Jupico
Jupico is a Dallas-based payment facilitator offering an end-to-end embedded payments platform for software companies, covering account onboarding, payment acceptance, and payouts via sponsor banks KeyBank and Chesapeake Bank, primarily across US merchants.
- Company typePrivate
- Founded-
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Jupico does
Jupico (legal entity Jupi Co.) is a US-based payment technology company headquartered in Dallas, Texas, that operates an end-to-end payments platform designed for software companies to embed payment capabilities into their own products. The company is a registered Payment Facilitator of KeyBank and Chesapeake Bank, and processes transactions across the major US card networks (Visa, Mastercard, American Express, Discover) via Fiserv acceptance infrastructure and First National Bank of Omaha processing. Its platform is organized around three core product pillars — Account Onboarding (Rapid no-code, Flex co-branded, and Custom API options), Payment Acceptance (tokenization, hosted checkout, transaction API, payment links, invoicing, subscriptions, and in-person terminals), and Payout Processing (scheduled and API-driven payouts with ledger management) — supported by PCI DSS compliance tooling and a developer documentation site at docs.jupico.com.
Jupico's go-to-market combines API-first developer-led adoption with enterprise field sales targeting software executives, payment teams, product teams, and developer teams. Distribution is direct to software companies through both self-serve onboarding and enterprise sales-assisted motions, with services restricted to US merchants. The company monetizes primarily through transaction fees on payment processing volume, supplemented by recurring subscription fees billed monthly and A La Carte usage-based fees for certain API services. Pricing is not publicly disclosed and is communicated at enrollment and through the merchant dashboard.
Ownership is privately held with no disclosed venture capital, private equity, or institutional investors identified in the source materials, suggesting a founder-led or closely held capital structure. Management disclosure is limited to a CRO (Michael Martinez) and a product manager (Haafiz Abdurrahim). The company has no public funding history, no disclosed revenue, and no named enterprise customer logos in the available data, placing it in an early commercial stage relative to mature embedded-payments peers.
Jupico firmographics
Firmographics- Name
- Jupico
- Legal name
- Jupi Co.
- Website
- https://jupico.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Jupico is a Dallas-based payment facilitator offering an end-to-end embedded payments platform for software companies, covering account onboarding, payment acceptance, and payouts via sponsor banks KeyBank and Chesapeake Bank, primarily across US merchants.
- Ownership category
- akta.pro rank
Jupico industry classification
Industry- Product category
- Embedded Payments Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Other Activities Related to Credit Intermediation (52239)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Payment Orchestration Platforms (FSAGABAA)
- akta.pro secondary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Jupico is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Jupico business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing Fees: Transaction-based fees charged on payment processing volume. Fees deducted from transaction proceeds at time of processing.
- Subscription Services: Recurring subscription fees for platform access and features, billed monthly on the 1st of each month. Includes both Subscription Services and A La Carte Services.
- API Usage Fees: Per-usage fees for certain API-based services and features (A La Carte Services).
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Jupico product offering
Product offeringCore offering
Jupico provides an end-to-end payments platform that enables software companies to embed payment capabilities into their own products. The platform combines no-code and API-driven account onboarding, tokenized payment acceptance with customizable checkout, and ledger-based payout tools, operating as a registered Payment Facilitator of KeyBank and Chesapeake Bank to process card payments across major networks.
Product overview
Jupico is an end-to-end payments platform for software companies, offering three core product areas: Account Onboarding, Payment Acceptance, and Payout Processing. The platform provides a unified operating system with both no-code solutions (Rapid onboarding, Hosted Checkout, Payment Links, Invoicing, Subscriptions) and API-driven options (Transaction API, Custom onboarding, API Payouts). Payment Acceptance capabilities include tokenization for security, customizable checkout flows, and in-person terminal integration. Payout tools support scheduled and API-driven disbursements. Jupico acts as a registered Payment Facilitator for KeyBank and Chesapeake Bank, processing card payments across Visa, Mastercard, Discover, and American Express networks via Fiserv infrastructure.
Differentiator
Problem solved
Functional benefit
Products and services
- Account Onboarding End-to-end account onboarding offering that lets software companies bring their own merchants or sub-clients onto a payment program. Supports no-code (Rapid), co-branded (Flex), and API-driven custom onboarding flows, enabling clients to launch their program quickly or deeply integrate onboarding into their business workflows.
- Payment Acceptance Unified payment processing capability for software companies, supporting tokenized card transactions, customizable checkout pages, payment links, invoicing, recurring subscriptions, and in-person terminal integration. Designed to consolidate online and offline payment acceptance within a single platform used by merchants and their end customers.
- Payout Processing Payout processing product enabling software companies to send funds to multiple parties through scheduled templates (daily, weekly, monthly) and a ledger-based API for programmatic balance management. Supports marketplace-style and split-payment use cases for platforms that need to disburse funds to numerous recipients.
Quantifiable outcome
- Reduce time and resources required to embed payment functionality into software products
- +2 more outcomes
Companies that use Jupico
Customer profileSegments4 records
Ideal customer profiles1 record
Jupico technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
Feature6 records
Jupico partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- KeyBankcoreKeyBank serves as the acquiring bank partner for Jupico's payment processing services. Jupi Co is a registered Payment Facilitator of KeyBank, enabling the company to facilitate merchant payments under KeyBank's sponsorship in the card networks.
- Chesapeake BankcoreChesapeake Bank serves as an acquiring bank partner for Jupico's payment processing services. Jupi Co is a registered Payment Facilitator of Chesapeake Bank, providing an alternative bank partnership for payment facilitation.
- VisacoreVisa is a card network partner. Jupico enables merchants to accept Visa payments both in-store and online through its payment processing services.
- MastercardcoreMastercard is a card network partner. Jupico enables merchants to accept Mastercard payments both in-person and online through its payment processing services.
- American ExpresscoreAmerican Express is a card network partner. Jupico enables merchants to accept American Express payments through its payment processing services.
- DiscovercoreDiscover is a card network partner. Jupico enables merchants to accept Discover cards through its payment processing services.
Scale indicators2 records
Recent moves6 records
Expansion highlights4 records
Jupico competitors and assessment
Company assessmentEmerging players
- Unit: Unit is an embedded banking and payments platform enabling software companies to embed financial accounts, cards, and payments, overlapping with Jupico's broader embedded-finance ambition.
- Modern Treasury: Modern Treasury provides payment-operations APIs (including payouts and ledgers) for software companies, overlapping with Jupico's payout-processing module while specializing in bank-to-bank payment operations.
- Dwolla: Dwolla offers ACH and bank-account payment APIs for software platforms, intersecting with Jupico's payout and account-onboarding flows as a competing API-first payment-infrastructure provider.
- Highnote: Highnote provides an embedded payments and card-issuing platform for software companies, overlapping with Jupico's tokenization, payment-acceptance, and payout-stack offerings.
Direct peers
- Finix: Finix is a payments infrastructure company enabling software businesses to accept and send payments — directly competing with Jupico's account-onboarding, payment-acceptance, and payout offerings for the same software-company customer base.
- Payabli: Payabli provides embedded payment processing software specifically for SaaS platforms, mirroring Jupico's vertical focus on software companies and its API-first PayFac model.
- Tilled: Tilled offers PayFac-as-a-Service for software platforms to monetize payments, closely matching Jupico's no-code and API-driven onboarding for sub-merchant payment programs.
Broad incumbents
- Stripe: Stripe's Connect, Payments, and Issuing products serve the same embedded-payments use case as Jupico but at vastly greater scale and with a far broader product portfolio across all merchant types.
- Adyen: Adyen is a global payments platform offering embedded and unified commerce for large platforms, competing with Jupico for software-company accounts that need end-to-end processing and payouts.
Others
- Fiserv: Fiserv is the underlying payments-acceptance infrastructure provider used by Jupico per its Payment Brand Resources documentation, making it a key technology/partner relationship rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key highlights6 records
Customer concentration
Jupico social profiles
Digital presenceJupico compliance and trust
Trust signalCompliance1 record
Jupico financial estimates
Financial estimateRevenue estimate
Valuation estimate
Jupico leadership team
Management profileNumber of profiles
Profiles2 records
Jupico funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Jupico M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Jupico
What does Jupico do?
Jupico provides an end-to-end payments platform that enables software companies to embed payment capabilities into their own products. The platform combines no-code and API-driven account onboarding, tokenized payment acceptance with customizable checkout, and ledger-based payout tools, operating as a registered Payment Facilitator of KeyBank and Chesapeake Bank to process card payments across major networks.
Is Jupico a public or private company?
Jupico is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Jupico founded?
Jupico was founded in -1. It employs 11 to 50 people.
Where is Jupico based?
Jupico is headquartered in Dallas, United States, in the North America region.
How does Jupico make money?
Three revenue lines are on record. Payment Processing Fees are the primary driver. The others are subscription Services and API Usage Fees.
Who are Jupico's main competitors?
Emerging players on record are Unit, Modern Treasury, Dwolla and Highnote. Direct peers are Finix, Payabli and Tilled. Broad incumbents are Stripe and Adyen. Fiserv is listed as an others.
Does Jupico have an API?
Yes. Jupico offers a REST API for payment processing integration. The API supports account onboarding, payment acceptance, and payout operations. Developers can integrate using the hosted checkout endpoint (POST https://dev-platform.jupico.com/v1/hosted/checkout) with JSON payload supporting cart items, modifiers, payment methods (credit card, eCheck), and redirect URLs for success/cancel flows. Developer documentation is at docs.jupico.com.
What industry is Jupico in?
Jupico's product category is Embedded Payments Platform. Its primary akta.pro industry code is FSAGABAA, Payment Orchestration Platforms, with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 522320 and its SIC code is 6159.