ARP Digital
ARP Digital is a Bahrain-headquartered, CBB-licensed digital asset financial services firm providing institutional OTC trading, stablecoin-powered cross-border corridor settlement, and digital asset wealth management to 450+ GCC and international institutional clients.
- Company typePrivate
- Founded2022
- HeadquartersManama, Bahrain
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What ARP Digital does
ARP Digital is a Bahrain-headquartered, CBB-licensed digital asset financial services firm providing institutional OTC trading, cross-border corridor settlement, and digital asset wealth management to GCC and international institutional clients. The company operates a unified platform called ARP Flow with three modules: Convert (institutional OTC liquidity desk, the only CBB-licensed desk of its kind in the GCC), Send (remittance and corridor settlement replacing correspondent banking), and Receive (collections and payouts with crypto-to-fiat conversion). The technology stack is built on stablecoin-powered settlement rails with direct local payment infrastructure in GCC currencies (AED, BHD, OMR, KWD, JOD), eliminating SWIFT intermediary chains and enabling T+0 settlement. The company also offers ARP Wealth for structured digital asset products and ARP GPS as a RESTful API for fintechs and PSPs, with sandbox access, HMAC authentication, and webhook lifecycle management.
ARP Digital generates revenue through three streams: bid-ask spreads on institutional OTC trades (approximately 0.1% above interbank rate), transaction fees for corridor settlement (with stated 50-80% cost reduction vs. correspondent banking), and management fees on bespoke wealth management mandates. The company employs a multi-channel go-to-market combining direct enterprise field sales with named relationship managers and white-glove onboarding, an API-first product motion with three-day integration timelines, and channel partnerships including the Fireblocks Network for Payments (connecting 40+ payment providers across 100 countries). As of 2025, the platform has processed $3.5B+ in volume for 450+ institutional and corporate clients with 4x year-on-year volume growth and 99.99% platform uptime.
The company is co-founded by Abdulaziz and Abdulla Kanoo, fifth-generation members of the GCC's 135-year-old Kanoo Group, which provides deep regional relationships and direct Tier 1 banking access. Multi-jurisdictional regulatory licensing forms a core pillar of the business: CBB Category 3 Crypto-Asset Service Provider license in Bahrain, FINTRAC MSB registration in Canada, and in-principle approval from Dubai VARA. Key strategic partnerships include Bank of Bahrain and Kuwait (BBK), stc Pay, Cairo Amman Bank, Fireblocks, and DV Trading/Centaur Markets. The company is privately held under the Kanoo Group umbrella and is not venture-backed.
ARP Digital firmographics
Firmographics- Name
- ARP Digital
- Legal name
- ARP Digital Bahrain B.S.C. (Closed)
- Website
- https://arpdigital.io
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ARP Digital is a Bahrain-headquartered, CBB-licensed digital asset financial services firm providing institutional OTC trading, stablecoin-powered cross-border corridor settlement, and digital asset wealth management to 450+ GCC and international institutional clients.
- Ownership category
- akta.pro rank
ARP Digital industry classification
Industry- Product category
- Digital Asset Settlement Infrastructure
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211), Commodity Contracts Brokers & Dealers (6221), Finance Services (6199)
- akta.pro primary industry
- Market Making & Liquidity Provision (FSADAJAC)
- akta.pro secondary industry
- Digital Payments & Money Movement (ACH/SEPA/FPS, Bill Pay, P2P) (FSAGAAAF)
Keywords
Where ARP Digital is headquartered
LocationHeadquarters
- HQ city
- Manama
- HQ country
- Bahrain
- HQ region
- Middle East
Offices4 records
Markets served
ARP Digital business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Compliance
Revenue model
- OTC Trading and Conversion Spread: Revenue generated from bid-ask spreads on institutional digital asset OTC trades across supported fiat currencies (AED, BHD, OMR, KWD, JOD, USD, EUR, GBP, TRY) and stablecoins (USDT, USDC). Pricing is based on proprietary order flow netting delivering rates approximately 0.1% above interbank rate.
- Corridor Settlement and Remittance Fees: Fees charged for cross-border corridor settlement services replacing SWIFT correspondent banking. Transaction fees with fixed costs and transparent pricing disclosed upfront. Volume-based discounts available for larger clients.
- Digital Asset Wealth Management: Revenue from managed structured product mandates targeting family offices and institutional investors. Fully bespoke structures with capital-protected products and yield strategies under institutional risk management framework.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Institutional OTC - Transaction-based pricing with proprietary netting delivering ~0.1% above interbank rate |
| Transaction based/ take rate | Pay-as-you-go | Corridor Settlement (ARP GPS) - Fixed cost per transaction with transparent pricing |
| Other | Multi-year contract | Wealth Management - Bespoke structured products with management fees |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
ARP Digital product offering
Product offeringCore offering
ARP Digital operates a digital capital infrastructure platform offering institutional OTC trading of digital assets, cross-border corridor settlement powered by stablecoins, and regulated wealth management products. Its unified ARP Flow platform combines OTC liquidity (Convert), remittance and corridor settlement (Send), and crypto-to-fiat conversion (Receive), while ARP GPS provides a GCC payout node API and ARP Wealth offers structured investment products for family offices and institutional investors.
Product overview
ARP Digital operates as a unified digital capital infrastructure platform offering three interconnected product lines: ARP Flow (institutional OTC trading, corridor settlement, and crypto-to-fiat conversion under one integrated platform), ARP Wealth (regulated digital asset wealth management with structured products), and ARP GPS (GCC payout node API for fintechs and PSPs). The platform is multi-licensed, operates 24/7, and processes over $3.5B in volume across 450+ institutional clients. ARP Flow consists of three core modules: Convert (institutional OTC liquidity desk), Send (remittance and corridor settlement), and Receive (crypto-to-fiat conversion). ARP Wealth provides Capital Protected Products and Yield Strategies. ARP GPS provides a RESTful API for GCC local currency disbursement. The platform supports 10+ currencies including AED, BHD, USD, EUR, GBP, TRY, OMR, KWD, and JOD, and stablecoins USDT and USDC.
Differentiator
Problem solved
Functional benefit
Brands
- ARP Flow: Integrated platform for institutional trading, corridor settlement, and capital conversion including Convert (OTC liquidity desk), Send (remittance and corridor settlement), and Receive (collections and payouts) products.
- ARP Wealth
- ARP GPS
Products and services
- ARP Flow Convert Institutional OTC liquidity desk providing 24/7 digital asset liquidity with bilateral settlement in fiat or stablecoin, T+0 settlement. The only CBB-licensed OTC desk of its kind in the GCC, serving LPs, market makers, traders, and institutional clients with block trades from $100,000.
- ARP Flow Send Remittance, corridor settlement, and onramp/offramp service replacing correspondent banking with stablecoin-powered international corridor rails. Enables same-day settlement with fiat in and fiat out, serving exchange houses, global fintechs, and SME importers.
- ARP Flow Receive Collections and payouts service enabling crypto-to-fiat conversion with automatic conversion to GCC currencies, USD, or Euro, settled directly to bank accounts with zero volatility or custody risk. Designed for real estate developers, brokers, and FX/CFD brokers.
- ARP Wealth Structured Products Regulated digital asset wealth management platform offering expert-managed investment vehicles with institutional governance. Includes Capital Protected Products with downside protection on BTC, ETH, and other major digital assets, plus Yield Strategies monetizing volatility premium. Targeted at family offices and institutional investors.
- ARP GPS API GCC Payout Node API enabling fintechs and PSPs to add GCC local fiat payout capability via a single API call. Send stablecoin; clients receive local fiat (AED, BHD, KWD) with same-day settlement through direct local payment rails. Production-grade RESTful APIs covering Remittance, Trade, Checkout, and Wallet operations with HMAC authentication and webhook support.
Quantifiable outcome
- 4x year-on-year volume growth in 2025
- +7 more outcomes
Companies that use ARP Digital
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles6 records
ARP Digital technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature6 records
ARP Digital partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- FireblockscoreARP Digital joined the Fireblocks Network for Payments as the designated GCC corridor settlement partner. This integration enables Fireblocks' global network of fintechs, PSPs, and financial institutions to access regulated on/off-ramp and corridor settlement infrastructure across GCC currencies (AED, BHD, and others) through a single multi-licensed counterparty. Fireblocks has secured over $14 trillion in digital asset transfers across 40+ payment providers in 100 countries. ARP Digital is the first locally licensed GCC partner on the network.
- Cairo Amman BankcoreMemorandum of Understanding to develop regulated virtual asset conversion services in Jordan and Bahrain. The collaboration aims to establish compliant infrastructure for seamless fiat-to-virtual asset exchanges, pending regulatory guidelines. Expands ARP's footprint into Jordan and Bahrain banking markets.
- DV Trading / Centaur MarketscoreStrategic partnership to expand digital asset wealth management globally through new structured products. DV Trading's Centaur Markets desk serves as dedicated liquidity provider and market maker for ARP's structured product offerings. The partnership initially serves clients in the Middle East through ARP Digital Bahrain B.S.C., subject to regulatory approvals. ARP also hired Anestis Arampatzis, Co-Head of Centaur Markets, as its first Group Chief Investment Officer.
- Bank of Bahrain and Kuwait (BBK)coreStrategic partnership to expand cross-border settlement infrastructure in Bahrain through regulated stablecoin infrastructure. Collaboration enhances capabilities across key corridors by introducing stablecoin-based settlement rails. Part of ARP's broader strategy to embed regulated GCC infrastructure into global stablecoin payment networks.
- stc PaycoreStrategic partnership to develop regulated stablecoin infrastructure for cross-border settlement and conversion between digital assets and fiat currencies in the GCC and other regions. stc Pay is a digital financial services brand operating in the Middle East with significant transaction volume (30M+ transactions valued at over BHD 1 billion in 2025).
- Veripay Investments Corp.corePayment services partner providing cross-border arrangement contracting for GCC exchange houses. Veripay is a Money Services Business licensed and regulated by FINTRAC under MSB Registration No. C100001146, operating under Canadian anti-money laundering and financial services legislation. Registered office at 234 – 5780 Victoria Drive, Vancouver, British Columbia.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
ARP Digital competitors and assessment
Company assessmentDirect peers
- BVNK: BVNK provides stablecoin-powered payment infrastructure for businesses, offering on/off-ramps and cross-border settlement rails — directly comparable to ARP's FLOW Send and FLOW Receive products targeting enterprise and PSP clients.
- Circle Internet Financial: Circle operates USDC and the Cross-Chain Transfer Protocol (CCTP) for institutional stablecoin payments and settlement, directly competing with ARP's stablecoin-based corridor settlement and on/off-ramp infrastructure, particularly for institutional counterparties.
- MoonPay: MoonPay provides crypto on/off-ramp infrastructure and fiat-to-crypto conversion APIs serving enterprises and fintechs, comparable to ARP's FLOW Receive and ARP GPS API products for businesses integrating digital asset payments.
- Paxos: Paxos is a regulated blockchain infrastructure platform offering stablecoin issuance, custody, and settlement services — comparable to ARP's regulated crypto-asset service provider model combining OTC liquidity, settlement, and regulated digital asset products.
Broad incumbents
- Ripple: Ripple provides enterprise cross-border payment infrastructure using XRP and stablecoins (RLUSD), competing with ARP's corridor settlement value proposition but at significantly larger scale and broader geographic reach.
- Wise (formerly TransferWise): Wise operates a global cross-border money movement platform with low-fee multi-currency transfers, competing with ARP's FLOW Send product for SME and exchange house remittance corridors though without digital-asset settlement integration.
- Stripe (stablecoin initiatives): Stripe has been expanding stablecoin payment acceptance and settlement capabilities for its global merchant and platform base, representing a broad incumbent competitor to ARP's API-first corridor settlement and crypto-to-fiat conversion products at significantly greater scale.
Regional players
- CoinMENA: CoinMENA is a Bahrain-based regulated crypto-asset exchange operating in the GCC under CBB oversight, sharing ARP's Bahrain regulatory footprint and GCC-focused digital asset customer base, though focused on retail exchange rather than institutional infrastructure.
- BitOasis: BitOasis is a MENA-focused regulated crypto-asset trading platform serving institutional and retail clients in the GCC, comparable to ARP in regional focus and regulated crypto-asset offerings, though primarily retail exchange rather than institutional corridor settlement.
- Rain Financial: Rain is a Bahrain-licensed (CBB) cryptocurrency brokerage serving the MENA region, sharing ARP's Bahrain regulatory base and GCC institutional/crypto exposure, with overlap in serving regional fintech and institutional clients.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
ARP Digital social profiles
Digital presenceARP Digital compliance and trust
Trust signalCompliance3 records
ARP Digital financial estimates
Financial estimateRevenue estimate
Valuation estimate
ARP Digital leadership team
Management profileNumber of profiles
Profiles4 records
ARP Digital subsidiaries and ownership
Company hierarchySubsidiaries1 record
ARP Digital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ARP Digital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ARP Digital
What does ARP Digital do?
ARP Digital operates a digital capital infrastructure platform offering institutional OTC trading of digital assets, cross-border corridor settlement powered by stablecoins, and regulated wealth management products. Its unified ARP Flow platform combines OTC liquidity (Convert), remittance and corridor settlement (Send), and crypto-to-fiat conversion (Receive), while ARP GPS provides a GCC payout node API and ARP Wealth offers structured investment products for family offices and institutional investors.
Is ARP Digital a public or private company?
ARP Digital is a private company. It is classified as family owned and is currently operating.
When was ARP Digital founded?
ARP Digital was founded in 2022. It employs 1 to 10 people.
Where is ARP Digital based?
ARP Digital is headquartered in Manama, Bahrain, in the Middle East region.
How does ARP Digital make money?
Three revenue lines are on record. OTC Trading and Conversion Spread is the primary driver. The others are corridor Settlement and Remittance Fees and digital Asset Wealth Management.
Who are ARP Digital's main competitors?
Direct peers on record are BVNK, Circle Internet Financial, MoonPay and Paxos. Broad incumbents are Ripple, Wise (formerly TransferWise) and Stripe (stablecoin initiatives). Regional players are CoinMENA, BitOasis and Rain Financial.
Does ARP Digital have an API?
Yes. Production-grade RESTful APIs for remittance, trading, checkout, and wallet operations. Provides four core API products: Remittance API for cross-border money transfers with real-time tracking, Trade API for OTC trading workflows and settlement lifecycle, Checkout API for funds collection and hosted checkout flows, and Wallet API for vault management, deposits, and withdrawals. Features include HMAC authentication with idempotency keys, webhook support for event processing with retries and lifecycle management, and sandbox environment for testing. Supports settlement across 10+ fiat currencies (AED, BHD, OMR, KWD, JOD, USD, EUR, GBP, TRY) and stablecoins (USDT, USDC). A Postman collection covering all GPS endpoints (initiate, track, confirm, reconcile) is available on request. Developer documentation is at docs.platform.arpdigital.io.
What industry is ARP Digital in?
ARP Digital's product category is Digital Asset Settlement Infrastructure. Its primary akta.pro industry code is FSADAJAC, Market Making & Liquidity Provision, with a secondary code of FSAGAAAF, Digital Payments & Money Movement (ACH/SEPA/FPS, Bill Pay, P2P). Its NAICS code is 5231 and its SIC code is 6200.