Crusonia Wealth Advisors

What Crusonia Wealth Advisors does

Crusonia Wealth Advisors LLC is a fee-only, fiduciary Registered Investment Advisor headquartered in Denver, Colorado, serving high-net-worth individuals, families, and business owners. The firm delivers an integrated suite of wealth management services spanning financial planning, investment management, tax planning, and estate planning, with tax services operated through a separate affiliated entity, Elsensohn & Associates dba Crusonia Tax Advisors (CTA). Its core technology stack combines an in-house proprietary platform supporting advisor operations, compliance, and client growth with third-party integrations including the MyAdvisorLink client portal and eMoney financial planning software. The firm leverages the institutional research and family-office infrastructure of Michaud Capital Management under an operational partnership, enabling access to alternative investments and multi-family-office capabilities for qualified clients.

The firm operates a partnership-based advisor model in which advisors hold equity and are not bound by non-solicit agreements, designed to attract experienced advisors who bring portable client relationships from competing firms. Compensation derives from recurring AUM-based fees (typically 0.25%–1% annually) billed to clients directly, with no third-party commissions, supplemented by tax service fees through CTA and potential flat or hourly charges for financial planning. Client acquisition is primarily relationship-driven — referrals, advisor-led discovery calls via Calendly, and content/SEO marketing through the firm's website — with no third-party distribution. The firm is privately held, SEC-registered (CRD #330057), and based in a single Denver office serving the United States market.

Name

Crusonia Wealth Advisors

Legal name

Crusonia Wealth Advisors LLC

Website

https://crusoniawealth.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Crusonia Wealth Advisors is a fee-only, fiduciary Registered Investment Advisor in Denver serving high-net-worth individuals, families, and business owners with integrated financial planning, investment management, tax, and estate services. The firm operates a partnership-based advisor model backed by Michaud Capital Management infrastructure.

Ownership category

akta.pro rank

Product category

Private Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Family Office Trust & Fiduciary Services (FSAEAKAF)

Keywords

• Wealth management
• Investment advisory
• Financial planning
• Tax preparation services
• Estate planning services

Headquarters

HQ city

Denver

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Fee-Only Advisory Services: Crusonia Wealth Advisors operates as a fee-only Registered Investment Advisor. The firm does not accept third-party compensation; its only compensation comes directly from clients. Advisory fees are typically based on assets under management (AUM), ranging from 0.25% to 1% annually, with some services potentially charged as flat fees or hourly rates for financial planning. Tax services are provided through a separate entity, Elsensohn & Associates dba Crusonia Tax Advisors (CTA), under a separate engagement agreement.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Crusonia Wealth Advisors is a fee-only fiduciary Registered Investment Advisor that provides personalized wealth management services to high-net-worth individuals, families, business owners, and executives. Its core offerings comprise Financial Planning, Investment Management, and Tax & Estate Planning, supported by Fiduciary Financial Advisory and Family Office Services, with specialized tax preparation and planning delivered through the related entity Elsensohn & Associates dba Crusonia Tax Advisors (CTA).

Product overview

Crusonia Wealth Advisors operates as a fee-only, fiduciary private wealth management firm providing an integrated suite of financial services. The core offering consists of Financial Planning, Investment Management, and Tax & Estate Planning services, augmented by specialized Tax Services that include Individual Tax, Business Tax, Estate & Trust Tax, Real Estate Tax, Advanced Tax Planning, and IRS Representation modules. The firm also offers Fiduciary Financial Advisory and Family Office Services. Tax services are delivered through Elsensohn & Associates dba Crusonia Tax Advisors (CTA) under a separate engagement agreement. The firm is backed by operational support from Michaud Capital Management for investment consulting and family office services.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Comprehensive financial planning providing a personalized roadmap to achieve client life goals. Covers retirement planning, education funding, debt management, and insurance, with ongoing reviews and adjustments. For individuals and families seeking holistic financial guidance.
• Investment Management Research-driven customized portfolio management based on client risk tolerance, goals, and time horizon, utilizing both active and passive investment strategies. Active monitoring with a focus on long-term growth, capital preservation, and tax efficiency. Includes access to alternative investments (private equity, hedge funds, real estate) for qualified clients. For HNW individuals, families, business owners, and executives.
• Tax & Estate Planning Collaborative tax and estate planning services that work with the firm's network of tax and estate planning professionals to integrate wealth transfer, customized estate strategies, and tax-efficient planning into the client's overall wealth plan. For individuals and families seeking legacy preservation.
• Private Wealth Management Premier private wealth management service for high-net-worth individuals, families, business owners, and executives, offering personalized wealth preservation and growth solutions grounded in fee-only fiduciary advice.
• Fiduciary Financial Advisory Fee-only fiduciary financial advisory service providing unbiased investment advice and portfolio management. Compensation comes solely from clients, eliminating third-party compensation conflicts and ensuring advice is aligned to client interests.
• Family Office Services Comprehensive family office services delivered in collaboration with Michaud Capital Management (an independent multi-billion dollar investment consulting and family office firm), including institutional-grade investment research, asset allocation, and family-office administration.
• Individual Tax Services Tax preparation and planning for individuals: Form 1040 preparation, multi-state returns, retirement distribution strategies, investment income, capital gains, rental property, and self-employment income. Delivered via the affiliated subsidiary Elsensohn & Associates dba Crusonia Tax Advisors (CTA).
• Business Tax Services Business tax preparation and planning services covering C-Corp and S-Corp filings, partnership filings, LLC elections, state and local taxes, and Section 179 depreciation. Delivered via Crusonia Tax Advisors (CTA).
• Estate & Trust Tax Services Estate tax (Form 706), gift tax (Form 709), and trust income tax (Form 1041) preparation, plus advanced trust planning including irrevocable trusts and grantor trusts. Delivered via Crusonia Tax Advisors (CTA).
• Real Estate Tax Services Specialized tax planning for real estate: 1031 exchanges, passive activity loss rules, real estate professional status, short-term rentals, and vacation home treatment. Delivered via Crusonia Tax Advisors (CTA).
• Advanced Tax Planning Strategic tax planning services including multi-year projection modeling, income timing strategies, QBI deduction optimization, charitable strategies, and business succession planning. Delivered via Crusonia Tax Advisors (CTA).
• IRS Representation Professional IRS audit representation, offer in compromise negotiation, installment agreements, penalty abatement, and amended return preparation. Delivered via Crusonia Tax Advisors (CTA).

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Michaud Capital ManagementcoreStrategic or Co-development PartnerMichaud Capital Management provides operational support to Crusonia Wealth Advisors, serving as an independent multi-billion dollar investment consulting and family office firm. The collaboration provides extensive institutional investment research and access to investment consulting services, empowering advisors to fully meet the needs of all client types. Key personnel including Joe Michaud (Chief Strategist & Co-Founder of Crusonia), Erin Bawa (CIO), and Patrick Kanouff (CLO) also serve in roles at Michaud Capital Management.
• Elsensohn & Associates dba Crusonia Tax Advisors (CTA)coreImplementation/ SI/ Consulting PartnerTax services are provided by Elsensohn & Associates dba Crusonia Tax Advisors (CTA), a separate legal entity operating under a separate engagement agreement. CTA's tax preparers are qualified professionals with expertise in tax compliance. This arrangement is disclosed to clients, noting a potential conflict of interest when tax-related recommendations impact investment strategies.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Creative Planning: One of the largest independent fee-only RIAs in the US, providing financial planning, investment management, tax, and estate services to HNW individuals nationwide. A scaled incumbent peer with a similar fee-only fiduciary model and similar target client base; competition is most acute on advisor recruiting and acquirer-of-choice positioning.
• Mariner Wealth Advisors: National fee-based RIA offering comprehensive financial planning, investment management, tax, estate, and family office services to HNW and ultra-HNW clients. Larger-scale incumbent with similar service breadth; represents both a direct competitive threat and a potential roll-up acquirer for boutique RIAs like Crusonia.

Others

• Michaud Capital Management: Independent multi-billion dollar investment consulting and family office firm providing operational support to Crusonia. Functions as both a strategic partner and an adjacent peer — sharing CIO, CLO, and strategist personnel — and serves family office and HNW clients directly with overlapping capabilities.

Direct peers

• Oxford Financial Group: Indianapolis-based fee-only wealth management firm offering financial planning, investment management, and estate planning to HNW clients. Comparable service model and target market; Crusonia's Rachel McGuire previously worked there.
• Valeo Financial Advisors: Fee-only RIA serving HNW individuals and families with comprehensive financial planning, investment management, and tax/estate services. Comparable because Crusonia's Sam Issermoyer was previously a Financial Advisor there, and both firms compete for the same advisor talent pool and HNW client segment.
• Monticello Associates: Charlottesville-based investment consulting firm serving foundations, endowments, and family offices with manager research and asset allocation services. Comparable because Crusonia's CIO Erin Bawa previously served as VP there, and the firm overlaps in investment research, OCIO-style consulting, and institutional-quality portfolio construction.
• Wagner Wealth Management: Boutique Denver wealth management firm co-founded by Gary Wagner, now a Partner at Crusonia. Provides nearly identical fee-based financial planning, investment management, and tax/estate planning services for HNW families — a direct peer and likely client-share donor to Crusonia.
• Private Capital Management: Denver-based fee-based wealth management firm specializing in comprehensive financial planning and investment management for HNW individuals. Highly comparable because multiple Crusonia senior advisors (Gary Wagner, Collin Schmidt, Jason Alderson, Rachel McGuire, Amy Warrender, Meghan Ide) were recruited directly from this firm, indicating near-identical service model and target client.
• Buckingham Strategic Wealth: Fee-only RIA providing evidence-based financial planning and investment management to HNW clients. Comparable fiduciary-only positioning, integrated financial planning offering, and advisor partnership model targeting the same HNW segment as Crusonia.
• Investure: Investment consulting and OCIO firm serving foundations, endowments, and ultra-HNW families with manager research and asset allocation. Comparable because Crusonia's CIO Erin Bawa previously worked there as an Investment Analyst, and the firm overlaps in discretionary portfolio management and institutional investment research capabilities supporting Crusonia via the Michaud Capital Management partnership.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/crusonia-wealth-advisors-llc

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crusonia Wealth Advisors