What Longevity Holdings does

Longevity Holdings is a private data and analytics platform serving senior markets, organized into three core business lines: Death Audit and Locate Services (via subsidiaries Pension Benefit Information and Berwyn Group), Life Insurance Trust administration (via LITCO and TrustITM), and Life Settlements (via Fasano Associates, TwentyFirst, Maple Life Analytics, LexServ, and Longevity Trading and Analytics). The company serves institutional clients including 200+ banks and trust companies, 100+ insurance companies, 700+ pensions, reinsurers, TPAs, and asset managers, providing services that prevent overpayments, ensure regulatory compliance, administer irrevocable life insurance trusts, and support life settlement investment decisions. Its proprietary Fasano/TwentyFirst underwriting platform contains 450,000+ medical underwritings on 143,000 unique lives with 76,000 observed mortalities, and Longevity services more than 50% of outstanding life settlement policies.

The technology stack centers on a mortality/longevity data asset structured by impairment, a client-facing Longevity Analytics Portal, and integrated underwriting, policy administration, and valuation tooling that enables life expectancy estimates, A/E analysis, premium optimization, and actuarial valuations. The platform is accessed by enterprise clients via multi-year contracts with custom, quote-based pricing.

The go-to-market is enterprise B2B direct sales targeting institutional buyers (Life Insurers, Reinsurers, Pensions, Banks, TPAs, Asset Managers), distributed across seven US offices (Minneapolis HQ plus Cedar Falls, Sioux Falls, Fort Washington, Rockville, Independence, Omaha). Revenue is generated through subscription/recurring death audit services, managed services for ILIT administration, professional services for life settlement underwriting/servicing/portfolio sales, and data monetization via the analytics portal. Longevity also maintains a public subsidiary, Longevity Health Holdings (NASDAQ: XAGE), whose market capitalization is under $1M, indicating a micro-cap listing used as a parallel capital vehicle rather than a meaningful revenue contributor.

Name

Longevity Holdings

Legal name

Longevity Holdings Inc.

Website

https://longevity.inc

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

251–500 employees

Short description

Longevity Holdings is a private data and analytics platform serving senior markets, providing death audit, life insurance trust administration, and life settlement services to 1,000+ institutional clients including banks, insurers, pensions, and asset managers. Its proprietary mortality database underwrites more than 50% of outstanding life settlement policies.

Ownership category

akta.pro rank

Product category

Life Settlement and Mortality Analytics Services

NAICS

Direct Life Insurance Carriers (524113), Trusts, Estates, and Agency Accounts (52592), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311)

akta.pro primary industry

Longevity Reinsurance (FSAOAAAB)

Keywords

• Life settlement services
• Death audit services
• Life insurance underwriting
• ILIT administration
• Longevity analytics

Headquarters

HQ city

Minneapolis

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Death Audit and Locate Services: Proactive population management services helping insurance companies, pensions and TPAs monitor changes in their populations to prevent overpayments, release reserves, and ensure regulatory compliance.
2. Life Insurance Trust Administration: ILIT administration and successor trustee services for banks, trust companies, life insurers and fiduciaries managing life insurance assets.
3. Life Settlement Services: Comprehensive life settlement market services including medical underwriting (450k+ underwritings), life expectancy estimates, A/E analysis, policy servicing, pricing/diligence/valuation, and portfolio sales. Services over 50% of outstanding life settlement policies.
4. Data and Analytics: Market data and analytics for secondary and tertiary life settlement market trading, including market sizing and actuarial valuations for funds.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Longevity Holdings is a data and analytics company serving senior markets, providing Death Audit and Locate Services, Life Insurance Trust (ILIT) administration, and Life Settlement services to Life Insurers, Reinsurers, Pensions, Banks, Trust Companies, TPAs and Asset Managers. Its life-expectancy underwriting system has produced 450,000+ underwritings on 143,000 unique lives with 76,000 observed mortalities, and the firm services more than 50% of outstanding life settlement policies in the United States.

Product overview

Longevity Holdings is a data and analytics company serving senior markets, offering a portfolio of integrated services organized into three core business lines: Death Audit and Locate Services, Life Insurance Trust (ILIT) Services, and Life Settlements. The company operates through multiple subsidiaries and acquired brands (including Pension Benefit Information, Berwyn Group, Fasano Associates, TwentyFirst, LexServ, and Maple Life Analytics) accessed via the Longevity Analytics Portal. Death Audit Services and Locate Services help prevent overpayments by insurance companies and pensions; ILIT Services manage life insurance trust arrangements for banks and trust companies; and Life Settlements services include life expectancy underwriting (450k+ underwritings completed), policy servicing, valuation, and portfolio sales for asset managers and investors.

Differentiator

Problem solved

Functional benefit

Brands

• ITM TwentyFirst: Life settlement underwriting, life expectancy estimates, and actuarial valuations for the life settlement market
• Fasano Associates
• Maple Life Analytics
• MLF LexServ
• Life Insurance Trust Company (LITCO)
• Pension Benefit Information (PBI)
• Berwyn Group
• Longevity Trading and Analytics

Products and services

• Death Audit and Locate Services Proactive population management services that help insurance companies, pensions, and TPAs monitor changes in insured, participant, and beneficiary populations to prevent overpayments, release reserves, align with regulatory obligations, and ensure beneficiaries receive their entitled benefits. Delivered through PBI and Berwyn Group for enterprise clients.
• Life Insurance Trust (ILIT) Services Outsourced trust administration and policy management for corporate trustees, plus life insurance corporate trustee services, helping banks, trust companies, life insurers, and fiduciaries manage Irrevocable Life Insurance Trusts (ILITs) for high-net-worth individuals. The team manages over 30,000 life insurance policies across $45bn+ in face amount.
• Life Settlements Comprehensive data, analytics, medical underwriting, and policy services for the life settlement market, including life expectancy estimates and A/E analysis (450k+ underwritings on 143k unique lives with 76k observed mortalities), policy servicing (premium optimization, administration, medical records/Rx, insured tracking, claim filing), market data and analytics for secondary and tertiary trading, actuarial valuations, and end-to-end portfolio sales support.
• Longevity Analytics Portal Secure web portal that gives authorized client users access to Longevity Holdings' data and analytics services across the death audit, ILIT, and life settlement business lines, governed by formal terms of use.

Quantifiable outcome

• Services over 50% of outstanding life settlement policies in the market
• +3 more outcomes

Named customers6 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Ashar Group: Ashar Group is a life settlement provider offering policy purchasing, life expectancy underwriting, and brokerage services, competing directly with Longevity's life settlement business line.
• Wilmington Trust (M&T Bank): Wilmington Trust is a major provider of ILIT (Irrevocable Life Insurance Trust) administration and corporate trustee services, directly competing with Longevity's TrustITM and LITCO subsidiaries.
• Magna Life Settlements: Magna Life Settlements is a direct competitor in life settlement origination and underwriting, providing similar data, analytics, and life expectancy estimates as Longevity's subsidiaries.
• Abacus Life (formerly Wilton Re Annuity Co.): Abacus Life is a leading direct life settlement provider and institutional asset manager for life insurance policies. It competes directly with Longevity Holdings in life settlement underwriting, origination, and portfolio servicing.
• Coventry (Coventry Direct): Coventry is one of the largest life settlement companies in the US, providing life expectancy underwriting, policy valuation, and secondary market trading. Overlaps directly with Longevity's TwentyFirst/Fasano underwriting and LTA trading services.

Broad incumbents

• Northern Trust: Northern Trust is a large financial services firm offering corporate trust, ILIT administration, and wealth management services. It competes with Longevity's trust business as part of a broader fiduciary services portfolio.
• Munich Re / Munich Re Life US: Munich Re is one of the world's largest reinsurers providing mortality and longevity reinsurance. It is both a customer and adjacent competitor to Longevity in life expectancy underwriting.
• RGA Reinsurance Company: RGA is a global life reinsurer that uses Longevity's life expectancy estimates and A/E analysis. As a large incumbent, RGA competes with Longevity in mortality analytics while also being a key client.
• SCOR Global Life: SCOR is a major global life reinsurer with significant longevity and mortality risk exposure. It serves as both a potential client for Longevity's underwriting services and an incumbent player in the broader life insurance analytics space.

Others

• LexisNexis Risk Solutions: LexisNexis Risk Solutions provides data and analytics for the insurance industry, including deceased person matching and locate services. It is an adjacent competitor to Longevity's PBI and Berwyn death audit businesses.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries7 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Longevity Holdings