PayRetailers
PayRetailers is a Barcelona-based payment service provider offering a single API for 300+ local payment methods across Latin America and Africa, serving global e-commerce merchants expanding into those markets through regulated local acquiring and cross-border settlement.
- Company typePrivate
- Founded2017
- HeadquartersBarcelona, Spain
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What PayRetailers does
PayRetailers is a Barcelona-headquartered payment service provider (PSP) founded in 2017 that enables global merchants to accept payments across Latin America and Africa through a single API integration. The platform supports 300+ local payment methods, 24 currencies, and cross-border/local settlement, with regulatory coverage including 7 PSP licenses across LatAm jurisdictions. The company holds a stated 123 million annual transactions throughput and operates with approximately 550 employees across its headquarters and regional offices (notably São Paulo, Brazil, with ~100 staff post-Transfeera acquisition).
The product portfolio comprises the core PayRetailers payment platform (pay-ins, pay-outs, local and international settlements, fraud and risk management, local acquiring, dynamic payment routing) alongside acquired brands Transfeera (Brazil, May 2024), Celeris (June 2025), Paygol (Chile, April 2022), and Pago Digital (Colombia, April 2022). In October 2025, PayRetailers launched EON, an in-house AI platform for transaction search, report generation, and process automation, initially released to selected merchants. The go-to-market is API-first and sales-led, targeting e-commerce merchants expanding into LatAm and global businesses entering LatAm and Africa, with quote-based custom enterprise pricing.
The business model is transaction-fee based, monetizing through take rates on payment processing volume. The company has pursued an acquisition-led roll-up strategy to consolidate fragmented regional PSPs under a unified license and technology stack, while expanding organically into new geographies (Africa) and product surfaces (EON AI). No disclosed venture funding rounds or parent-company ownership structure is present in the source data.
PayRetailers firmographics
Firmographics- Name
- PayRetailers
- Legal name
- PayRetailers
- Website
- https://payretailers.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- PayRetailers is a Barcelona-based payment service provider offering a single API for 300+ local payment methods across Latin America and Africa, serving global e-commerce merchants expanding into those markets through regulated local acquiring and cross-border settlement.
- Ownership category
- akta.pro rank
PayRetailers industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where PayRetailers is headquartered
LocationHeadquarters
- HQ city
- Barcelona
- HQ country
- Spain
- HQ region
- Europe
Offices2 records
Markets served
PayRetailers business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing/Transaction Fees: Revenue generated from processing payment transactions across Latin America and Africa, supporting 300+ local payment methods including cash, digital wallets, and cards.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing based on transaction volume and services required |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
PayRetailers product offering
Product offeringCore offering
PayRetailers is a regulated payment service provider that enables merchants to accept 300+ local payment methods across Latin America and Africa through a single API integration. The platform supports pay-ins, pay-outs, local and international settlements, fraud and risk management, and 24 currencies. The company operates as one of the most licensed PSPs in Latin America, holding 7 regulatory licenses, and recently added the EON AI platform for payment analytics and automation.
Product overview
PayRetailers is a fintech company headquartered in Barcelona offering an all-in-one payment platform for Latin America and Africa. The core product is a unified payment platform providing single API integration for 300+ local payment methods, supporting pay-ins, pay-outs, local and international settlements, and fraud & risk management across 12 markets. The portfolio includes acquired brands Transfeera (Brazil), Paygol (Chile), Pago Digital (Colombia), and Celeris. The company recently launched EON, an in-house AI platform for payment data engagement, transaction searches, report generation, and process automation.
Differentiator
Problem solved
Functional benefit
Brands
- EON: AI platform designed to enhance payment data engagement for merchants and internal teams, offering AI-enabled tools for transaction searches, report generation, and process automation
- Transfeera
- Celeris
Products and services
- PayRetailers Payment Platform Unified payment platform providing single API integration for 300+ local payment methods, pay-ins, pay-outs, local and international settlements, and fraud and risk management across 12+ markets in Latin America and Africa. Built for e-commerce merchants and global businesses expanding into these regions.
- EON AI Platform In-house AI platform that enhances payment data engagement for merchants and internal teams through AI-enabled transaction searches, report generation, and process automation, with emphasis on security and compliance.
- Local Acquiring Local transaction processing service that processes payments within LatAm markets to improve authorization approval rates and reduce cross-border transaction failures for merchants.
- Fraud and Risk Management Comprehensive fraud prevention and risk management solution offered to merchants to safeguard payment transactions processed through the PayRetailers platform.
- Local and International Settlements Settlement service enabling merchants to receive funds locally or internationally across 24 currencies, supporting both domestic and cross-border payment flows.
- Pay-ins and Pay-outs Services enabling merchants to collect payments from customers (pay-ins) and disburse funds to beneficiaries (pay-outs) across Latin America and Africa through a single integration.
Quantifiable outcome
- Cross-border payment approval rates can increase from 20-45% to higher rates with local acquiring
- +1 more outcomes
Companies that use PayRetailers
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
PayRetailers technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature5 records
PayRetailers partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- TransfeeracoreAcquired Brazilian payment company specializing in payment processing capabilities, adding over 450 customers and 62 employees to PayRetailers' operations. Reinforces technological capabilities and market position in Brazil.
Scale indicators7 records
Recent moves5 records
Expansion highlights6 records
PayRetailers competitors and assessment
Company assessmentDirect peers
- EBANX: EBANX is a LatAm-focused payment processor serving global merchants with local payment methods across Brazil, Mexico, and other regional markets. It competes head-to-head with PayRetailers for cross-border e-commerce volume into LatAm.
- dLocal: dLocal is a LatAm-focused cross-border payment processor offering local payment methods and acquiring across emerging markets. It is the most direct competitor to PayRetailers in terms of coverage breadth, local acquiring model, and global-merchant target customer.
Emerging players
- PPRO: PPRO is a payment orchestration platform that aggregates local payment methods across emerging markets. It is an adjacent infrastructure player that competes indirectly by enabling merchants and PSPs (including potential PayRetailers partners) to access the same local methods.
- Conekta: Conekta is a Mexico-focused online payment processor offering local payment methods and API integration. It overlaps with PayRetailers' Mexican offering and represents regional competition in a key LatAm market.
Broad incumbents
- Stripe: Stripe is a global integrated payment processor expanding aggressively into LatAm with local payment methods and acquiring. It overlaps with PayRetailers for cross-border merchants seeking single-API integration across multiple regions.
- Mercado Pago: Mercado Pago is the payments arm of Mercado Libre and a dominant LatAm PSP and wallet. While its primary consumer brand differs, it competes for the same merchant payment volume and has broader scale than PayRetailers.
- Nuvei: Nuvei is a global payment technology provider with deep LatAm acquiring capabilities. It competes for the same enterprise cross-border merchants and offers comparable local payment method coverage across the region.
- Adyen: Adyen is a global unified commerce PSP with growing LatAm presence through local acquiring. It competes for the same enterprise, global merchant segment that PayRetailers targets with its single-API value proposition.
- Worldpay: Worldpay is a global merchant acquirer and payment processor with growing emerging-markets coverage. It competes for enterprise merchants seeking global payment rails including LatAm, offering an alternative to PayRetailers' regional specialization.
Regional players
- PagSeguro: PagSeguro is a Brazilian PSP with strong domestic acquiring, POS, and digital wallet offerings. It overlaps with PayRetailers' Brazil operations (including Transfeera) and represents the dominant local incumbent.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
PayRetailers social profiles
Digital presencePayRetailers compliance and trust
Trust signalCompliance1 record
PayRetailers financial estimates
Financial estimateRevenue estimate
Valuation estimate
PayRetailers leadership team
Management profileNumber of profiles
Profiles1 record
PayRetailers subsidiaries and ownership
Company hierarchySubsidiaries4 records
PayRetailers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PayRetailers M&A and investment
M&A and investmentM&A4 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PayRetailers
What does PayRetailers do?
PayRetailers is a regulated payment service provider that enables merchants to accept 300+ local payment methods across Latin America and Africa through a single API integration. The platform supports pay-ins, pay-outs, local and international settlements, fraud and risk management, and 24 currencies. The company operates as one of the most licensed PSPs in Latin America, holding 7 regulatory licenses, and recently added the EON AI platform for payment analytics and automation.
Is PayRetailers a public or private company?
PayRetailers is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PayRetailers founded?
PayRetailers was founded in 2017. It employs 251 to 500 people.
Where is PayRetailers based?
PayRetailers is headquartered in Barcelona, Spain, in the Europe region.
How does PayRetailers make money?
One revenue line is on record: payment Processing/Transaction Fees.
Who are PayRetailers's main competitors?
Direct peers on record are EBANX and dLocal. Emerging players are PPRO and Conekta. Broad incumbents are Stripe, Mercado Pago, Nuvei, Adyen and Worldpay. PagSeguro is listed as a regional player.
Does PayRetailers have an API?
Yes. PayRetailers offers a public API enabling developers to integrate payment processing capabilities. The API provides access to 300+ local payment methods, pay-ins, pay-outs, and settlements across Latin American markets. Developers can integrate via the API documentation portal. Developer documentation is at www.payretailers.dev/docs/welcome.
What industry is PayRetailers in?
PayRetailers's product category is Payment Processing Software. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 522320 and its SIC code is 7372.