American Homestar

What American Homestar does

American Homestar Corporation is a vertically integrated factory-built housing company founded in 1971 in Pasadena, Texas, and currently headquartered in League City. The company designs, manufactures, and retails manufactured and modular homes through three manufacturing facilities (Oak Creek Homes of Fort Worth, Oak Creek Homes of Lancaster, and Meridian Homes in Lancaster, Texas), distributing finished product through 19 company-owned Oak Creek Home Centers and a network of independent dealers across 18 states in the Southcentral and Southeast U.S., from New Mexico to the Carolinas. Its subsidiary portfolio spans the full housing value chain: Oak Creek Homes and Meridian Homes serve as core manufacturing brands; Smart Cottage Homes is a compact home product series; Oak Creek Home Centers operate the retail footprint; American Homestar Mortgage provides construction and permanent financing; and Western Insurance Agency offers property and casualty coverage to homeowners. The company offers over 100 floor plans across product series including Diamond, Silver Spur, Gold Medal, and Smart Cottage, with average unit pricing around $128,000 versus $420,000+ for comparable site-built homes, positioning American Homestar in the affordable housing segment.

The business model combines hardware revenue (manufactured and modular home sales through retail and dealer channels) with professional services revenue (mortgage origination and insurance). Homes are engineered for HUD code compliance and optional ENERGY STAR certification, with weather-ready construction supporting wind zones up to 110 mph (manufactured) and 140 mph (modular). Go-to-market is direct-to-consumer through model home centers with virtual touring capabilities, supplemented by limited-time promotional events and content marketing. In Q3 FY2026, Cavco Industries (NASDAQ:CVCO) completed its acquisition of American Homestar, expecting to realize over $10 million in annual synergies and integrating the company into a parent operating 33 manufacturing plants and 99 retail locations. Recent strategic emphasis includes premiumization via a 2025 LG Electronics appliance partnership, a Pre-Tariff Pricing Program covering 450+ in-stock homes, and continued recognition through the Excellence in Manufactured Housing Awards (2024 triple winner and 2025 Manufactured Home Design winner for the Tiffany J76K).

Name

American Homestar

Legal name

American Homestar Corporation

Website

https://americanhomestar.com

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Manufactured and Modular Housing

NAICS

Manufactured Home (Mobile Home) Manufacturing (321991), Manufactured (Mobile) Home Dealers (459930), Manufactured (Mobile) Home Dealers (45993)

SIC

Mobile Homes (2451), Retail-Mobile Home Dealers (5271)

akta.pro primary industry

Residential Manufactured Housing Setup & Installation (IMAFABAG)

akta.pro secondary industries

Manufactured Housing / Mobile Home Park Management (BPAJAFAG), Manufactured / Mobile Home Mortgage Origination (FSALAAAK)

Keywords

• Factory-built homes
• Manufactured housing
• Modular homes
• Affordable housing
• Home financing

Headquarters

HQ city

League City

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Hardware or Manufacturing

Cost components

Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Home Manufacturing and Sales: Revenue from manufacturing and selling manufactured and modular homes through company-owned retail centers and independently owned dealers. Homes are sold as completed inventory or custom-ordered.
2. Retail Home Sales: Direct sales of in-stock delivery-ready homes and custom-ordered homes through 19 Oak Creek Home Centers in Texas, Oklahoma, Louisiana, Arkansas, and parts of New Mexico.
3. Financial Services - American Homestar Mortgage: Provides construction, permanent financing and insurance services to manufactured and modular homeowners through American Homestar Mortgage subsidiary.
4. Insurance Services - Western Insurance Agency: Provides insurance products to manufactured home owners through Western Insurance Agency subsidiary.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels9 records

Core offering

American Homestar is a vertically integrated factory-built housing company that designs, manufactures, and retails manufactured and modular homes through its Oak Creek Homes, Meridian Homes, and Smart Cottage Homes brands. The company operates 19 retail home centers and two manufacturing facilities in Texas, and complements home sales with in-house construction financing, permanent mortgage lending via American Homestar Mortgage, and property insurance via Western Insurance Agency. It serves first-time and move-up homebuyers across 18 states in the Southcentral and Southeast U.S.

Product overview

American Homestar Corporation is a vertically integrated factory-built housing company operating four distinct brands across manufacturing, retail, finance, and insurance. The core manufacturing operations are conducted through Oak Creek Homes (manufactured and modular homes with two ENERGY STAR certified Texas facilities), Meridian Homes (modular homes), and Smart Cottage Homes (compact factory-built homes). Finished homes are sold through 19 Oak Creek Home Centers retail locations. Financial services are provided via American Homestar Mortgage for construction, permanent financing, and refinancing, while Western Insurance Agency handles property and related insurance. The company operates across 18 states from New Mexico to the Carolinas, serving the Southcentral and Southeast U.S. regions.

Differentiator

Problem solved

Functional benefit

Brands

• Oak Creek Homes: Primary manufactured and modular home brand of American Homestar, offering factory-crafted homes through retail home centers. Known for weather-ready construction, the brand includes series such as Diamond Series, Silver Spur Series, and Smart Cottage Series. Founded in 1971 by CEO Buck Teeter.
• Meridian Homes
• Smart Cottage Homes
• Oak Creek Factory Built
• American Homestar Mortgage
• Western Insurance Agency
• Oak Creek Home Centers

Products and services

• Oak Creek Homes Award-winning manufactured and modular home brand building factory-crafted homes since 1971, with two ENERGY STAR certified manufacturing facilities in Fort Worth and Lancaster, Texas, serving Texas, Oklahoma, Louisiana, Arkansas, and parts of New Mexico. Offers over 100 floor plans with weather-ready construction and energy efficiency features.
• Meridian Homes Modular home brand recognized throughout Southcentral and Southeast regions for innovative designs, distinctive architectural exteriors, flexible floor plans, and custom amenities. Factory-built from Lancaster, Texas.
• Smart Cottage Homes Series of factory-built compact homes including award-winning models such as The Swan and The Crane, featuring contemporary design and smart home features for efficient singlewide and multi-section living.
• Diamond Series Premium home series featuring models like the Tiffany J76K (award-winning 1,330 sq ft single-section home), Hope R76E, and Pearl 6380 with high-end finishes and design features for move-up homebuyers.
• Silver Spur Series Home series featuring models like Timber Ridge 358 with customizable design options and premium features for buyers seeking quality mid-range manufactured homes.
• Oak Creek Home Centers Retail sales center network with 19 home centers across Texas, Oklahoma, and Louisiana offering model home tours, virtual tours, in-person consultations with housing consultants, and direct sales assistance for manufactured and modular homes.
• American Homestar Mortgage Mortgage services providing construction financing, permanent financing, and refinancing options for manufactured and modular homeowners, offered as part of the company's vertically integrated home-buying experience.
• Western Insurance Agency Insurance services providing coverage options for manufactured and modular homeowners, including property insurance tied to home purchases.
• Oak Creek Factory Built Temporary and permanent workforce housing solutions provided through modular home plants serving the energy corridor with three manufacturing facilities, addressing rapid deployment and remote housing needs.

Quantifiable outcome

• Cost savings of $70 per square foot compared to site-built homes
• +4 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• LG ElectronicscoreTechnology or Integration · 1 January 2025Oak Creek Homes announced partnership with LG (#1 appliance brand in the U.S.) to equip every newly ordered home in 2025 with premium LG Stainless Steel Kitchen Appliances. Includes ENERGY STAR certified refrigerators, dishwashers, ovens, and laundry systems featuring innovative technologies like Linear Compressor, InstaView Knock Twice Refrigerator, and LoDecibel quiet technology.

Scale indicators6 records

Recent moves9 records

Expansion highlights4 records

Broad incumbents

• Cavco Industries: Parent company of American Homestar and one of the largest U.S. manufacturers of factory-built homes with 33 plants and 99 retail locations. Operates Palm Harbor, Fleetwood, and Cavco brands. Directly comparable as the parent platform after Q3 FY2026 acquisition.
• Clayton Homes: Largest U.S. manufactured home builder and a Berkshire Hathaway subsidiary. Operates 40+ manufacturing facilities and 1,800+ retail locations nationwide, dwarfing American Homestar's footprint. Most direct competitor on national scale and comparable vertically integrated model including Clayton Home Loans and insurance.

Direct peers

• Skyline Champion: Public manufactured and modular housing manufacturer (NYSE:SKY) producing homes under Champion, Skyline, and other brands. Operates dozens of manufacturing facilities across the U.S. and competes directly with American Homestar in the Southcentral/Southeast for both consumers and developer accounts.
• Champion Home Builders: Manufactured and modular housing producer and predecessor to Skyline Champion. Builds single-section and multi-section homes for residential placement and modular commercial structures. Comparable product mix, customer base, and weather-resilient engineering to American Homestar's Oak Creek offerings.
• Fleetwood Homes: Manufactured housing brand under Cavco Industries offering single-wide and double-wide homes across multiple U.S. markets. Now a sister brand to American Homestar post-Cavco acquisition but historically a direct competitor in manufactured housing retail channels.
• Palm Harbor Homes: Manufactured and modular home brand owned by Cavco Industries with national retail footprint. Offers single-section, multi-section, and modular homes. Now under the same corporate parent as American Homestar, historically competing in similar geographic markets.
• TRUMPH Homes: Regional manufactured home builder operating multiple manufacturing facilities across the South and Midwest. Competes directly with American Homestar in Texas and surrounding markets with comparable single-section and multi-section product lines.
• Solitaire Homes: Family-owned manufactured housing manufacturer based in Oklahoma producing single-wide and double-wide homes. Directly comparable in scale, regional footprint, and customer base to American Homestar's Oak Creek Homes in the Southcentral U.S.
• Deer Valley Homebuilders: Manufactured housing manufacturer producing HUD-code homes across multiple Southern and Southeastern states. Comparable in size, product mix, and distribution model to American Homestar's regional competitors.
• Commodore Homes: Family-owned manufactured and modular housing producer operating multiple plants in Indiana, Pennsylvania, and North Carolina. Comparable vertically integrated model and similar product segmentation to American Homestar, with overlapping presence in the Carolinas.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/AmericanHomestar
• LinkedInlinkedin.com/company/american-homestar-corp

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about American Homestar