Coldstream Wealth Management
Coldstream Wealth Management is an employee-owned, Pacific Northwest-based registered investment advisor managing $14.05 billion for high-net-worth individuals, families, and institutions through wealth advisory, family office, fund management, tax, and investment banking services.
- Company typePrivate
- Founded1996
- HeadquartersBellevue, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Coldstream Wealth Management does
Coldstream Wealth Management is a privately held, employee-owned registered investment advisor founded in 1996 and headquartered in Bellevue, Washington. The firm delivers comprehensive wealth management through eight wholly-owned affiliates, spanning investment advisory, family office services, fund management, institutional investment consulting for endowments and foundations, retirement plan advisory, tax and consulting, insurance and risk management, and investment banking. It manages $14.05 billion in total client assets (as of December 2025) across high-net-worth individuals, families, institutional clients, and specialized segments such as disability settlement recipients and professional athletes.
The underlying operating platform combines a dedicated in-house Investment Strategy Group (with nearly 200 years of combined experience) for asset allocation and manager research with private fund vehicles including direct lending funds, hedge funds, and fund-of-funds. Distribution is built around nine Pacific Northwest offices (Washington, Oregon, Idaho, Alaska), supported by thought-leadership content, community events (Women and Wealth, Invest in Women), and attorney/employer referral channels. Recent growth has been driven by an active inorganic strategy, including the Arnerich Massena merger (2024), Cable Hill Partners merger (2025), and the Harrison Berkman Claypool & Guard tax practice acquisition (2025).
Revenue is generated primarily through recurring AUM-based investment advisory fees on $14B+ in client assets, supplemented by fund management fees, financial planning, tax and consulting, insurance, and investment banking service revenue. Pricing is not publicly disclosed and is set through individualized client engagements; the firm is privately held with no external institutional investors, funding growth from operating cash flow and merger economics.
Coldstream Wealth Management firmographics
Firmographics- Name
- Coldstream Wealth Management
- Legal name
- Coldstream Holdings, Inc.
- Website
- https://coldstream.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Coldstream Wealth Management is an employee-owned, Pacific Northwest-based registered investment advisor managing $14.05 billion for high-net-worth individuals, families, and institutions through wealth advisory, family office, fund management, tax, and investment banking services.
- Ownership category
- akta.pro rank
Coldstream Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259), Pension Funds (525110)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Private Banking & UHNW Wealth Advisory (FSAEABAC)
- akta.pro secondary industries
- Philanthropy & Foundations Advisory (Donor-Advised Funds, Endowments) (FSAAABAH), Affluent / Mass-Affluent Private Banking (FSABADAC), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD), Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit) (FSAAABAG)
Keywords
Where Coldstream Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Bellevue
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Coldstream Wealth Management business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Investment Advisory Fees: Fees for investment advisory services, likely based on assets under management (AUM). The firm reports over $14 billion in total client assets.
- Fund Management Services: Management fees from private funds including direct lending funds, hedge funds, and fund of funds managed through Coldstream Fund Management
- Financial Planning Services: Comprehensive financial planning including estate, tax, and wealth transfer planning services for individuals and families
- Consulting Services: Strategic Advisory and Investment Banking services offered through The Rainier Group dba Coldstream Capital Partners
- Tax and Consulting Services: Tax planning and consulting services through Hersman, Serles, Almond, LLC and Harrison Berkman Claypool & Guard, PLLC dba Coldstream Tax & Consulting
- Insurance Services: Risk management and insurance services through FIT Insurance, Inc. dba Coldstream Risk Management
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Investment advisory services with personalized wealth management |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
Coldstream Wealth Management product offering
Product offeringCore offering
Coldstream Wealth Management provides comprehensive wealth management, financial planning, investment advisory, tax and estate planning, risk management insurance, and institutional investment advisory services to high-net-worth individuals, families, and institutions in the Pacific Northwest. The firm also offers fund management (direct lending funds, hedge funds, fund of funds), investment banking and strategic advisory through Coldstream Capital Partners, and specialized programs including Disability Advisory Services and Women and Wealth.
Product overview
Coldstream Wealth Management is a comprehensive wealth management firm offering a unified suite of services through multiple integrated divisions. The core offerings include Private Wealth Management (financial planning, investment advisory, tax and estate planning), Family Office Services, Fund Management, Institutional Investment Advisory (endowments, foundations, retirement plans), and specialized services including Disability Advisory Services, Women and Wealth programs, and ESG investing options. The company operates through divisions including Coldstream Capital Management (dba Coldstream Wealth Management), FIT Insurance (dba Coldstream Risk Management), The Rainier Group (dba Coldstream Capital Partners), and Coldstream Tax & Consulting. With over $14 billion in total client assets, the firm serves high-net-worth individuals, families, and institutional clients across the Pacific Northwest.
Differentiator
Problem solved
Functional benefit
Products and services
- Private Wealth Management
- Family Office Services
- Fund Management
- Endowments and Foundations
- Tax and Estate Planning
- Investment Advisory
- Financial Planning
- Disability Advisory Services (DAS)
- ESG Investing
- Company Benefits Advisory
- Women and Wealth
- Retirement Plan Services
- Risk Management Insurance
- Tax and Consulting
- Investment Banking
- Strategic Advisory
Quantifiable outcome
- Over $14.05 billion in total client assets
- +3 more outcomes
Companies that use Coldstream Wealth Management
Customer profileNamed customers8 records
Segments6 records
Ideal customer profiles5 records
Coldstream Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Coldstream Wealth Management partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Cable Hill PartnerscoreMerger with Cable Hill Partners, a Portland-based RIA managing approximately $2 billion in assets. Aimed at expanding Coldstream's offerings in financial and retirement plan services, including serving high-net-worth individuals and institutional clients.
- Arnerich MassenacoreStrategic merger combining Coldstream Capital Management with Arnerich Massena, a Portland-based investment advisory firm managing approximately $2 billion in assets. The combined entity manages over $10 billion in total assets. Arnerich Massena's team was integrated under the name Team Rae.
- The Rainier GroupcoreThe Rainier Group, including Rainier Group Investment Advisory, LLC, merged with Coldstream Holdings Inc. in 2017. Continues as separate investment advisory firm under Coldstream Holdings, doing business as Coldstream Wealth Management. Provides investment banking and strategic advisory services.
- Genesee InvestmentsminorAcquired Genesee Investments in 2011, which was involved in management of single strategy hedge funds and hedge fund of funds. Key personnel including Howard Coleman and Darren Ritchie joined Coldstream through this acquisition.
- Financial BeginningsminorNational nonprofit providing accessible and unbiased financial education programming to youth and adults. Coldstream's Becky Wilcox participates in Ask the Expert podcast discussing youth financial literacy with Financial Beginnings CEO.
- Willamette Valley BenefitsminorWillamette Valley Benefits, led by President Elma Friend, partners with Coldstream for Medicare education content. Specializes in healthcare and Medicare with over three decades of experience.
- Ascent CapitalminorPacific Northwest based private debt fund managed by Coldstream. Chris Blakeslee directs growth of Ascent Capital to over $100 million in assets. Coldstream provides counsel to this internally managed real estate lending fund.
Scale indicators6 records
Recent moves9 records
Expansion highlights5 records
Coldstream Wealth Management competitors and assessment
Company assessmentDirect peers
- Brighton Jones: Seattle-based RIA with a comparable Pacific Northwest footprint, HNW/family-office focus, and integrated wealth management offerings that overlap heavily with Coldstream's private wealth and family office services.
- Mariner Wealth Advisors: Large national RIA built through aggressive M&A roll-up with integrated tax, estate, and investment services; mirrors Coldstream's strategy of acquiring sub-$2B firms and adding complementary service affiliates.
- Aspiriant: West Coast RIA serving HNW individuals and families with comprehensive wealth planning and investment advisory; comparable size band and client mix to Coldstream.
- Freestone Capital Management: Seattle-based RIA serving HNW individuals, families, and institutions; Becky Wilcox previously worked at Freestone, evidencing direct labor-market and client overlap with Coldstream.
- Creative Planning: Large independent RIA with integrated wealth management, tax, estate, and retirement plan services; relevant comparable for Coldstream's multi-affiliate, full-service model.
Broad incumbents
- Russell Investments: Tacoma, WA-based global investment manager with institutional OCIO, advisor, and endowment services; a natural institutional peer to Coldstream Fund Management and endowments/foundations practice.
- RBC Wealth Management: Large national wealth manager offering investment advisory, financial planning, and credit solutions to affluent and HNW clients; competes for the same HNW/family office segment that Coldstream targets.
- Fisher Investments: Very large Camas, WA-based RIA serving HNW clients globally; shares Coldstream's PNW base and HNW focus but operates at much greater scale with proprietary institutional research capabilities.
- Goldman Sachs Personal Financial Management: Large incumbent wealth manager targeting HNW/UHNW clients with comprehensive planning and investment solutions; competes with Coldstream's family office and UHNW services nationally.
- Charles Schwab Wealth Advisory: National incumbent wealth advisory offering with massive scale; sets fee and service benchmarks that constrain Coldstream's pricing flexibility for affluent and HNW clients.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Coldstream Wealth Management social profiles
Digital presenceColdstream Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Coldstream Wealth Management leadership team
Management profileNumber of profiles
Profiles10 records
Coldstream Wealth Management subsidiaries and ownership
Company hierarchySubsidiaries7 records
Coldstream Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Coldstream Wealth Management M&A and investment
M&A and investmentM&A4 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Coldstream Wealth Management
What does Coldstream Wealth Management do?
Coldstream Wealth Management provides comprehensive wealth management, financial planning, investment advisory, tax and estate planning, risk management insurance, and institutional investment advisory services to high-net-worth individuals, families, and institutions in the Pacific Northwest. The firm also offers fund management (direct lending funds, hedge funds, fund of funds), investment banking and strategic advisory through Coldstream Capital Partners, and specialized programs including Disability Advisory Services and Women and Wealth.
Is Coldstream Wealth Management a public or private company?
Coldstream Wealth Management is a private company. It is classified as management employee owned and is currently operating.
When was Coldstream Wealth Management founded?
Coldstream Wealth Management was founded in 1996. It employs 101 to 250 people.
Where is Coldstream Wealth Management based?
Coldstream Wealth Management is headquartered in Bellevue, United States, in the North America region.
How does Coldstream Wealth Management make money?
Six revenue lines are on record. Investment Advisory Fees are the primary driver. The others are fund Management Services, financial Planning Services, consulting Services, tax and Consulting Services and insurance Services.
Who are Coldstream Wealth Management's main competitors?
Direct peers on record are Brighton Jones, Mariner Wealth Advisors, Aspiriant, Freestone Capital Management and Creative Planning. Broad incumbents are Russell Investments, RBC Wealth Management, Fisher Investments, Goldman Sachs Personal Financial Management and Charles Schwab Wealth Advisory.
Does Coldstream Wealth Management have an API?
No public API is recorded for Coldstream Wealth Management.
What industry is Coldstream Wealth Management in?
Coldstream Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAC, Private Banking & UHNW Wealth Advisory, with a secondary code of FSAAABAH, Philanthropy & Foundations Advisory (Donor-Advised Funds, Endowments). Its NAICS code is 523940 and its SIC code is 6282.