Bank Policy Institute

What Bank Policy Institute does

The Bank Policy Institute (BPI) is a nonpartisan public policy, research, and advocacy organization that serves as the unified voice of the nation's leading banks on federal banking regulation. Founded in 2018 and headquartered in Washington, D.C., BPI operates as a non-profit trade association funded by membership dues from major US banks, including JPMorgan Chase, Goldman Sachs, Bank of America, Citigroup, and American Express, whose board executives sit on BPI's board. The organization engages directly with federal banking regulators — OCC, FDIC, Federal Reserve, CFPB, and FinCEN — as well as the House Financial Services Committee and Senate Banking Committee, through comment letters, congressional testimonies, research publications, and policy advocacy on issues including Basel capital rules, stablecoin and digital asset regulation, AML/BSA modernization, cybersecurity, consumer protection, and bank supervision.

BPI's product surface consists of research and advocacy outputs rather than commercial technology products. Core offerings include the BPInsights weekly newsletter, the monthly Research Exchange newsletter, comment letters and white papers, the "Better Bank Supervision" and "U.S. Against Fraud" advocacy campaigns, and the "Bank Regulation 101" educational modules. BITS, the organization's technology policy division, provides an executive forum on cybersecurity, fraud prevention, and emerging technology including AI policy. BPI also houses the Sheltered Harbor cyber resilience standards and certification program. BPI does not sell software, APIs, or technology products, and has no disclosed AI/ML systems, data products, or proprietary technology stack.

The revenue model is membership-dues-based and recurring, with no disclosed pricing tiers. The organization markets primarily through thought leadership — publications, media engagement, congressional testimony, and podcasts — rather than direct sales. Distribution is entirely domestic (United States), and growth is driven by member expansion, policy campaign scope, and coalition activity with peer associations including the American Bankers Association, Consumer Bankers Association, Financial Services Forum, Independent Community Bankers of America, The Clearing House Association, and National Bankers Association.

Name

Bank Policy Institute

Legal name

Bank Policy Institute

Website

https://bpi.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

The Bank Policy Institute is a nonpartisan Washington, D.C.-based trade association that provides policy research, regulatory advocacy, and industry coordination for the nation's leading banks before federal regulators and Congress, funded by membership dues.

Ownership category

akta.pro rank

Product category

Banking Policy Advocacy

NAICS

Public Finance Activities (92113)

SIC

Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

Financial Services Regulators (Banking, Securities, Insurance) (BPAIAOAK)

akta.pro secondary industry

Account Opening, KYC/AML & Customer Due Diligence (CDD/EDD) (FSABALAA)

Keywords

• Banking policy advocacy
• Regulatory research
• Trade association
• Bank supervision
• Financial regulation

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: BPI is funded through membership dues paid by major US banks. The organization represents the nation's leading banks and generates revenue through annual membership fees from these financial institutions.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels6 records

Core offering

Bank Policy Institute (BPI) is a nonpartisan public policy, research, and advocacy group representing the nation's leading banks. It provides coordinated policy advocacy before federal regulators (OCC, FDIC, Federal Reserve, CFPB, FinCEN) and Congress, economic and regulatory research publications, and industry coordination services funded through membership dues paid by major US banks.

Product overview

Bank Policy Institute is a nonpartisan public policy, research, and advocacy organization representing the nation's leading banks. Rather than offering commercial technology products, BPI provides policy research, regulatory advocacy, and industry coordination services. Its core offerings include the BPInsights and Research Exchange newsletters, advocacy campaigns (Better Bank Supervision, U.S. Against Fraud), and the Sheltered Harbor cyber resilience certification program through its BITS technology division. The organization focuses on banking regulation, supervision, cybersecurity, digital assets, and financial fraud prevention, producing comment letters, testimonies, reports, and educational resources for its member institutions.

Differentiator

Problem solved

Functional benefit

Products and services

• BPI Membership
• Sheltered Harbor
• BITS Technology Policy Division

Quantifiable outcome

• BPI members hold $11.98T in deposits and originate over half of the nation's small business loans

Named customers5 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and minor.

• American Bankers AssociationcoreStrategic or Co-development Partner · 18 June 2026Major banking trade association partnership on joint comment letters regarding Basel capital rules, stablecoin regulation, and other banking policy issues. Five major banking trade groups submitted joint comment letters on capital requirements.
• Consumer Bankers AssociationcoreStrategic or Co-development Partner · 18 June 2026Joint advocacy coalition on banking regulatory matters including capital rules, stablecoin legislation, and consumer protection issues.
• Financial Services ForumcoreStrategic or Co-development Partner · 18 June 2026Partnership with major financial institution CEOs on capital regulation, stress testing, and systemic risk policy.
• The Clearing House AssociationcoreStrategic or Co-development Partner · 9 June 2026Joint comment letters to FinCEN and OCC on GENIUS Act AML/CFT requirements and stablecoin rulemaking.
• Independent Community Bankers of AmericacoreStrategic or Co-development Partner · 4 May 2026Coalition partner on stablecoin yield regulations and crypto banking charter opposition. Joint statements on CLARITY Act and GENIUS Act implementation.
• BITS (Technology Division)coreStrategic or Co-development PartnerBITS is the technology policy division of BPI, providing executive-level forum for financial sector technology issues including cybersecurity, fraud prevention, and AI adoption.
• Sheltered HarborminorStrategic or Co-development PartnerIndustry initiative for financial sector cyber resilience, data vaulting, and crisis preparedness standards.
• National Bankers AssociationminorStrategic or Co-development PartnerPartner on joint banking trade statements regarding crypto legislation and regulatory matters.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• American Bankers Association: ABA is the largest US banking trade association representing banks of all sizes. Directly comparable to BPI in mission (banking policy advocacy) but with broader community and mid-size bank membership; regularly partners with BPI on joint comment letters.
• Consumer Bankers Association: CBA represents retail-focused consumer banks and is a coalition partner with BPI on stablecoin, capital, and consumer protection policy. Directly comparable advocacy function but with a narrower consumer banking focus.
• Financial Services Forum: FSF is an advocacy organization for the CEOs of the largest US financial institutions, with membership closely overlapping BPI's largest bank members. Directly comparable on regulatory and systemic risk advocacy.
• The Clearing House Association: TCH is a banking association and payments company owned by major commercial banks. Overlaps with BPI on regulatory advocacy, payments policy, and AML/CFT rulemaking — frequently co-signs joint comment letters with BPI.
• Independent Community Bankers of America: ICBA represents community banks and frequently partners with BPI on joint advocacy. While its constituency (community banks) differs from BPI's large-bank focus, it operates the same trade association model on overlapping policy issues.
• Institute of International Bankers: IIB represents internationally headquartered banks operating in the US and partners with BPI on AI and cross-border regulatory policy. Directly comparable advocacy role but focused on foreign bank members.

Broad incumbents

• Securities Industry and Financial Markets Association (SIFMA): SIFMA is the broader trade association for the US securities industry and capital markets. Comparable advocacy function on financial services regulation, though its primary focus is broker-dealers and capital markets rather than commercial banking.

Regional players

• National Bankers Association: NBA represents Minority Depository Institutions and is a coalition partner with BPI on crypto and community banking policy. Comparable trade association structure but focused on a specific institutional segment.

Emerging players

• Credit Union National Association (CUNA): CUNA is the primary US credit union trade association. Adjacent rather than directly competing, but operates a similar advocacy model on overlapping regulatory issues and competes for influence on consumer financial services policy.
• American Fintech Council: AFC is a trade association for emerging fintech companies including banks-as-a-service and digital asset firms. Competes with BPI for influence on digital asset, payments, and innovation policy from a contrasting (innovation-friendly) perspective.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bank-policy-institute
• Instagraminstagram.com/bpi_dc
• Xx.com/BankPolicy

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank Policy Institute