Corp. (insurance), Next Gear Solutions, LLC (restoration), and CoreLogic Solutions, LLC.

Name

Cotality

Legal name

CoreLogic, Inc.

Website

https://cotality.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Cotality, the operating brand of CoreLogic, Inc., is a property intelligence platform serving financial institutions, insurers, government, and real estate firms with data, valuations, fraud detection, and AI-powered analytics across 150M+ U.S. properties and five countries.

Ownership category

akta.pro rank

Headquarters

HQ city

Solihull

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Property Data and Analytics Subscriptions: Cotality generates revenue primarily through subscription-based access to its property data platforms, analytics tools, and intelligence products. Customers pay recurring fees for access to property intelligence, risk analytics, valuation tools, and monitoring services.
2. Cloud and Data Marketplace Access: Revenue from data marketplace integrations with cloud platforms like Databricks, Google Cloud, and Snowflake where customers consume property data within their own data environments
3. Professional Services and Custom Solutions: Consulting and custom implementation services for enterprise clients requiring tailored property intelligence solutions, as evidenced by the Thorne Island property marketing campaign case study

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels8 records

Core offering

Cotality is a property intelligence platform that sells subscription-based data, analytics, and workflow software to mortgage lenders, banks, credit unions, insurance carriers, government agencies, MLS organizations, real estate brokers, appraisers, and restoration firms. Its offerings span property data, automated valuations, fraud detection, climate and catastrophe risk analytics, loan quality monitoring, MLS listing management, credit reporting, property tax solutions, and AI-enabled portfolio monitoring, supported by the proprietary CoreAI engine and 100s of purpose-built analytical models.

Product overview

Cotality operates as a comprehensive property intelligence platform offering a modular ecosystem of products across property data, analytics, and workflow automation. The platform architecture consists of core data infrastructure (Property & Location Data, AI-ready data) supporting multiple product categories including: Property & Location Intelligence products (Address Connect, Building Detail, Property Characteristics, PxPoint, SpatialRecord, Zoning Data); Marketing & Growth solutions (Growth Intelligence, Property List, Market Intelligence, OneHomeowner, Precision Marketing); Listing Management platforms (Matrix, MLS-Touch, Trestle, Clareity Assure, Listing Data Checker, Cotality Broker Listing Exchange); Property Valuation tools (Collateral Management System, Home Price Index, Marshall & Swift, Mercury Network, Total Home Value X); Loan Origination solutions (AutomatIQ Borrower, Credco, Flood Determinations, LoanSafe, SmartFees); Loan Servicing products (DigitalTax suite including Connect, Forecasting Insights, Onboarding Decisions, Portal, and Property Tax Deferral Suite, Commercial Tax Solutions); Portfolio Monitoring & Fraud detection (Loan Quality Debt Monitoring, Portfolio Intelligence and Monitoring, Real Estate Fraud Notification); Underwriting tools (Age of Roof, Roof Conditions Insights, UnderwritingCenter, Commercial Valuation, Residential Valuation); Claims Management (Dispatch, Estimate, Inspect, Scope, Validate, Workspace); Property & Portfolio Risk (Climate Risk Analytics, Weather Insight); Restoration solutions (CRM, DASH, Engage, Mitigate, Prospects CRM); and specialized platforms including Araya (property insights mobile app) and MCP Server (AI connector). Cotality also provides cloud and data marketplace access via Databricks, Google Cloud, and Snowflake integrations.

Differentiator

Problem solved

Functional benefit

Products and services

• Matrix The #1 listing management platform in North America for real estate professionals and Multiple Listing Services, providing comprehensive MLS functionality and the OneHome agent-to-client experience.
• MLS-Touch The highest rated mobile app for Multiple Listing Services, enabling real estate agents to access MLS listing data on mobile devices.
• Trestle Real estate data distribution platform enabling seamless sharing of property data across the industry.
• Credco Credit Reports Most accepted credit reporting solution providing comprehensive credit reports for mortgage lending.
• LoanSafe Mortgage fraud risk management tools providing predictive fraud detection and compliance monitoring for lenders.
• Loan Quality Debt Monitoring Loan quality debt monitoring solution that delivers actionable alerts when a borrower's credit profile changes during the quiet period between loan approval and funding, preventing last-minute loan fallout.
• Portfolio Intelligence and Monitoring Portfolio monitoring solution providing mortgage business intelligence to understand, monitor, and protect loan portfolios through automated data sourcing and AI-powered risk analysis.
• Real Estate Fraud Notification CoreAI-powered real estate fraud notification system that monitors property transactions and alerts homeowners and district attorneys to suspicious activity, supporting fraud investigation and prosecution.
• Total Home Value X State-of-the-art property valuations covering 112 million properties using automated valuation models.
• Climate Risk Analytics Forward-looking catastrophic risk modeling for climate-related perils including flood, hurricane, earthquake, and severe convective storm events.
• Claims Management Suite Comprehensive claims resolution solution combining dispatch, estimation, inspection, scoping, validation, and workspace tools for property restoration professionals.
• DigitalTax Suite Suite of digital property tax solutions including Connect for instant tax data, Forecasting Insights for portfolio shortage detection, Onboarding Decisions for automated tax line setup, and Portal for real-time tax decision-making.
• Model Context Protocol (MCP) Server The universal AI connector for property intelligence, enabling AI systems to connect to and interact with Cotality's property data and analytics capabilities via an API-first Model Context Protocol server.
• Araya Comprehensive property intelligence mobile application providing property insights at users' fingertips.
• Marshall & Swift Accurate replacement cost evaluation using Marshall & Swift's comprehensive building cost data.
• Flood Determinations Holistic flood zone determinations for mortgage compliance and FEMA flood map change preparedness.
• Roof Conditions Insights AI-powered roof intelligence providing condition assessments and age estimates for property valuation and underwriting purposes.
• Home Price Index Property valuation analytics index covering home price trends across 112 million properties.
• Prospects CRM Job management software for property restoration professionals.

Quantifiable outcome

• Property data coverage of 98%+ in largest markets
• +5 more outcomes

Named customers7 records

Segments10 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability8 records

Feature8 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• FICOcoreTechnology or Integration · 18 December 2025Cotality and Ascend Companies partnered with FICO to participate in the FICO Mortgage Direct License Program, which allows partners to generate and deliver FICO Scores directly to lenders. This enables Cotality to reduce additional fees charged by credit reporting agencies and deliver scores directly without paying extra to agencies while still pulling credit reports from major agencies. The initiative aims to set a new standard in the mortgage industry.
• Ascend CompaniescoreTechnology or Integration · 18 December 2025Cotality and Ascend Companies partnered with FICO to participate in the FICO Mortgage Direct License Program, enabling both companies to generate FICO scores directly for lenders and reducing reliance on traditional credit reporting agencies.
• ICE Mortgage TechnologycoreTechnology or IntegrationCotality partnered with ICE Mortgage Technology to integrate 13 core solutions critical to the underwriting process into Encompass Partner Connect. This includes AutomatIQ Borrower LQDM integration for subscription, unsubscription, and alert/notification capabilities, enabling seamless workflow within the Encompass platform.
• Encompass (ICE Mortgage Technology)coreTechnology or IntegrationFull integration with Encompass mortgage platform, allowing lenders to access loan quality monitoring, credit profile alerts, and debt monitoring capabilities directly within their existing loan origination workflow.
• DatabrickscoreTechnology or IntegrationCotality property data is available on the Databricks Data Intelligence Platform, enabling customers to turn property data into performance using Databricks' data processing infrastructure.
• Google CloudcoreTechnology or IntegrationCotality property and location data is available on Google Cloud, empowering customers to take action with property intelligence within the Google Cloud ecosystem.
• SnowflakecoreTechnology or IntegrationCotality property data is available on Snowflake's AI Data Cloud, enabling customers to make smarter property decisions using Snowflake's data sharing and analytics capabilities.
• Strutt & ParkerminorStrategic or Co-development PartnerStrutt & Parker commissioned Cotality to deliver a comprehensive property marketing campaign for Thorne Island, a private fortress island off the Pembrokeshire coast in Wales, UK. Cotality produced visual assets including drone photography, videography, floorplans, and social media content.
• ACUMAminorGTM or Marketing PartnerCotality sponsors ACUMA Inside Track Webinars, providing industry education and thought leadership to credit unions. Topics include 2026 market forecasts, Homebuyer's Privacy Protection Act compliance, and UAD 3.6 forms redesign.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Market position

Weaknesses4 records

Competitive moat7 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubepodcasts.apple.com/us/podcast/beyond-the-buildings/id1535692449
• Facebookfacebook.com/Cotality
• LinkedInlinkedin.com/company/corelogic-uk
• Instagraminstagram.com/cotality

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries3 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cotality