Numisma Bank

What Numisma Bank does

Numisma Bank is a U.S.-chartered, Connecticut-regulated bank headquartered in Greenwich that operates as a pure-play wholesale banknote services provider, distributing U.S. Dollars, Euros, and other major currencies to institutional clients globally. The bank targets two primary customer segments: central banks seeking wholesale banknote supply for foreign exchange stabilization, currency distribution, and treasury operations, and commercial banks seeking multi-currency procurement, competitive pricing, and secure fulfillment. Operations are supported by six regional Sales & Trading desks covering North America, Latin America, Europe, Middle East & CIS, Africa, and Asia, with a Schedule a Meeting contact form and SMS/WhatsApp messaging supplementing direct relationship-led outreach, alongside attendance and sponsorship at industry events such as the 2026 Banknote Conference in Washington, D.C. and the IDB Annual Meetings in Asunción, Paraguay.

The core technology stack is a state-of-the-art cloud-based operating platform built with top-tier technology partners, supporting multi-currency wholesale banknote operations, real-time tracking, and end-to-end logistics management with cash-in-transit (CIT) partners providing door-to-door and door-to-airport fulfillment. A defining feature is a dedicated Federal Reserve master account, into which client funds are directly deposited for banknote activity, minimizing clearing risk versus competitors relying on third-party bank relationships. The bank maintains a multi-layered security program, BSA/AML/OFAC compliance overseen by an experienced risk team, Deloitte U.S. GAAP audit, a CAMELS rating of 1 in its latest independent risk audit, and capital ratios that exceed Basel III "well-capitalized" standards, with backing from Cynosure, a premier institutional private equity and credit sponsor. The leadership team is sourced from Goldman Sachs, Bank of America, Morgan Stanley, JPMorgan, Credit Suisse, Nasdaq, and elite law firms including White & Case, Gibson Dunn, and Kirkland & Ellis, with combined experience described as exceeding 400 years.

Numisma Bank generates revenue primarily through transaction fees on wholesale banknote purchases and sales across multiple currencies, with high-value institutional trades, deep liquidity provision, and competitive pricing. The bank deliberately avoids retail deposits and uninsured liabilities beyond standard operating payables, and pricing is negotiated on a per-transaction basis with competitive quotes offered based on volume, currency, and fulfillment method rather than publicly listed rates. Recent strategic activity includes a May 2026 high-level meeting with the Central Bank of Libya Governor regarding USD distribution reforms, and the firm was recently marked its two-year operating anniversary in June 2026.

Name

Numisma Bank

Legal name

Numisma Bank

Website

https://numismabank.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

51–100 employees

Short description

Numisma Bank is a U.S.-chartered, Connecticut-regulated wholesale banknote bank that distributes USD, EUR, and other currencies to central banks and commercial banks globally through six regional Sales & Trading desks, with direct Federal Reserve master account access and Deloitte-audited, Basel III well-capitalized operations.

Ownership category

akta.pro rank

Product category

Wholesale Banking

NAICS

Commercial Banking (52211)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Cash & Coin Processing / Cash Centers (FSAMAOAF)

akta.pro secondary industries

Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration) (FSAGAAAG), Correspondent Banking (Nostro/Vostro & Agent Services) (FSABAJAA)

Keywords

• Wholesale banknote services
• Multi-currency distribution
• Institutional cash services
• Central bank banking
• Foreign exchange settlement

Headquarters

HQ city

Greenwich

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Compliance, Technology or R&D, Infrastructure, Supply Chain, Marketing or Sales

Revenue model

1. Wholesale Banknote Transactions: Numisma Bank earns fees from wholesale banknote purchases and sales, including multi-currency transactions in USD, EUR, and other global currencies. Revenue is generated through transaction-based fees on high-value institutional trades, competitive pricing, and deep liquidity provision. Settlement is facilitated through direct Federal Reserve access, and door-to-door or door-to-airport fulfillment is offered.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Numisma Bank provides wholesale physical banknote services to central banks and commercial banks globally, including purchases and sales of multi-currency banknotes (USD, EUR, and other major currencies), secure door-to-door and door-to-airport fulfillment through trusted cash-in-transit providers, and settlement via a dedicated U.S. Federal Reserve master account. The bank operates as a "pure play" wholesale banknote provider, holding no retail deposits and delivering relationship-driven coverage through regional Sales & Trading desks.

Product overview

Numisma Bank is a "pure play" wholesale banknote services provider offering a unified suite of services rather than a modular platform. The core product is comprehensive wholesale banknote services encompassing multi-currency capabilities (supporting U.S. Dollars, Euros, and other major currencies), purchases and sales of banknotes with competitive pricing and deep liquidity, door-to-door and door-to-airport fulfillment logistics, relationship-focused client service, and regulatory integrity backed by U.S. Federal Reserve access. All services are delivered through a tech-forward platform with robust risk management and compliance programs.

Differentiator

Problem solved

Functional benefit

Products and services

• Wholesale Banknote Purchases and Sales
• Multi-Currency Banknote Trading (USD, EUR, and other major currencies)
• Door-to-Door and Door-to-Airport Banknote Fulfillment
• Federal Reserve Master Account Settlement Service

Quantifiable outcome

• CAMELS rating of 1 in latest independent risk audit — highest possible safety and soundness rating
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered minor and core.

• DeloitteminorOthersNumisma Bank's financials are independently audited by Deloitte under U.S. GAAP, providing external financial credibility and regulatory transparency.
• CIT (Cash-in-Transit) ProvidersminorOthersNumisma Bank partners with trusted CIT (cash-in-transit) providers to ensure secure door-to-door and door-to-airport fulfillment of banknotes, managing end-to-end logistics with real-time tracking and flexible scheduling.
• Central Bank of LibyacoreStrategic or Co-development PartnerNumisma Bank's delegation met with Central Bank of Libya Governor H.E. Naji Mohammed Issa and senior CBL officials in Tripoli in May 2026. Discussions centered on structural reforms being implemented by the Libyan central bank, including distributing U.S. Dollars through commercial banks to stabilize foreign exchange rates. Both institutions agreed to continue ongoing dialogue and long-term cooperation in support of Libya's foreign exchange market initiatives.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• De La Rue: UK-listed banknote printer and secure currency solutions provider with central bank customers worldwide. Comparable in serving central banks across the physical currency value chain, including distribution and authentication.
• Crown Agents Bank: UK-regulated 'pure play' wholesale banknote services provider serving central banks and commercial banks globally. Closest comparable to Numisma in product focus, client base, and operating model around institutional physical currency.
• Crane Currency: U.S. banknote security features and currency solutions provider working with central banks globally. Comparable as a wholesale currency counterpart supporting central bank distribution and counterfeiting reduction.

Broad incumbents

• Bank of America: Large U.S. bank with corporate treasury and cash management capabilities serving institutional clients. Comparable as a boardroom benchmarking reference for what Numisma's leadership team previously built and may aim to disrupt in physical cash services.
• Brink's: Global cash management, CIT, and wholesale banknote services incumbent with deep central bank relationships and a large armored fleet. Comparable as the dominant wholesale banknote counterparty that Numisma is competing against.
• Prosegur Cash: Listed cash management and wholesale banknote services provider with operations across Latin America, Europe, and Asia. Comparable due to its institutional cash logistics and central bank relationships, especially in emerging markets.
• UBS (formerly Credit Suisse): Global universal bank with a long-standing physical cash and wholesale banknote business historically operated inside Credit Suisse. Comparable as both a competitor in banknote services and a reference point for talent (Numisma's leadership includes former Credit Suisse executives).
• JPMorgan: Global universal bank with a treasury services, correspondent banking, and large cash services franchise. Comparable as a potential strategic client or aggregator that sits in the correspondent banking relationship chain for Numisma's central bank clients.
• Loomis: Global cash-in-transit and cash management services provider with significant wholesale banknote and central bank business. Comparable due to its international cash logistics footprint and central bank client base.
• G4S (Allied Universal): Global security and cash services company with a substantial wholesale banknote and cash solutions business. Comparable as a large-scale institutional cash services competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/feed/update/urn:li:activity:7444845975237513216

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Numisma Bank