ComposedPro
ComposedPro is a Houston-based wealth management platform that aggregates household financial accounts across institutions for individuals, employers, investment advisors, and advisory firms, offering reporting, allocation monitoring, and a Smart Contribution Score via tiered subscriptions and AUM-based fees.
- Company typePrivate
- Founded2018
- HeadquartersHouston, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingSoftware
What ComposedPro does
ComposedPro is a Houston-based private fintech company founded in 2018 that operates a unified wealth management platform marketed under the Employer-Coordinated Portfolio™ concept. The platform serves four interconnected customer segments — individual consumers, employers, investment advisors, and advisory firms — by aggregating household financial accounts across institutions (workplace retirement plans, prior employer plans, IRAs, brokerage accounts, banks) into a single household view. Core platform capabilities include Account Aggregation, Performance Reporting, Asset Allocation Monitoring, Drift Detection, Market Overview, a Smart Contribution Score for tax diversification analysis, and tiered dashboards (Client, Advisor, Firm). A published roadmap lists Financial Planning, Contribution Recommendations, Employer Retirement Optimization, Budgeting, Portfolio Rebalancing, Tax-Loss Harvesting, and Advisory Billing as planned capabilities.
The company generates revenue through a multi-tier subscription model: four individual plans ($20/mo Education, $50/mo Personalized Recommendations, 0.40% AUM Advisor-Managed Portfolio, 0.50% AUM CFP Wealth Management), an employer plan at $250/mo plus $2/employee/mo, and an advisory firm plan at $300/mo plus $10/household/mo. The Individual segment uses a self-serve product-led growth motion with 14-day free trials, while employer and advisory firm plans are sold through a consultative demo-based sales motion with 14-day employer pilots and 30-day firm pilots.
The company was founded by Matt Schwegman and has disclosed only a $250,000 seed funding round (September 2018) with investors undisclosed. ComposedPro operates with 1-10 employees, has not announced subsequent funding rounds, and provides no revenue, customer count, or valuation disclosures. No acquisitions, partnerships, leadership hires, or regulatory actions are documented.
ComposedPro firmographics
Firmographics- Name
- ComposedPro
- Legal name
- ComposedPro
- Website
- https://composedpro.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ComposedPro is a Houston-based wealth management platform that aggregates household financial accounts across institutions for individuals, employers, investment advisors, and advisory firms, offering reporting, allocation monitoring, and a Smart Contribution Score via tiered subscriptions and AUM-based fees.
- Ownership category
- akta.pro rank
ComposedPro industry classification
Industry- Product category
- Wealth Management Platform
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Digital Process Automation (DPA) & Orchestration Suites (HDAEAHAF)
Keywords
Where ComposedPro is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Markets served
ComposedPro business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Individual Subscription Plans: Four-tier subscription model for individual consumers: Education ($20/mo), Personalized Recommendations ($50/mo), Advisor-Managed Portfolio (greater of $50/mo or 0.40% AUM), and CFP Wealth Management (greater of $200/mo or 0.50% AUM). All tiers include 14-day free trial.
- Employer Plans: Business plan for employers at $250/mo plus $2/employee/mo, providing employee financial wellness platform, employer dashboard, communications tools, and analytics.
- Advisory Firm Plans: Business plan for advisory firms at $300/mo plus $10/household/mo, providing firm dashboard, advisor dashboard, household workspaces, client communications, and AI-powered insights.
- AUM-Based Fees: Wealth management tiers (Advisor-Managed Portfolio and CFP Wealth Management) charge percentage of assets under management (0.40% and 0.50% respectively) when AUM fees exceed minimum monthly amounts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Education tier for individuals to understand their financial standing |
| Subscription | Monthly | Personalized Recommendations with AI-powered guidance |
| Subscription | Monthly | Professional portfolio management powered by ComposedPro |
| Subscription | Monthly | Comprehensive financial planning with dedicated CFP professional |
| Subscription | Monthly | Employee financial wellness platform for employers |
| Subscription | Monthly | Modern client experience for RIAs and wealth management firms |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels4 records
ComposedPro product offering
Product offeringCore offering
ComposedPro is a unified wealth management software platform that aggregates household financial accounts across institutions and delivers account visibility, performance reporting, asset allocation monitoring, drift detection, and a proprietary Smart Contribution Score for tax diversification. The platform is offered as subscription-based access to individuals, employers, investment advisors, and advisory firms, with optional managed wealth management services and dedicated CFP professional support at higher tiers.
Product overview
ComposedPro is a unified wealth management platform combining account aggregation, portfolio visibility, performance reporting, allocation monitoring, contribution scoring, and advisor workflows. The platform architecture consists of core reporting and aggregation capabilities (Smart Contribution Score, Client/Advisor/Firm Dashboards, Account Aggregation, Accounts, Investments, Performance Reporting, Market Overview, Asset Allocation Monitoring, Drift Detection, Household Management) paired with a subscription-based service model. Individual plans (Education at $20/mo, Personalized Recommendations at $50/mo, Advisor-Managed Portfolio at 0.40% AUM, CFP Wealth Management at 0.50% AUM) provide tiered access to AI-powered recommendations and professional management. Business plans serve employers ($250/mo + $2/employee/mo) and advisory firms ($300/mo + $10/household/mo). Planned future capabilities include Financial Planning, Contribution Recommendations, Employer Retirement Optimization, Budgeting, Portfolio Rebalancing, Tax-Loss Harvesting, and Advisory Billing.
Differentiator
Problem solved
Functional benefit
Products and services
- ComposedPro Platform Unified wealth management software platform combining account aggregation, portfolio visibility, performance reporting, asset allocation monitoring, drift detection, and the proprietary Smart Contribution Score for tax diversification analysis. The platform is offered to individuals (Education at $20/mo and Personalized Recommendations at $50/mo), provides managed wealth tiers (Advisor-Managed Portfolio at the greater of $50/mo or 0.40% AUM, CFP Wealth Management at the greater of $200/mo or 0.50% AUM with dedicated CFP professional), and serves businesses through an Employer Plan ($250/mo + $2/employee/mo) and an Advisory Firm Plan ($300/mo + $10/household/mo). All tiers include client, advisor, and firm dashboards for household and portfolio oversight.
Companies that use ComposedPro
Customer profileSegments4 records
Ideal customer profiles4 records
ComposedPro technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature11 records
ComposedPro partnerships and signals
Strategic signalRecent moves5 records
Expansion highlights5 records
ComposedPro competitors and assessment
Company assessmentDirect peers
- Orion Advisor Technology: Orion is a leading RIA/wealth-management platform offering account aggregation, performance reporting, rebalancing, billing, and advisor workflows — the same core feature set ComposedPro targets for investment advisors and advisory firms.
- Black Diamond (SS&C): Black Diamond is an advisor-facing wealth management platform providing portfolio reporting, aggregation, rebalancing, and client portal workflows — directly overlapping with ComposedPro's advisor and advisory-firm feature set.
- Addepar: Addepar is a wealth management technology platform serving RIAs, family offices, and private banks with aggregation, performance reporting, and household-level analytics — a closely comparable premium advisor platform to ComposedPro.
- Empower Personal Dashboard (formerly Personal Capital): Empower is a consumer wealth management and retirement platform combining account aggregation, performance reporting, and AUM-based advisory services — directly comparable to ComposedPro's individual and AUM-based wealth management tiers.
- Monarch Money: Monarch is a consumer subscription financial planning app offering account aggregation, budgeting, and household tracking — directly comparable to ComposedPro's individual Education and Personalized Recommendations tiers.
- SmartDollar: SmartDollar is a Dave Ramsey–backed employer financial wellness platform — a directly comparable offering in the same employer financial wellness segment ComposedPro targets with its $250/mo + $2/employee employer plan.
Broad incumbents
- Envestnet: Envestnet is a broad incumbent wealth-tech platform offering aggregation, reporting, financial planning, and advisor workflows across a wide range of institutions — a much larger, broadly diversified competitor in the same space ComposedPro addresses.
- Edelman Financial Engines: Edelman Financial Engines is a large, established provider of employer-sponsored financial planning, advice, and managed accounts — a broad incumbent competing with ComposedPro's employer and CFP Wealth Management offerings.
- Morningstar Advisor Workstation: Morningstar Advisor Workstation is a broadly used advisor research, analytics, and portfolio management platform — a broad incumbent in the same RIA tools category ComposedPro targets with its Advisor and Firm Dashboards.
Emerging players
- Nitrogen (formerly Riskalyze): Nitrogen is a risk-centric advisor technology platform that has expanded into portfolio analytics and client engagement — an emerging advisor toolset with partial overlap to ComposedPro's advisor-facing modules.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights6 records
Customer concentration
ComposedPro social profiles
Digital presenceComposedPro financial estimates
Financial estimateRevenue estimate
Valuation estimate
ComposedPro leadership team
Management profileNumber of profiles
Profiles1 record
ComposedPro funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ComposedPro M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ComposedPro
What does ComposedPro do?
ComposedPro is a unified wealth management software platform that aggregates household financial accounts across institutions and delivers account visibility, performance reporting, asset allocation monitoring, drift detection, and a proprietary Smart Contribution Score for tax diversification. The platform is offered as subscription-based access to individuals, employers, investment advisors, and advisory firms, with optional managed wealth management services and dedicated CFP professional support at higher tiers.
Is ComposedPro a public or private company?
ComposedPro is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was ComposedPro founded?
ComposedPro was founded in 2018. It employs 1 to 10 people.
Where is ComposedPro based?
ComposedPro is headquartered in Houston, United States, in the North America region.
How does ComposedPro make money?
Four revenue lines are on record. Individual Subscription Plans are the primary driver. The others are employer Plans, advisory Firm Plans and AUM-Based Fees.
Who are ComposedPro's main competitors?
Direct peers on record are Orion Advisor Technology, Black Diamond (SS&C), Addepar, Empower Personal Dashboard (formerly Personal Capital), Monarch Money and SmartDollar. Broad incumbents are Envestnet, Edelman Financial Engines and Morningstar Advisor Workstation. Nitrogen (formerly Riskalyze) is listed as an emerging player.
Does ComposedPro have an API?
No public API is recorded for ComposedPro.
What industry is ComposedPro in?
ComposedPro's product category is Wealth Management Platform. Its primary akta.pro industry code is HDAEAHAF, Digital Process Automation (DPA) & Orchestration Suites. Its NAICS code is 518 and its SIC code is 7370.