Cambridge Global Payments
- Company typePublic
- Founded2025
- HeadquartersAtlanta, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
Cambridge Global Payments firmographics
Firmographics- Name
- Cambridge Global Payments
- Legal name
- Corpay, Inc.
- Website
- https://cambridgefx.com
- Company type
- Public
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Cambridge Global Payments industry classification
Industry- Product category
- Cross-Border Payments and FX Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Cross-Border Payouts & Mass Disbursements (Pay-outs) (FSAMAIAJ)
Keywords
Where Cambridge Global Payments is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cambridge Global Payments business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Corporate Payments / Cross-Border Solutions: Core B2B payments business generating revenue through cross-border payment processing, currency exchange, and FX risk management services. Revenue increased 6% year-over-year to $1.03 billion in Q3 2024, marking the company's first $1 billion revenue quarter, driven by growth in global B2B payments segment and increased spend volumes.
- Multi-Currency Account Services: Services enabling businesses to receive and pay out foreign currencies, generating revenue through currency exchange spreads and transaction fees.
- Currency Risk Management Solutions: FX hedging and risk management solutions that protect business cash flows against unpredictable currency fluctuations, generating revenue through service fees and spreads.
- Enterprise Partnership Integration: Partnership-based revenue through enabling banks, financial institutions, and enterprise organizations to offer FX and cross-border payment services to their customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise Cross-Border Solutions |
| Transaction based/ take rate | Pay-as-you-go | Multi-Currency Account Services |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels8 records
Cambridge Global Payments product offering
Product offeringCore offering
Cambridge Global Payments provides cross-border payments and foreign exchange risk management solutions to corporate clients and financial institutions. The company delivers global payment processing in 200+ countries and territories, multi-currency accounts supporting 50+ currencies, currency risk management advisory services, and global invoice automation, integrated with enterprise ERP and treasury management systems.
Product overview
Cambridge Global Payments operates as Corpay Cross-Border, a division of Corpay Inc. The company offers a comprehensive corporate payments and spend management platform comprising multiple integrated solutions. The core offerings include Commercial Cards (Corpay Mastercard and Corpay World Elite Mastercard products), AP Automation, and Cross-Border Payments (Global Payments, Currency Risk Management, Multi-Currency Accounts, and Global Invoice Automation). These are unified through Corpay Complete, a single platform for end-to-end spend management. Additional divisions include Corpay One and Comdata for fuel and fleet card programs, and corporate lodging services. The platform processes over 4.1 million payments annually across 200+ countries serving 21,000+ customers.
Differentiator
Problem solved
Functional benefit
Brands
- Corpay Complete: One platform to manage cards, payments, and spend end to end
- Corpay One
- Comdata
- Corpay Mastercard
- Corpay World Elite Mastercard
Products and services
- Cross-Border Payments International B2B payment execution across 200+ countries and territories, supporting multiple payment rails, currencies, and settlement options for corporate and financial institution clients.
- Currency Risk Management
Quantifiable outcome
- 4.1+ million payments processed annually across 200+ countries
- +3 more outcomes
Companies that use Cambridge Global Payments
Customer profileNamed customers10 records
Segments7 records
Ideal customer profiles3 records
Cambridge Global Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Cambridge Global Payments partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered flagship, core and minor.
- Cambridge Global Payments (Acquisition)flagshipFLEETCOR/Corpay acquired Cambridge Global Payments for $675 million to grow cross-border business. Cambridge Global Payments has been rebranded to Corpay Cross-Border.
- GringocoreCorpay announced plans to acquire Brazil-based vehicle payment company Gringo to expand vehicle payments business. Transaction expected to close by end of Q1 2025, subject to regulatory approval.
- Jack HenrycoreJack Henry partners with Corpay to transform international wire transfers for banks. Collaboration provides international wires for clients through Jack Henry's Symitar platform.
- UFCflagshipCorpay Cross-Border named exclusive Global FX Partner of UFC in landmark deal. Partnership provides UFC with comprehensive foreign exchange services for their international operations and payments.
- GPS Capital MarketsflagshipCorpay completed acquisition of GPS Capital Markets in December 2024, expanding corporate payments capabilities through cross-border payments acquisition.
- World AquaticscoreCorpay Cross-Border extended global partnership with World Aquatics as FX Payment Provider, having initially partnered in 2023 and extending through 2026.
- AbbeyCrosscoreCorpay Cross-Border joins AbbeyCross ABX Platform to provide FX payments to emerging markets, expanding coverage for cross-border transactions.
- Everton Football ClubcoreCorpay Cross-Border named Official FX Supplier of Everton Football Club to tackle forex challenges and provide international payment solutions.
- Manchester CityflagshipCorpay Cross-Border named Official FX Partner of Manchester City, providing global FX solutions and payment handling for the football club's international operations.
- FinzlycoreNew collaboration with Finzly to deliver an enhanced FX offering for financial institutions. Finzly's banking platform integrates with Corpay Cross-Border for improved FX capabilities.
- World AthleticscoreCorpay Cross-Border named Official World Athletics Foreign Exchange Supplier for international payment processing needs.
- AEG Presents UKcoreCorpay Cross-Border named Official B2B FX Partner for AEG Presents UK in Europe, providing foreign exchange services for the entertainment company's operations.
- MastercardcoreMastercard logo partnership displayed on Corpay website indicating integration and partnership relationship for payment processing capabilities.
- FEI CanadaminorFEI Canada logo displayed as partnership on Corpay website indicating association partnership in Canadian market.
- Cirque du SoleilminorCirque du Soleil logo displayed as partnership on Corpay website indicating commercial partnership relationship.
Scale indicators5 records
Recent moves8 records
Expansion highlights5 records
Cambridge Global Payments competitors and assessment
Company assessmentDirect peers
- Western Union Business Solutions: Western Union's business payments division (formerly WUBS) is a direct competitor in B2B cross-border payments and FX risk management, serving similar mid-market and enterprise clients with international payment solutions and multi-currency capabilities.
- OFX: OFX is a leading cross-border payments and FX solutions provider for businesses and individuals, directly competing with Cambridge Global Payments in B2B international payments, currency risk management, and multi-currency accounts across similar global corridors.
- Wise (formerly TransferWise): Wise is a digital-first cross-border payments platform serving both consumers and businesses. Its Wise Business product directly competes for mid-market corporate FX and international payment volumes with transparent, low-margin pricing that pressures incumbent economics.
- Ebury: Ebury (now owned by Santander) is a UK-based fintech providing cross-border payments, FX, and trade finance to SMEs and mid-market corporates, directly competing with Cambridge in international payments and currency risk management with a strong European footprint.
- Kantox: Kantox is a fintech specializing in FX management and cross-border payments for SMEs and mid-market companies in Europe, directly competing with Cambridge Global Payments in corporate FX hedging and international payment automation.
- GPS Capital Markets: GPS Capital Markets is a Utah-based provider of corporate FX risk management and cross-border payment solutions. It was a direct competitor to Cambridge Global Payments before being acquired by Corpay in December 2024, and now operates as a sister business within Corpay Cross-Border.
- Conduit Pay: Conduit Pay is a B2B cross-border payments platform serving emerging markets and SMBs with FX and payment services. It competes with Cambridge in cross-border B2B payment flows, particularly for emerging market corridors where AbbeyCross partnership also operates.
Broad incumbents
- MoneyGram: MoneyGram is a broad incumbent in global money movement with consumer remittance roots but expanding B2B and digital wallet offerings. It overlaps with Cambridge in cross-border payment rails but historically focused on consumer-to-consumer remittances.
- Currencycloud: Currencycloud (now part of Visa) provides cross-border payments infrastructure and B2B FX APIs. It competes with Cambridge as both a partner and infrastructure provider, offering embedded cross-border payment capabilities to banks and fintechs that could disintermediate platforms like Cambridge.
Emerging players
- Revolut Business: Revolut's business product offers multi-currency accounts, international payments, and corporate cards targeting SMBs and mid-market companies. It competes with Cambridge on price transparency and digital-first experience rather than deep FX advisory relationships.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Cambridge Global Payments social profiles
Digital presenceCambridge Global Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cambridge Global Payments leadership team
Management profileNumber of profiles
Profiles10 records
Cambridge Global Payments subsidiaries and ownership
Company hierarchySubsidiaries4 records
Cambridge Global Payments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cambridge Global Payments M&A and investment
M&A and investmentM&A3 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cambridge Global Payments
What does Cambridge Global Payments do?
Cambridge Global Payments provides cross-border payments and foreign exchange risk management solutions to corporate clients and financial institutions. The company delivers global payment processing in 200+ countries and territories, multi-currency accounts supporting 50+ currencies, currency risk management advisory services, and global invoice automation, integrated with enterprise ERP and treasury management systems.
Is Cambridge Global Payments a public or private company?
Cambridge Global Payments is a public company. It is classified as corporate owned and is currently operating.
When was Cambridge Global Payments founded?
Cambridge Global Payments was founded in 2025. It employs 251 to 500 people.
Where is Cambridge Global Payments based?
Cambridge Global Payments is headquartered in Atlanta, United States, in the North America region.
How does Cambridge Global Payments make money?
Four revenue lines are on record. Corporate Payments / Cross-Border Solutions are the primary driver. The others are multi-Currency Account Services, currency Risk Management Solutions and enterprise Partnership Integration.
Who are Cambridge Global Payments's main competitors?
Direct peers on record are Western Union Business Solutions, OFX, Wise (formerly TransferWise), Ebury, Kantox, GPS Capital Markets and Conduit Pay. Broad incumbents are MoneyGram and Currencycloud. Revolut Business is listed as an emerging player.
Does Cambridge Global Payments have an API?
No public API is recorded for Cambridge Global Payments.
What industry is Cambridge Global Payments in?
Cambridge Global Payments's product category is Cross-Border Payments and FX Services. Its primary akta.pro industry code is FSAMAIAJ, Cross-Border Payouts & Mass Disbursements (Pay-outs). Its NAICS code is 52232.