American Fintech Council
The American Fintech Council is a U.S.-based nonprofit trade association representing over 150 fintech companies and innovative banks, advocating for responsible financial technology through policy engagement, product-specific industry standards, research publications, and the annual Policy Summit.
- Company typePrivate
- Founded2021
- HeadquartersWashington, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What American Fintech Council does
The American Fintech Council (AFC) is a U.S.-based nonprofit trade association representing over 150 fintech companies and innovative partner banks. Rather than developing proprietary fintech products, AFC operates as a standards-based advocacy organization that convenes responsible industry participants, develops product-specific standards (covering lending, embedded finance, earned wage access, buy-now-pay-later, open banking, AI, SupTech/RegTech, student lending, credit reporting, digital assets, and payments), and represents the membership before federal and state regulators and legislators. Its deliverables are policy positions, research publications, white papers, press releases, and member events such as the annual AFC Policy Summit and Hill Nation Summit. AFC’s technology footprint is non-product: it maintains a website, newsletter infrastructure, webinar platform, and LinkedIn presence, but has no public API, SDK, mobile app, or proprietary technical offering.
AFC is led by CEO Phil Goldfeder and Chief Policy Officer Ian P. Moloney, with state-level lobbying supported by Director of State Government Affairs Ashley Urisman. The membership base spans consumer-finance fintechs (e.g., Affirm, Avant, Above Lending, AmeriNat), infrastructure providers (Alloy, Alloy Labs, Airprise, Afterman Software), partner banks and community institutions (Axiom Bank, AACUC, Accion Opportunity Fund), and professional services firms (Baker Tilly, Arnold & Porter). The organization leverages this bilateral fintech-plus-bank representation as a differentiator versus single-side trade groups, attempting to position itself as the neutral convening body for bank-fintech partnership policy.
AFC’s revenue model is membership-driven, with recurring membership dues from fintech companies and innovative banks forming the core revenue stream, supplemented by event sponsorship, research distribution, and partner contributions. Membership dues are not publicly disclosed. The go-to-market is event- and advocacy-led, with policy summits, webinars, research publications, earned media, and the AFC Newswrap newsletter serving as primary engagement vehicles, and direct membership outreach supported by an in-house policy team handling federal and state regulatory engagement.
American Fintech Council firmographics
Firmographics- Name
- American Fintech Council
- Legal name
- American Fintech Council
- Website
- https://fintechcouncil.org
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- The American Fintech Council is a U.S.-based nonprofit trade association representing over 150 fintech companies and innovative banks, advocating for responsible financial technology through policy engagement, product-specific industry standards, research publications, and the annual Policy Summit.
- Ownership category
- akta.pro rank
Where American Fintech Council is headquartered
LocationHeadquarters
- HQ city
- Washington
- HQ country
- United States
- HQ region
- North America
Markets served
American Fintech Council business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Membership Dues: AFC generates revenue through membership dues from fintech companies and innovative banks. The organization represents over 150 member companies and partners who pay for industry insights, networking opportunities, and advocacy representation.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
American Fintech Council product offering
Product offeringCore offering
The American Fintech Council is a nonprofit trade association that sells membership and advocacy services to fintech companies and innovative banks. Its deliverables include policy and legislative representation, industry research and white papers, product-specific standards frameworks, and member events such as the AFC Policy Summit, Hill Nation Summit, and an ongoing webinar series, supported by the AFC Newswrap newsletter. The organization represents over 150 member companies and partners across responsible fintech lending, embedded finance, earned wage access, BNPL, open banking, AI, digital assets, and payments.
Product overview
The American Fintech Council is a trade association representing over 150 member companies including fintech companies and innovative banks. Rather than a unified product platform, AFC operates as an advocacy and research organization structured around policy priorities: Fintech Lending (bank-fintech partnerships), Embedded Finance, Earned Wage Access (EWA), Buy-Now-Pay-Later (BNPL), Open Banking, Artificial Intelligence, Supervisory and Regulatory Technology, Student Lending, Responsible Innovation within the Credit Reporting Ecosystem, Digital Assets, and Payments. AFC's core services include policy advocacy and legislative representation, research publications and white papers, standards-based frameworks for responsible fintech practices, events (AFC Policy Summit, Hill Nation Summit, webinars), and the AFC Newswrap newsletter.
Differentiator
Problem solved
Functional benefit
Products and services
- American Fintech Council Membership & Advocacy Services
- AFC Policy Summit
- Hill Nation Summit
- AFC Webinar Series
- AFC Research Publications and Policy Briefs
- AFC Newswrap Newsletter
Companies that use American Fintech Council
Customer profileSegments2 records
Ideal customer profiles2 records
American Fintech Council technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
American Fintech Council partnerships and signals
Strategic signalScale indicators2 records
Recent moves6 records
Expansion highlights5 records
American Fintech Council competitors and assessment
Company assessmentDirect peers
- Financial Technology Association: US fintech trade association formed in 2023 by major fintechs (Block, PayPal, Stripe) to advocate on payments, banking, and digital asset policy. Directly comparable to AFC in mission, constituency, and advocacy-driven GTM.
- Bank Policy Institute: Major US banking trade association advocating on regulatory and supervisory issues for large and regional banks. Directly comparable on bank-fintech partnership, payments, and digital-asset policy where AFC and BPI overlap.
- Consumer Bankers Association: Trade association for retail banking, with significant activity on fintech partnerships, BNPL, EWA, and open banking. Operates with a similar advocacy, events, and research model targeting banks and fintech partners.
- Independent Community Bankers of America: Trade association for community banks, heavily engaged on fintech-bank partnership policy, regulatory modernization, and innovation. Shares AFC's positioning on bank-fintech collaboration issues.
- Electronic Transactions Association: Payments industry trade association representing payments processors, networks, and fintechs. Directly comparable as an advocacy and standards body for a fintech-adjacent vertical AFC also covers.
- America's Credit Unions: National credit union trade association (formed via the CUNA and NAFCU merger). Comparable as a membership-based financial services advocacy body, with overlapping fintech and digital banking policy priorities.
- Innovative Payments Association: Trade association for the payments industry, including fintech payments players. Comparable on payments-policy advocacy and standards development within AFC's fintech policy umbrella.
Broad incumbents
- American Bankers Association: Largest US banking trade association, covering the full spectrum of retail, commercial, and trust banking. Comparable as the broad incumbent counterpart to AFC's more fintech-specialized advocacy.
- The Clearing House: Banking association and payments operator representing major US banks. Comparable as an incumbent financial-services advocacy body with overlapping bank-fintech partnership and payments policy interests.
- Securities Industry and Financial Markets Association (SIFMA): Broad US securities and capital markets trade association. Comparable as a large, established financial-services advocacy organization engaging on AI, digital assets, and regulatory modernization that intersect AFC's agenda.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
American Fintech Council social profiles
Digital presenceAmerican Fintech Council financial estimates
Financial estimateRevenue estimate
Valuation estimate
American Fintech Council leadership team
Management profileNumber of profiles
Profiles3 records
American Fintech Council funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
American Fintech Council M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about American Fintech Council
What does American Fintech Council do?
The American Fintech Council is a nonprofit trade association that sells membership and advocacy services to fintech companies and innovative banks. Its deliverables include policy and legislative representation, industry research and white papers, product-specific standards frameworks, and member events such as the AFC Policy Summit, Hill Nation Summit, and an ongoing webinar series, supported by the AFC Newswrap newsletter. The organization represents over 150 member companies and partners across responsible fintech lending, embedded finance, earned wage access, BNPL, open banking, AI, digital assets, and payments.
Is American Fintech Council a public or private company?
American Fintech Council is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was American Fintech Council founded?
American Fintech Council was founded in 2021. It employs 1 to 10 people.
Where is American Fintech Council based?
American Fintech Council is headquartered in Washington, United States, in the North America region.
How does American Fintech Council make money?
One revenue line is on record: membership Dues.
Who are American Fintech Council's main competitors?
Direct peers on record are Financial Technology Association, Bank Policy Institute, Consumer Bankers Association, Independent Community Bankers of America, Electronic Transactions Association, America's Credit Unions and Innovative Payments Association. Broad incumbents are American Bankers Association, The Clearing House and Securities Industry and Financial Markets Association (SIFMA).
Does American Fintech Council have an API?
No public API is recorded for American Fintech Council.