Pearson Ravitz
Pearson Ravitz is a US insurance brokerage that places individual disability and life insurance exclusively for healthcare professionals, with physicians and medical residents as core segments, earning commissions from specialty carriers via personalized consultations across all 50 states.
- Company typePrivate
- Founded2017
- HeadquartersArdmore, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Pearson Ravitz does
Pearson Ravitz is a specialty insurance brokerage founded in 2017 in Philadelphia by Stephanie Pearson, MD (a former OB/GYN who suffered a career-ending injury) and Scott Ravitz (an experienced medical-community insurance broker). The firm sells individual disability and life insurance exclusively to healthcare professionals, with physicians as the core customer and medical residents, fellows, and dependents as adjacent segments. Its product set centers on specialty-specific own-occupation disability coverage sourced from the "Big 5" individual disability carriers, plus term and permanent life insurance, with a recently added CME-accredited ergonomics course as a non-insurance engagement asset.
The firm operates a low-technology, high-touch distribution model: no proprietary underwriting or quoting platform is disclosed beyond a secure client portal and intake forms, and the company does not charge client fees. Sales are driven by 45-minute personalized consultations, educational content (a blog, webinars, podcasts, and CME courses), referrals from satisfied physician clients, and conference presence in medical communities. Revenue is generated entirely through commissions paid by insurance carriers on placed and renewed policies.
In October 2025, Pearson Ravitz was acquired by Earned Wealth Operating Company, Inc., becoming a wholly owned subsidiary within a diversified financial services platform serving healthcare professionals. The firm is headquartered in Ardmore, Pennsylvania, employs roughly 15-20 staff including licensed advisors and operations personnel, and serves clients across all 50 US states. Leadership comprises the two co-founders plus specialized advisors, several of whom hold medical or legal credentials that reinforce the firm's clinical-credibility positioning.
Pearson Ravitz firmographics
Firmographics- Name
- Pearson Ravitz
- Legal name
- Pearson Ravitz, LLC
- Website
- https://pearsonravitz.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Pearson Ravitz is a US insurance brokerage that places individual disability and life insurance exclusively for healthcare professionals, with physicians and medical residents as core segments, earning commissions from specialty carriers via personalized consultations across all 50 states.
- Ownership category
- akta.pro rank
Pearson Ravitz industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Individual Disability Income Insurance (Non-Group) (FSAIAIAA)
Keywords
Where Pearson Ravitz is headquartered
LocationHeadquarters
- HQ city
- Ardmore
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Pearson Ravitz business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Others
Revenue model
- Insurance Brokerage Commissions: As insurance brokers, PearsonRavitz earns commissions from insurance carriers when policies are placed. No fees charged to clients for consultations or services. Carriers set pricing independently of broker involvement.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Quote-based pricing through consultation |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
Pearson Ravitz product offering
Product offeringCore offering
Pearson Ravitz is a non-captive insurance brokerage that places individual disability insurance and life insurance policies for physicians, medical residents and fellows, and other healthcare professionals through the "Big 5" specialty disability insurance carriers. The firm delivers its offering via personalized consultations with salaried insurance advisors and provides ongoing annual policy reviews, with no fees charged to clients.
Product overview
PearsonRavitz is an insurance brokerage firm specializing in disability and life insurance exclusively for healthcare professionals. The company offers two core insurance products: Disability Insurance and Life Insurance, both offered as individual/personal policies through the 'Big 5' insurance providers. Disability Insurance includes specialty-specific coverage for physicians and discounted starter packages for residents. Life Insurance offers term and permanent options. The company also provides an educational CME course on ergonomics. All services are delivered through personalized consultations with salaried brokers, not through automated quote calculators.
Differentiator
Problem solved
Functional benefit
Products and services
- Disability Insurance for Physicians Income-protection insurance that pays a portion of a physician's gross (pre-tax) income when long-term illness, debilitating injury, or cognitive challenges prevent the physician from practicing their specialty. Includes specialty-specific own-occupation coverage, future purchase options, residual/partial disability benefits, and cost-of-living adjustments.
- Disability Insurance for Residents Specialized disability insurance for medical residents and fellows, offering starter packages at discounted trainee rates with specialty-specific coverage that locks in lower premiums for the duration of the insured's career.
- Life Insurance for Physicians Financial protection insurance for physicians and their families, available as term life (1–40 year terms) or permanent life (whole, universal, variable universal, indexed universal). Pays a lump sum to beneficiaries upon death to cover mortgages, debts, childcare, education, and funeral expenses.
- CME Course: Ergonomics in Medicine One-hour CME-accredited course led by Dr. Stephanie Pearson covering ergonomics practices to prevent injury and support a long, healthy career in medicine. Offers CME credit to healthcare professionals.
Companies that use Pearson Ravitz
Customer profileNamed customers10 records
Segments3 records
Ideal customer profiles2 records
Pearson Ravitz technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Pearson Ravitz partnerships and signals
Strategic signalScale indicators3 records
Recent moves7 records
Expansion highlights5 records
Pearson Ravitz competitors and assessment
Company assessmentDirect peers
- Karr Barth Associates: Physician-focused insurance brokerage where PearsonRavitz co-founder Scott Ravitz previously built his client base. Offers individual disability and life insurance to the medical community with a similar high-touch, multi-carrier broker model.
- AMA Insurance Agency: Insurance program affiliated with the American Medical Association serving physicians and medical professionals with disability, life, and supplemental health products. Largest physician-segment insurance brand and the most direct scale competitor to PearsonRavitz's niche.
- The Hawkins Group: Insurance and financial services firm specializing in serving physicians, medical professionals, and high-net-worth individuals. Operates with a comparable multi-carrier advisory model targeting the same buyer persona.
Broad incumbents
- Panacea Financial: Comprehensive financial services platform for physicians, residents, and medical students, including practice loans, student-loan refinancing, and insurance-adjacent products. A broader incumbent that overlaps in physician financial-services distribution.
Emerging players
- LeverageRx: Digital-first platform helping physicians and healthcare professionals compare and secure insurance, refinance student debt, and access financial products. Represents the insurtech model that pressures traditional specialty brokerages like PearsonRavitz.
Others
- MedPro Group: Leading medical professional liability insurer for physicians and healthcare entities, also offering complementary disability and life coverage. Adjacent incumbent that overlaps in healthcare professional risk products though its core is malpractice.
- Earned Wealth Operating Company: PearsonRavitz's parent company following the October 2025 acquisition. Comprehensive financial services firm for healthcare professionals spanning wealth management, tax, retirement, and practice solutions; functions as a partner/distributor rather than direct broker competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Pearson Ravitz social profiles
Digital presencePearson Ravitz financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pearson Ravitz leadership team
Management profileNumber of profiles
Profiles21 records
Pearson Ravitz funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pearson Ravitz M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pearson Ravitz
What does Pearson Ravitz do?
Pearson Ravitz is a non-captive insurance brokerage that places individual disability insurance and life insurance policies for physicians, medical residents and fellows, and other healthcare professionals through the "Big 5" specialty disability insurance carriers. The firm delivers its offering via personalized consultations with salaried insurance advisors and provides ongoing annual policy reviews, with no fees charged to clients.
Is Pearson Ravitz a public or private company?
Pearson Ravitz is a private company. It is classified as corporate owned and is currently operating.
When was Pearson Ravitz founded?
Pearson Ravitz was founded in 2017. It employs 11 to 50 people.
Where is Pearson Ravitz based?
Pearson Ravitz is headquartered in Ardmore, United States, in the North America region.
How does Pearson Ravitz make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Pearson Ravitz's main competitors?
Direct peers on record are Karr Barth Associates, AMA Insurance Agency and The Hawkins Group. Panacea Financial is listed as a broad incumbent. LeverageRx is listed as an emerging player. Others are MedPro Group and Earned Wealth Operating Company.
Does Pearson Ravitz have an API?
No public API is recorded for Pearson Ravitz.
What industry is Pearson Ravitz in?
Pearson Ravitz's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAIAIAA, Individual Disability Income Insurance (Non-Group). Its NAICS code is 524210 and its SIC code is 6411.