Finchat
FinChat Technology provides AI-powered compliance monitoring and archival for regulated enterprises, capturing and supervising business communications on WhatsApp, WeChat, Telegram, Viber, and LineChat while keeping private chats private. It now also offers DeepShield for multimodal deepfake and document-forgery detection.
- Company typePrivate
- Founded2016
- HeadquartersSingapore, Singapore
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Finchat does
FinChat Technology Pte. Ltd. is a Singapore-headquartered compliance technology company founded in 2016 that builds AI-powered monitoring and archival solutions for regulated enterprises communicating over consumer messaging platforms. Its flagship product, IM Vault, captures and supervises business conversations on WhatsApp, WeChat, Telegram, Viber, and LineChat via the platforms' official APIs, applying natural language processing for real-time violation detection, sentiment analysis, and automated alerts while preserving the privacy of non-business chats. In 2025 the company extended this base with DeepShield, a multimodal AI suite combining computer vision, audio analysis, and metadata processing to detect deepfakes and document forgeries in real time, packaged as six domain-specific Shield Agents (FinanceShield, SocialShield, CorpShield, MediaShield, ForenShield, OrgniDoc Shield) and exposed via REST/WebSocket APIs plus an on-device Android SDK.
The company monetizes through a small subscription fee per employee per month for SaaS deployments, multi-year on-premise or private-cloud perpetual licenses (Azure, AWS, Google, Alibaba) for security-conscious banks, and on-demand IT consultancy services. Go-to-market is enterprise-focused field sales targeting compliance officers, CIOs, and IT leaders at financial institutions; integrations include Salesforce, Temenos, and Enterprise Vault, with ISO 27001 certification underpinning data security posture. Named customers include DBS Bank, UBS, Bank of America Merrill Lynch, JPMorgan, Standard Chartered, and United Overseas Bank, with operational offices across Singapore, the Philippines, India, Hong Kong, China, Taiwan, Japan, Malaysia, Indonesia, the United States, and the United Kingdom. The platform is designed to meet FINRA, SEC Rule 17a-4, MAS, HKMA, MiFID II, GDPR, Dodd-Frank, and MAR requirements, with WORM-compliant storage and enterprise-held encryption keys.
Finchat firmographics
Firmographics- Name
- Finchat
- Legal name
- FinChat Technology Pte. Ltd.
- Website
- https://finchat.tech
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- FinChat Technology provides AI-powered compliance monitoring and archival for regulated enterprises, capturing and supervising business communications on WhatsApp, WeChat, Telegram, Viber, and LineChat while keeping private chats private. It now also offers DeepShield for multimodal deepfake and document-forgery detection.
- Ownership category
- akta.pro rank
Finchat industry classification
Industry- Product category
- Regulatory Compliance Software
- NAICS
- Computer Systems Design and Related Services (54151), Security Systems Services (except Locksmiths) (561621)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Communications Surveillance & E-Comms Archiving (Voice/Chat/Email) (FSAFAKAC)
- akta.pro secondary industries
- Content Authenticity, Watermarking & Deepfake Detection (HDAAAKAK), Data Security & Privacy for Cloud (DLP, DSPM, Tokenization) (HDABAHAK)
Keywords
Where Finchat is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices11 records
Markets served
Finchat business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales
Revenue model
- Subscription - IM Vault Compliance Platform: Recurring subscription model per employee per month enabling instant messenger compliance for WhatsApp, WeChat, LineChat, Telegram, Viber. All interactions archived and available for compliance audit.
- SaaS Subscription: Small subscription fee per employee per month for SaaS deployment with custom dashboard, various user roles designed for compliance function, employees and business development.
- On-Premise/Private Cloud Deployment: One-time deployment services and ongoing infrastructure costs for banks and regulated enterprises preferring on-premise or private cloud deployment.
- IT Consultancy Services: On-demand associates with experience in programming for international FSI/Enterprises. Software solution development from inception to deployment and maintenance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | SaaS subscription per employee per month |
| One time/ perpetual license | Multi-year contract | On-premise enterprise deployment |
| Subscription | Annual | On-cloud private deployment |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
Finchat product offering
Product offeringCore offering
FinChat provides an AI-powered compliance monitoring and archival platform (IM Vault) that captures, monitors, and archives business communications across WhatsApp, WeChat, Telegram, LineChat, Viber, and Microsoft Teams for financial institutions and regulated enterprises. The platform leverages NLP for real-time violation detection, sentiment analysis, and multilingual moderation while keeping private chats private. In 2025, FinChat expanded into deepfake detection with DeepShield, a multimodal AI suite offering Shield Agents for finance, social media, enterprise, journalism, legal, and ID verification use cases.
Product overview
Finchat is a compliance solutions provider offering a unified platform (IM Vault) with platform-specific products for WhatsApp, Telegram, WeChat, LineChat, and Viber compliance. The core IM Vault platform provides full-spectrum AI-powered compliance monitoring and archival services using natural language processing for regulated industries. In addition, DeepShield represents a separate AI product line for deep-fake and forgery detection across six domain-specific Shield Agents. All messaging compliance solutions enable employees to engage clients through official messaging APIs while maintaining audit compliance, with deployment options across SaaS, on-premise, and private cloud (AWS, Azure).
Differentiator
Problem solved
Functional benefit
Brands
- IM Vault: Full spectrum compliance monitoring and archival services for messaging in regulated industries, leveraging AI and natural language processing.
- DeepShield
Products and services
- IM Vault IM Vault is FinChat's core compliance monitoring and archival platform that uses AI and natural language processing to capture, monitor, and archive business communications across multiple instant messengers for financial institutions and regulated enterprises. It enables employees to engage clients through their favorite messaging apps while staying audit-compliant, secure, and mobile, with private chats remaining private.
- DeepShield by FinChat DeepShield is a multimodal AI suite that detects deepfakes and document forgeries in real time by combining vision, audio, and metadata analysis. It includes six domain-specific Shield Agents for finance, social media, enterprise, journalism, legal, and document verification workflows, with explainable AI insights, scalable REST/WebSocket APIs, and on-device Android protection.
- WhatsApp Compliance WhatsApp Compliance is a platform-specific product that records, captures, and archives official WhatsApp chats for legal compliance. It is designed for banks, legal institutions, and regulated enterprises needing to comply with data retention laws when using WhatsApp for business communications.
- Telegram Compliance Telegram Compliance is a platform-specific product that records, captures, and archives Telegram chats for legal compliance. It features WORM-compliant storage with optional blockchain hash, audit trails, FINRA/SEC/MAS/HKMA compliance, and customizable onboarding workflows.
- WeChat Compliance WeChat Compliance is a platform-specific product that records, captures, and archives official WeChat chats for legal compliance. It helps banks, legal institutions, and regulated enterprises comply with data retention laws when using WeChat for business communications.
- LineChat Compliance LineChat Compliance is a platform-specific product that records, captures, and archives official LineChat conversations for legal compliance. It helps regulated enterprises comply with data retention laws when using LineChat for business communications.
- Viber Compliance Viber Compliance is a platform-specific product that records, captures, and archives Viber conversations for legal compliance. It features real-time export to archival tools, custom retention periods, daily CSV dumps, compliant storage, and compliance dashboard traversal.
- IT Consultancy IT Consultancy is an on-demand service providing experienced developers with international FSI and enterprise experience to support all aspects of compliance solutions, from inception to deployment and maintenance, using latest open-source technology and test-driven development.
Quantifiable outcome
- AI processing 10x faster than competitors with AWS partnership
- +3 more outcomes
Companies that use Finchat
Customer profileNamed customers8 records
Segments6 records
Ideal customer profiles3 records
Finchat technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability12 records
Feature12 records
Finchat partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- AWS (Amazon Web Services)coreFinChat partnered with AWS to deploy AI models that process compliance data 10x faster than competitors. AWS cloud infrastructure enables real-time AI-powered compliance monitoring at scale.
- DBS BankcoreDBS partnered with FinChat to provide Wealth Chat Service using WeChat and WhatsApp platforms. DBS wealth clients can now use WhatsApp and WeChat for banking services with full compliance monitoring and archival.
- UBScoreUBS and FinChat partnered to provide secured social chat communication to clients and advisors in Asia Pacific. Partnership enables UBS to offer compliant messaging via WhatsApp, WeChat, and other platforms for wealth management services.
- SeedstarsminorFinChat Technology was top winner at Seedstars Singapore 2017. Competition providing visibility, mentorship, and access to Seedstars global startup network.
- DBS Accelerator ProgramminorFinChat Technology became one of eight finalists of 2017-18 DBS Accelerator program in Hong Kong. Program provides fintech startups with access to DBS resources and potential partnership opportunities.
- SuperCharger Fintech AcceleratorminorFinChat accepted into SuperCharger Fintech Accelerator 2.0 in Hong Kong during Hong Kong FinTech Week. Acceleration program providing mentorship and network access.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Finchat competitors and assessment
Company assessmentBroad incumbents
- NICE Actimize: NICE Actimize is a broad financial-crime and compliance platform serving tier-1 banks with trade surveillance, AML, and communications monitoring. Competes with FinChat in the trading-floor communications compliance niche within a much wider regulatory-tech portfolio.
- Bloomberg Vault: Bloomberg Vault is Bloomberg's enterprise messaging and compliance archiving product used by financial institutions. Adjacent incumbent offering messaging compliance as part of the broader Bloomberg terminal ecosystem, overlapping with FinChat's trading-floor use case.
Direct peers
- Reality Defender: Reality Defender is a deepfake detection platform providing real-time AI-based identification of synthetic media across video, audio, and images. Closest comparable to FinChat's DeepShield product line in deepfake and synthetic-media fraud detection.
- Theta Lake: Theta Lake provides AI-powered compliance, archiving, and security for collaboration tools (Microsoft Teams, Zoom, Slack, Webex). Direct peer to FinChat's IM Vault for the Microsoft Teams / collaboration compliance use cases with similar AI-driven supervision approach.
- SteelEye: SteelEye provides a single-platform compliance solution for financial firms covering communications surveillance, trade surveillance, and regulatory reporting. Competes with FinChat in the cross-channel e-comms compliance space, particularly for MiFID II and SEC requirements.
- LeapXpert: LeapXpert offers a messaging-governance and compliance platform enabling regulated firms to capture and archive consumer messaging apps (WhatsApp, WeChat, iMessage) for compliance. Closest functional peer to FinChat's IM Vault, with similar APAC and global bank customer overlap.
- Sensity AI: Sensity AI offers deepfake detection and AI-generated content identification tools for enterprise and government clients. Comparable to FinChat's DeepShield multimodal AI core, particularly in document forgery and synthetic-media detection.
- Smarsh: Smarsh is a leading provider of communications surveillance, archiving, and compliance solutions for regulated industries including financial services. Direct competitor to FinChat's IM Vault offering, particularly in the US market, with broad coverage of email, chat, voice, and social channels.
- TeleMessage: TeleMessage provides messaging compliance, archiving, and interception solutions for financial, legal, and government clients. Direct competitor to FinChat across WhatsApp/SMS/Telegram compliance and mobile-archival use cases.
- Global Relay: Global Relay provides compliance archiving, eDiscovery, and information governance for financial services and other regulated industries. Closest direct competitor to FinChat's IM Vault across messaging-archival use cases for banks and broker-dealers.
Market position
Weaknesses5 records
Competitive moat6 records
Key risks1 record
Key highlights7 records
Customer concentration
Finchat social profiles
Digital presenceFinchat compliance and trust
Trust signalCompliance1 record
Finchat financial estimates
Financial estimateRevenue estimate
Valuation estimate
Finchat leadership team
Management profileNumber of profiles
Profiles2 records
Finchat funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Finchat M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Finchat
What does Finchat do?
FinChat provides an AI-powered compliance monitoring and archival platform (IM Vault) that captures, monitors, and archives business communications across WhatsApp, WeChat, Telegram, LineChat, Viber, and Microsoft Teams for financial institutions and regulated enterprises. The platform leverages NLP for real-time violation detection, sentiment analysis, and multilingual moderation while keeping private chats private. In 2025, FinChat expanded into deepfake detection with DeepShield, a multimodal AI suite offering Shield Agents for finance, social media, enterprise, journalism, legal, and ID verification use cases.
Is Finchat a public or private company?
Finchat is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Finchat founded?
Finchat was founded in 2016. It employs 1 to 10 people.
Where is Finchat based?
Finchat is headquartered in Singapore, Singapore, in the Asia region.
How does Finchat make money?
Four revenue lines are on record. Subscription - IM Vault Compliance Platform is the primary driver. The others are saaS Subscription, on-Premise/Private Cloud Deployment and IT Consultancy Services.
Who are Finchat's main competitors?
Broad incumbents on record are NICE Actimize and Bloomberg Vault. Direct peers are Reality Defender, Theta Lake, SteelEye, LeapXpert, Sensity AI, Smarsh, TeleMessage and Global Relay.
Does Finchat have an API?
Yes. DeepShield API provides RESTful endpoints for deep-fake and forgery detection. Endpoints include: POST /api/v1/deepshield/scan for single media analysis, POST /api/v1/deepshield/scan/batch for bulk submission (up to 100 items), WSS /api/v1/deepshield/stream for WebSocket live inference, GET /api/v1/deepshield/report/{id} for detailed reports, and GET/PUT /api/v1/deepshield/models for Shield Agent model management. Authentication uses OAuth2. Android SDK available (com.finchat:android-shield-guardian:1.2.0) with on-device screen monitoring and real-time inference. Developer documentation is at finchat.tech/deepshield.
What industry is Finchat in?
Finchat's product category is Regulatory Compliance Software. Its primary akta.pro industry code is FSAFAKAC, Communications Surveillance & E-Comms Archiving (Voice/Chat/Email), with a secondary code of HDAAAKAK, Content Authenticity, Watermarking & Deepfake Detection. Its NAICS code is 54151 and its SIC code is 7370.