Moody's Investors Service
Moody's Investors Service, founded 1909, is the core credit ratings subsidiary of Moody's Corporation, providing credit ratings, research, data, analytics, and KYC/compliance solutions to sovereigns, financial institutions, corporates, insurers, and asset managers worldwide.
- Company typePublic
- Founded1909
- HeadquartersNew York, United States
- Headcount5,001–10,000
- GTM typeB2B
- OfferingServices
What Moody's Investors Service does
Moody's Investors Service, founded in 1909 by John Moody, is the core credit ratings subsidiary of Moody's Corporation (NYSE: MCO), a publicly traded holding company headquartered in New York. The company operates two primary segments: Moody's Ratings (MIS), which publishes credit opinions on debt obligations issued by sovereigns, financial institutions, corporations, insurers, and structured finance vehicles; and Moody's Analytics (MA), which delivers data, research, and decision solutions across credit risk, compliance, KYC, and economic analysis. Moody's Analytics generated $4.41 billion in FY2024 revenue, representing 62.22% of total Moody's Corporation revenue, with 98% of MA revenue from recurring subscription sources and $3.6 billion in annual recurring revenue. The company rates nearly 1,500 debt issuers across more than 100 emerging markets and serves global institutional customers through a regional office network spanning the Americas, EMEA, APAC, and select Africa presence.
Moody's technology stack centers on a cloud-based analytics platform combining proprietary credit data, machine learning models, and risk assessment methodologies. The Maxsight unified risk platform integrates thousands of data points across credit risk, compliance, and catastrophe risk; the Entity Verification API provides commercial registry data from over 200 countries covering 600M+ entities; and the recently launched Token Integration Engine connects Moody's ratings to tokenized assets on the Canton Network and Solana blockchain. The KYC/compliance suite (kompany, PassFort, Sanctions360, Shell Company Indicator, Maxsight Investigations, and Bogard AB PEP data) addresses entity verification, AML, and customer lifecycle management for financial institutions.
The business model is overwhelmingly B2B enterprise subscription and licensing. Moody's Ratings generates revenue from issuers paying for rating assessments and from investor subscriptions; Moody's Analytics sells enterprise subscription agreements (typically annual billing) plus data and information licensing. Pricing is quote-based and not publicly disclosed. Go-to-market combines direct enterprise field sales organized by region and segment, event-driven engagement through State of Nations and Credit Frontiers conferences, and a growing API-first distribution layer through integrations with AWS (MCP server on Amazon Quick), Pegasystems, and major blockchain networks. Q1 2026 results showed 8% revenue growth across both segments with 53.2% adjusted operating margin.
Moody's Investors Service firmographics
Firmographics- Name
- Moody's Investors Service
- Legal name
- Moody's Corporation
- Website
- https://moodys.com
- Company type
- Public
- Founded year
- 1909
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Moody's Investors Service, founded 1909, is the core credit ratings subsidiary of Moody's Corporation, providing credit ratings, research, data, analytics, and KYC/compliance solutions to sovereigns, financial institutions, corporates, insurers, and asset managers worldwide.
- Ownership category
- akta.pro rank
Moody's Investors Service industry classification
Industry- Product category
- Credit Ratings & Financial Analytics
- NAICS
- Investment Banking and Securities Intermediation (523150), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Portfolio Management and Investment Advice (523940)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Investment Advice (6282), Asset-Backed Securities (6189)
- akta.pro primary industry
- Corporate Finance & Capital Advisory (BPAHADAB)
- akta.pro secondary industry
- Investment-Grade Corporate Credit (FSAAAHAB)
Keywords
Where Moody's Investors Service is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices12 records
Markets served
Moody's Investors Service business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Moody's Ratings (MIS) Segment: Credit rating services providing opinions on credit risk of entities, credit commitments, and debt securities. This segment generates revenue from issuers paying for ratings assessments and from investors subscribing to rating data and research.
- Moody's Analytics (MA) Segment: Data analytics, research, and decision solutions including compliance/KYC tools, risk modeling, economic data, and credit research. Generated $4.41 billion in FY2024 revenue (62.22% of total Moody's revenue) with 98% of MA revenue from recurring/subscription sources.
- Data and Information Licensing: Licensing of proprietary credit data, company reference data, economic data, and analytics to financial institutions, corporations, and governments for risk management and compliance purposes.
- Event and Conference Services: Revenue from hosting events including State of Nations, Credit Frontiers, and regional conferences for capital markets participants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise enterprise agreements for analytics platforms |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Moody's Investors Service product offering
Product offeringCore offering
Moody's Investors Service provides credit ratings, research, and credit risk assessment opinions on debt obligations issued by corporations, financial institutions, governments, and structured finance vehicles across global capital markets. The business operates through two segments: Moody's Ratings (MIS), which issues solicited and unsolicited credit opinions, and Moody's Analytics (MA), which delivers data, analytics, KYC/compliance solutions, catastrophe risk modeling, and AI-powered research tools to institutional subscribers.
Product overview
Moody's is a global provider of credit ratings, research, data, analytics, and decision solutions organized into two primary segments: Moody's Ratings (MIS) and Moody's Analytics (MA). Moody's Ratings publishes credit ratings and assessment services on debt obligations across corporate, financial institution, governmental, and structured finance securities. Moody's Analytics provides data-driven solutions including Maxsight™ unified risk platform, Entity Verification API, KYC/KYB automation, screening, and AI-powered products (Research Assistant, AI Review, QUIQspread). The company has expanded into agentic AI with Moody's AI Skills and blockchain integration via the Token Integration Engine (TIE). MA generated $4.41B in FY2024 revenue (62% of total) with annual recurring revenue at $3.6B and 98% subscription revenue. The product portfolio is delivered through cloud platforms with AWS integration and blockchain connectivity to Canton Network and Solana.
Differentiator
Problem solved
Functional benefit
Brands
- Moody's Analytics: Provides data, analytics, and regulatory compliance solutions alongside credit ratings
- Moody's Investors Service Ratings
Products and services
- Moody's Ratings Core credit ratings and assessment services publishing opinions on credit risk for debt obligations, programs, entities, and facilities across corporate, financial institution, governmental, and structured finance securities for issuers and institutional investors globally.
- Moody's Analytics Data, analytics, research, and decision solutions providing insights into credit risk, compliance, economic conditions, and financial performance; generated $4.41 billion in FY2024 revenue with 98% subscription/recurring revenue.
- Maxsight™ Unified Risk Platform Unified risk platform integrating thousands of data points to deliver holistic risk views through different analytical lenses for integrated risk management, combining entity verification, screening, and monitoring.
- Moody's RMS™ Global Event Response Catastrophe risk modeling and global event response providing deep insights for real-time event preparation, parametric insurance contract triggers, validation against experience, and research for insurance and risk management customers.
- Token Integration Engine (TIE) Network-agnostic blockchain integration engine connecting Moody's credit ratings to tokenized assets and distributed ledger networks, enabling credit analysis onchain on Canton Network and Solana via Alphaledger.
- Moody's AI Skills Agentic AI capabilities encoding decades of credit experience and authoritative data into auditable, decision-grade output, taking connected intelligence from insight to execution wherever users work.
- Research Assistant AI-powered research tool that assists with credit analysis by processing and synthesizing information from Moody's research database and proprietary data sources.
- AI Review AI product for automated review and analysis of credit-related documents and materials, leveraging generative AI capabilities.
- QUIQspread
Quantifiable outcome
- Moody's Analytics subscription model delivers 98% recurring revenue with $3.6B annual recurring revenue
- +1 more outcomes
Companies that use Moody's Investors Service
Customer profileSegments7 records
Ideal customer profiles6 records
Moody's Investors Service technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability8 records
Feature8 records
Moody's Investors Service partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and strategic.
- AlphaledgercoreMoody's Token Integration Engine expanded to Solana through Alphaledger, enabling distribution of credit ratings to tokenized assets on the Solana blockchain.
- AWS (Amazon Web Services)strategicMoody's connected intelligence is now available inside Amazon Quick through a dedicated MCP server, giving AWS customers direct access to ratings, research, and data on 600M+ entities inside their AI workflows.
- Canton NetworkstrategicMoody's is operating a node on the Canton Network, a blockchain designed for institutional finance privacy and regulatory needs, as part of its Token Integration Engine launch to bring credit analysis onchain.
- PegasystemscoreStrategic collaboration integrating Moody's entity verification data into Pega Client Lifecycle Management and KYC solutions. Enables clients to reduce onboarding time by ~30% and decrease data entry errors by up to 40%, with access to commercial registry data from 200+ countries covering 600M+ global companies.
- MicrosoftstrategicCornerstone Microsoft partnership supporting Moody's AI strategy and cloud analytics platform deployment.
- GCR (Global Credit Ratings)strategicMoody's acquired majority stake in African credit rating agency GCR as part of expansion in Africa amid growing demand for credit ratings. Moody's has invested in GCR as part of its long-term strategy on the continent, with Moody's global entity continuing to serve cross-border investors from Johannesburg office.
Scale indicators10 records
Recent moves7 records
Expansion highlights7 records
Moody's Investors Service competitors and assessment
Company assessmentDirect peers
- S&P Global: Closest direct competitor across both credit ratings (S&P Global Ratings) and data/analytics (S&P Capital IQ Pro, S&P Commodity Insights). Operates in the same NRSRO oligopoly and competes for the same issuer, institutional investor and analytics budgets globally.
- Fitch Ratings: The third major global NRSRO, owned by Hearst. Direct ratings competitor with overlapping sovereign, corporate and structured finance coverage; also expanding into sustainable finance and proprietary data via DataInsight.
Broad incumbents
- MSCI: Global provider of indexes, portfolio risk analytics and ESG data. Competes with Moody's Analytics in institutional risk and ESG analytics, and increasingly bundles data products targeting asset managers.
- Bloomberg L.P. Dominant financial data terminal and analytics provider for capital markets participants. Overlaps with Moody's Analytics in fixed income data, credit research, and risk analytics accessed by the same buy-side and sell-side institutional clients.
- London Stock Exchange Group (LSEG): Owns Refinitiv and provides market data, analytics, index services and post-trade infrastructure. Competes with Moody's in fixed income data, reference data, and risk analytics through its Data & Analytics segment.
- Intercontinental Exchange (ICE): Owns ICE Data Services, fixed income analytics (BondPoint, BrokerTec) and a range of credit/market data assets. Competes with Moody's Analytics in fixed income pricing, reference data and indices.
- Dun & Bradstreet: Global business data and analytics provider with deep coverage of private companies. Overlaps with Moody's KYC, entity verification and corporate reference data offerings, especially in supply chain and third-party risk use cases.
- Morningstar: Investment research and data provider with credit ratings through DBRS Morningstar. Overlaps with Moody's in fund research, credit ratings and institutional analytics.
Emerging players
- Verisk Analytics: Specialty data analytics provider for insurance, energy and financial services. Adjacent to Moody's RMS catastrophe and insurance analytics franchise with comparable subscription data model serving regulated industries.
- DBRS Morningstar: The 'fourth' major NRSRO, smaller than the oligopoly but expanding product breadth. Direct ratings competitor in corporate, financial institution and structured finance, and increasingly relevant as a substitute for Moody's in mid-tier issuers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Moody's Investors Service social profiles
Digital presenceMoody's Investors Service compliance and trust
Trust signalCompliance3 records
Moody's Investors Service financial estimates
Financial estimateRevenue estimate
Valuation estimate
Moody's Investors Service leadership team
Management profileNumber of profiles
Profiles9 records
Moody's Investors Service subsidiaries and ownership
Company hierarchySubsidiaries5 records
Moody's Investors Service funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Moody's Investors Service M&A and investment
M&A and investmentM&A31 records
Investments15 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Moody's Investors Service
What does Moody's Investors Service do?
Moody's Investors Service provides credit ratings, research, and credit risk assessment opinions on debt obligations issued by corporations, financial institutions, governments, and structured finance vehicles across global capital markets. The business operates through two segments: Moody's Ratings (MIS), which issues solicited and unsolicited credit opinions, and Moody's Analytics (MA), which delivers data, analytics, KYC/compliance solutions, catastrophe risk modeling, and AI-powered research tools to institutional subscribers.
Is Moody's Investors Service a public or private company?
Moody's Investors Service is a public company. It is classified as public and is currently operating.
When was Moody's Investors Service founded?
Moody's Investors Service was founded in 1909. It employs 5,001 to 10,000 people.
Where is Moody's Investors Service based?
Moody's Investors Service is headquartered in New York, United States, in the North America region.
How does Moody's Investors Service make money?
Four revenue lines are on record. Moody's Ratings (MIS) Segment is the primary driver. The others are moody's Analytics (MA) Segment, data and Information Licensing and event and Conference Services.
Who are Moody's Investors Service's main competitors?
Direct peers on record are S&P Global and Fitch Ratings. Broad incumbents are MSCI, Bloomberg L.P., London Stock Exchange Group (LSEG), Intercontinental Exchange (ICE), Dun & Bradstreet and Morningstar. Emerging players are Verisk Analytics and DBRS Morningstar.
Does Moody's Investors Service have an API?
Yes. Moody's offers an Entity Verification API that provides access to commercial registry data from more than 200 countries covering over 600 million global companies. The company has also developed an MCP (Model Context Protocol) server that connects Moody's credit ratings, research, and data on 600M+ entities into Amazon QuickSight AI workflows. The Token Integration Engine (TIE) connects Moody's credit ratings to tokenized assets and blockchains, enabling the firm to ingest financial data and distribute credit insights within blockchain-based workflows. Developer documentation is at www.moodys.com/web/en/us/kyc/solutions/entity-ownership.html.
What industry is Moody's Investors Service in?
Moody's Investors Service's product category is Credit Ratings & Financial Analytics. Its primary akta.pro industry code is BPAHADAB, Corporate Finance & Capital Advisory, with a secondary code of FSAAAHAB, Investment-Grade Corporate Credit. Its NAICS code is 523150 and its SIC code is 6211.