INVEX

Name

INVEX

Legal name

INVEX Grupo Financiero

Website

https://invex.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Diversified Financial Services

NAICS

Commercial Banking (52211), Credit Card Issuing (52221)

SIC

Security Brokers, Dealers & Flotation Companies (6211), National Commercial Banks (6021)

akta.pro primary industry

Consumer & Retail (CPG, Food, Apparel) (FSABACAM)

Keywords

• Diversified financial services
• Commercial banking services
• Investment fund management
• Co-branded credit cards
• Fiduciary trust services

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Banking Fees and Commissions: INVEX Banco generates revenue through various banking fees including custody fees (0.006% of portfolio value plus $25), account management fees (0.375% of total portfolio), transaction fees ($50 for SPEI transfers), and annual fees ($2,200 for investment accounts)
2. Credit Card Operations: Revenue from co-branded credit card partnerships with Hilton and Walmart, including interchange fees and interest on revolving balances
3. Investment Fund Management: INVEX Operadora generates revenue through management fees on investment funds, with various fund types including equity funds (INVEXCO), debt funds (INVEXMP), and structured bond funds (INVEXBE)
4. Brokerage Commissions: Casa de Bolsa earns commissions on securities trading including 1.00% + IVA on buy/sell operations, physical deposit/withdrawal fees for shares, and custody fees
5. Fiduciary Services: INVEX Fiduciario provides trust and fiduciary services generating fees for trust administration and management

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

INVEX Grupo Financiero is a Mexican financial holding company operating multiple subsidiaries including Banco INVEX (banking), Casa de Bolsa (securities brokerage), Operadora de Fondos de Inversión (investment fund management), Fiduciario (trust services), and Consumo (consumer finance). It delivers private banking, corporate banking, credit cards (including co-branded cards with Walmart, Hilton, and Mastercard), investment funds, retirement savings products (INVEX Renacer), and digital banking via Now.Bank to individuals, businesses, and high-net-worth clients across Mexico.

Product overview

INVEX Grupo Financiero operates as a Mexican financial holding company with a multi-entity, platform-plus-module architecture. The group comprises INVEX Banco (multiple banking institution), INVEX Casa de Bolsa (brokerage), INVEX Operadora de Fondos de Inversión (fund operator), INVEX Consumo (consumer finance SOFOM), and multiple specialized services including INVEX Fiduciario, INVEX Infraestructura, INVEX Energía, and INVEX Arrendadora. The core banking platform (INVEX Banco) distributes a suite of credit cards (INVEX Tarjetas), digital banking products (Now.Bank, Claire, Amazon Access, YAYA, Cuenta NOW), and the retirement savings product INVEX Renacer. The brokerage and fund management arms (INVEX Casa de Bolsa and INVEX Operadora) collectively manage over a dozen investment fund series (INVEXCO, INVEXCP, INVEXCR, INVEXDO, INVEXDX, INVEXGU, INVEXIN, INVEXLP, INVEXMP, INVEXMX, INVEXTK, INVEXBE). Corporate clients access commercial banking services (Banca Empresas) and infrastructure financing through dedicated subsidiaries. Recent product launches include co-branded credit cards with Walmart and Hilton Honors, all powered by the Mastercard network.

Differentiator

Problem solved

Functional benefit

Brands

• Now.Bank: Digital banking platform offering mobile banking services
• INVEX Renacer
• INVEX Tarjetas
• Claire
• Fondo de Bonos Estructurados INVEXBE

Products and services

• INVEX Banca Privada Private banking service for high-net-worth clients offering personalized wealth management, investment management, fiduciary services, financing, and foreign exchange operations with confidentiality in asset administration.
• INVEX Tarjetas de Crédito Suite of credit cards including standard and premium variants, co-branded cards with Walmart (3.5% cash back), Hilton Honors, and Mastercard global acceptance, designed for different consumer lifestyles.
• Now.Bank Mobile-first digital banking platform offering online and mobile banking services with self-service account opening, IPAB-protected deposit accounts, and financial services for consumers.
• INVEX Renacer Retirement savings product enabling savers to invest tax-free for retirement, with investment strategies tailored to risk profile and tax-deductible contributions for long-term savings.
• INVEX Fiduciario Fiduciary services offered to both individual and corporate clients, including trust administration and estate management, with Fitch TR1 maximum rating maintained for 20 years.
• Banca Empresas Corporate banking services for businesses including commercial financing, factoring, letters of credit, foreign exchange and derivatives, treasury management, investment funds, institutional pension savings, and investment banking.
• INVEX Operadora de Fondos de Inversión Investment fund management services operating a family of funds (INVEXCO, INVEXCP, INVEXCR, INVEXDO, INVEXDX, INVEXGU, INVEXIN, INVEXLP, INVEXMP, INVEXMX, INVEXTK, INVEXBE) covering debt instruments, equities, structured bonds, and balanced portfolios for individual and institutional investors.
• INVEX Infraestructura Infrastructure financing services focused on long-term partnerships including financing structuring with flexible revolving lines, equity participation in venture capital without prepayment penalties, and project management via investment account guarantees.
• INVEX Energía Specialized energy sector financing and services operated through the INVEX Energía subsidiary (AMMPER), serving energy sector clients.
• INVEX Arrendadora Leasing services offered to corporate clients as part of the INVEX Grupo Financiero corporate banking ecosystem.
• INVEX Casa de Bolsa Securities brokerage services providing buy/sell operations for shares, custody services, foreign deposit/withdrawal of securities, and investment management for individual and institutional investors.
• Cuenta NOW Deposit account product offering NOW (negotiable order of withdrawal) banking features, IPAB-protected, accessible via the INVEX Now digital platform.

Quantifiable outcome

• Awarded Best Medium-Term Debt Fund at Morningstar Awards 2025 for INVEXMP B1 fund performance
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core and flagship.

• HiltoncoreGTM or Marketing Partner · 7 May 2026Partnership to launch Hilton Honors INVEX Credit Card and Hilton Honors INVEX Premium Credit Card, enabling members to earn Hilton Honors Points through everyday purchases. Cards offer global acceptance through Mastercard network with benefits including room upgrades, exclusive access, and complimentary services. Sustainability features include eco-conscious rewards and carbon-offset programs.
• AmazoncoreGTM or Marketing Partner · 19 March 2026INVEX Banco accelerating consumer credit expansion through strategic partnership with Amazon using CNBV-approved digital banking models. Partnership extends INVEX's digital lending capabilities to Amazon's customer base.
• Walmart de México y Centroamérica (Walmex)flagshipGTM or Marketing Partner · 4 November 2025Strategic partnership to launch co-branded credit cards targeting financial inclusion in Mexico where 50% of payments are made in cash. Cards offer 3.5% cash back on Walmart purchases, 1% on other purchases, no annual fee, and guaranteed credit approval for Walmart customers. Cards distributed through 3,214 Walmart stores reaching over 6 million daily customers.
• MastercardcoreTechnology or IntegrationPayment network partner enabling global acceptance for INVEX co-branded credit cards with Hilton and Walmart. Provides the payment infrastructure and network for card transactions worldwide.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Nu México (Nubank): Digital-first Mexican consumer bank and credit card issuer targeting the same underbanked segment INVEX pursues via Walmart — emerging digital-native competitor with strong brand recognition.

Direct peers

• GBM (Grupo Bursátil Mexicano): Mexican brokerage and asset manager offering securities trading, investment funds, and wealth management — comparable to INVEX Casa de Bolsa and INVEX Operadora de Fondos.
• Banregio: Mexican regional bank (Banco Regional de Monterrey) offering commercial banking, private banking, and wealth management — comparable to INVEX in targeting SME and HNW segments with relationship-driven banking.
• Actinver: Mexican financial holding company (Grupo Financiero Actinver) operating Banco, brokerage, asset management, and fiduciary businesses — the closest structural analog to INVEX Grupo Financiero in scale and product breadth.
• Banca Mifel: Mexican private bank and financial group focused on HNW private banking, fiduciary services, and corporate banking — directly comparable to INVEX Banca Privada and INVEX Fiduciario offerings.
• Intercam Grupo Financiero: Mexican financial holding company with banking, brokerage, and fund management subsidiaries — comparable mid-tier Mexican Grupo Financiero with similar multi-subsidiary structure to INVEX.

Broad incumbents

• Santander México: Major Mexican commercial bank offering retail, private, and corporate banking plus credit cards — directly competes with INVEX Tarjetas and Banca Empresas at greater scale.
• HSBC México: Global bank with significant Mexican operations offering commercial banking, wealth, and FX services — competes with INVEX in corporate banking and cross-border/FX offerings.
• Banorte (GFNorte): Largest Mexican financial holding company offering commercial banking, brokerage, pensions, and insurance — a broad incumbent competing across all of INVEX's lines but at materially larger scale.
• BBVA México: Major Mexican commercial bank (subsidiary of global BBVA) offering retail, corporate, and credit card products — directly competes with INVEX in the mass-market deposit and card business at much greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/invexbanco
• YouTubeyoutube.com/@INVEXoficial
• LinkedInlinkedin.com/company/invex

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries8 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about INVEX