Cambium Wealth and Legacy Strategies

What Cambium Wealth and Legacy Strategies does

Cambium Wealth and Legacy Strategies (operating as Cambium Wealth Partners) is a privately held financial advisory firm headquartered in Flagstaff, Arizona, serving individuals, families, and business owners across Northern Arizona through three office locations in Flagstaff, Camp Verde, and Cottonwood. The firm delivers comprehensive wealth management services encompassing retirement planning, investment management, estate planning, insurance, tax strategy, and lifestyle financial planning, with affiliated Cambium Tax and Cambium Law entities providing integrated tax and legal services as part of multi-generational wealth and legacy planning offerings.

The firm's technology and platform architecture is built around a partnership with RFG Advisory, an SEC-registered investment advisor that provides institutional-grade advisory infrastructure, compliance, and investment platform access. Securities products are distributed through Private Client Services, a FINRA/SIPC-registered broker-dealer. The core technology surface is therefore a partnership-mediated advisory platform rather than proprietary systems, supplemented by a content-driven resource center (articles, videos, calculators) for client education and lead generation.

Commercially, Cambium operates a relationship-driven, advisor-based field sales model with a complimentary initial consultation as the entry point. Revenue is generated through three streams: recurring advisory fees via RFG Advisory, transaction-based securities commissions via Private Client Services, and commission-based affiliate revenue from Cambium Tax and Cambium Law. The practice has evolved from founder Tom Taylor's pioneering firm into a multi-advisor structure that now includes CFP®-credentialed advisors Mary Huntley (Forbes Best-in-State Wealth Advisors #12 in Arizona, 2026; AdvisorHub 100 Women to Watch, 2025) and Josh Szyman, CFP®. Customer segments are primarily HNW individuals and families seeking multi-generational wealth transfer and retirement planning, with a secondary segment of business owners requiring business succession and exit planning support.

Name

Cambium Wealth and Legacy Strategies

Legal name

Cambium Wealth

Website

https://cambiumwls.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Cambium Wealth and Legacy Strategies is a privately held financial advisory firm serving individuals, families, and business owners across Northern Arizona through offices in Flagstaff, Camp Verde, and Cottonwood, offering retirement, investment, estate, insurance, tax, and legal planning via RFG Advisory partnership and affiliated Cambium Tax and Cambium Law entities.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (52592)

SIC

Investment Advice (6282)

akta.pro primary industry

Estate & Legacy Planning Advisory (FSAEAAAG)

akta.pro secondary industries

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Retirement Income Planning & Decumulation Advisory (FSAEABAD), Tax-Aware Retirement & Estate Coordination (FSAEABAJ)

Keywords

• Wealth management services
• Retirement planning
• Investment advisory
• Estate planning
• Financial planning

Headquarters

HQ city

Flagstaff

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Advisory services offered through partnership with RFG Advisory, a registered investment advisor. Revenue generated from advisory fees for financial planning and investment management services.
2. Securities Trading: Securities offered through Private Client Services, member FINRA/SIPC. Revenue generated from securities transactions and related advisory services.
3. Insurance Services: Insurance products and services provided through affiliated Cambium entities including Cambium Tax and Cambium Law.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Cambium Wealth and Legacy Strategies is a financial advisory firm that delivers wealth management and legacy planning services to individuals, families, and business owners across Northern Arizona. Its core offering covers retirement planning, investment management, estate planning, insurance, tax strategy, and lifestyle financial planning, with advisory services delivered through RFG Advisory, securities through Private Client Services, and integrated tax and legal services through affiliated Cambium Tax and Cambium Law entities.

Product overview

Cambium Wealth and Legacy Strategies is a financial advisory firm that offers a unified suite of wealth management services. The core offering encompasses retirement planning, investment management, estate planning, insurance planning, tax planning, and lifestyle financial guidance. The firm operates from multiple Arizona locations (Flagstaff, Camp Verde, Cottonwood) and partners with RFG Advisory for investment advisory services, while providing affiliated tax and legal services through Cambium Tax and Cambium Law.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Services
• Investment Advisory Services
• Securities Services
• Tax Services (Cambium Tax)
• Legal and Estate Planning Services (Cambium Law)

Quantifiable outcome

• Mary Huntley ranked #12 on Forbes Best-in-State Wealth Advisors for Arizona in 2026

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• RFG AdvisorycoreStrategic or Co-development PartnerRFG Advisory is a registered investment advisor providing the advisory infrastructure for Cambium's financial services. The partnership provides Cambium with institutional-grade advisory capabilities, compliance infrastructure, and investment platform access. Cambium describes this as a strategic partnership representing their 'commitment to continually grow, evolve, and improve.' Cambium offers advisory services through RFG Advisory representatives.
• Private Client ServicescoreChannel Partner/ Reseller/ DistributorPrivate Client Services is a registered broker-dealer (member FINRA/SIPC) through which Cambium's registered representatives offer securities products. This partnership enables Cambium to provide securities transactions and related services to clients.
• Cambium TaxcoreOthersAffiliated entity providing tax services to Cambium Wealth clients, offering integrated tax planning as part of comprehensive financial planning.
• Cambium LawcoreOthersAffiliated entity providing legal services to Cambium Wealth clients, offering estate planning and legal guidance as part of comprehensive wealth and legacy strategies.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Others

• LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of advisor-led wealth practices with investment, advisory, and back-office infrastructure. Comparable as a host platform for independent advisory firms of Cambium's size and orientation.
• Commonwealth Financial Network: Independent broker-dealer/RIA support platform serving thousands of financial advisors and wealth management practices across the U.S. Structurally analogous to the role RFG Advisory and Private Client Services play for Cambium — comparable go-to-market infrastructure for independent advisors.
• Cambridge Investment Research: Independent broker-dealer supporting independent financial advisors with advisory, planning, and wealth management capabilities nationally. Comparable as a 'partner infrastructure' layer that Cambium-style firms rely on for compliance and product access.
• Cetera Financial Group: Independent advisor support platform providing broker-dealer, RIA, and custody services to a nationwide network of wealth management practices. Functions as a comparable infrastructure partner for advisor-led wealth firms like Cambium.

Broad incumbents

• Edelman Financial Engines: Large-scale RIA serving mass-affluent and HNW households with goals-based financial planning and investment advisory. Comparable client segment and planning-led approach to Cambium.
• Focus Financial Partners: Publicly traded RIA consolidator partnering with high-quality independent wealth management firms. Directly comparable in targeting legacy/estate planning, business-owner wealth, and HNW/HNW-aspirant households across U.S. regions.
• Hightower Advisors: National RIA consolidator built by partnering with breakaway advisors and small firms, with a strong focus on HNW wealth management and multi-generational planning. Same multi-advisor partnership model as Cambium, just at national scale.
• Mariner Wealth Advisors: Large multi-advisor RIA platform that has grown via advisor recruitment and tuck-in acquisitions across U.S. regions. Highly comparable to Cambium's multi-advisor model and HNW/legacy focus, though at vastly greater scale.
• Creative Planning: Large independent RIA offering comprehensive financial planning, investment management, tax, and estate services to HNW individuals and families nationally. Overlaps directly with Cambium's integrated wealth + estate + tax value proposition.

Emerging players

• Sanctuary Wealth: Partner-owned RIA platform providing infrastructure, capital, and compliance support to elite breakaway advisors and small wealth management firms. Highly comparable emerging-scale analog to the model Cambium accesses through its RFG/PCS partnerships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cambium-wealth-and-legacy-strategies

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cambium Wealth and Legacy Strategies