Humbi AI
Humbi AI is a US healthcare actuarial intelligence platform, acquired by Innovaccer in January 2025, serving providers, payers, and life sciences with Medicare/Medicaid claims analytics, risk modeling, and value-based care contract optimization tools.
- Company typePrivate
- Founded2023
- HeadquartersBrentwood, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Humbi AI does
Humbi AI is a US-based healthcare actuarial intelligence platform that provides financial modeling, risk adjustment, and competitive benchmarking tools for value-based care contracting, population health management, and life sciences market access. The company was founded in 2023 (firmographic metadata conflicts at 2002) and acquired by healthcare data platform Innovaccer in January 2025, where it now operates as 'Humbi AI by Innovaccer' on top of Innovaccer's Data Activation Platform and Sara AI. Its core offering combines access to claim-line and beneficiary level Medicare Parts A/B/C/D (2011-2024), T-MSIS Medicaid for all 50 states, and commercial claims (2015-2024) data covering 150M-200M+ lives, with proprietary actuarial models, 300+ pre-built analytical assets, and 6,000 data quality rules, delivered as a SaaS platform with modular SKUs for Providers, Payers, and Life Sciences.
Humbi AI firmographics
Firmographics- Name
- Humbi AI
- Legal name
- Humbi AI
- Website
- https://humbi.ai
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Humbi AI is a US healthcare actuarial intelligence platform, acquired by Innovaccer in January 2025, serving providers, payers, and life sciences with Medicare/Medicaid claims analytics, risk modeling, and value-based care contract optimization tools.
- Ownership category
- akta.pro rank
Humbi AI industry classification
Industry- Product category
- Healthcare Analytics Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Value-Based Contracting Analytics (ACO/MSSP/MA, shared savings/risk) (HLACAHAA)
- akta.pro secondary industry
- Quality, Peer Review & Compliance Tools (MQSA/ACR/QA) (HLACALAL)
Keywords
Where Humbi AI is headquartered
LocationHeadquarters
- HQ city
- Brentwood
- HQ country
- United States
- HQ region
- North America
Markets served
Humbi AI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Actuarial Intelligence Platform Subscription: SaaS platform subscription model providing access to comprehensive Medicare and Medicaid datasets, analytics dashboards, actuarial modeling tools, and contract management capabilities. Subscription includes access to pre-built analytical assets and expert actuarial guidance.
- Actuarial Services: On-demand actuarial expert services for risk modeling, utilization forecasting, contract negotiations, risk adjustment strategy, and strategic guidance. Provides cost-effective alternative to traditional actuarial firms like Milliman and Wakely.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise healthcare organizations requiring comprehensive actuarial intelligence and data access |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels5 records
Humbi AI product offering
Product offeringCore offering
Humbi AI sells a healthcare-focused actuarial intelligence SaaS platform that combines access to national Medicare, Medicaid, and commercial claims datasets with actuarial modeling, contract simulation, and benchmarking tools. It also provides on-demand actuarial expert services for value-based care contract design, risk modeling, and settlement reconciliation. The offering is positioned as a cost-effective alternative to traditional actuarial firms such as Milliman and Wakely, and is delivered through verticalized modules for providers, payers, and life sciences organizations.
Product overview
Humbi AI is an actuarial intelligence platform acquired by Innovaccer in January 2025. The offering is a platform-plus-modules architecture built on the Innovaccer Data Activation Platform, powered by Sara AI. The core Actuarial Intelligence platform provides integrated access to national Medicare and Medicaid datasets with cost-effective actuarial services, positioned as more cost-effective than traditional firms like Milliman and Wakely. The product portfolio includes specialized modules: Humbi for Providers (VBC contract design and network optimization), Market Access for Life Sciences (HEOR and market analytics), Humbi for Payers (value-based contracting and population management), plus foundational analytics modules including Competitive Intelligence, Patient 360, Financial Analytics, Provider Analytics, and Rx Platform. All capabilities are delivered through monthly claim-line level data updates across Medicare Parts A, B, C, and D, T-MSIS Medicaid, and commercial claims data covering over 60 million lives.
Differentiator
Problem solved
Functional benefit
Brands
- Sara AI: AI-powered platform integrated into the Data Activation Platform for healthcare intelligence
- Financial Analytics Module
- Competitive Intelligence Module
- Patient 360 Module
- Provider Analytics Module
Products and services
- Actuarial Intelligence Platform An actuarial intelligence SaaS platform combining access to national Medicare, Medicaid, and commercial claims datasets with actuarial modeling, contract simulation, and benchmarking tools for value-based care contracting. Used by healthcare providers, payers, and life sciences organizations.
- Humbi for Providers
Quantifiable outcome
- 3X more accurate than off-the-shelf AI
- +5 more outcomes
Companies that use Humbi AI
Customer profileNamed customers12 records
Segments4 records
Ideal customer profiles3 records
Humbi AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability5 records
Feature8 records
Humbi AI partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- InnovaccercoreInnovaccer acquired Humbi AI in January 2025 as its third acquisition in a year. The acquisition integrated Humbi AI's actuarial expertise into Innovaccer's cloud platform to support development of new healthcare AI features and value-based care solutions. Humbi AI now operates as a product line within Innovaccer's Healthcare Intelligence Cloud.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
Humbi AI competitors and assessment
Company assessmentDirect peers
- Milliman: Milliman is a global actuarial consulting firm explicitly named by Humbi as a legacy competitor. Both serve payers, providers, and life sciences with risk modeling, value-based care analytics, and actuarial services; Humbi positions itself as a more cost-effective, data-integrated alternative.
- Wakely Consulting Group: Wakely is a healthcare actuarial consulting firm also explicitly named by Humbi as a legacy competitor. Both target health plans and ACOs with risk adjustment, MLR projections, and value-based contract modeling, with Humbi offering integrated data and SaaS tooling alongside services.
- Health Catalyst: Health Catalyst is a healthcare data and analytics platform serving providers, payers, and life sciences with population health, value-based care, and financial analytics. Highly comparable as an enterprise SaaS platform competing for the same healthcare analytics wallet.
- Inovalon: Inovalon provides healthcare data analytics with deep claims datasets and risk adjustment, quality, and outcomes analytics. Overlaps with Humbi on Medicare/Medicaid data scale, value-based contracting analytics, and life sciences market access use cases.
- Definitive Healthcare: Definitive Healthcare offers commercial intelligence and analytics for the healthcare and life sciences industries, including claims-based market analytics. Comparable to Humbi's life sciences and competitive intelligence modules serving similar pharma/provider buyer personas.
- Arcadia: Arcadia is a healthcare data platform built for value-based care, providing population health, risk stratification, and contract performance analytics. Directly comparable in serving ACOs and health systems with VBC performance management.
- Cedar Gate Technologies: Cedar Gate provides value-based care performance analytics, contract modeling, and risk arrangements management for payers, providers, and ACOs. Directly comparable to Humbi's VBC contract modeling and Financial Analytics modules.
- MedeAnalytics: MedeAnalytics delivers healthcare analytics for payers, providers, and employers, including value-based care, population health, and financial performance modules. Comparable SaaS analytics platform serving overlapping healthcare buyer segments.
Broad incumbents
- Optum (UnitedHealth Group): Optum is the largest healthcare analytics and services franchise, offering claims data, risk adjustment, and value-based care solutions across payer, provider, and pharma. Competes broadly with Humbi's full stack but as part of UnitedHealth's diversified portfolio rather than a focused actuarial niche.
Emerging players
- SCIO Health (ex-preCeva): SCIO Health provides analytics and services for value-based care, risk adjustment, and population health management for payers and providers. Comparable in serving risk-bearing entities with analytics-driven contract optimization.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Humbi AI social profiles
Digital presenceHumbi AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
Humbi AI leadership team
Management profileNumber of profiles
Profiles3 records
Humbi AI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Humbi AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Humbi AI
What does Humbi AI do?
Humbi AI sells a healthcare-focused actuarial intelligence SaaS platform that combines access to national Medicare, Medicaid, and commercial claims datasets with actuarial modeling, contract simulation, and benchmarking tools. It also provides on-demand actuarial expert services for value-based care contract design, risk modeling, and settlement reconciliation. The offering is positioned as a cost-effective alternative to traditional actuarial firms such as Milliman and Wakely, and is delivered through verticalized modules for providers, payers, and life sciences organizations.
Is Humbi AI a public or private company?
Humbi AI is a private company. It is classified as corporate owned and is currently operating.
When was Humbi AI founded?
Humbi AI was founded in 2023. It employs 11 to 50 people.
Where is Humbi AI based?
Humbi AI is headquartered in Brentwood, United States, in the North America region.
How does Humbi AI make money?
Two revenue lines are on record. Actuarial Intelligence Platform Subscription is the primary driver. The others are actuarial Services.
Who are Humbi AI's main competitors?
Direct peers on record are Milliman, Wakely Consulting Group, Health Catalyst, Inovalon, Definitive Healthcare, Arcadia, Cedar Gate Technologies and MedeAnalytics. Optum (UnitedHealth Group) is listed as a broad incumbent. SCIO Health (ex-preCeva) is listed as an emerging player.
Does Humbi AI have an API?
No public API is recorded for Humbi AI.
What industry is Humbi AI in?
Humbi AI's product category is Healthcare Analytics Software. Its primary akta.pro industry code is HLACAHAA, Value-Based Contracting Analytics (ACO/MSSP/MA, shared savings/risk), with a secondary code of HLACALAL, Quality, Peer Review & Compliance Tools (MQSA/ACR/QA). Its NAICS code is 5132 and its SIC code is 7372.