Arvest Bank Group

What Arvest Bank Group does

Arvest Bank Group is a privately-held regional banking institution founded in 1961 and headquartered in Fayetteville, Arkansas. As of December 2024, it is Arkansas's second-largest bank with $26.89 billion in total assets and a workforce of 5,001–10,000 employees. The bank operates a physical branch network across Northwest Arkansas, Southwest Missouri (Springfield), and Northeast Arkansas (Jonesboro), supplemented by digital banking channels including mobile apps and digital wallet support for Apple Pay and Google Pay.

Its core product set spans small business lending (powered by Baker Hill's UN/FY™ platform under a nearly 30-year partnership), mortgage servicing (recognized as a 2025 Fannie Mae STAR Performer), consumer and commercial deposit accounts, and digital payment services. Arvest also publishes proprietary semi-annual market intelligence through its Skyline Reports covering Northwest Arkansas residential and multifamily real estate, and operates Arvest Investments Inc. as a wholly-owned investment management subsidiary. Revenue derives primarily from net interest income on its $26.89B asset base, supplemented by fee income from mortgage servicing, investment management, and digital banking services. Customer segments span consumer banking, SMBs, commercial borrowers, real estate developers, and homebuyers, with a horizontal segmentation approach across Arkansas and adjacent markets.

Recent strategic activity centers on leadership transition (Matt Machen succeeding Kevin Sabin as CEO in November 2025), technology modernization (CIO Jennifer Baker appointed December 2025), and platform upgrades to digitize small business lending. The bank continues to deepen its regional commercial lending presence, including syndicate participation in a $75 million energy-sector revolving credit facility.

Name

Arvest Bank Group

Legal name

Arvest Bank Group

Website

https://arvest.com

Company type

Private

Founded year

1961

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Arvest Bank Group is a privately-held regional bank and Arkansas's second-largest, with $26.89 billion in assets serving consumer, SMB, and commercial clients across Arkansas and Southwest Missouri through physical branches and digital banking channels.

Ownership category

akta.pro rank

Product category

Community and Commercial Banking

NAICS

Depository Credit Intermediation (5221)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

Keywords

• Community banking services
• Commercial lending
• Mortgage servicing
• Small business lending
• Digital payments

Headquarters

HQ city

Lowell

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Distribution channels3 records

Marketing channels3 records

Core offering

Arvest Bank Group is a regional community bank offering consumer and business deposit accounts, mortgage origination and servicing, consumer and commercial lending, credit cards, investment services (via Arvest Investments Inc.), and digital payment capabilities including Apple Pay and Google Pay. It supports small business lending through the Baker Hill UN/FY™ platform and serves customers across Arkansas, Southwest Missouri, and Northeast Arkansas through branches and digital channels.

Product overview

Arvest Bank Group offers a comprehensive suite of banking and financial services centered around its digital lending platforms, mortgage servicing, and digital payment capabilities. The core product portfolio includes the UN/FY™ Small Business Lending Platform for digitized loan decisioning, mortgage servicing operations, digital wallet services supporting Apple Pay and Google Pay, and proprietary market research through its Skyline Reports. The bank operates as a traditional full-service regional bank with physical branches supplemented by digital banking capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• UN/FY™ Small Business Lending Platform A digitized small business lending platform that streamlines loan decisioning and improves data integration across systems, enabling modernized lending operations and enhanced customer service for small business borrowers.
• Mortgage Servicing Mortgage loan servicing operations supporting homeowners through the lifecycle of their mortgage from origination through payoff, recognized for excellence as a 2025 Fannie Mae STAR performer.
• Digital Wallet Services Digital payment services enabling customers to make contactless payments through Apple Pay and Google Pay, with enhanced security features including tokenization and biometric authentication.

Quantifiable outcome

• Mortgage servicing recognized by Fannie Mae as STAR performer in 2025

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Baker HillcoreTechnology or Integration · 9 February 2026Arvest Bank deepened its nearly 30-year partnership with Baker Hill by upgrading to the UN/FY™ lending platform for small business lending. The new platform modernizes lending processes by digitizing operations and improving data integration across systems, supporting streamlined loan decisioning and enhanced customer service.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Bank OZK: Arkansas-headquartered community bank with substantial regional branch network and commercial/mortgage lending focus. Directly comparable as a fellow Arkansas-based regional banking franchise competing for the same SMB and consumer customers.
• Simmons Bank: Arkansas-based regional bank offering consumer, commercial, and mortgage banking across the South Central US. Comparable regional franchise with similar SMB and real estate lending mix.
• Home BancShares: Bank holding company based in Conway, Arkansas operating community banks across multiple southern states. Comparable Arkansas-rooted community banking model with comparable asset scale and product breadth.
• Great Southern Bank: Community bank headquartered in Springfield, Missouri with strong retail and mortgage lending focus. Directly comparable private community bank operating in Arvest's Springfield regional market with similar product mix.

Broad incumbents

• BOK Financial: Regional financial holding company operating banking, wealth, and energy lending businesses across multiple states. Arvest participates as a syndicate partner in BOK-led energy credit facilities, and BOK is a directly comparable larger incumbent in commercial and energy lending.
• Regions Financial: Large regional bank holding company with significant presence across the South and Midwest. Competes with Arvest for consumer and SMB customers in overlapping Arkansas/Missouri geographies and offers a similar full-service product suite at greater scale.
• Commerce Bank: Privately-held regional bank serving Missouri, Kansas, and surrounding states. Comparable private community/regional bank model with consumer, business, and mortgage banking products competing in the Springfield, Missouri market.
• UMB Bank: Privately-held diversified financial holding company offering banking, asset management, and corporate services across multiple US regions. Comparable private mid-size bank with analogous commercial banking and wealth management offerings.
• Cadence Bank: Regional bank holding company formed from the merger of BancorpSouth and Cadence, serving the South and Southwest US. Comparable regional full-service bank with consumer, commercial, and mortgage banking offerings.

Regional players

• First National Bank of Arkansas: Northwest Arkansas-based community bank serving consumer and business customers in the same geographies as Arvest. Directly comparable as a local private community bank competing for the same regional deposit and lending relationships.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/arvestbank
• Facebookfacebook.com/52916668106
• LinkedInlinkedin.com/company/arvest-bank

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments15 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arvest Bank Group