FJA-US
FJA-US is a US insurance technology company that sells a cloud-enabled modular platform called the Product Machine Platform to insurance carriers across health, government, life/annuity, and P&C lines, supporting roughly half of US insured lives.
- Company typePrivate
- Founded1994
- HeadquartersBoca Raton, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What FJA-US does
FJA-US Inc. (operating as FJA) is a US insurance technology company that builds and sells a cloud-enabled, modular enterprise platform — the Product Machine Platform — to insurance carriers across health, government, life/annuity/voluntary, and property and casualty lines of business. The platform is anchored by a centralized product repository that functions as a single source of truth for product configuration and document generation, and is delivered through nine integrated modules: Product Builder, Rating & Pricing Engine, Submission Engine, Underwriting Workbench, Auto Adjudicator, Case Installer, Doc Engine, Benefit Coder, and the newly launched Reinsurance Accelerator. The architecture is highly configurable and designed to integrate into carrier ecosystems and external systems, with the Submission Engine specifically supporting CMS/HPMS filings for Medicare Advantage and QHP products. The platform supports roughly half of the insured lives in the United States (~115 million covered members) and is used by some of the nation's largest insurance carriers, with an average reported client tenure of 15 years.
FJA operates a B2B enterprise software licensing model delivered as configurable SaaS with multi-year contracts; engagement requires sales consultation and a demo, with no public pricing tiers. Distribution is exclusively direct enterprise field sales with no channel partners or self-service, targeting insurance carriers through consultative selling anchored in product, regulatory compliance (especially CMS), and operational automation. Marketing emphasizes thought leadership content, insurance-industry conferences (LIMRA, Fierce Healthcare Payer Summit), and earned media in publications such as CIO Applications and Insurance CIO Outlook. The company is the US subsidiary of msg life ag, part of the Germany-based msg group operating across 34 countries, providing cross-border R&D and delivery leverage. FJA-US is headquartered in Boca Raton, Florida, with additional offices in New York and Denver, and employs 101–250 people.
FJA-US firmographics
Firmographics- Name
- FJA-US
- Legal name
- FJA-US Inc.
- Website
- https://fja.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- FJA-US is a US insurance technology company that sells a cloud-enabled modular platform called the Product Machine Platform to insurance carriers across health, government, life/annuity, and P&C lines, supporting roughly half of US insured lives.
- Ownership category
- akta.pro rank
FJA-US industry classification
Industry- Product category
- Insurance Technology Software
- NAICS
- Computer Systems Design Services (541512)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Claims Management & Digital FNOL Platforms (FSAGAGAC)
Keywords
Where FJA-US is headquartered
LocationHeadquarters
- HQ city
- Boca Raton
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
FJA-US business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Enterprise Software Licensing: FJA operates on a B2B enterprise software licensing model, providing insurance technology solutions to carriers. The platform is delivered as a configurable SaaS solution with modular components that can be customized to client needs. Pricing is quote-based, requiring demonstration and consultation to determine scope.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Enterprise licensing with modular component selection |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
FJA-US product offering
Product offeringCore offering
FJA-US provides a cloud-enabled, modular insurance technology platform called the Product Machine Platform that serves as a centralized product repository for insurance carriers. The platform comprises nine integrated modules covering product design (Product Builder), rating and pricing, regulatory submission (CMS/HPMS filings), underwriting, application adjudication, group enrollment, document generation, benefits coding, and reinsurance management. It supports all lines of business including health, government (Medicare Advantage/QHP), life/annuity/voluntary, and property & casualty, serving roughly half of the insured lives in the United States.
Product overview
FJA-US offers a cloud-enabled, modular platform architecture called the Product Machine Platform that serves as a unified insurance technology ecosystem. The platform consists of a core platform plus nine integrated modules: Product Builder (benefit plan design), Rating & Pricing Engine (plan pricing), Submission Engine (CMS/Medicare Advantage filings), Underwriting Workbench (group sales and underwriting with EOI processing), Auto Adjudicator (application processing), Case Installer (group enrollment), Doc Engine (document generation), Benefit Coder (claims integration), and Reinsurance Accelerator (treaty management). The platform supports all lines of business including health, government, life/annuity/voluntary, and property/casualty, serving roughly half of the insured lives in the country through some of the nation's largest insurance carriers.
Differentiator
Problem solved
Functional benefit
Products and services
- Product Machine Platform
Quantifiable outcome
- A regional health plan completed automated Medicare Advantage PBP submission ahead of the June deadline using FJA's Submission Engine
- +1 more outcomes
Companies that use FJA-US
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles3 records
FJA-US technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature10 records
FJA-US partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- msg life agcoreFJA is a subsidiary of msg life ag, a global provider of insurance technology solutions headquartered in Germany with operations across 34 countries. msg life ag provides technology solutions across multiple international markets including Germany, Portugal, Slovenia, and Spain. FJA operates as the US entity of the msg group, benefiting from global resources and international expertise while focusing on the US insurance market.
Scale indicators6 records
Recent moves7 records
Expansion highlights6 records
FJA-US competitors and assessment
Company assessmentDirect peers
- Guidewire Software: Leading provider of core systems for property/casualty insurers via Guidewire InsuranceSuite. Directly comparable to FJA in serving large US insurance carriers with platform-based software for product configuration, underwriting, and claims; both compete for the same enterprise IT budget at top-tier carriers.
- Duck Creek Technologies: Cloud-native SaaS provider for P&C insurers offering Policy, Billing, and Claims solutions. Direct competitor to FJA in selling modern, configurable insurance platforms to large carriers via multi-year enterprise contracts and a similar field-sales-led GTM motion.
- Insurity: Insurance software and analytics provider serving P&C and specialty insurers with core processing, analytics, and digital engagement tools. Comparable to FJA in targeting mid-to-large US insurance carriers with modular, configurable software platforms and enterprise deployments.
- Majesco: Cloud-based core insurance software provider offering Policy, Billing, and Claims for P&C and L&A carriers. Direct competitor to FJA with similar modular SaaS architecture, enterprise sales motion, and target buyer profile of insurance carrier CIOs and product leaders.
- Sapiens International: Global provider of software solutions for insurance carriers across life, P&C, workers' comp, and reinsurance. Comparable to FJA in targeting large insurers with end-to-end core systems, particularly in life and annuities where Sapiens' offerings overlap with FJA's Product Builder and Rating & Pricing Engine.
- EIS Group: Cloud-native core insurance platform provider for life, annuity, and health insurers. Closely comparable to FJA in targeting life/health carriers with configurable product, underwriting, and policy administration modules and a similar focus on modernizing legacy insurance systems.
Broad incumbents
- Oracle Insurance: Broad software incumbent with insurance-specific solutions including Oracle Insurance Policy Administration. Competes with FJA at large carriers as part of Oracle's wider enterprise software portfolio, typically through larger-scale IT modernization and consolidation deals.
- DXC Technology: Large IT services and solutions provider with a dedicated Insurance Software and BPS practice. Comparable to FJA in serving global insurance carriers with both software platforms and implementation services, though DXC operates at significantly larger scale and broader portfolio scope.
- Accenture Insurance: Global consulting and systems integration firm with one of the largest insurance industry practices. Adjacent peer to FJA through insurance platform implementations, including partnerships with Guidewire and Duck Creek that compete for the same carrier IT transformation budgets.
- Cognizant Insurance: Major IT services provider with a dedicated Insurance practice delivering digital transformation, core system modernization, and consulting for global insurers. Comparable to FJA in targeting large insurance carriers with technology-driven modernization programs, often as system integrator or implementation partner.
Market position
Strengths5 records
Weaknesses2 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
FJA-US social profiles
Digital presenceFJA-US financial estimates
Financial estimateRevenue estimate
Valuation estimate
FJA-US leadership team
Management profileNumber of profiles
Profiles7 records
FJA-US funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FJA-US M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FJA-US
What does FJA-US do?
FJA-US provides a cloud-enabled, modular insurance technology platform called the Product Machine Platform that serves as a centralized product repository for insurance carriers. The platform comprises nine integrated modules covering product design (Product Builder), rating and pricing, regulatory submission (CMS/HPMS filings), underwriting, application adjudication, group enrollment, document generation, benefits coding, and reinsurance management. It supports all lines of business including health, government (Medicare Advantage/QHP), life/annuity/voluntary, and property & casualty, serving roughly half of the insured lives in the United States.
Is FJA-US a public or private company?
FJA-US is a private company. It is classified as corporate owned and is currently operating.
When was FJA-US founded?
FJA-US was founded in 1994. It employs 101 to 250 people.
Where is FJA-US based?
FJA-US is headquartered in Boca Raton, United States, in the North America region.
How does FJA-US make money?
One revenue line is on record: enterprise Software Licensing.
Who are FJA-US's main competitors?
Direct peers on record are Guidewire Software, Duck Creek Technologies, Insurity, Majesco, Sapiens International and EIS Group. Broad incumbents are Oracle Insurance, DXC Technology, Accenture Insurance and Cognizant Insurance.
Does FJA-US have an API?
No public API is recorded for FJA-US.
What industry is FJA-US in?
FJA-US's product category is Insurance Technology Software. Its primary akta.pro industry code is FSAGAGAC, Claims Management & Digital FNOL Platforms. Its NAICS code is 541512 and its SIC code is 7370.