Namaste Credit
Namaste Credit operates an AI-based credit discovery and underwriting platform that connects Indian small and medium enterprises with suitable lenders and automates loan underwriting, operated by Opendoors Fintech Pvt Ltd from Bengaluru.
- Company typePrivate
- Founded2014
- HeadquartersBengaluru, India
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
Namaste Credit firmographics
Firmographics- Name
- Namaste Credit
- Legal name
- Opendoors Fintech Pvt Ltd
- Website
- https://namastecredit.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Namaste Credit operates an AI-based credit discovery and underwriting platform that connects Indian small and medium enterprises with suitable lenders and automates loan underwriting, operated by Opendoors Fintech Pvt Ltd from Bengaluru.
- Ownership category
- akta.pro rank
Namaste Credit industry classification
Industry- Product category
- SME Lending Platform
- NAICS
- Other Nondepository Credit Intermediation (52229)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), SME Lending & Working Capital Platforms (FSAGAJAA)
Keywords
Where Namaste Credit is headquartered
LocationHeadquarters
- HQ city
- Bengaluru
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
Namaste Credit business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Credit Discovery & Underwriting Platform Fees: Operates an AI-based credit discovery and underwriting platform connecting SMEs to lenders; revenue mechanics not publicly disclosed but consistent with transaction-/usage-based facilitation of credit decisions.
Go-to-market motion1 record
Namaste Credit product offering
Product offeringCore offering
Namaste Credit operates an AI-based credit discovery and underwriting platform that matches Indian small and medium enterprises (SMEs) with suitable credit products from lenders and automates underwriting decisions for SME loan applications. The platform is run by Opendoors Fintech Pvt Ltd out of Bengaluru and combines AI-powered credit product matching with automated underwriting to serve the underserved SME credit segment.
Differentiator
Problem solved
Functional benefit
Products and services
- NamasteCredit AI-based Credit Discovery and Underwriting Platform
Companies that use Namaste Credit
Customer profileSegments1 record
Ideal customer profiles2 records
Namaste Credit technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature2 records
Namaste Credit partnerships and signals
Strategic signalScale indicators2 records
Namaste Credit competitors and assessment
Company assessmentDirect peers
- Lendingkart: Indian fintech providing working-capital and term loans to SMEs via a data-driven underwriting platform. Closely comparable business model of AI/analytics-based SME credit assessment and lender-facilitation flows.
- Indifi Technologies: Operates an online SME lending platform connecting small businesses to lenders through technology-led underwriting. Directly comparable as an SME-focused credit-discovery and underwriting intermediary in India.
- FlexiLoans: Tech-enabled SME lending marketplace offering unsecured business loans via partner NBFCs and banks. Comparable SME-credit intermediation model with lender-network-driven distribution.
Emerging players
- KreditBee: Digital lending platform expanding into small-ticket SME and personal credit using AI underwriting. Overlaps with Namaste Credit on AI-driven underwriting and India-focused SME/credit-desperated segments.
- CreditMantri: Online credit-improvement and loan-discovery platform that matches consumers and small businesses to lenders using credit-profile analytics. Closely comparable on the credit-discovery side of Namaste Credit's offering.
- ZestMoney: AI-driven digital lending platform with lender partnerships, originally consumer-focused. Comparable on AI-led underwriting and lender-facilitation mechanics, though skews consumer rather than SME.
Broad incumbents
- Paisabazaar: Owned by PolicyBazaar; operates an online credit marketplace distributing personal, business, and other loan products from banks and NBFCs. Comparable as a credit product discovery/marketplace for Indian borrowers.
- BankBazaar: India's leading multi-product financial marketplace for credit cards, loans, and other products from banks and NBFCs. Comparable marketplace model connecting borrowers to lenders.
- Vivriti Capital: Fintech NBFC focused on underwriting and capital deployment to mid-market and SME segments in India. Comparable on AI/analytics-led SME underwriting and lender-side infrastructure.
Regional players
- KredX: India-focused invoice discounting and SME working-capital platform using data-driven underwriting. Comparable SME-credit intermediation model with fintech-led underwriting.
Market position
Customer concentration
Namaste Credit social profiles
Digital presenceNamaste Credit financial estimates
Financial estimateRevenue estimate
Valuation estimate
Namaste Credit leadership team
Management profileNumber of profiles
Profiles3 records
Namaste Credit funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Namaste Credit M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Namaste Credit
What does Namaste Credit do?
Namaste Credit operates an AI-based credit discovery and underwriting platform that matches Indian small and medium enterprises (SMEs) with suitable credit products from lenders and automates underwriting decisions for SME loan applications. The platform is run by Opendoors Fintech Pvt Ltd out of Bengaluru and combines AI-powered credit product matching with automated underwriting to serve the underserved SME credit segment.
Is Namaste Credit a public or private company?
Namaste Credit is a private company. It is classified as venture growth investor backed and is currently operating.
When was Namaste Credit founded?
Namaste Credit was founded in 2014. It employs 1 to 10 people.
Where is Namaste Credit based?
Namaste Credit is headquartered in Bengaluru, India, in the Asia region.
How does Namaste Credit make money?
One revenue line is on record: credit Discovery & Underwriting Platform Fees.
Who are Namaste Credit's main competitors?
Direct peers on record are Lendingkart, Indifi Technologies and FlexiLoans. Emerging players are KreditBee, CreditMantri and ZestMoney. Broad incumbents are Paisabazaar, BankBazaar and Vivriti Capital. KredX is listed as a regional player.
Does Namaste Credit have an API?
No public API is recorded for Namaste Credit.
What industry is Namaste Credit in?
Namaste Credit's product category is SME Lending Platform. Its primary akta.pro industry code is FSAKAGAJ, SME Lending Platforms & Embedded SME Credit, with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 52229 and its SIC code is 6159.