GFT Technologies

What GFT Technologies does

GFT Technologies SE is a publicly listed (SDAX, ticker DE0005800601) German IT services and technology company founded in 1987 and headquartered in Stuttgart, operating across more than 20 countries with a workforce of approximately 12,000. The company originates in banking and finance and now positions itself as an AI-centric technology partner serving financial institutions, insurers, and industrial clients with core offerings in cloud-native core banking modernization, legacy IT modernization for AI readiness, and applied AI solutions.

The company's technology portfolio is anchored by the proprietary Wynxx multi-agent automation platform, which integrates assessment, code transformation, and governance controls for legacy modernization and is complemented by a broader AI Modernization Offering backed by a dedicated Center of Excellence. Specialized AI tools include the Credit Risk Assistant (reported 40-50% developer productivity gains), the ESG Taxonomy Alignment Tool, and the Smart Compliance Tool, while AI-powered robotic arms — built with NEURA Robotics and Google Cloud — extend capabilities into automotive manufacturing quality control. GFT also delivers project-based implementations across major platform ecosystems (Guidewire, Thought Machine, Mambu, Mambu), hyperscalers (AWS Mainframe Modernization Competency, Google Cloud Partner of the Year 2026 for Latin America, Microsoft Azure, NVIDIA), and risk/fraud partners (FICO).

GFT generates revenue primarily through project-based digital transformation programs on a professional services model, supplemented by a growing platform-influenced recurring revenue stream tied to Wynxx (EUR 70 million+ in influenced contract value, up 700% year-on-year). FY2025 revenue reached EUR 888 million (exceeding EUR 885M guidance) with EUR 67 million adjusted EBIT; FY2026 guidance is EUR 930 million revenue and EUR 71 million adjusted EBIT, with a mid-term target of EUR 1.5 billion by 2029 at a 9.5% adjusted EBIT margin. The company sells primarily through direct enterprise field sales across Europe, the Americas, and Asia, with nearshoring delivery centers in Canada, Mexico, Brazil, and Romania.

Name

GFT Technologies

Legal name

GFT Technologies SE

Website

https://gft.com

Company type

Public

Founded year

1987

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

GFT Technologies is a publicly listed German AI-centric technology partner founded in 1987, serving financial institutions, insurers, and industrial clients with cloud-native core banking modernization, legacy IT modernization, and proprietary AI platforms such as Wynxx, delivered across 20+ countries.

Ownership category

akta.pro rank

Headquarters

HQ city

Stuttgart

HQ country

Germany

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Project-Based Digital Transformation: The company generates revenue through project-based digital transformation programs including core banking modernization, cloud migration, and AI implementation services for financial institutions and industrial clients. Revenue is earned on a project contract basis.
2. AI Modernization Services: Consulting and implementation services for AI modernization including AI Modernization Center of Excellence (CoE) capabilities, validated by partnerships with AWS and Google Cloud.
3. Platform-Influenced Revenue: Wynxx platform has generated EUR 70 million+ in influenced contract value, demonstrating growing platform-based revenue contribution alongside services.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

GFT Technologies develops, implements, and maintains customized IT solutions and digital transformation programs for financial institutions and industrial clients. Its core offerings include AI-centric modernization services, cloud-native core banking implementations, and its proprietary Wynxx multi-agent automation platform for legacy system modernization. Revenue is primarily earned through project-based digital transformation engagements, complemented by the Wynxx platform's growing subscription-style influence on contract value.

Product overview

GFT Technologies offers an AI-centric technology portfolio centered on its Wynxx multi-agent automation platform for legacy IT modernization and AI readiness. The platform integrates assessment, code transformation, and governance controls, and is complemented by specialized AI solutions including the Credit Risk Assistant, ESG Taxonomy Alignment Tool, and Smart Compliance Tool. The AI Modernization Offering provides a comprehensive approach combining AI-driven diagnostics, architecture redesign, and human engineering expertise, supported by a dedicated Center of Excellence. Additionally, GFT offers AI-powered robotic arms for manufacturing quality inspection. The portfolio serves financial institutions, insurers, and industrial clients across banking, insurance, and automotive sectors.

Differentiator

Problem solved

Functional benefit

Brands

• Wynxx: Multi-agent automation platform designed to modernize legacy IT systems and accelerate AI readiness for enterprise clients, integrating assessment, code transformation, and governance controls
• Credit Risk Assistant

Products and services

• Wynxx Multi-Agent Automation Platform Multi-agent automation platform designed to modernize legacy IT systems and accelerate AI readiness for enterprise clients. Integrates assessment, code transformation, and governance controls and runs on AWS, Google Cloud, and Microsoft Azure.
• AI Modernization Offering Service offering that combines AI-driven diagnostics, architecture redesign, and engineering expertise to transform legacy IT systems into AI-ready platforms for enterprise clients.
• AI-Powered Visual Inspection Robotic Arms AI-driven robotic arms for automotive manufacturing that detect, mark, and physically remove defective parts from production lines using computer vision, agentic AI, and cloud technology.
• Credit Risk Assistant AI-powered solution for credit risk management in financial services, reported to increase software development productivity by 40% to 50%.
• ESG Taxonomy Alignment Tool AI-powered tool that helps financial institutions meet sustainability reporting and ESG taxonomy alignment requirements.
• Smart Compliance Tool AI-powered compliance solution for banking that helps institutions stay compliant with regulatory requirements while innovating.

Quantifiable outcome

• 40% developer productivity gains
• +5 more outcomes

Named customers15 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability13 records

Feature5 records

Partnerships

14 partnerships are on record, tiered core and minor.

• AWScoreTechnology or Integration · 19 May 2026AWS Mainframe Modernization Competency Partner status; validated capabilities for cloud-native core banking and mainframe modernization on AWS infrastructure.
• Google CloudcoreTechnology or Integration · 19 May 2026Partner of the Year 2026 for Infrastructure Modernization in Latin America. Wynxx platform integration with Google Cloud for AI modernization and legacy system transformation.
• Microsoft AzurecoreTechnology or Integration · 19 May 2026Strategic partnership for AI modernization initiatives, part of Wynxx platform's multi-cloud approach.
• NEURA RoboticscoreStrategic or Co-development Partner · 29 April 2026AI-powered robotic arms development for automotive manufacturing quality control. Built three-robot system using computer vision, agentic AI, and cloud technology for defect detection and removal.
• HumancecoreImplementation/ SI/ Consulting Partner · 5 February 2026Collaboration to deliver AI and digital transformation services in Canada. Combines GFT's technical implementation expertise with Humance's people-centred transformation approach. Joint webinars and podcasts planned.
• Ozone APIcoreStrategic or Co-development Partner · 29 January 2026Partnership to offer Canadian banks end-to-end Open Banking implementation. Combines GFT's data and AI transformation expertise with Ozone API's open API platform.
• INTECcoreStrategic or Co-development Partner · 1 January 2026Sovereign AI partnership for European defense sector modernization. Joint development of AI capabilities for defense applications.
• FICOcoreStrategic or Co-development Partner · 20 November 2025Global partnership for AI-driven fraud prevention and risk management in financial services. Early implementations in Asia and Latin America with a digital bank in Asia and major insurance company in Latin America. Establishes dedicated Center of Excellence. FICO's solutions protect more than 4 billion payment accounts worldwide.
• Giesecke+DevrientminorStrategic or Co-development Partner · 18 November 2025CBMT Working Group member for tokenized bank money sandbox. Multi-issuer, multi-currency, multi-chain ecosystem development.
• UDPNminorStrategic or Co-development Partner · 18 November 2025Universal Digital Payments Network participation in CBMT Sandbox for tokenized commercial bank money testing.
• GuidewirecoreTechnology or IntegrationLong-standing partnership for Guidewire insurance platform implementations. Re-architecting legacy insurance systems using Guidewire platforms.
• Thought MachinecoreTechnology or IntegrationCloud-native core banking platform partnership for modernizing banking systems.
• MambucoreTechnology or IntegrationCloud banking platform partnership for digital transformation implementations.
• NVIDIAcoreTechnology or IntegrationAI infrastructure partnership supporting Wynxx platform and AI modernization capabilities.

Scale indicators20 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Capgemini: Global IT services and consulting firm with a deep banking and financial services practice delivering cloud, data, and digital transformation programs. Closely comparable to GFT in target verticals (banking, insurance), service mix (project-based transformation), and emphasis on AI-driven modernization.
• Cognizant: Global IT services company with a strong financial services vertical covering digital, cloud, and modernization programs. Directly competes with GFT for banking and insurance transformation work, particularly in North America and Europe.
• Infosys: Global IT services and consulting firm with Finacle core banking and a large banking/financial services practice. Directly comparable in business model (project-based digital transformation), target customers (banks and insurers), and geographic reach including Europe and Latin America.
• Tata Consultancy Services (TCS): Largest Indian IT services firm with extensive banking, financial services, and insurance transformation capabilities. Similar project-based services model and AI modernization offerings, competing with GFT for large enterprise deals.
• Wipro: Global IT services and consulting firm with a dedicated financial services business unit delivering digital transformation, cloud, and AI modernization. Comparable service portfolio, target customers, and project-based delivery model.
• NTT Data: Global IT services provider with strong banking and financial services presence, particularly in EMEA and Latin America. Directly comparable to GFT in core banking modernization, cloud transformation, and regional delivery model.
• Endava: IT services firm specializing in digital transformation for financial services, with similar project-based delivery and nearshoring model in Europe and the Americas. Smaller scale than GFT but highly comparable in customer profile and modernization offerings.

Broad incumbents

• Accenture: Largest global IT services and consulting firm with substantial banking and capital markets practices. Competes directly with GFT for large financial-services transformation mandates but operates at vastly greater scale and broader scope.
• IBM Consulting: Global technology and consulting arm of IBM with deep financial services expertise, mainframe modernization, and hybrid cloud capabilities. GFT is an IBM technology partner and competes with IBM Consulting in the same core banking and modernization deals.
• Deloitte: Big Four professional services firm with extensive financial services consulting and technology implementation practices. Competes with GFT on large-scale digital banking, insurance, and risk transformation programs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/gft-technologies
• Xx.com/gft_en
• Facebookfacebook.com/GFTGroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A7 records

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GFT Technologies