Bridgecrest
- Company typePrivate
- Founded2003
- HeadquartersMesa, United States
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
Bridgecrest firmographics
Firmographics- Name
- Bridgecrest
- Legal name
- Bridgecrest
- Website
- https://bridgecrest.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Bridgecrest industry classification
Industry- Product category
- Auto Loan Servicing
- NAICS
- Nondepository Credit Intermediation (5222)
- akta.pro primary industry
- Auto Loan Servicing & Collections (FSAKADAK)
Keywords
Where Bridgecrest is headquartered
LocationHeadquarters
- HQ city
- Mesa
- HQ country
- United States
- HQ region
- North America
Markets served
Bridgecrest business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
Distribution channels1 record
Bridgecrest product offering
Product offeringCore offering
Bridgecrest is a third-party loan servicing company that provides car payment management and account servicing for auto loans. The platform handles vehicle loan payment processing and related account servicing functions, including loan refinancing. It serves consumers, including subprime credit borrowers, who need financing and ongoing payment management for vehicle purchases.
Product overview
Bridgecrest is a single unified product offering car payment management and account servicing solutions. The platform handles vehicle loan payment processing and related account servicing functions.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridgecrest Auto Loan Servicing
Companies that use Bridgecrest
Customer profileSegments1 record
Ideal customer profiles1 record
Bridgecrest technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Bridgecrest partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
Bridgecrest competitors and assessment
Company assessmentDirect peers
- Westlake Financial Services: Subprime-focused auto loan originator and servicer. Highly comparable to Bridgecrest in target borrower profile, servicing model, and dealer-channel origination.
- Exeter Finance: Subprime auto lender and servicer focused on near-prime and non-prime credit. Direct competitor for non-prime auto loan origination and servicing.
- DriveTime: Integrated used-car retailer and subprime auto finance provider (via DriveTime Finance). Combines captive finance with retail, similar to Bridgecrest's Carvana-tied model.
- American Credit Acceptance: Subprime auto finance company providing dealer-originated loan servicing. Comparable in target borrower, servicing model, and dealer-channel dependence.
Broad incumbents
- Ally Financial: Major auto lender with sizable subprime exposure through Ally Financial's auto finance business. Broad incumbent with overlapping target customers and similar servicing infrastructure.
- Capital One Auto Finance: Large diversified auto lender serving prime and near-prime borrowers. Incumbent with overlapping auto loan servicing operations and comparable consumer credit underwriting.
- GM Financial: Captive auto finance arm of General Motors, large-scale originator and servicer. Captive-finance peer most analogous to Bridgecrest's relationship with Carvana.
- Chase Auto Finance: Auto finance division of JPMorgan Chase offering loans through dealers and direct channels. Large incumbent with overlapping loan servicing capabilities.
- Santander Consumer USA: Major subprime auto lender and servicer in the U.S. Comparable borrower profile and portfolio composition, with established servicing and securitization capabilities.
Emerging players
- Lendbuzz: Fintech auto lender using alternative credit data to serve near-prime and non-prime borrowers. Emerging specialist with similar target segment but technology-led model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Bridgecrest social profiles
Digital presenceBridgecrest financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bridgecrest leadership team
Management profileNumber of profiles
Profiles1 record
Bridgecrest funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bridgecrest M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bridgecrest
What does Bridgecrest do?
Bridgecrest is a third-party loan servicing company that provides car payment management and account servicing for auto loans. The platform handles vehicle loan payment processing and related account servicing functions, including loan refinancing. It serves consumers, including subprime credit borrowers, who need financing and ongoing payment management for vehicle purchases.
Is Bridgecrest a public or private company?
Bridgecrest is a private company. It is classified as family owned and is currently operating.
When was Bridgecrest founded?
Bridgecrest was founded in 2003. It employs 501 to 1,000 people.
Where is Bridgecrest based?
Bridgecrest is headquartered in Mesa, United States, in the North America region.
Who are Bridgecrest's main competitors?
Direct peers on record are Westlake Financial Services, Exeter Finance, DriveTime and American Credit Acceptance. Broad incumbents are Ally Financial, Capital One Auto Finance, GM Financial, Chase Auto Finance and Santander Consumer USA. Lendbuzz is listed as an emerging player.
Does Bridgecrest have an API?
No public API is recorded for Bridgecrest.
What industry is Bridgecrest in?
Bridgecrest's product category is Auto Loan Servicing. Its primary akta.pro industry code is FSAKADAK, Auto Loan Servicing & Collections. Its NAICS code is 5222.