What Zedcrest Group does

Zedcrest Group is a Nigerian private financial services holding company founded in 2014, headquartered in Lagos, and operating across institutional capital markets, investment management, consumer lending, and proprietary investments. The Group is structured around regulated subsidiaries: Zedcrest Securities (stockbroking, acquired from RMB Nigeria in 2024), Zedcrest Global Markets (NGX/SEC-licensed broker/dealer for fixed income, currencies, and derivatives), Zedcrest Issuing House (investment banking and ECM, licensed 2024), and Zedvance Finance (CBN-regulated consumer and commercial lending). Core technology assets include the Zedcrest Wealth App — a mobile platform supporting trading of 150+ Nigerian Exchange-listed equities and access to curated savings and investment products — and the Zedcrest Global Markets institutional trading platform, which provides fixed income, currency, and derivatives execution for pension fund administrators, foreign investors, and asset managers.

Zedcrest serves three primary customer segments: institutional and corporate clients (PFAs, foreign investors, asset managers, and corporates requiring fixed income, FX, and derivatives execution), high-net-worth individuals and retail investors (HNIs and retail users accessing equities trading and investment products via the Zedcrest Wealth App), and commercial enterprises (Nigerian businesses across oil and gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution, and agribusiness accessing credit through Zedvance Finance). Zedvance Finance has disbursed over N96 billion in commercial funding since launching its Commercial Solutions unit in 2025 and targets N250 billion in 2026.

The Group generates revenue through multiple streams: securities brokerage commissions across equities and fixed income; investment management fees on curated savings and investment products; interest income from consumer and commercial lending through Zedvance Finance; and returns from proprietary investments in early-stage startups and acquisitions/buyouts. Go-to-market is split between direct institutional sales for fixed income and derivatives, and self-serve digital acquisition for retail equities trading — supported by a 3-month fee waiver to seed app adoption. In 2026, the Group added new leadership across stockbroking, investment banking, the CIO role, and the Zedvance board, signaling organizational scaling consistent with the aggressive commercial lending and digital expansion plans.

Name

Zedcrest Group

Legal name

Zedcrest Group

Website

https://zedcrest.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Zedcrest Group is a Nigerian private financial services holding company operating regulated subsidiaries in stockbroking, fixed income and derivatives trading, investment management, and consumer and commercial lending, serving institutional clients, high-net-worth and retail investors, and Nigerian businesses primarily through its Zedcrest Wealth App and direct institutional sales channels.

Ownership category

akta.pro rank

Product category

Diversified Financial Services

NAICS

Investment Banking and Securities Intermediation (523150), Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Miscellaneous Financial Investment Activities (523999)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Investment Advice (6282), Loan Brokers (6163)

akta.pro primary industry

Premium/Affluent Neobanks (FSABAFAE)

Keywords

• Wealth management services
• Securities trading brokerage
• Consumer commercial lending
• Equities stockbroking services
• Investment banking services

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Securities Trading & Brokerage: Revenue generated from brokerage fees on equities and fixed income trades executed through Zedcrest Securities and Zedcrest Global Markets. The platform initially waived brokerage fees for 3 months for new users of the stocks trading feature, suggesting standard fee-based pricing post-trial.
2. Investment Management: Revenue from curated savings and investment products offered through the Zedcrest Wealth digital platform, providing clients with wealth management and portfolio-building solutions.
3. Consumer & Business Finance (Zedvance Finance): Interest income from consumer and commercial lending through Zedvance Finance, which has disbursed over ₦96 billion in commercial funding since 2025 and targets ₦250 billion in disbursements in 2026, covering sectors including oil and gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution, and agribusiness.
4. Proprietary Investments: Returns generated from early-stage startup investments and business acquisitions/buyouts, leveraging Zedcrest Group's financial expertise to identify and maximise high-value investment opportunities.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Zedcrest Group is a Nigerian financial services group providing securities lending and trading (fixed income, currencies, derivatives), equities stockbroking, investment management and curated savings products, consumer and commercial lending, proprietary investments, and investment banking (Issuing House) services. Distribution is anchored on the Zedcrest Wealth App for retail/HNI investors and direct institutional sales for corporate and asset management clients.

Product overview

Zedcrest Group is a top-tier African financial services powerhouse offering a multi-product, multi-channel portfolio organized around its core subsidiaries and divisions. The Group operates through: Zedcrest Securities (stockbroking subsidiary, formerly RMB Nigeria Stockbrokers), offering equities trading and securities lending; the Zedcrest Wealth App as the unified digital platform for investment management and stock trading; Zedvance Finance for consumer and commercial lending; Securities Lending & Trading for fixed income, currencies, and derivatives; Proprietary Investments for venture and acquisition activities; and an Issuing House for investment banking services. The Group leverages technology-driven solutions and research to deliver integrated financial services across asset management, securities trading, and financing.

Differentiator

Problem solved

Functional benefit

Brands

• Zedcrest Wealth App: Mobile application enabling clients to trade stocks, access investment products and manage wealth portfolios
• Zedvance Finance
• Zedcrest Global Markets

Products and services

• Zedcrest Wealth App
• Zedcrest Securities
• Zedvance Finance
• Securities Lending & Trading
• Investment Management
• Proprietary Investments
• Equities Trading
• Issuing House

Quantifiable outcome

• Over 150 companies listed on the Nigerian Exchange (NGX) available for trading via the Zedcrest Wealth App
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Emerging players

• Risevest: Nigerian digital wealth/investment platform offering dollar-denominated and local investment products to retail and HNI clients. Comparable to the Zedcrest Wealth App as a mobile-first wealth and investment distribution channel.
• Piggyvest: Leading Nigerian consumer fintech offering savings, investments, and lending products via a mobile app. Comparable to Zedcrest Wealth App and Zedvance on the retail digital finance and consumer credit side.

Broad incumbents

• United Capital Plc: Large Nigerian investment banking and financial services group offering securities trading, asset management, wealth management, and corporate finance. Comparable to Zedcrest as a multi-product, NGX/SEC-regulated platform targeting both institutional and retail clients.
• ARM (Asset & Resource Management) Holdings: Nigerian asset management, pension, and investment banking group. Comparable to Zedcrest's wealth, securities, and proprietary investment management offerings.
• Stanbic IBTC Holdings: Large Nigerian financial services group with banking, stockbroking, asset management, and pension businesses. Comparable to Zedcrest as a broad, regulated financial powerhouse with overlapping institutional and retail product lines.
• FBNQuest Merchant Bank: Nigerian investment bank and asset manager offering advisory, securities, and wealth services. Comparable to Zedcrest Issuing House and Zedcrest Wealth on the institutional capital markets and wealth side.

Direct peers

• Cardinalstone Securities: Nigerian stockbroking and investment management firm regulated by NGX and SEC, with equities trading, research, and wealth offerings. Closely comparable to Zedcrest Securities and Zedcrest Wealth on the institutional brokerage and wealth management side.
• Meristem Securities Limited: Nigerian broker-dealer offering equities, fixed income, research, wealth management, and investment banking. Directly comparable across Zedcrest Securities and Zedcrest Global Markets' trading and ECM activities.
• Chapel Hill Denham Advisory: Independent Nigerian investment bank with ECM/DCM advisory, securities trading, and asset management capabilities. Closely comparable to Zedcrest's investment banking and securities businesses.
• Vetiva Capital Management: Nigerian securities firm providing equities trading, research, fixed income, and asset management. Comparable as a mid-market NGX-licensed broker-dealer with overlapping trading and wealth products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/Zedcrest_
• LinkedInlinkedin.com/company/zedcrest-capital-limited
• Instagraminstagram.com/zedcrest

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Zedcrest Group