Earned Wealth
Earned Wealth is a vertically specialized wealth management and financial services platform exclusively serving physicians, dentists, and their practices with integrated wealth management, tax, insurance, legal, accounting, payroll, and retirement services delivered by fiduciary advisors.
- Company typePrivate
- Founded2023
- HeadquartersNew York, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Earned Wealth does
Earned Wealth operates as a vertically specialized wealth management and financial services platform serving exclusively healthcare professionals—physicians, dentists, their families, and their medical and dental practices. The company integrates wealth management, tax preparation and planning, insurance brokerage, legal services, accounting, payroll, and retirement plan administration into a single fiduciary platform delivered through virtual-first Wealth & Tax Advisors available nationwide via app, text, phone, and video, with a "Free Consult" entry point and dedicated enterprise motion for medical groups and hospital systems.
The company is built on a proprietary technology stack that includes the Doctor Wealth Playbook™ methodology integrating seven wealth domains (investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management) across physician career stages, a tax-smart portfolio management engine supporting systematic tax-loss harvesting and backdoor Roth conversions, an internal advisor platform, and a client-facing iOS mobile application for financial goal tracking, spending analysis, and subscription monitoring. Client assets are custodied at Fidelity and Charles Schwab, and the company supplements its advisor motion with the Earned Institute content platform, two podcast series, industry conference participation, and alliance partnerships with medical and dental associations.
Earned generates revenue primarily through recurring AUM-based advisory fees on approximately $3.4 billion in managed assets as of December 2025, supplemented by tax preparation fees ($750–$1,800 annually per client), tiered practice accounting subscriptions, insurance brokerage commissions, legal services, payroll services, and retirement plan administration fees. The business model combines direct-to-physician sales with a B2B medical-group channel and an aggressive acquisition-led growth strategy that has absorbed Thomas Doll, PearsonRavitz, Schwartz & Schwartz, Chahal & Associates, OJM Group, and Dental & Medical Counsel since 2024, backed by approximately $218 million in total capital raised (an $18 million Series A in 2023 and a $200 million capital commitment from Summit Partners and Silversmith Capital Partners in 2024).
Earned Wealth firmographics
Firmographics- Name
- Earned Wealth
- Legal name
- Earned Wealth Advisors, LLC
- Website
- https://earned.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Earned Wealth is a vertically specialized wealth management and financial services platform exclusively serving physicians, dentists, and their practices with integrated wealth management, tax, insurance, legal, accounting, payroll, and retirement services delivered by fiduciary advisors.
- Ownership category
- akta.pro rank
Earned Wealth industry classification
Industry- Product category
- Physician-focused Wealth Management
- NAICS
- Portfolio Management and Investment Advice (52394), Insurance and Employee Benefit Funds (5251)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
- akta.pro secondary industries
- Automated Rebalancing, Tax-Loss Harvesting & Tax-Optimized Investing Tools (FSAGAEAE), Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Tax-Aware Retirement & Estate Coordination (FSAEABAJ), Workplace Wealth & Employee Investing Programs (FSAAAAAK)
Keywords
Where Earned Wealth is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Earned Wealth business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Assets Under Management (AUM) Fees: Earned Wealth Advisors, an SEC-registered investment adviser, charges fees on assets under management, generating recurring revenue as AUM grows through organic client acquisition and acquisitions. As of December 2025, the firm manages approximately $3.4 billion in AUM.
- Tax Preparation & Planning Services: Tax preparation services for individuals (starting at $750) and individuals with their practices (starting at $1,800), with integrated tax planning services bundled for wealth management clients.
- Insurance Products: Insurance brokerage services including disability, life, long-term care, property & casualty, and annuities. Insurance planning is integrated with wealth management and offered through affiliated insurance brokers PearsonRavitz and OJM Group.
- Legal Services: Legal services for individual doctors and practice owners covering employment contracts, estate planning, practice purchases/sales, trademark protection, and corporate formation, provided through Earned Legal, P.C.
- Accounting Services: Accounting services for medical and dental practices with tiered plans (Associate, Essential, Premier, Elite), including bookkeeping, financial statement review, benchmarking, and payroll integration.
- Retirement Plan Administration: Custom-built retirement plans for practice owners, including 401(k) administration, investment management, and plan fiduciary services for both private practices and large multi-location groups.
- Payroll Services: Integrated payroll services for medical and dental practices with dedicated representatives and integrations with retirement, tax, and accounting services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Tax Preparation – Individuals |
| Subscription | Annual | Tax Preparation – Individuals + Their Practices |
| Subscription | Annual | Wealth Management Clients |
| Subscription | Monthly | Accounting – Associate Plan |
| Subscription | Monthly | Accounting – Essential Plan |
| Subscription | Monthly | Accounting – Premier Plan |
| Subscription | Monthly | Accounting – Elite Plan |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels10 records
Earned Wealth product offering
Product offeringCore offering
Earned Wealth is a tech-enabled wealth and tax management firm that delivers personalized financial planning, investment management, tax preparation and planning, insurance brokerage, legal coordination, accounting, payroll, and retirement plan administration specifically to doctors, dentists, their families, and their practices. The platform is anchored by the proprietary Doctor Wealth Playbook™ methodology that integrates seven wealth domains — investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management — across every career stage of a physician.
Product overview
Earned is a first-of-its-kind, fully comprehensive wealth and tax management platform designed specifically for doctors, their families, and their practices. The platform operates as an integrated suite of services combining Wealth Management (featuring the proprietary Doctor Wealth Playbook methodology), Tax Preparation & Planning (both individual and practice), Insurance (disability, life, and property coverage), Legal Services (individual and practice), Accounting, Payroll, and Retirement Planning. The company has expanded through acquisitions including Thomas Doll (2024), PearsonRavitz, OJM Group (2025), and Dental & Medical Counsel partnership. Additional offerings include the Earned Institute education platform, a mobile app for iOS, and specialized calculators. Earned serves over 20,000 clients with approximately $3.4 billion in assets under management as of December 2025.
Differentiator
Problem solved
Functional benefit
Brands
- Doctor Wealth Playbook: A comprehensive wealth building approach offered to doctors, including financial planning, investing, tax planning, insurance, estate planning, and career advisory services.
- Earned Institute
- Thomas Doll
Products and services
- Wealth Management Comprehensive, tax-smart wealth management services for doctors and healthcare professionals featuring the proprietary Doctor Wealth Playbook methodology covering investing, tax planning, insurance, trust and estate, debt management, cash management, and career advisory across every career stage.
- Tax Preparation and Planning for Individuals Tax preparation and planning for individual doctors with tiered published pricing starting at $750 per year for individuals and $1,800 for individuals with their practices, integrated with wealth management.
- Tax Planning for Practices Practice-focused tax planning services providing integrated strategies tailored to medical and dental practices, including industry benchmarking and integration with personal investment strategies.
- Insurance for Doctors Insurance brokerage for doctors including disability, life, long-term care, property & casualty, and annuities, with physician-led advocacy and policy procurement support.
- Legal Services for Individuals Legal counsel for individual physicians and dentists covering employment contracts, estate planning, and trademark protection, provided through Earned Legal, P.C.
- Legal Services for Practices Practice-focused legal services covering practice purchases, startups, sales, partnership agreements, real estate, corporate formation, and litigation support, provided through Earned Legal, P.C.
- Accounting for Practices Accounting services for medical and dental practices offering bookkeeping, financial reconciliation, KPI tracking, and industry benchmarking across Associate, Essential, Premier, and Elite tiers.
- Payroll for Practices Integrated payroll services for medical and dental practices with dedicated representatives and integrations with retirement, tax, and accounting services.
- Retirement Plan Administration Custom-built retirement plan solutions for practice owners including 401(k) administration, investment management, and ERISA fiduciary services for private practices and large multi-location groups.
- Medical Group Retirement Solutions Enterprise retirement plan services for medical groups and hospital systems offering 3(38) fiduciary and 3(21) advisory support, quarterly meetings, educational resources, and personal wealth services for participating doctors.
- Earned Institute Financial education platform for doctors featuring articles, videos, reports, podcasts ('Off the Record with Ali Oromchian' and 'Wealth Planning for the Modern Physician'), calculators, events, and personalized learning journeys.
- Financial Calculators for Physicians Library of financial calculators for physicians including Future Value and Capital Gains Tax calculators built to model scenarios using inputs relevant to medical professionals.
Quantifiable outcome
- Over $100,000 in tax savings for a physician client (individual testimonial)
- +3 more outcomes
Companies that use Earned Wealth
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles3 records
Earned Wealth technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
Earned Wealth partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- OJM GroupcoreOJM Group, an Ohio-based financial advisory and insurance firm serving physicians and high-net-worth individuals, was acquired by Earned Wealth. The acquisition added nearly $1 billion in AUM and expanded Earned's client base to approximately 19,500 clients.
- Dental & Medical Counsel (DMC)coreStrategic partnership with Dental & Medical Counsel (DMC), a legal firm specializing in medical and dental law. The collaboration adds legal services including practice transitions and estate planning to Earned's offerings as part of its continued growth trajectory.
- Thomas DollcoreThomas Doll, a financial services provider for medical professionals and practices founded in 1963, was acquired by Earned Wealth in conjunction with the $200 million capital commitment announcement in July 2024. Thomas Doll manages over $2 billion in assets and serves over 3,000 clients.
- PearsonRavitzcorePearsonRavitz, a leading physician disability and life insurance brokerage, was acquired by Earned to strengthen its integrated financial platform. Founded and led by Stephanie Pearson, MD, FACOG, the firm provides specialized disability and life insurance for physicians.
- Schwartz & SchwartzcoreSchwartz & Schwartz, PC, a premier healthcare-focused tax and accounting firm based in Woburn, MA, was acquired by Earned to expand its New England footprint and strengthen tax and accounting services for healthcare professionals.
- Chahal & AssociatescoreChahal & Associates, a tax and accounting firm serving healthcare professionals, was acquired by Earned to expand its tax-smart financial services offerings.
- Aesthetic SocietyminorEarned joined the Aesthetic Society as an Alliance Partner, providing financial services and education to aesthetic medicine professionals who are members of the society.
Scale indicators5 records
Recent moves7 records
Expansion highlights7 records
Earned Wealth competitors and assessment
Company assessmentBroad incumbents
- Carson Group: Large RIA platform with comprehensive wealth management services for high-net-worth clients and an active advisor recruiting and M&A growth model. Comparable to Earned as a full-service wealth platform with acquisition-led expansion, though not vertically specialized in healthcare professionals.
- Mariner Wealth Advisors: Major national RIA built via aggressive M&A, offering comprehensive wealth advisory, tax, retirement, and estate services. Comparable to Earned in its acquisition-led growth strategy and broad service offering, though it serves a general high-net-worth audience rather than specializing in healthcare.
- Creative Planning: One of the largest US RIAs offering integrated wealth management, tax, estate, retirement, and financial planning services. Comparable to Earned's comprehensive, integrated service model and tech-enabled delivery, though it serves a generalist mass-affluent to ultra-high-net-worth client base.
- Hightower Advisors: RIA platform built through advisor recruitment and M&A rollups, providing wealth management, planning, and corporate services. Comparable to Earned in acquisition-led growth strategy and integrated wealth offerings, though not healthcare-focused.
- Wealth Enhancement Group: RIA platform with a strong M&A growth strategy, offering wealth management, retirement plan, tax, and estate services. Comparable to Earned in integrated service delivery and acquisition-led scale, though it targets a general mass-affluent and HNW audience.
- Focus Financial Partners: National partnership of wealth management firms built through aggressive M&A rollups. Highly comparable to Earned's acquisition-led growth playbook and integrated wealth platform model, though it operates as a federated network of generalist firms rather than a single healthcare-specialized brand.
- Commonwealth Financial Network: Large independent broker-dealer and RIA platform serving financial advisors with comprehensive wealth management support. Comparable to Earned as a comprehensive wealth services provider with advisor-led distribution, though it is broader-based rather than physician-specialized.
- Cetera Financial Group: Large independent broker-dealer and RIA platform built through multiple acquisitions (including Focus Financial). Comparable to Earned's M&A-driven growth and integrated wealth platform, though serving a generalist advisor network across multiple verticals.
- Sanctuary Wealth: Wealth platform partnering with high-net-worth advisors and built through acquisitions and advisor recruitment. Comparable to Earned's acquisition-led model and integrated wealth offerings, though it serves a general HNW audience without healthcare specialization.
Emerging players
- White Coat Investor: Physician-focused financial education and planning platform serving doctors and high-income medical professionals. Most directly comparable to Earned in its healthcare-vertical specialization and physician-targeted value proposition, though WCI's model is content- and community-led rather than full-service RIA.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Earned Wealth social profiles
Digital presenceEarned Wealth compliance and trust
Trust signalCompliance3 records
Earned Wealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
Earned Wealth leadership team
Management profileNumber of profiles
Profiles14 records
Earned Wealth subsidiaries and ownership
Company hierarchySubsidiaries6 records
Earned Wealth funding detail
Funding detailFunding overview
Funding rounds2 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Earned Wealth M&A and investment
M&A and investmentM&A6 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Earned Wealth
What does Earned Wealth do?
Earned Wealth is a tech-enabled wealth and tax management firm that delivers personalized financial planning, investment management, tax preparation and planning, insurance brokerage, legal coordination, accounting, payroll, and retirement plan administration specifically to doctors, dentists, their families, and their practices. The platform is anchored by the proprietary Doctor Wealth Playbook™ methodology that integrates seven wealth domains — investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management — across every career stage of a physician.
Is Earned Wealth a public or private company?
Earned Wealth is a private company. It is classified as venture growth investor backed and is currently operating.
When was Earned Wealth founded?
Earned Wealth was founded in 2023. It employs 101 to 250 people.
Where is Earned Wealth based?
Earned Wealth is headquartered in New York, United States, in the North America region.
How does Earned Wealth make money?
Seven revenue lines are on record. Assets Under Management (AUM) Fees are the primary driver. The others are tax Preparation & Planning Services, insurance Products, legal Services, accounting Services, retirement Plan Administration and payroll Services.
Who are Earned Wealth's main competitors?
Broad incumbents on record are Carson Group, Mariner Wealth Advisors, Creative Planning, Hightower Advisors, Wealth Enhancement Group, Focus Financial Partners, Commonwealth Financial Network, Cetera Financial Group and Sanctuary Wealth. White Coat Investor is listed as an emerging player.
Does Earned Wealth have an API?
No public API is recorded for Earned Wealth.
What industry is Earned Wealth in?
Earned Wealth's product category is Physician-focused Wealth Management. Its primary akta.pro industry code is FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent), with a secondary code of FSAGAEAE, Automated Rebalancing, Tax-Loss Harvesting & Tax-Optimized Investing Tools. Its NAICS code is 52394 and its SIC code is 6411.