DayOne

What DayOne does

DayOne is the specialized banking division of CaixaBank, S.A., dedicated to serving technology startups, scale-ups, and their investors in Spain and Portugal. Founded in 2007 alongside the Premios EmprendeXXI awards program, DayOne operates six dedicated physical hubs (Barcelona, Madrid, Valencia, Zaragoza, Bilbao, and Málaga) and extends its reach across 14 Spanish autonomous communities plus Portugal via a partnership with CaixaBank's Portuguese subsidiary BPI. Its core products include specialized banking services (accounts, payments, credit facilities), a EUR 150 million venture debt instrument launched in 2025 for technology scale-ups, and a portfolio of ecosystem programs: the flagship Premios EmprendeXXI (which has invested EUR 9.1M+ and benefited 525+ companies across 18 editions), the Moonshot Thinking international training program co-developed with ESADE and ICEX, the AlumniXXI community network, and Investor Day matchmaking events.

DayOne's go-to-market is event-driven and relationship-led: it acquires and nurtures clients through physical hubs, dedicated business development managers, regional co-organizations with development agencies (Igape, ICECYL, ACIISI, Andalucía Emprende, ADR Balears, Junta de Extremadura, etc.), and major tech-event sponsorships including the main sponsorship of 4YFN at MWC Barcelona for multiple consecutive years. The division generates revenue through three mechanics within CaixaBank's commercial banking framework: (1) interest income on credit facilities including the EUR 150M venture debt allocation, (2) transaction and account fees on day-to-day banking, and (3) advisory fees from investor matchmaking and ecosystem services. It does not develop proprietary technology products for external sale; its technological differentiation is the packaging of digital-native financial products for tech-companies' financial cycles (irregular revenue, equity-financed growth, collateral-light structures).

Strategic positioning rests on being the only major Spanish-bank division dedicated to technology companies, with structural advantages deriving from CaixaBank's balance sheet and nationwide branch distribution, co-promotion with public institutions (ENISA for participatory loans of EUR 25,000 to EUR 1.5M and Spain's Startup Law tax-benefit certification), and deep integration with private ecosystem partners (ESADE, ICEX, SpainCAP, Endeavor, AEBAN, Tech Barcelona, Startup Valencia, Startup Galicia). DayOne is led by Director Gemma Beltrán. The division is not separately capitalized, listed, or reported; it operates as an integral business unit of CaixaBank, S.A.

Name

DayOne

Legal name

CaixaBank, S.A.

Website

https://dayonecaixabank.es

Company type

Private

Founded year

2007

Operating status

Operating

Short description

DayOne is CaixaBank's specialized banking division serving technology startups, scale-ups, and investors across Spain and Portugal through six physical hubs, a EUR 150 million venture debt instrument, and the flagship 18-edition Premios EmprendeXXI awards and ecosystem program.

Ownership category

akta.pro rank

Product category

Startup and Technology Banking Services

NAICS

Finance and Insurance (52), Portfolio Management and Investment Advice (52394), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Functions Related To Depository Banking, Nec (6099), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

Keywords

• Tech startup banking
• Venture debt financing
• Startup ecosystem programs
• Investor matchmaking services
• Scale-up financial services

Headquarters

HQ city

Barcelona

HQ country

Spain

HQ region

Europe

Offices9 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Banking and Financial Services: DayOne generates revenue as a specialized division of CaixaBank by providing banking products (accounts, payments, credit facilities) to technology companies, scale-ups, and investors. Revenue derives from interest income on loans and credit, transaction fees, and advisory fees.
2. Venture Debt: DayOne has launched a venture debt instrument with an initial allocation of EUR 150 million to support the growth of technology scale-ups and established startups in Spain and Portugal. This represents a distinct financing revenue stream providing debt capital to high-growth companies.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

DayOne is CaixaBank's specialized banking division that provides financial services, venture debt financing (EUR 150 million allocation), investor introductions, and ecosystem programs to technology startups, scale-ups, and their investors in Spain and Portugal. The offering is anchored by the Premios EmprendeXXI awards program, six physical DayOne hubs, and dedicated relationship managers that connect founders with banks, business angels, VCs, and corporate investors.

Product overview

DayOne is CaixaBank's specialized banking division for technology companies and their investors. Rather than a unified software product, DayOne offers a portfolio of services including the flagship Premios EmprendeXXI awards program (established 2007), a 150 million euro venture debt instrument for scale-ups, physical DayOne Hubs in six cities, and specialized investor services for Business Angels, Venture Capital, and Corporates. The offering portfolio also includes acceleration programs (Moonshot Thinking), networking events (Investors Day, DayOne Summits), and the AlumniXXI community network. Services are delivered through specialized financial managers, alliance partners, and physical hub locations across Spain.

Differentiator

Problem solved

Functional benefit

Brands

• Premios EmprendeXXI: Territorial and national awards program for innovative startups in Spain and Portugal, launched in 2007 by CaixaBank through DayOne in collaboration with ENISA and BPI.
• DayOne Open Innovation Program
• AlumniXXI
• Investors Day EmprendeXXI

Products and services

• Premios EmprendeXXI Annual awards program that recognizes innovative technology startups in Spain and Portugal with monetary prizes, mentorship, international acceleration programs, and networking opportunities; open to young, fast-growing tech companies with global scope that finance growth primarily with equity. Since 2007 it has invested over EUR 9.1M benefiting more than 525 companies.
• Venture Debt Instrument Financing instrument with an initial allocation of EUR 150 million that provides debt capital to technology scale-ups and established startups in Spain and Portugal to support their growth beyond seed stage but before bankable maturity.
• DayOne Hubs

Quantifiable outcome

• Over 525 companies have benefited from the Premios EmprendeXXI program since 2007
• +3 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

20 partnerships are on record, tiered minor and core.

• Igape (Instituto Galego de Promoción Económica)minorOthersIgape, through its Unidad Galicia Emprende, coordinates public support services for new business projects in Galicia and is a co-organizer of the Premio EmprendeXXI Galicia territorial ceremony.
• ICECYL (Instituto para la Competitividad Empresarial de Castilla y León)minorOthersICECYL supports entrepreneurship and business growth in Castilla y León, providing financing tools, acceleration programs (Wolaria accelerator), and co-organizes Premio EmprendeXXI Castilla y León.
• ACIISI (Agencia Canaria de Investigación, Innovación y Sociedad de la Información)minorOthersACIISI is the government agency responsible for R&D, technological innovation, and the information society in the Canary Islands. It co-organizes the Premio EmprendeXXI Canarias territorial ceremony.
• Andalucía EmprendeminorOthersAndalucía Emprende is the public foundation attached to the Junta de Andalucía's Ministry of Universities, dedicated to supporting entrepreneurship. It co-organizes the Premio EmprendeXXI Andalucía territorial ceremony.
• Junta de Extremadura (Consejería de Economía, Empleo y Transformación Digital)minorOthersThe regional government of Extremadura, through its Dirección General de Empresa and Puntos de Acompañamiento Empresarial (PAE), supports entrepreneurship in the region and co-organizes Premio EmprendeXXI Extremadura.
• Startup ValenciacoreGTM or Marketing PartnerCaixaBank joined Startup Valencia as a partner through DayOne to consolidate the Valencia region as a reference for entrepreneurship and innovation. The alliance includes participation in open innovation programs and knowledge sharing with the association's 350+ members.
• Startup GaliciacoreGTM or Marketing PartnerCaixaBank DayOne signed a collaboration agreement with Startup Galicia to promote and support innovative talent in the region. The association connects entrepreneurs, investors, and the broader ecosystem through events, newsletters (1,200+ subscribers), Slack channels, and programs.
• Startup Grind MataróminorGTM or Marketing PartnerCaixaBank DayOne signed a sponsorship agreement with Startup Grind Mataró to support the Maresme entrepreneurial ecosystem. The partnership leverages the global Startup Grind community (600+ cities, 125 countries) to extend DayOne's reach in Catalonia.
• ADR Balears (Agencia de Desarrollo Regional de las Islas Baleares)minorOthersADR Balears is the regional development agency of the Balearic Islands, co-organizer of the Premio EmprendeXXI Balearic Islands ceremony along with Fundació Bit.
• Girona NextminorGTM or Marketing PartnerCaixaBank and Girona Next co-host events for the Girona tech ecosystem, focusing on Agri-Food Tech innovation. Girona Next is an independent, cross-cutting movement to create community and attract talent and investment to Girona.
• Fundació BitminorOthersFundació Bit executes R&D strategies for the Govern de les Illes Balears, promoting new technologies and tech-based entrepreneurship. Co-organizer of Premio EmprendeXXI Balearic Islands.
• ESADEcoreStrategic or Co-development PartnerESADE Business School co-develops the Moonshot Thinking international training program for Premio EmprendeXXI winners, providing entrepreneurship education alongside ICEX (international market expansion) in Madrid and Berlin. ESADE also contributes expert speakers to DayOne content programs (CaixaBank Talks, B2B Management program).
• ICEXcoreOthersICEX (Spanish Institute for Foreign Trade) co-develops the international accompaniment program for Premio EmprendeXXI winners alongside ESADE, providing market entry support and Berlin immersion.
• Up2You / Link Up Fest (Lleida)minorGTM or Marketing PartnerDayOne signed a collaboration agreement with Up2You (Lleida-based digital marketing company) to drive entrepreneurship and innovation in the Lleida region, including sponsorship of the Link Up Fest event (up to 500+ attendees, 200+ companies represented).
• Cámara de MadridminorOthersCámara Oficial de Comercio, Industria y Servicios de Madrid co-organizes the Premio EmprendeXXI Madrid territorial ceremony and supports the local entrepreneurial ecosystem.
• Fundación Madrid+dminorOthersFundación para el Conocimiento madri+d is an initiative of the Madrid Regional Government supporting technology-based entrepreneurship. It co-organizes Premio EmprendeXXI Madrid.
• Tech Barcelona / Barcelona Activa / AcciócoreGTM or Marketing PartnerDayOne collaborates with Barcelona's main tech ecosystem organizations for joint programming at 4YFN and Premio EmprendeXXI Catalonia events. Tech Barcelona (formerly Mobile World Capital Barcelona programming) is a key co-organizer of sessions at the DayOne stand during 4YFN.
• SpainCAP, Endeavor, AEBANcoreGTM or Marketing PartnerSpainCAP (Business Angels association), Endeavor (global entrepreneurship network), and AEBAN (Spanish Business Angels association) are ecosystem partners co-organizing content sessions with DayOne at 4YFN and other events.
• CaixaBank Group divisions (AgroBank, imagin, VidaCaixa, MicroBank, CaixaBank Tech, etc.)minorOthersVarious CaixaBank business units (AgroBank, imagin, VidaCaixa, CaixaBank Seniors, MicroBank, CaixaBank Real Estate & Homes, CaixaBank Payments & Consumer, CaixaBank Hotels & Tourism, CaixaBank Food&Drinks, CaixaBank Tech, CaixaBank Dualiza) support Premio EmprendeXXI and co-organize specialized content sessions at DayOne events.
• BigBan Inversores PrivadoscoreGTM or Marketing PartnerCaixaBank has been sponsor of the BigBan Investors Congress for nine consecutive years. The event brings together over 200 investors and ecosystem players. DayOne uses the event to promote the Premio EmprendeXXI and connect with the investor community.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• BBVA Spark: BBVA's dedicated program for high-growth technology companies and investors in Spain. Directly comparable to DayOne as a major Spanish bank's tech-focused division offering banking, venture debt, and ecosystem services.
• Sabadell Startup Program: Banc Sabadell's program providing specialized banking services to Spanish startups and scale-ups, including digital account services and ecosystem partnerships. Comparable to DayOne as a competing Spanish bank offering tech-focused banking.
• Bankinter Startup Bank: Bankinter's offering tailored to Spanish startups, including accounts, fintech-oriented services, and partnerships with the Spanish startup ecosystem. Directly comparable to DayOne's banking services for early-stage tech companies.
• Santander X / Santander Empresas Startups: Santander's global initiative supporting startups and entrepreneurs through banking products, the Santander X Explorer Awards, and venture/financing partnerships. Comparable to DayOne in offering bank-backed startup programs with awards and ecosystem support.
• BPI (Banco Português de Investimento): CaixaBank's Portuguese subsidiary that co-runs the Premios EmprendeXXI in Portugal and serves the Portuguese startup ecosystem. Comparable as a direct partner and as a parallel specialized banking business for tech companies in Portugal.

Broad incumbents

• ICO (Instituto de Crédito Oficial): Spain's national promotional bank, providing financing lines and loan programs for SMEs and entrepreneurs. Comparable to DayOne at a broader scale in funding the Spanish entrepreneurial ecosystem, including startup-specific lines.
• Caixa Capital Risc: The venture capital arm of "la Caixa" Foundation / CriteriaCaixa (sister entity within the broader group). Provides equity financing to Spanish startups and complements DayOne's venture debt focus. Comparable as part of the broader Caixa ecosystem serving the same startups as DayOne.

Others

• Startup Valencia / Tech Barcelona / SpainCAP: Spanish startup/venture associations with which DayOne partners. Comparable as ecosystem participants that connect startups, investors, and corporate partners, though not direct competitors (no banking services).
• Aleph (early-stage fund) / Bonsai Partners: Alternative fund managers in Spain providing early-stage capital to startups. While not banking divisions, they share DayOne's customer base and serve as a comparator for the financing alternatives available to Spanish tech startups.

Emerging players

• ENISA (Empresa Nacional de Innovación): Spanish public company providing participatory loans (EUR 25K-1.5M) to innovative SMEs and startups. Direct partner of DayOne through Premios EmprendeXXI; comparable as a public-sector player fulfilling a similar role in the financing ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/showcase/caixabank-dayone
• Xx.com/dayoneCABK

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments3 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DayOne