DDM Group

What DDM Group does

DDM Group is a Switzerland-based specialized investor in distressed asset portfolios, founded in 2007 and headquartered in Zug. The company acquires pools of performing loans, non-performing loans (NPLs), and special situations assets from international banks and financial institutions active across Southern, Central, and Eastern Europe — including Croatia, Czech Republic, Slovakia, Slovenia, Romania, Serbia, Hungary, and Russia. Since inception, DDM has acquired approximately 3 million receivables with a combined nominal value of over EUR 4 billion, operating through wholly-owned subsidiaries that serve as both regional acquisition vehicles and on-the-ground collection coordinators.

The company's core offering is distressed asset investment services: purchasing loan portfolios at material discounts to face value and generating returns through net collections over multi-year workout horizons. DDM supplements this with a portfolio management servicing platform for secured corporate receivables launched in 2019, which manages acquired portfolios and coordinates with a vetted network of outsourced collection agencies in each local market. Supporting services include rapid capital recovery (faster divestiture for banks versus in-house collection), structured and fast acquisition processes, and fair debtor treatment through professionally managed agency partnerships.

DDM operates a direct B2B enterprise sales motion targeting the treasury and workout functions of European banks, with pricing negotiated bilaterally rather than publicly disclosed. Capital is sourced through senior secured bonds issued by the group's Swedish financing entity (Achilles Capital AB, formerly DDM Debt AB), within a EUR 300m framework of which EUR 200m was issued across April and September 2021. The group was taken private in 2018–2019 via a Demeter Finance (Aldridge affiliate) public offer at SEK 40.00 per share (~80% acceptance); DDM Holding AG was subsequently delisted from Nasdaq First North in September 2023, with Achilles Capital AB remaining the principal listed entity on Nasdaq Stockholm.

Name

DDM Group

Legal name

DDM Invest III AG

Website

https://ddm-group.ch

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

DDM Group is a Switzerland-based, specialized multinational investor that acquires and manages distressed asset portfolios — primarily non-performing loans and special situations — from banks and financial institutions across Southern, Central, and Eastern Europe.

Ownership category

akta.pro rank

Product category

Distressed Debt Investment

NAICS

Portfolio Management and Investment Advice (523940), Collection Agencies (56144)

SIC

Investment Advice (6282)

akta.pro primary industry

Discretionary Portfolio Management (DPM) (FSAAABAC)

Keywords

• Distressed asset investment
• Non-performing loans
• Debt portfolio acquisition
• Special situations investing
• Portfolio management servicing

Headquarters

HQ city

Baar

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Others

Revenue model

1. Distressed Asset Portfolio Investment: DDM acquires distressed asset portfolios (non-performing loans and special situations) from financial institutions at discounted values. Revenue is generated through net collections from these portfolios over time. The company purchases performing and non-performing loans and special situations assets previously held by financial institutions.
2. Portfolio Management Fees: DDM charges management fees for servicing secured corporate receivables portfolios. The company has established a platform for portfolio management servicing for secured corporate receivables launched during 2019.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

DDM Group is a specialized multinational investor that acquires and manages distressed asset portfolios, including performing and non-performing loans and special situations, from banks and financial institutions in Southern, Central and Eastern Europe. The company purchases these portfolios at a discount and recovers value through a network of outsourced local collection agencies, supported by a portfolio management servicing platform for secured corporate receivables launched in 2019.

Product overview

DDM Group operates as a specialized multinational investor in distressed assets across European banking markets, offering a unified investment and portfolio management service. The core offering is distressed asset investment services, which acquires performing and non-performing loans from financial institutions. Supporting this is the 2019-launched portfolio management servicing platform for secured corporate receivables, which manages acquired portfolios through partnerships with local collection agencies. Additional service offerings include Rapid Capital Recovery (enabling banks to divest distressed assets faster), Fast Acquisition Process (structured automated transaction handling), and Fair Debtor Treatment Services (ethical collection through vetted agencies). The company focuses on Southern, Central, and Eastern European markets and was founded in 2007.

Differentiator

Problem solved

Functional benefit

Products and services

• Distressed Asset Investment Services
• Portfolio Management Servicing for Secured Corporate Receivables
• Rapid Capital Recovery
• Fast Acquisition Process
• Fair Debtor Treatment Services

Quantifiable outcome

• Since 2007, DDM has acquired about 3 million receivables with a nominal value of over EUR 4 billion

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves8 records

Expansion highlights5 records

Broad incumbents

• EOS Group (Otto Group): German-headquartered, Otto Group-owned international debt collection and NPL services provider with operations in 20+ European countries. Comparable as a broader European NPL servicer, though DDM operates a more focused acquisition/investor model rather than EOS's collection-led model.

Direct peers

• Arrow Global Group: European specialist in credit management and NPL portfolio purchases, operating across Italy, Portugal, UK, Netherlands and CEE. Comparable in NPL acquisition and pan-European servicing strategy.
• PRA Group (PRA Group plc / PRAA): One of the largest global purchasers of non-performing loans, with significant operations across Europe. Directly comparable in core activity of acquiring distressed consumer loan portfolios from financial institutions.
• B2 Holding ASA: Norwegian NPL specialist with pan-European footprint in distressed consumer and SME loan portfolios. Closely comparable in acquisition-driven NPL model and bank-counterparty focus.
• Kruk SA: Polish-listed debt management company that purchases and collects non-performing retail and corporate loans, with strong presence in Romania, Italy, and Spain. Comparable in NPL purchase and outsourced collection model across CEE markets.
• Intrum AB: Pan-European leader in debt collection and NPL portfolio investment. Directly comparable to DDM in business model (acquiring and servicing distressed debt) and in target customer base (banks divesting NPLs across Europe).
• Cabot Credit Management (now part of PRA Group): Specialist purchaser and servicer of NPL portfolios in the UK and Europe. Directly comparable in NPL acquisition, third-party servicing model, and bank-counterparty relationships.
• Hoist Finance AB: Swedish-listed specialist in non-performing unsecured consumer loans across Europe. Directly comparable Nordic-headquartered peer with similar NPL acquisition strategy across DDM's core geographies.
• Encore Capital Group: Global specialty finance company focused on charged-off and non-performing consumer debt purchases. Comparable in NPL acquisition model and use of third-party collection networks across European markets.
• Lowell Group (Lowell Financial): One of Europe's largest credit management services companies, purchasing and servicing non-performing consumer debt across multiple European markets. Directly comparable in business model and customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ddm-group-ag

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries8 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments5 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DDM Group