Oceanpayment
Oceanpayment is a Hong Kong-headquartered global cross-border payment service provider operating a unified acquiring, issuing, and multi-currency account platform across 230+ countries for 200,000+ merchants in e-commerce, gaming, travel, fintech, and B2B verticals.
- Company typePrivate
- Founded2014
- HeadquartersNanshan, China
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Oceanpayment does
Oceanpayment is a global cross-border payment service provider founded in 2014 and headquartered in Hong Kong, with operational offices in Shenzhen, Singapore, the US, the UK, Europe, and Australia. The company operates a unified payment platform branded OPNexus that aggregates acquiring (card payments, alternative payment methods, omnichannel, payment links, payment gateway, risk and fraud management), issuing (corporate cards including a 2025 co-branded Mastercard), and account services (OPCCOUNT multi-currency accounts, FX and transfers, payouts), supported by the OPASST treasury platform. The platform integrates 500+ payment products across 230+ countries and regions in 140+ transaction currencies, delivered through a single API/SDK targeting e-commerce merchants, gaming, travel, fintech, B2B commerce, and OMO retail verticals.
The company earns revenue primarily through transaction processing fees on payment volume, supplemented by recurring subscription fees for platform and risk management services; pricing is quote-based and negotiated by enterprise field sales teams. Distribution combines direct enterprise sales with channel partnerships, notably Shopify (where Oceanpayment was first to offer onsite credit card processing in China in 2023) and WooCommerce, alongside a strategic 2023 partnership with Global Payments. The company holds PCI DSS Level 1 certification, Visa and Mastercard certifications, Google Pay and Apple Pay PSP certifications, and a Singapore MPI Major Payment Institution license.
Notable scale signals include 200,000+ merchants served, a claimed 99.99% risk prevention accuracy, and a stated 30% merchant sales revenue uplift. The management team is led by Co-Founder Lanny (recognized among Shenzhen's Top Ten Outstanding Young Entrepreneurs in 2023). The firm has received multiple regional industry awards in 2024, including EqualOcean GoGlobal FinTech Top 10 and Cailian Media Top 50 Chinese Cross-border Service Providers, and has expanded into an Agentic Commerce AI solution category, signaling intent to compete in the emerging AI-driven payment flow market.
Oceanpayment firmographics
Firmographics- Name
- Oceanpayment
- Legal name
- OCEANPAYMENT CO., LIMITED
- Website
- https://oceanpayment.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Oceanpayment is a Hong Kong-headquartered global cross-border payment service provider operating a unified acquiring, issuing, and multi-currency account platform across 230+ countries for 200,000+ merchants in e-commerce, gaming, travel, fintech, and B2B verticals.
- Ownership category
- akta.pro rank
Oceanpayment industry classification
Industry- Product category
- Cross-Border Payment Processing
- akta.pro primary industry
- Alternative Payments & Digital Wallet Acceptance (A2A, RTP, wallets) (THALAHAH)
- akta.pro secondary industries
- Group Travel Payments & Billing (Central Billing, Virtual Cards) (THACAFAK), Card Issuing & Virtual Cards (lodge cards, single-use, tokenization) (THALAHAB)
Keywords
Where Oceanpayment is headquartered
LocationHeadquarters
- HQ city
- Nanshan
- HQ country
- China
- HQ region
- Asia
Offices7 records
Markets served
Oceanpayment business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Transaction Processing Fees: Revenue generated from processing electronic payment transactions. Merchants pay a percentage or fixed fee per transaction processed through the platform.
- Subscription Services: Recurring subscription fees for access to the payment platform, risk management services, and reporting tools.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing based on transaction volume and requirements |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels9 records
Oceanpayment product offering
Product offeringCore offering
Oceanpayment is a global digital payment service provider that enables merchants to accept 500+ payment products across 230+ countries and regions, supporting 140+ transaction currencies and 10+ settlement currencies. The company delivers integrated acquiring (card payments, alternative payments, omnichannel payments, payment links, gateway), AI-powered risk and fraud management, card issuing, and multi-currency account services via its OPNexus payment suite and standardized API/SDK.
Product overview
Oceanpayment is a global digital payment solution provider offering a comprehensive platform with three core product categories: Acquiring (Card Payments, Alternative Payments, Omnichannel Payments, Payment Links, Payment Gateway, Risk&Fraud Management), Issuing (Oceanpayment Card), and Account services (OPCCOUNT, FX&Transfers, Payouts). The platform is unified under OPNexus, an integrated global payment suite that combines all services to optimize conversion and operational efficiency. The product portfolio supports 500+ payment methods across 230+ countries and regions in 140+ currencies. Industry-specific solutions include eCommerce, Gaming, Travel, Fintech, Agentic Commerce, Embedded Finance, Supplier Payments, and Expense Management. The OPASST Fund Management Platform provides additional treasury capabilities. The platform is accessible via a unified API/SDK with 20+ language support and claims to improve merchant sales revenue by 30%.
Differentiator
Problem solved
Functional benefit
Brands
- OPCCOUNT: A compliant, multi-currency platform for global pay-in, payout, and account management
- OPNexus
- OPASST
- Oceanpayment Card
Products and services
- Card Payments Secure card payment processing supporting Visa, Mastercard, JCB, Discover, American Express, and other major card networks globally, for merchants requiring international card acceptance.
- Alternative Payments Local payment methods beyond cards, including digital wallets such as WeChat Pay and Alipay plus region-specific payment solutions, aimed at merchants seeking higher local transaction success rates.
- Omnichannel Payments Unified payment solution supporting consistent payment experiences across online and offline channels, for retailers integrating in-store and digital checkout.
- Payment Links Shareable payment links enabling merchants to accept payments via email, SMS, or messaging platforms without requiring a full e-commerce integration.
- Payment Gateway Technology platform connecting merchants with banks and payment networks, securely authorizing and processing online transactions with encryption and fraud protection.
- Risk & Fraud Management AI-powered risk control and fraud prevention system using big data analytics to detect anomalies and protect transactions, claimed to deliver 99.99% prevention accuracy.
- Oceanpayment Card Corporate card issuing and management solution enabling businesses to issue virtual or physical cards for employee expenses, supplier payments, and operational spending.
- OPCCOUNT Multi-currency account platform for global pay-in, payout, and account management, enabling compliant international fund transfers and currency exchange for businesses.
- FX & Transfers Foreign exchange services and international money transfers supporting multiple currencies for cross-border business operations.
- Payouts Bulk payment and disbursement services enabling merchants to send money to suppliers, affiliates, or customers globally.
- OPNexus Integrated global payment suite combining acquiring, issuing, and account solutions to optimize conversion rates and operational efficiency across markets, delivered via a single API/SDK.
- OPASST Fund Management Platform Treasury and fund management platform commercialized in 2022 for holistic cross-border financial operations and liquidity management.
Quantifiable outcome
- Improves sales revenue by 30%
- +1 more outcomes
Companies that use Oceanpayment
Customer profileNamed customers2 records
Segments6 records
Ideal customer profiles3 records
Oceanpayment technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability4 records
Feature4 records
Oceanpayment partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- MastercardcoreCo-branded payment card partnership announced in 2025. Involves joint development of payment card solutions leveraging Mastercard's global network.
- City University of MacauminorTalent training hub partnership established in 2025 for developing payment industry talent through educational collaboration.
- OctopuscorePartnership established in 2024 with Octopus, a popular payment product in Hong Kong. Enables merchants to accept Octopus payments for Hong Kong customers.
- Global PaymentscoreStrategic partnership with Global Payments, a Fortune Global 500 company, forged in 2023. Global Payments is a leading payments technology company providing software and services to merchants worldwide.
- ShopifycoreIntegration partnership enabling Shopify merchants to easily connect their online stores with Oceanpayment's global payment processing services.
- WooCommercecoreIntegration partnership allowing WooCommerce store owners to utilize Oceanpayment's payment gateway and accept global payments.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Oceanpayment competitors and assessment
Company assessmentDirect peers
- Stripe: Global online payment processor serving internet businesses with card acceptance, alternative payment methods, multi-currency processing, and embedded finance. Directly comparable product set and merchant target as Oceanpayment, but with vastly greater scale and capital.
- Adyen: Enterprise-focused global payment processor offering unified acquiring, multi-currency settlement, and risk management. Closely comparable to Oceanpayment's OPNexus suite in targeting large merchants with cross-border needs.
- PingPong: Cross-border payment processor focused on Chinese e-commerce merchants selling globally — essentially the same core merchant target as Oceanpayment with similar payment-method breadth.
- Checkout.com: Cloud-based global payment processor providing unified acquiring, alternative payment methods, and FX services to enterprise merchants. Directly competes with Oceanpayment in cross-border card processing.
- Airwallex: Asia-Pacific origin cross-border payments company offering acquiring, multi-currency accounts (similar to OPCCOUNT), issuing, and FX. Highly comparable given shared Asia-Pacific roots and full-stack product approach.
Broad incumbents
- Worldpay: Large established merchant acquirer with global reach and broad payment-method support. Overlaps with Oceanpayment's acquiring business but is a far larger incumbent serving enterprise merchants.
- PayPal: Global incumbent in online payments with Braintree (acquiring), Venmo, and Hyperwallet. Overlaps with Oceanpayment's e-commerce, alternative payments, and payouts offerings but at much greater scale and breadth.
Emerging players
- Paddle: Merchant-of-record payment platform for SaaS and digital-goods merchants with global tax, compliance, and multi-currency support. Overlaps with Oceanpayment's Gaming, SaaS-adjacent, and Embedded Finance solutions.
- dLocal: Cross-border payment processor focused on emerging markets with local payment-method coverage. Comparable to Oceanpayment's alternative-payments strategy, especially for merchants selling into Asia, LATAM, and Africa.
Regional players
- Ant Group (Alipay International): Chinese fintech giant operating Alipay's cross-border payment network across Asia and into Europe. Comparable to Oceanpayment in supporting Chinese merchants' cross-border acceptance and alternative payment methods, but with a primarily Asia-centric footprint.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Oceanpayment social profiles
Digital presenceOceanpayment compliance and trust
Trust signalCompliance7 records
Oceanpayment financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oceanpayment leadership team
Management profileNumber of profiles
Profiles1 record
Oceanpayment funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oceanpayment M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oceanpayment
What does Oceanpayment do?
Oceanpayment is a global digital payment service provider that enables merchants to accept 500+ payment products across 230+ countries and regions, supporting 140+ transaction currencies and 10+ settlement currencies. The company delivers integrated acquiring (card payments, alternative payments, omnichannel payments, payment links, gateway), AI-powered risk and fraud management, card issuing, and multi-currency account services via its OPNexus payment suite and standardized API/SDK.
Is Oceanpayment a public or private company?
Oceanpayment is a private company. It is classified as venture growth investor backed and is currently operating.
When was Oceanpayment founded?
Oceanpayment was founded in 2014. It employs 11 to 50 people.
Where is Oceanpayment based?
Oceanpayment is headquartered in Nanshan, China, in the Asia region.
How does Oceanpayment make money?
Two revenue lines are on record. Transaction Processing Fees are the primary driver. The others are subscription Services.
Who are Oceanpayment's main competitors?
Direct peers on record are Stripe, Adyen, PingPong, Checkout.com and Airwallex. Broad incumbents are Worldpay and PayPal. Emerging players are Paddle and dLocal. Ant Group (Alipay International) is listed as a regional player.
Does Oceanpayment have an API?
Yes. Oceanpayment offers an API Explorer for developers at https://developers.oceanpayment.com/ covering Payments, Oceanpayment Card, and OPCCOUNT. The platform emphasizes 'One API Seamless Integration, Fast Deployment' and provides integrated standard API/SDK for merchants to improve sales revenue. The API supports payment processing, card solutions, and account management functionalities. Developer documentation is at developers.oceanpayment.com.
What industry is Oceanpayment in?
Oceanpayment's product category is Cross-Border Payment Processing. Its primary akta.pro industry code is THALAHAH, Alternative Payments & Digital Wallet Acceptance (A2A, RTP, wallets), with a secondary code of THACAFAK, Group Travel Payments & Billing (Central Billing, Virtual Cards).