Autocash.ai

What Autocash.ai does

Autocash.ai is a US-incorporated, private SaaS company founded in 2023 and headquartered in Scarsdale, New York, with an India engineering hub under development. The company sells an AI-driven cash management platform to CFOs, treasurers, and finance teams at mid-market companies, addressing manual treasury processes, fragmented multi-bank data, spreadsheet dependency, and inaccurate forecasting. Its product suite is anchored on three core modules — Cash Analytics (real-time cash-flow and liquidity visibility with AI-powered transaction classification), Cash Forecasting (13-week, rolling 26-week, or multi-year AI/ML forecasts with scenario modeling and continuous forecast-vs-actual learning), and Cash Application (AI/ML-driven payment-to-invoice matching) — supported by analytics features including Spend Analytics, AR/Collection Analytics, Forecast vs Actual, Working Capital Analytics, and Custom Reporting, plus multi-bank connectivity via API, BAI2, and Swift integrations.

Underlying technical components include time-series ML models for cash flow prediction, an NLP-inspired AI classification engine for transaction categorization, anomaly detection for proactive cash-shortage/surplus alerts, and process automation for reconciliation and cash application. The platform supports integration with banks, ERP systems, payment platforms, and AR/AP sources, and holds SOC 2 Type II certification. Distribution combines a self-serve product-led growth motion (free trial, website sign-up) with an enterprise field-sales motion (custom integrations, demo-led selling), accompanied by content marketing, webinars/podcasts, events, and email newsletters targeting treasury and finance professionals.

The revenue model is subscription SaaS with a freemium entry point; specific tier pricing is not publicly disclosed. The company has expanded its monetization surface beyond software into a professional services portfolio covering Working Capital Optimization (including factoring, securitization, dynamic discounting, and receivable financing/monetization), Cash Management Optimization (bank rationalization and fee analysis), FX Optimization, Merchant Card/Payments Optimization, Treasury Transformation, and Outsourced Treasury/Finance Management. As of the latest input, headcount is reported at 1–10 employees, no institutional funding rounds are disclosed, no customer logos are publicly named, and the company is constructing its engineering organization (India) and finance practice (open Treasury/Finance Analyst hire) from the ground up. The leadership team is led by CEO and Co-Founder Alok Kumar, a 20+ year treasury and finance veteran with prior roles at GE, General Motors, McKinsey & Company, and XPO Logistics.

Name

Autocash.ai

Legal name

AutoCash

Website

https://autocash.ai

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

Autocash.ai is a US-based, pre-revenue-stage SaaS company founded in 2023 that sells an AI-driven cash management platform — covering analytics, forecasting, and automated cash application — to CFOs, treasurers, and finance teams at mid-market companies, supplemented by treasury advisory and working capital financing services.

Ownership category

akta.pro rank

Product category

Treasury and Cash Management Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Finance Services (6199), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Robo-Advice for Institutional/Treasury (OCIO-lite, Cash & Liquidity) (FSAGAEAJ)

akta.pro secondary industry

Corporate Cash Management & Treasury ACH (FSAMAGAG)

Keywords

• Cash management software
• Cash flow forecasting
• Working capital analytics
• Treasury management platform
• AI finance analytics

Headquarters

HQ city

Scarsdale

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Subscription: AI-driven cash management platform delivered as a subscription service. Pricing likely based on business size, number of accounts connected, or transaction volume. Offers free trial for initial evaluation.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Autocash.ai provides an AI-driven cash management SaaS platform for mid-market companies, built around three core modules: Cash Analytics (real-time cash-flow visibility with AI-based transaction classification), Cash Forecasting (AI/ML-based forecasting with scenario modeling), and Cash Application (automated invoice-to-payment matching). The platform integrates with banks (API, BAI2, Swift), ERPs, payment platforms, and AR/AP sources, and is complemented by professional services covering working capital optimization, treasury transformation, FX optimization, bank fee analysis, and outsourced treasury operations.

Product overview

AutoCash.ai offers an AI-driven cash management platform consisting of three core integrated modules: Cash Analytics (real-time cash-flow visibility with AI-powered transaction classification), Cash Forecasting (AI/ML-powered forecasting with scenario modeling), and Cash Application (automated invoice matching). These core products are supplemented by analytics features including Spend Analytics, AR/Collection Analytics, Forecast vs Actual comparison, Working Capital Analytics, Custom Reporting, and Multi-Bank Connectivity. The company also provides professional services including Working Capital Optimization, Cash Management Optimization, FX Optimization, Merchant Card/Payments Optimization, Treasury Transformation, and Outsourced Treasury/Finance Management.

Differentiator

Problem solved

Functional benefit

Products and services

• Cash Analytics Real-time cash-flow and liquidity visibility module for CFOs, treasurers, and finance teams. Provides seamless end-to-end integration with banks, ERP systems, payment platforms, and AR/AP sources, and uses an AI-classification engine that automatically recognizes and tags transactions, delivered through a unified dashboard.
• Cash Forecasting AI/ML-powered forecasting module that automatically builds highly accurate forecasts with customizable horizons (13-week, rolling 26-week, or multi-year). Includes built-in scenario modeling for best-case, worst-case, and strategic what-if situations, and continuous forecast-vs-actual tracking that refines predictions over time.
• Cash Application AI/ML-powered module that automates matching of incoming payments to customer invoices with high accuracy in real time, including cases with incomplete or inconsistent remittance details. Reduces manual reconciliation effort, speeds up cash-position accuracy, and includes built-in DSO tracking and analytics.
• Working Capital Optimization Professional service to enhance liquidity and improve cash conversion cycles, including unlocking value of receivables through factoring, securitization, and dynamic discounting, as well as receivable financing and monetization. Targeted at corporate finance and treasury leaders.
• Cash Management Optimization Professional service covering bank account rationalization and consolidation, detailed bank fee analysis and negotiation, and ongoing monitoring of bank fees, aimed at reducing banking costs and simplifying the corporate banking footprint.
• FX Optimization Professional FX service providing cost savings and exposure monitoring, audit trail across entities and currencies, and hedging strategy and budget rates management for corporate treasury teams.
• Merchant Card/Payments Optimization Professional service focused on optimizing interchange and processing fees, payment architecture, fraud prevention, and BIN/Debit routing, with ongoing fee monitoring and management for corporate payment environments.
• Treasury Transformation Consulting service for designing and standing up a modern treasury function, optimizing end-to-end treasury processes, and enabling intelligent automation within corporate finance organizations.
• Outsourced Treasury/Finance Management Staff-augmentation service providing dedicated resources to build financial models, run day-to-day cash management and reporting, and execute other finance/treasury initiatives on behalf of clients.

Quantifiable outcome

• Cash flow forecasting with 99.9% accuracy
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core.

• Banks (multiple)coreTechnology or IntegrationMulti-bank connectivity partnerships enabling consolidated cash views. Supports API, BAI2, and Swift integration with financial institutions for real-time data aggregation and cash position visibility.
• ERP SystemscoreTechnology or IntegrationIntegration partnerships with ERP systems enabling seamless data flow between accounting systems and the AutoCash platform, eliminating data silos and ensuring accurate financial data.
• Payment PlatformscoreTechnology or IntegrationIntegration with payment platforms for real-time transaction data, AR/AP source connectivity, and comprehensive cash flow visibility across payment systems.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Trovata: Trovata is an AI-driven cash management and treasury analytics platform for mid-market and enterprise finance teams. It is the closest direct competitor to AutoCash in target customer (CFO/treasury), product (multi-bank cash visibility and forecasting), and delivery (cloud SaaS).
• HighRadius: HighRadius offers AI-powered treasury, cash application, and order-to-cash automation. It directly competes with AutoCash in AI-driven cash application, forecasting, and AR analytics for mid-market and enterprise finance teams.
• GTreasury: GTreasury is a cloud treasury management system with cash visibility, forecasting, bank connectivity, and payments. It competes head-on with AutoCash in serving treasury and finance teams with multi-bank cash management.
• Agicap: Agicap is a cash flow forecasting and management platform aimed at SMB and mid-market finance teams. It overlaps directly with AutoCash's Cash Forecasting and Cash Analytics modules and similar customer profile.
• Modern Treasury: Modern Treasury provides a payments and treasury operations platform with bank connectivity, reconciliation, and cash management. It targets corporate finance teams with API-first bank integrations similar to AutoCash.
• TIS (Treasury Intelligence Solutions): TIS provides a SaaS platform for global cash management, bank connectivity, and payments. It is comparable to AutoCash in multi-bank cash visibility and corporate treasury focus.

Broad incumbents

• Kyriba: Kyriba is a large, established cloud treasury management system offering cash management, forecasting, payments, and liquidity. It is a broad incumbent competing with AutoCash across the same workflow but with a much wider product portfolio.

Emerging players

• Cashforce: Cashforce is an AI-based cash flow forecasting and working capital analytics platform. It is a smaller, emerging player in the same niche as AutoCash's forecasting and working capital modules.
• Plaid: Plaid provides bank connectivity and financial data infrastructure. While not a direct cash management product, Plaid competes indirectly via enabling multi-bank data aggregation that powers platforms like AutoCash.
• Tipalti: Tipalti provides AI-driven AP automation and global payments. It overlaps with AutoCash on the cash application, AR/AP, and payments optimization side of the working capital workflow.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/autocash-ai

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Autocash.ai